Essential Home Loan 100% Offset Fixed (Principal and Interest) 3 Years from Kogan Money

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
2.77%
Fixed - 3 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,387
Number of Repayments
300
Total Interest Paid
$116,100
Total repayments
$416,100
DatePrincipleInterestPaymentBalance
1Dec 2019$694.51$692.50$1,387.01$299,305.49
2019 Total$694.51$692.5$1,387.01
2Jan 2020$696.11$690.90$1,387.01$298,609.38
3Feb 2020$697.72$689.29$1,387.01$297,911.66
4Mar 2020$699.33$687.68$1,387.01$297,212.33
5Apr 2020$700.94$686.07$1,387.01$296,511.39
6May 2020$702.56$684.45$1,387.01$295,808.83
7Jun 2020$704.18$682.83$1,387.01$295,104.65
8Jul 2020$705.81$681.20$1,387.01$294,398.84
9Aug 2020$707.44$679.57$1,387.01$293,691.40
10Sep 2020$709.07$677.94$1,387.01$292,982.33
11Oct 2020$710.71$676.30$1,387.01$292,271.62
12Nov 2020$712.35$674.66$1,387.01$291,559.27
13Dec 2020$713.99$673.02$1,387.01$290,845.28
2020 Total$8,460.21$8,183.91$16,644.12
14Jan 2021$715.64$671.37$1,387.01$290,129.64
15Feb 2021$717.29$669.72$1,387.01$289,412.35
16Mar 2021$718.95$668.06$1,387.01$288,693.40
17Apr 2021$720.61$666.40$1,387.01$287,972.79
18May 2021$722.27$664.74$1,387.01$287,250.52
19Jun 2021$723.94$663.07$1,387.01$286,526.58
20Jul 2021$725.61$661.40$1,387.01$285,800.97
21Aug 2021$727.29$659.72$1,387.01$285,073.68
22Sep 2021$728.96$658.05$1,387.01$284,344.72
23Oct 2021$730.65$656.36$1,387.01$283,614.07
24Nov 2021$732.33$654.68$1,387.01$282,881.74
25Dec 2021$734.02$652.99$1,387.01$282,147.72
2021 Total$8,697.56$7,946.56$16,644.12
26Jan 2022$735.72$651.29$1,387.01$281,412.00
27Feb 2022$737.42$649.59$1,387.01$280,674.58
28Mar 2022$739.12$647.89$1,387.01$279,935.46
29Apr 2022$740.83$646.18$1,387.01$279,194.63
30May 2022$742.54$644.47$1,387.01$278,452.09
31Jun 2022$744.25$642.76$1,387.01$277,707.84
32Jul 2022$745.97$641.04$1,387.01$276,961.87
33Aug 2022$747.69$639.32$1,387.01$276,214.18
34Sep 2022$749.42$637.59$1,387.01$275,464.76
35Oct 2022$751.15$635.86$1,387.01$274,713.61
36Nov 2022$752.88$634.13$1,387.01$273,960.73
37Dec 2022$754.62$632.39$1,387.01$273,206.11
2022 Total$8,941.61$7,702.51$16,644.12
38Jan 2023$756.36$630.65$1,387.01$272,449.75
39Feb 2023$758.11$628.90$1,387.01$271,691.64
40Mar 2023$759.86$627.15$1,387.01$270,931.78
41Apr 2023$761.61$625.40$1,387.01$270,170.17
42May 2023$763.37$623.64$1,387.01$269,406.80
43Jun 2023$765.13$621.88$1,387.01$268,641.67
44Jul 2023$766.90$620.11$1,387.01$267,874.77
45Aug 2023$768.67$618.34$1,387.01$267,106.10
46Sep 2023$770.44$616.57$1,387.01$266,335.66
47Oct 2023$772.22$614.79$1,387.01$265,563.44
48Nov 2023$774.00$613.01$1,387.01$264,789.44
49Dec 2023$775.79$611.22$1,387.01$264,013.65
2023 Total$9,192.46$7,451.66$16,644.12
50Jan 2024$777.58$609.43$1,387.01$263,236.07
51Feb 2024$779.37$607.64$1,387.01$262,456.70
52Mar 2024$781.17$605.84$1,387.01$261,675.53
53Apr 2024$782.98$604.03$1,387.01$260,892.55
54May 2024$784.78$602.23$1,387.01$260,107.77
55Jun 2024$786.59$600.42$1,387.01$259,321.18
56Jul 2024$788.41$598.60$1,387.01$258,532.77
57Aug 2024$790.23$596.78$1,387.01$257,742.54
58Sep 2024$792.05$594.96$1,387.01$256,950.49
59Oct 2024$793.88$593.13$1,387.01$256,156.61
60Nov 2024$795.72$591.29$1,387.01$255,360.89
61Dec 2024$797.55$589.46$1,387.01$254,563.34
2024 Total$9,450.31$7,193.81$16,644.12
62Jan 2025$799.39$587.62$1,387.01$253,763.95
63Feb 2025$801.24$585.77$1,387.01$252,962.71
64Mar 2025$803.09$583.92$1,387.01$252,159.62
65Apr 2025$804.94$582.07$1,387.01$251,354.68
66May 2025$806.80$580.21$1,387.01$250,547.88
67Jun 2025$808.66$578.35$1,387.01$249,739.22
68Jul 2025$810.53$576.48$1,387.01$248,928.69
69Aug 2025$812.40$574.61$1,387.01$248,116.29
70Sep 2025$814.27$572.74$1,387.01$247,302.02
71Oct 2025$816.15$570.86$1,387.01$246,485.87
72Nov 2025$818.04$568.97$1,387.01$245,667.83
73Dec 2025$819.93$567.08$1,387.01$244,847.90
2025 Total$9,715.44$6,928.68$16,644.12
74Jan 2026$821.82$565.19$1,387.01$244,026.08
75Feb 2026$823.72$563.29$1,387.01$243,202.36
76Mar 2026$825.62$561.39$1,387.01$242,376.74
77Apr 2026$827.52$559.49$1,387.01$241,549.22
78May 2026$829.43$557.58$1,387.01$240,719.79
79Jun 2026$831.35$555.66$1,387.01$239,888.44
80Jul 2026$833.27$553.74$1,387.01$239,055.17
81Aug 2026$835.19$551.82$1,387.01$238,219.98
82Sep 2026$837.12$549.89$1,387.01$237,382.86
83Oct 2026$839.05$547.96$1,387.01$236,543.81
84Nov 2026$840.99$546.02$1,387.01$235,702.82
85Dec 2026$842.93$544.08$1,387.01$234,859.89
2026 Total$9,988.01$6,656.11$16,644.12
86Jan 2027$844.88$542.13$1,387.01$234,015.01
87Feb 2027$846.83$540.18$1,387.01$233,168.18
88Mar 2027$848.78$538.23$1,387.01$232,319.40
89Apr 2027$850.74$536.27$1,387.01$231,468.66
90May 2027$852.70$534.31$1,387.01$230,615.96
91Jun 2027$854.67$532.34$1,387.01$229,761.29
92Jul 2027$856.64$530.37$1,387.01$228,904.65
93Aug 2027$858.62$528.39$1,387.01$228,046.03
94Sep 2027$860.60$526.41$1,387.01$227,185.43
95Oct 2027$862.59$524.42$1,387.01$226,322.84
96Nov 2027$864.58$522.43$1,387.01$225,458.26
97Dec 2027$866.58$520.43$1,387.01$224,591.68
2027 Total$10,268.21$6,375.91$16,644.12
98Jan 2028$868.58$518.43$1,387.01$223,723.10
99Feb 2028$870.58$516.43$1,387.01$222,852.52
100Mar 2028$872.59$514.42$1,387.01$221,979.93
101Apr 2028$874.61$512.40$1,387.01$221,105.32
102May 2028$876.63$510.38$1,387.01$220,228.69
103Jun 2028$878.65$508.36$1,387.01$219,350.04
104Jul 2028$880.68$506.33$1,387.01$218,469.36
105Aug 2028$882.71$504.30$1,387.01$217,586.65
106Sep 2028$884.75$502.26$1,387.01$216,701.90
107Oct 2028$886.79$500.22$1,387.01$215,815.11
108Nov 2028$888.84$498.17$1,387.01$214,926.27
109Dec 2028$890.89$496.12$1,387.01$214,035.38
2028 Total$10,556.3$6,087.82$16,644.12
110Jan 2029$892.94$494.07$1,387.01$213,142.44
111Feb 2029$895.01$492.00$1,387.01$212,247.43
112Mar 2029$897.07$489.94$1,387.01$211,350.36
113Apr 2029$899.14$487.87$1,387.01$210,451.22
114May 2029$901.22$485.79$1,387.01$209,550.00
115Jun 2029$903.30$483.71$1,387.01$208,646.70
116Jul 2029$905.38$481.63$1,387.01$207,741.32
117Aug 2029$907.47$479.54$1,387.01$206,833.85
118Sep 2029$909.57$477.44$1,387.01$205,924.28
119Oct 2029$911.67$475.34$1,387.01$205,012.61
120Nov 2029$913.77$473.24$1,387.01$204,098.84
121Dec 2029$915.88$471.13$1,387.01$203,182.96
2029 Total$10,852.42$5,791.7$16,644.12
122Jan 2030$918.00$469.01$1,387.01$202,264.96
123Feb 2030$920.12$466.89$1,387.01$201,344.84
124Mar 2030$922.24$464.77$1,387.01$200,422.60
125Apr 2030$924.37$462.64$1,387.01$199,498.23
126May 2030$926.50$460.51$1,387.01$198,571.73
127Jun 2030$928.64$458.37$1,387.01$197,643.09
128Jul 2030$930.78$456.23$1,387.01$196,712.31
129Aug 2030$932.93$454.08$1,387.01$195,779.38
130Sep 2030$935.09$451.92$1,387.01$194,844.29
131Oct 2030$937.24$449.77$1,387.01$193,907.05
132Nov 2030$939.41$447.60$1,387.01$192,967.64
133Dec 2030$941.58$445.43$1,387.01$192,026.06
2030 Total$11,156.9$5,487.22$16,644.12
134Jan 2031$943.75$443.26$1,387.01$191,082.31
135Feb 2031$945.93$441.08$1,387.01$190,136.38
136Mar 2031$948.11$438.90$1,387.01$189,188.27
137Apr 2031$950.30$436.71$1,387.01$188,237.97
138May 2031$952.49$434.52$1,387.01$187,285.48
139Jun 2031$954.69$432.32$1,387.01$186,330.79
140Jul 2031$956.90$430.11$1,387.01$185,373.89
141Aug 2031$959.11$427.90$1,387.01$184,414.78
142Sep 2031$961.32$425.69$1,387.01$183,453.46
143Oct 2031$963.54$423.47$1,387.01$182,489.92
144Nov 2031$965.76$421.25$1,387.01$181,524.16
145Dec 2031$967.99$419.02$1,387.01$180,556.17
2031 Total$11,469.89$5,174.23$16,644.12
146Jan 2032$970.23$416.78$1,387.01$179,585.94
147Feb 2032$972.47$414.54$1,387.01$178,613.47
148Mar 2032$974.71$412.30$1,387.01$177,638.76
149Apr 2032$976.96$410.05$1,387.01$176,661.80
150May 2032$979.22$407.79$1,387.01$175,682.58
151Jun 2032$981.48$405.53$1,387.01$174,701.10
152Jul 2032$983.74$403.27$1,387.01$173,717.36
153Aug 2032$986.01$401.00$1,387.01$172,731.35
154Sep 2032$988.29$398.72$1,387.01$171,743.06
155Oct 2032$990.57$396.44$1,387.01$170,752.49
156Nov 2032$992.86$394.15$1,387.01$169,759.63
157Dec 2032$995.15$391.86$1,387.01$168,764.48
2032 Total$11,791.69$4,852.43$16,644.12
158Jan 2033$997.45$389.56$1,387.01$167,767.03
159Feb 2033$999.75$387.26$1,387.01$166,767.28
160Mar 2033$1,002.06$384.95$1,387.01$165,765.22
161Apr 2033$1,004.37$382.64$1,387.01$164,760.85
162May 2033$1,006.69$380.32$1,387.01$163,754.16
163Jun 2033$1,009.01$378.00$1,387.01$162,745.15
164Jul 2033$1,011.34$375.67$1,387.01$161,733.81
165Aug 2033$1,013.67$373.34$1,387.01$160,720.14
166Sep 2033$1,016.01$371.00$1,387.01$159,704.13
167Oct 2033$1,018.36$368.65$1,387.01$158,685.77
168Nov 2033$1,020.71$366.30$1,387.01$157,665.06
169Dec 2033$1,023.07$363.94$1,387.01$156,641.99
2033 Total$12,122.49$4,521.63$16,644.12
170Jan 2034$1,025.43$361.58$1,387.01$155,616.56
171Feb 2034$1,027.80$359.21$1,387.01$154,588.76
172Mar 2034$1,030.17$356.84$1,387.01$153,558.59
173Apr 2034$1,032.55$354.46$1,387.01$152,526.04
174May 2034$1,034.93$352.08$1,387.01$151,491.11
175Jun 2034$1,037.32$349.69$1,387.01$150,453.79
176Jul 2034$1,039.71$347.30$1,387.01$149,414.08
177Aug 2034$1,042.11$344.90$1,387.01$148,371.97
178Sep 2034$1,044.52$342.49$1,387.01$147,327.45
179Oct 2034$1,046.93$340.08$1,387.01$146,280.52
180Nov 2034$1,049.35$337.66$1,387.01$145,231.17
181Dec 2034$1,051.77$335.24$1,387.01$144,179.40
2034 Total$12,462.59$4,181.53$16,644.12
182Jan 2035$1,054.20$332.81$1,387.01$143,125.20
183Feb 2035$1,056.63$330.38$1,387.01$142,068.57
184Mar 2035$1,059.07$327.94$1,387.01$141,009.50
185Apr 2035$1,061.51$325.50$1,387.01$139,947.99
186May 2035$1,063.96$323.05$1,387.01$138,884.03
187Jun 2035$1,066.42$320.59$1,387.01$137,817.61
188Jul 2035$1,068.88$318.13$1,387.01$136,748.73
189Aug 2035$1,071.35$315.66$1,387.01$135,677.38
190Sep 2035$1,073.82$313.19$1,387.01$134,603.56
191Oct 2035$1,076.30$310.71$1,387.01$133,527.26
192Nov 2035$1,078.78$308.23$1,387.01$132,448.48
193Dec 2035$1,081.27$305.74$1,387.01$131,367.21
2035 Total$12,812.19$3,831.93$16,644.12
194Jan 2036$1,083.77$303.24$1,387.01$130,283.44
195Feb 2036$1,086.27$300.74$1,387.01$129,197.17
196Mar 2036$1,088.78$298.23$1,387.01$128,108.39
197Apr 2036$1,091.29$295.72$1,387.01$127,017.10
198May 2036$1,093.81$293.20$1,387.01$125,923.29
199Jun 2036$1,096.34$290.67$1,387.01$124,826.95
200Jul 2036$1,098.87$288.14$1,387.01$123,728.08
201Aug 2036$1,101.40$285.61$1,387.01$122,626.68
202Sep 2036$1,103.95$283.06$1,387.01$121,522.73
203Oct 2036$1,106.50$280.51$1,387.01$120,416.23
204Nov 2036$1,109.05$277.96$1,387.01$119,307.18
205Dec 2036$1,111.61$275.40$1,387.01$118,195.57
2036 Total$13,171.64$3,472.48$16,644.12
206Jan 2037$1,114.18$272.83$1,387.01$117,081.39
207Feb 2037$1,116.75$270.26$1,387.01$115,964.64
208Mar 2037$1,119.32$267.69$1,387.01$114,845.32
209Apr 2037$1,121.91$265.10$1,387.01$113,723.41
210May 2037$1,124.50$262.51$1,387.01$112,598.91
211Jun 2037$1,127.09$259.92$1,387.01$111,471.82
212Jul 2037$1,129.70$257.31$1,387.01$110,342.12
213Aug 2037$1,132.30$254.71$1,387.01$109,209.82
214Sep 2037$1,134.92$252.09$1,387.01$108,074.90
215Oct 2037$1,137.54$249.47$1,387.01$106,937.36
216Nov 2037$1,140.16$246.85$1,387.01$105,797.20
217Dec 2037$1,142.79$244.22$1,387.01$104,654.41
2037 Total$13,541.16$3,102.96$16,644.12
218Jan 2038$1,145.43$241.58$1,387.01$103,508.98
219Feb 2038$1,148.08$238.93$1,387.01$102,360.90
220Mar 2038$1,150.73$236.28$1,387.01$101,210.17
221Apr 2038$1,153.38$233.63$1,387.01$100,056.79
222May 2038$1,156.05$230.96$1,387.01$98,900.74
223Jun 2038$1,158.71$228.30$1,387.01$97,742.03
224Jul 2038$1,161.39$225.62$1,387.01$96,580.64
225Aug 2038$1,164.07$222.94$1,387.01$95,416.57
226Sep 2038$1,166.76$220.25$1,387.01$94,249.81
227Oct 2038$1,169.45$217.56$1,387.01$93,080.36
228Nov 2038$1,172.15$214.86$1,387.01$91,908.21
229Dec 2038$1,174.86$212.15$1,387.01$90,733.35
2038 Total$13,921.06$2,723.06$16,644.12
230Jan 2039$1,177.57$209.44$1,387.01$89,555.78
231Feb 2039$1,180.29$206.72$1,387.01$88,375.49
232Mar 2039$1,183.01$204.00$1,387.01$87,192.48
233Apr 2039$1,185.74$201.27$1,387.01$86,006.74
234May 2039$1,188.48$198.53$1,387.01$84,818.26
235Jun 2039$1,191.22$195.79$1,387.01$83,627.04
236Jul 2039$1,193.97$193.04$1,387.01$82,433.07
237Aug 2039$1,196.73$190.28$1,387.01$81,236.34
238Sep 2039$1,199.49$187.52$1,387.01$80,036.85
239Oct 2039$1,202.26$184.75$1,387.01$78,834.59
240Nov 2039$1,205.03$181.98$1,387.01$77,629.56
241Dec 2039$1,207.82$179.19$1,387.01$76,421.74
2039 Total$14,311.61$2,332.51$16,644.12
242Jan 2040$1,210.60$176.41$1,387.01$75,211.14
243Feb 2040$1,213.40$173.61$1,387.01$73,997.74
244Mar 2040$1,216.20$170.81$1,387.01$72,781.54
245Apr 2040$1,219.01$168.00$1,387.01$71,562.53
246May 2040$1,221.82$165.19$1,387.01$70,340.71
247Jun 2040$1,224.64$162.37$1,387.01$69,116.07
248Jul 2040$1,227.47$159.54$1,387.01$67,888.60
249Aug 2040$1,230.30$156.71$1,387.01$66,658.30
250Sep 2040$1,233.14$153.87$1,387.01$65,425.16
251Oct 2040$1,235.99$151.02$1,387.01$64,189.17
252Nov 2040$1,238.84$148.17$1,387.01$62,950.33
253Dec 2040$1,241.70$145.31$1,387.01$61,708.63
2040 Total$14,713.11$1,931.01$16,644.12
254Jan 2041$1,244.57$142.44$1,387.01$60,464.06
255Feb 2041$1,247.44$139.57$1,387.01$59,216.62
256Mar 2041$1,250.32$136.69$1,387.01$57,966.30
257Apr 2041$1,253.20$133.81$1,387.01$56,713.10
258May 2041$1,256.10$130.91$1,387.01$55,457.00
259Jun 2041$1,259.00$128.01$1,387.01$54,198.00
260Jul 2041$1,261.90$125.11$1,387.01$52,936.10
261Aug 2041$1,264.82$122.19$1,387.01$51,671.28
262Sep 2041$1,267.74$119.27$1,387.01$50,403.54
263Oct 2041$1,270.66$116.35$1,387.01$49,132.88
264Nov 2041$1,273.59$113.42$1,387.01$47,859.29
265Dec 2041$1,276.53$110.48$1,387.01$46,582.76
2041 Total$15,125.87$1,518.25$16,644.12
266Jan 2042$1,279.48$107.53$1,387.01$45,303.28
267Feb 2042$1,282.43$104.58$1,387.01$44,020.85
268Mar 2042$1,285.40$101.61$1,387.01$42,735.45
269Apr 2042$1,288.36$98.65$1,387.01$41,447.09
270May 2042$1,291.34$95.67$1,387.01$40,155.75
271Jun 2042$1,294.32$92.69$1,387.01$38,861.43
272Jul 2042$1,297.30$89.71$1,387.01$37,564.13
273Aug 2042$1,300.30$86.71$1,387.01$36,263.83
274Sep 2042$1,303.30$83.71$1,387.01$34,960.53
275Oct 2042$1,306.31$80.70$1,387.01$33,654.22
276Nov 2042$1,309.32$77.69$1,387.01$32,344.90
277Dec 2042$1,312.35$74.66$1,387.01$31,032.55
2042 Total$15,550.21$1,093.91$16,644.12
278Jan 2043$1,315.38$71.63$1,387.01$29,717.17
279Feb 2043$1,318.41$68.60$1,387.01$28,398.76
280Mar 2043$1,321.46$65.55$1,387.01$27,077.30
281Apr 2043$1,324.51$62.50$1,387.01$25,752.79
282May 2043$1,327.56$59.45$1,387.01$24,425.23
283Jun 2043$1,330.63$56.38$1,387.01$23,094.60
284Jul 2043$1,333.70$53.31$1,387.01$21,760.90
285Aug 2043$1,336.78$50.23$1,387.01$20,424.12
286Sep 2043$1,339.86$47.15$1,387.01$19,084.26
287Oct 2043$1,342.96$44.05$1,387.01$17,741.30
288Nov 2043$1,346.06$40.95$1,387.01$16,395.24
289Dec 2043$1,349.16$37.85$1,387.01$15,046.08
2043 Total$15,986.47$657.65$16,644.12
290Jan 2044$1,352.28$34.73$1,387.01$13,693.80
291Feb 2044$1,355.40$31.61$1,387.01$12,338.40
292Mar 2044$1,358.53$28.48$1,387.01$10,979.87
293Apr 2044$1,361.66$25.35$1,387.01$9,618.21
294May 2044$1,364.81$22.20$1,387.01$8,253.40
295Jun 2044$1,367.96$19.05$1,387.01$6,885.44
296Jul 2044$1,371.12$15.89$1,387.01$5,514.32
297Aug 2044$1,374.28$12.73$1,387.01$4,140.04
298Sep 2044$1,377.45$9.56$1,387.01$2,762.59
299Oct 2044$1,380.63$6.38$1,387.01$1,381.96
300Nov 2044$1,381.96$3.19$1,385.15$0.00
2044 Total$15,046.08$209.17$15,255.25
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