Essential Investment Loan 100% Offset Fixed (Interest Only) 5 Years from Kogan Money

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.47%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$931
Number of Repayments
300
Total Interest Paid
$29,300
Total repayments
$279,300
DatePrincipleInterestPaymentBalance
1Dec 2019$454.08$931.25$1,385.33$249,545.92
2019 Total$454.08$931.25$1,385.33
2Jan 2020$455.77$929.56$1,385.33$249,090.15
3Feb 2020$457.47$927.86$1,385.33$248,632.68
4Mar 2020$459.17$926.16$1,385.33$248,173.51
5Apr 2020$460.88$924.45$1,385.33$247,712.63
6May 2020$462.60$922.73$1,385.33$247,250.03
7Jun 2020$464.32$921.01$1,385.33$246,785.71
8Jul 2020$466.05$919.28$1,385.33$246,319.66
9Aug 2020$467.79$917.54$1,385.33$245,851.87
10Sep 2020$469.53$915.80$1,385.33$245,382.34
11Oct 2020$471.28$914.05$1,385.33$244,911.06
12Nov 2020$473.04$912.29$1,385.33$244,438.02
13Dec 2020$474.80$910.53$1,385.33$243,963.22
2020 Total$5,582.7$11,041.26$16,623.96
14Jan 2021$476.57$908.76$1,385.33$243,486.65
15Feb 2021$478.34$906.99$1,385.33$243,008.31
16Mar 2021$480.12$905.21$1,385.33$242,528.19
17Apr 2021$481.91$903.42$1,385.33$242,046.28
18May 2021$483.71$901.62$1,385.33$241,562.57
19Jun 2021$485.51$899.82$1,385.33$241,077.06
20Jul 2021$487.32$898.01$1,385.33$240,589.74
21Aug 2021$489.13$896.20$1,385.33$240,100.61
22Sep 2021$490.96$894.37$1,385.33$239,609.65
23Oct 2021$492.78$892.55$1,385.33$239,116.87
24Nov 2021$494.62$890.71$1,385.33$238,622.25
25Dec 2021$496.46$888.87$1,385.33$238,125.79
2021 Total$5,837.43$10,786.53$16,623.96
26Jan 2022$498.31$887.02$1,385.33$237,627.48
27Feb 2022$500.17$885.16$1,385.33$237,127.31
28Mar 2022$502.03$883.30$1,385.33$236,625.28
29Apr 2022$503.90$881.43$1,385.33$236,121.38
30May 2022$505.78$879.55$1,385.33$235,615.60
31Jun 2022$507.66$877.67$1,385.33$235,107.94
32Jul 2022$509.55$875.78$1,385.33$234,598.39
33Aug 2022$511.45$873.88$1,385.33$234,086.94
34Sep 2022$513.36$871.97$1,385.33$233,573.58
35Oct 2022$515.27$870.06$1,385.33$233,058.31
36Nov 2022$517.19$868.14$1,385.33$232,541.12
37Dec 2022$519.11$866.22$1,385.33$232,022.01
2022 Total$6,103.78$10,520.18$16,623.96
38Jan 2023$521.05$864.28$1,385.33$231,500.96
39Feb 2023$522.99$862.34$1,385.33$230,977.97
40Mar 2023$524.94$860.39$1,385.33$230,453.03
41Apr 2023$526.89$858.44$1,385.33$229,926.14
42May 2023$528.86$856.47$1,385.33$229,397.28
43Jun 2023$530.83$854.50$1,385.33$228,866.45
44Jul 2023$532.80$852.53$1,385.33$228,333.65
45Aug 2023$534.79$850.54$1,385.33$227,798.86
46Sep 2023$536.78$848.55$1,385.33$227,262.08
47Oct 2023$538.78$846.55$1,385.33$226,723.30
48Nov 2023$540.79$844.54$1,385.33$226,182.51
49Dec 2023$542.80$842.53$1,385.33$225,639.71
2023 Total$6,382.3$10,241.66$16,623.96
50Jan 2024$544.82$840.51$1,385.33$225,094.89
51Feb 2024$546.85$838.48$1,385.33$224,548.04
52Mar 2024$548.89$836.44$1,385.33$223,999.15
53Apr 2024$550.93$834.40$1,385.33$223,448.22
54May 2024$552.99$832.34$1,385.33$222,895.23
55Jun 2024$555.05$830.28$1,385.33$222,340.18
56Jul 2024$557.11$828.22$1,385.33$221,783.07
57Aug 2024$559.19$826.14$1,385.33$221,223.88
58Sep 2024$561.27$824.06$1,385.33$220,662.61
59Oct 2024$563.36$821.97$1,385.33$220,099.25
60Nov 2024$565.46$819.87$1,385.33$219,533.79
61Dec 2024$567.57$817.76$1,385.33$218,966.22
2024 Total$6,673.49$9,950.47$16,623.96
62Jan 2025$569.68$815.65$1,385.33$218,396.54
63Feb 2025$571.80$813.53$1,385.33$217,824.74
64Mar 2025$573.93$811.40$1,385.33$217,250.81
65Apr 2025$576.07$809.26$1,385.33$216,674.74
66May 2025$578.22$807.11$1,385.33$216,096.52
67Jun 2025$580.37$804.96$1,385.33$215,516.15
68Jul 2025$582.53$802.80$1,385.33$214,933.62
69Aug 2025$584.70$800.63$1,385.33$214,348.92
70Sep 2025$586.88$798.45$1,385.33$213,762.04
71Oct 2025$589.07$796.26$1,385.33$213,172.97
72Nov 2025$591.26$794.07$1,385.33$212,581.71
73Dec 2025$593.46$791.87$1,385.33$211,988.25
2025 Total$6,977.97$9,645.99$16,623.96
74Jan 2026$595.67$789.66$1,385.33$211,392.58
75Feb 2026$597.89$787.44$1,385.33$210,794.69
76Mar 2026$600.12$785.21$1,385.33$210,194.57
77Apr 2026$602.36$782.97$1,385.33$209,592.21
78May 2026$604.60$780.73$1,385.33$208,987.61
79Jun 2026$606.85$778.48$1,385.33$208,380.76
80Jul 2026$609.11$776.22$1,385.33$207,771.65
81Aug 2026$611.38$773.95$1,385.33$207,160.27
82Sep 2026$613.66$771.67$1,385.33$206,546.61
83Oct 2026$615.94$769.39$1,385.33$205,930.67
84Nov 2026$618.24$767.09$1,385.33$205,312.43
85Dec 2026$620.54$764.79$1,385.33$204,691.89
2026 Total$7,296.36$9,327.6$16,623.96
86Jan 2027$622.85$762.48$1,385.33$204,069.04
87Feb 2027$625.17$760.16$1,385.33$203,443.87
88Mar 2027$627.50$757.83$1,385.33$202,816.37
89Apr 2027$629.84$755.49$1,385.33$202,186.53
90May 2027$632.19$753.14$1,385.33$201,554.34
91Jun 2027$634.54$750.79$1,385.33$200,919.80
92Jul 2027$636.90$748.43$1,385.33$200,282.90
93Aug 2027$639.28$746.05$1,385.33$199,643.62
94Sep 2027$641.66$743.67$1,385.33$199,001.96
95Oct 2027$644.05$741.28$1,385.33$198,357.91
96Nov 2027$646.45$738.88$1,385.33$197,711.46
97Dec 2027$648.85$736.48$1,385.33$197,062.61
2027 Total$7,629.28$8,994.68$16,623.96
98Jan 2028$651.27$734.06$1,385.33$196,411.34
99Feb 2028$653.70$731.63$1,385.33$195,757.64
100Mar 2028$656.13$729.20$1,385.33$195,101.51
101Apr 2028$658.58$726.75$1,385.33$194,442.93
102May 2028$661.03$724.30$1,385.33$193,781.90
103Jun 2028$663.49$721.84$1,385.33$193,118.41
104Jul 2028$665.96$719.37$1,385.33$192,452.45
105Aug 2028$668.44$716.89$1,385.33$191,784.01
106Sep 2028$670.93$714.40$1,385.33$191,113.08
107Oct 2028$673.43$711.90$1,385.33$190,439.65
108Nov 2028$675.94$709.39$1,385.33$189,763.71
109Dec 2028$678.46$706.87$1,385.33$189,085.25
2028 Total$7,977.36$8,646.6$16,623.96
110Jan 2029$680.99$704.34$1,385.33$188,404.26
111Feb 2029$683.52$701.81$1,385.33$187,720.74
112Mar 2029$686.07$699.26$1,385.33$187,034.67
113Apr 2029$688.63$696.70$1,385.33$186,346.04
114May 2029$691.19$694.14$1,385.33$185,654.85
115Jun 2029$693.77$691.56$1,385.33$184,961.08
116Jul 2029$696.35$688.98$1,385.33$184,264.73
117Aug 2029$698.94$686.39$1,385.33$183,565.79
118Sep 2029$701.55$683.78$1,385.33$182,864.24
119Oct 2029$704.16$681.17$1,385.33$182,160.08
120Nov 2029$706.78$678.55$1,385.33$181,453.30
121Dec 2029$709.42$675.91$1,385.33$180,743.88
2029 Total$8,341.37$8,282.59$16,623.96
122Jan 2030$712.06$673.27$1,385.33$180,031.82
123Feb 2030$714.71$670.62$1,385.33$179,317.11
124Mar 2030$717.37$667.96$1,385.33$178,599.74
125Apr 2030$720.05$665.28$1,385.33$177,879.69
126May 2030$722.73$662.60$1,385.33$177,156.96
127Jun 2030$725.42$659.91$1,385.33$176,431.54
128Jul 2030$728.12$657.21$1,385.33$175,703.42
129Aug 2030$730.83$654.50$1,385.33$174,972.59
130Sep 2030$733.56$651.77$1,385.33$174,239.03
131Oct 2030$736.29$649.04$1,385.33$173,502.74
132Nov 2030$739.03$646.30$1,385.33$172,763.71
133Dec 2030$741.79$643.54$1,385.33$172,021.92
2030 Total$8,721.96$7,902$16,623.96
134Jan 2031$744.55$640.78$1,385.33$171,277.37
135Feb 2031$747.32$638.01$1,385.33$170,530.05
136Mar 2031$750.11$635.22$1,385.33$169,779.94
137Apr 2031$752.90$632.43$1,385.33$169,027.04
138May 2031$755.70$629.63$1,385.33$168,271.34
139Jun 2031$758.52$626.81$1,385.33$167,512.82
140Jul 2031$761.34$623.99$1,385.33$166,751.48
141Aug 2031$764.18$621.15$1,385.33$165,987.30
142Sep 2031$767.03$618.30$1,385.33$165,220.27
143Oct 2031$769.88$615.45$1,385.33$164,450.39
144Nov 2031$772.75$612.58$1,385.33$163,677.64
145Dec 2031$775.63$609.70$1,385.33$162,902.01
2031 Total$9,119.91$7,504.05$16,623.96
146Jan 2032$778.52$606.81$1,385.33$162,123.49
147Feb 2032$781.42$603.91$1,385.33$161,342.07
148Mar 2032$784.33$601.00$1,385.33$160,557.74
149Apr 2032$787.25$598.08$1,385.33$159,770.49
150May 2032$790.18$595.15$1,385.33$158,980.31
151Jun 2032$793.13$592.20$1,385.33$158,187.18
152Jul 2032$796.08$589.25$1,385.33$157,391.10
153Aug 2032$799.05$586.28$1,385.33$156,592.05
154Sep 2032$802.02$583.31$1,385.33$155,790.03
155Oct 2032$805.01$580.32$1,385.33$154,985.02
156Nov 2032$808.01$577.32$1,385.33$154,177.01
157Dec 2032$811.02$574.31$1,385.33$153,365.99
2032 Total$9,536.02$7,087.94$16,623.96
158Jan 2033$814.04$571.29$1,385.33$152,551.95
159Feb 2033$817.07$568.26$1,385.33$151,734.88
160Mar 2033$820.12$565.21$1,385.33$150,914.76
161Apr 2033$823.17$562.16$1,385.33$150,091.59
162May 2033$826.24$559.09$1,385.33$149,265.35
163Jun 2033$829.32$556.01$1,385.33$148,436.03
164Jul 2033$832.41$552.92$1,385.33$147,603.62
165Aug 2033$835.51$549.82$1,385.33$146,768.11
166Sep 2033$838.62$546.71$1,385.33$145,929.49
167Oct 2033$841.74$543.59$1,385.33$145,087.75
168Nov 2033$844.88$540.45$1,385.33$144,242.87
169Dec 2033$848.03$537.30$1,385.33$143,394.84
2033 Total$9,971.15$6,652.81$16,623.96
170Jan 2034$851.18$534.15$1,385.33$142,543.66
171Feb 2034$854.35$530.98$1,385.33$141,689.31
172Mar 2034$857.54$527.79$1,385.33$140,831.77
173Apr 2034$860.73$524.60$1,385.33$139,971.04
174May 2034$863.94$521.39$1,385.33$139,107.10
175Jun 2034$867.16$518.17$1,385.33$138,239.94
176Jul 2034$870.39$514.94$1,385.33$137,369.55
177Aug 2034$873.63$511.70$1,385.33$136,495.92
178Sep 2034$876.88$508.45$1,385.33$135,619.04
179Oct 2034$880.15$505.18$1,385.33$134,738.89
180Nov 2034$883.43$501.90$1,385.33$133,855.46
181Dec 2034$886.72$498.61$1,385.33$132,968.74
2034 Total$10,426.1$6,197.86$16,623.96
182Jan 2035$890.02$495.31$1,385.33$132,078.72
183Feb 2035$893.34$491.99$1,385.33$131,185.38
184Mar 2035$896.66$488.67$1,385.33$130,288.72
185Apr 2035$900.00$485.33$1,385.33$129,388.72
186May 2035$903.36$481.97$1,385.33$128,485.36
187Jun 2035$906.72$478.61$1,385.33$127,578.64
188Jul 2035$910.10$475.23$1,385.33$126,668.54
189Aug 2035$913.49$471.84$1,385.33$125,755.05
190Sep 2035$916.89$468.44$1,385.33$124,838.16
191Oct 2035$920.31$465.02$1,385.33$123,917.85
192Nov 2035$923.74$461.59$1,385.33$122,994.11
193Dec 2035$927.18$458.15$1,385.33$122,066.93
2035 Total$10,901.81$5,722.15$16,623.96
194Jan 2036$930.63$454.70$1,385.33$121,136.30
195Feb 2036$934.10$451.23$1,385.33$120,202.20
196Mar 2036$937.58$447.75$1,385.33$119,264.62
197Apr 2036$941.07$444.26$1,385.33$118,323.55
198May 2036$944.57$440.76$1,385.33$117,378.98
199Jun 2036$948.09$437.24$1,385.33$116,430.89
200Jul 2036$951.62$433.71$1,385.33$115,479.27
201Aug 2036$955.17$430.16$1,385.33$114,524.10
202Sep 2036$958.73$426.60$1,385.33$113,565.37
203Oct 2036$962.30$423.03$1,385.33$112,603.07
204Nov 2036$965.88$419.45$1,385.33$111,637.19
205Dec 2036$969.48$415.85$1,385.33$110,667.71
2036 Total$11,399.22$5,224.74$16,623.96
206Jan 2037$973.09$412.24$1,385.33$109,694.62
207Feb 2037$976.72$408.61$1,385.33$108,717.90
208Mar 2037$980.36$404.97$1,385.33$107,737.54
209Apr 2037$984.01$401.32$1,385.33$106,753.53
210May 2037$987.67$397.66$1,385.33$105,765.86
211Jun 2037$991.35$393.98$1,385.33$104,774.51
212Jul 2037$995.04$390.29$1,385.33$103,779.47
213Aug 2037$998.75$386.58$1,385.33$102,780.72
214Sep 2037$1,002.47$382.86$1,385.33$101,778.25
215Oct 2037$1,006.21$379.12$1,385.33$100,772.04
216Nov 2037$1,009.95$375.38$1,385.33$99,762.09
217Dec 2037$1,013.72$371.61$1,385.33$98,748.37
2037 Total$11,919.34$4,704.62$16,623.96
218Jan 2038$1,017.49$367.84$1,385.33$97,730.88
219Feb 2038$1,021.28$364.05$1,385.33$96,709.60
220Mar 2038$1,025.09$360.24$1,385.33$95,684.51
221Apr 2038$1,028.91$356.42$1,385.33$94,655.60
222May 2038$1,032.74$352.59$1,385.33$93,622.86
223Jun 2038$1,036.58$348.75$1,385.33$92,586.28
224Jul 2038$1,040.45$344.88$1,385.33$91,545.83
225Aug 2038$1,044.32$341.01$1,385.33$90,501.51
226Sep 2038$1,048.21$337.12$1,385.33$89,453.30
227Oct 2038$1,052.12$333.21$1,385.33$88,401.18
228Nov 2038$1,056.04$329.29$1,385.33$87,345.14
229Dec 2038$1,059.97$325.36$1,385.33$86,285.17
2038 Total$12,463.2$4,160.76$16,623.96
230Jan 2039$1,063.92$321.41$1,385.33$85,221.25
231Feb 2039$1,067.88$317.45$1,385.33$84,153.37
232Mar 2039$1,071.86$313.47$1,385.33$83,081.51
233Apr 2039$1,075.85$309.48$1,385.33$82,005.66
234May 2039$1,079.86$305.47$1,385.33$80,925.80
235Jun 2039$1,083.88$301.45$1,385.33$79,841.92
236Jul 2039$1,087.92$297.41$1,385.33$78,754.00
237Aug 2039$1,091.97$293.36$1,385.33$77,662.03
238Sep 2039$1,096.04$289.29$1,385.33$76,565.99
239Oct 2039$1,100.12$285.21$1,385.33$75,465.87
240Nov 2039$1,104.22$281.11$1,385.33$74,361.65
241Dec 2039$1,108.33$277.00$1,385.33$73,253.32
2039 Total$13,031.85$3,592.11$16,623.96
242Jan 2040$1,112.46$272.87$1,385.33$72,140.86
243Feb 2040$1,116.61$268.72$1,385.33$71,024.25
244Mar 2040$1,120.76$264.57$1,385.33$69,903.49
245Apr 2040$1,124.94$260.39$1,385.33$68,778.55
246May 2040$1,129.13$256.20$1,385.33$67,649.42
247Jun 2040$1,133.34$251.99$1,385.33$66,516.08
248Jul 2040$1,137.56$247.77$1,385.33$65,378.52
249Aug 2040$1,141.80$243.53$1,385.33$64,236.72
250Sep 2040$1,146.05$239.28$1,385.33$63,090.67
251Oct 2040$1,150.32$235.01$1,385.33$61,940.35
252Nov 2040$1,154.60$230.73$1,385.33$60,785.75
253Dec 2040$1,158.90$226.43$1,385.33$59,626.85
2040 Total$13,626.47$2,997.49$16,623.96
254Jan 2041$1,163.22$222.11$1,385.33$58,463.63
255Feb 2041$1,167.55$217.78$1,385.33$57,296.08
256Mar 2041$1,171.90$213.43$1,385.33$56,124.18
257Apr 2041$1,176.27$209.06$1,385.33$54,947.91
258May 2041$1,180.65$204.68$1,385.33$53,767.26
259Jun 2041$1,185.05$200.28$1,385.33$52,582.21
260Jul 2041$1,189.46$195.87$1,385.33$51,392.75
261Aug 2041$1,193.89$191.44$1,385.33$50,198.86
262Sep 2041$1,198.34$186.99$1,385.33$49,000.52
263Oct 2041$1,202.80$182.53$1,385.33$47,797.72
264Nov 2041$1,207.28$178.05$1,385.33$46,590.44
265Dec 2041$1,211.78$173.55$1,385.33$45,378.66
2041 Total$14,248.19$2,375.77$16,623.96
266Jan 2042$1,216.29$169.04$1,385.33$44,162.37
267Feb 2042$1,220.83$164.50$1,385.33$42,941.54
268Mar 2042$1,225.37$159.96$1,385.33$41,716.17
269Apr 2042$1,229.94$155.39$1,385.33$40,486.23
270May 2042$1,234.52$150.81$1,385.33$39,251.71
271Jun 2042$1,239.12$146.21$1,385.33$38,012.59
272Jul 2042$1,243.73$141.60$1,385.33$36,768.86
273Aug 2042$1,248.37$136.96$1,385.33$35,520.49
274Sep 2042$1,253.02$132.31$1,385.33$34,267.47
275Oct 2042$1,257.68$127.65$1,385.33$33,009.79
276Nov 2042$1,262.37$122.96$1,385.33$31,747.42
277Dec 2042$1,267.07$118.26$1,385.33$30,480.35
2042 Total$14,898.31$1,725.65$16,623.96
278Jan 2043$1,271.79$113.54$1,385.33$29,208.56
279Feb 2043$1,276.53$108.80$1,385.33$27,932.03
280Mar 2043$1,281.28$104.05$1,385.33$26,650.75
281Apr 2043$1,286.06$99.27$1,385.33$25,364.69
282May 2043$1,290.85$94.48$1,385.33$24,073.84
283Jun 2043$1,295.65$89.68$1,385.33$22,778.19
284Jul 2043$1,300.48$84.85$1,385.33$21,477.71
285Aug 2043$1,305.33$80.00$1,385.33$20,172.38
286Sep 2043$1,310.19$75.14$1,385.33$18,862.19
287Oct 2043$1,315.07$70.26$1,385.33$17,547.12
288Nov 2043$1,319.97$65.36$1,385.33$16,227.15
289Dec 2043$1,324.88$60.45$1,385.33$14,902.27
2043 Total$15,578.08$1,045.88$16,623.96
290Jan 2044$1,329.82$55.51$1,385.33$13,572.45
291Feb 2044$1,334.77$50.56$1,385.33$12,237.68
292Mar 2044$1,339.74$45.59$1,385.33$10,897.94
293Apr 2044$1,344.74$40.59$1,385.33$9,553.20
294May 2044$1,349.74$35.59$1,385.33$8,203.46
295Jun 2044$1,354.77$30.56$1,385.33$6,848.69
296Jul 2044$1,359.82$25.51$1,385.33$5,488.87
297Aug 2044$1,364.88$20.45$1,385.33$4,123.99
298Sep 2044$1,369.97$15.36$1,385.33$2,754.02
299Oct 2044$1,375.07$10.26$1,385.33$1,378.95
300Nov 2044$1,378.95$5.14$1,384.09$0.00
2044 Total$14,902.27$335.12$15,237.39
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