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ING

Fixed Rate Loan (w/Orange Advantage)

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Cashback

$3000 refinance cashback~ Ends in 11 days

Applications must be received between 1 July 2021 and 30 September 2021. Available for the refinance of an existing home loan from another lender which settles by 31 December 2021. Minimum loan amount of $500,000 and a LVR that is less or equal to 80%. One $3,000 refinance cashback per application regardless of the number of properties or borrowers included on the application and loan accounts that are being opened through the refinance

announcement

RateCity Says: This two-year fixed rate home loan with an offset and split account option is available to owner occupiers, including those with a guarantor.

Advertised Rate

1.84

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
80%
Real Time Rating™

2.04

/ 5
Monthly Repayment

$1,085

based on $300,000 loan amount for 30 years at 1.84%

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Advertised Rate

1.84

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
80%
Real Time Rating™

2.04

/ 5
Monthly Repayment

$1,085

based on $300,000 loan amount for 30 years at 1.84%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,085

based on $300,000 loan amount for 30 years at 1.84%

Quick home loan review

For Fixed Rate Loan (w/Orange Advantage)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • 100% full offset account
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw facility
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Loan (w/Orange Advantage)

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

$299

Application fee

$0

Valuation fee

$0

Settlement fee

$299

Other upfront fee

$0

Ongoing fee

$299 annually

Discharge fee

$250

Application method

Online

Phone

In branch

Specials
  • Cashback $3000 refinance cashback
    Applications must be received between 1 July 2021 and 30 September 2021. Available for the refinance of an existing home loan from another lender which settles by 31 December 2021. Minimum loan amount of $500,000 and a LVR that is less or equal to 80%. One $3,000 refinance cashback per application regardless of the number of properties or borrowers included on the application and loan accounts that are being opened through the refinance

Other Benefits

$499 application fee waived when loan is split

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ING Fixed Rate Loan (w/Orange Advantage) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

ING allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

ING allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $299 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

ING makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this ING loan is available through a broker. Find a broker to help you with your needs.