Essential Investment Loan 100% Offset (Principal and Interest) (LVR 80%-90%) from Kogan Money

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.42%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,241
Number of Repayments
300
Total Interest Paid
$122,300
Total repayments
$372,300
DatePrincipleInterestPaymentBalance
1Oct 2019$528.36$712.50$1,240.86$249,471.64
2Nov 2019$529.87$710.99$1,240.86$248,941.77
3Dec 2019$531.38$709.48$1,240.86$248,410.39
2019 Total$1,589.61$2,132.97$3,722.58
4Jan 2020$532.89$707.97$1,240.86$247,877.50
5Feb 2020$534.41$706.45$1,240.86$247,343.09
6Mar 2020$535.93$704.93$1,240.86$246,807.16
7Apr 2020$537.46$703.40$1,240.86$246,269.70
8May 2020$538.99$701.87$1,240.86$245,730.71
9Jun 2020$540.53$700.33$1,240.86$245,190.18
10Jul 2020$542.07$698.79$1,240.86$244,648.11
11Aug 2020$543.61$697.25$1,240.86$244,104.50
12Sep 2020$545.16$695.70$1,240.86$243,559.34
13Oct 2020$546.72$694.14$1,240.86$243,012.62
14Nov 2020$548.27$692.59$1,240.86$242,464.35
15Dec 2020$549.84$691.02$1,240.86$241,914.51
2020 Total$6,495.88$8,394.44$14,890.32
16Jan 2021$551.40$689.46$1,240.86$241,363.11
17Feb 2021$552.98$687.88$1,240.86$240,810.13
18Mar 2021$554.55$686.31$1,240.86$240,255.58
19Apr 2021$556.13$684.73$1,240.86$239,699.45
20May 2021$557.72$683.14$1,240.86$239,141.73
21Jun 2021$559.31$681.55$1,240.86$238,582.42
22Jul 2021$560.90$679.96$1,240.86$238,021.52
23Aug 2021$562.50$678.36$1,240.86$237,459.02
24Sep 2021$564.10$676.76$1,240.86$236,894.92
25Oct 2021$565.71$675.15$1,240.86$236,329.21
26Nov 2021$567.32$673.54$1,240.86$235,761.89
27Dec 2021$568.94$671.92$1,240.86$235,192.95
2021 Total$6,721.56$8,168.76$14,890.32
28Jan 2022$570.56$670.30$1,240.86$234,622.39
29Feb 2022$572.19$668.67$1,240.86$234,050.20
30Mar 2022$573.82$667.04$1,240.86$233,476.38
31Apr 2022$575.45$665.41$1,240.86$232,900.93
32May 2022$577.09$663.77$1,240.86$232,323.84
33Jun 2022$578.74$662.12$1,240.86$231,745.10
34Jul 2022$580.39$660.47$1,240.86$231,164.71
35Aug 2022$582.04$658.82$1,240.86$230,582.67
36Sep 2022$583.70$657.16$1,240.86$229,998.97
37Oct 2022$585.36$655.50$1,240.86$229,413.61
38Nov 2022$587.03$653.83$1,240.86$228,826.58
39Dec 2022$588.70$652.16$1,240.86$228,237.88
2022 Total$6,955.07$7,935.25$14,890.32
40Jan 2023$590.38$650.48$1,240.86$227,647.50
41Feb 2023$592.06$648.80$1,240.86$227,055.44
42Mar 2023$593.75$647.11$1,240.86$226,461.69
43Apr 2023$595.44$645.42$1,240.86$225,866.25
44May 2023$597.14$643.72$1,240.86$225,269.11
45Jun 2023$598.84$642.02$1,240.86$224,670.27
46Jul 2023$600.55$640.31$1,240.86$224,069.72
47Aug 2023$602.26$638.60$1,240.86$223,467.46
48Sep 2023$603.98$636.88$1,240.86$222,863.48
49Oct 2023$605.70$635.16$1,240.86$222,257.78
50Nov 2023$607.43$633.43$1,240.86$221,650.35
51Dec 2023$609.16$631.70$1,240.86$221,041.19
2023 Total$7,196.69$7,693.63$14,890.32
52Jan 2024$610.89$629.97$1,240.86$220,430.30
53Feb 2024$612.63$628.23$1,240.86$219,817.67
54Mar 2024$614.38$626.48$1,240.86$219,203.29
55Apr 2024$616.13$624.73$1,240.86$218,587.16
56May 2024$617.89$622.97$1,240.86$217,969.27
57Jun 2024$619.65$621.21$1,240.86$217,349.62
58Jul 2024$621.41$619.45$1,240.86$216,728.21
59Aug 2024$623.18$617.68$1,240.86$216,105.03
60Sep 2024$624.96$615.90$1,240.86$215,480.07
61Oct 2024$626.74$614.12$1,240.86$214,853.33
62Nov 2024$628.53$612.33$1,240.86$214,224.80
63Dec 2024$630.32$610.54$1,240.86$213,594.48
2024 Total$7,446.71$7,443.61$14,890.32
64Jan 2025$632.12$608.74$1,240.86$212,962.36
65Feb 2025$633.92$606.94$1,240.86$212,328.44
66Mar 2025$635.72$605.14$1,240.86$211,692.72
67Apr 2025$637.54$603.32$1,240.86$211,055.18
68May 2025$639.35$601.51$1,240.86$210,415.83
69Jun 2025$641.17$599.69$1,240.86$209,774.66
70Jul 2025$643.00$597.86$1,240.86$209,131.66
71Aug 2025$644.83$596.03$1,240.86$208,486.83
72Sep 2025$646.67$594.19$1,240.86$207,840.16
73Oct 2025$648.52$592.34$1,240.86$207,191.64
74Nov 2025$650.36$590.50$1,240.86$206,541.28
75Dec 2025$652.22$588.64$1,240.86$205,889.06
2025 Total$7,705.42$7,184.9$14,890.32
76Jan 2026$654.08$586.78$1,240.86$205,234.98
77Feb 2026$655.94$584.92$1,240.86$204,579.04
78Mar 2026$657.81$583.05$1,240.86$203,921.23
79Apr 2026$659.68$581.18$1,240.86$203,261.55
80May 2026$661.56$579.30$1,240.86$202,599.99
81Jun 2026$663.45$577.41$1,240.86$201,936.54
82Jul 2026$665.34$575.52$1,240.86$201,271.20
83Aug 2026$667.24$573.62$1,240.86$200,603.96
84Sep 2026$669.14$571.72$1,240.86$199,934.82
85Oct 2026$671.05$569.81$1,240.86$199,263.77
86Nov 2026$672.96$567.90$1,240.86$198,590.81
87Dec 2026$674.88$565.98$1,240.86$197,915.93
2026 Total$7,973.13$6,917.19$14,890.32
88Jan 2027$676.80$564.06$1,240.86$197,239.13
89Feb 2027$678.73$562.13$1,240.86$196,560.40
90Mar 2027$680.66$560.20$1,240.86$195,879.74
91Apr 2027$682.60$558.26$1,240.86$195,197.14
92May 2027$684.55$556.31$1,240.86$194,512.59
93Jun 2027$686.50$554.36$1,240.86$193,826.09
94Jul 2027$688.46$552.40$1,240.86$193,137.63
95Aug 2027$690.42$550.44$1,240.86$192,447.21
96Sep 2027$692.39$548.47$1,240.86$191,754.82
97Oct 2027$694.36$546.50$1,240.86$191,060.46
98Nov 2027$696.34$544.52$1,240.86$190,364.12
99Dec 2027$698.32$542.54$1,240.86$189,665.80
2027 Total$8,250.13$6,640.19$14,890.32
100Jan 2028$700.31$540.55$1,240.86$188,965.49
101Feb 2028$702.31$538.55$1,240.86$188,263.18
102Mar 2028$704.31$536.55$1,240.86$187,558.87
103Apr 2028$706.32$534.54$1,240.86$186,852.55
104May 2028$708.33$532.53$1,240.86$186,144.22
105Jun 2028$710.35$530.51$1,240.86$185,433.87
106Jul 2028$712.37$528.49$1,240.86$184,721.50
107Aug 2028$714.40$526.46$1,240.86$184,007.10
108Sep 2028$716.44$524.42$1,240.86$183,290.66
109Oct 2028$718.48$522.38$1,240.86$182,572.18
110Nov 2028$720.53$520.33$1,240.86$181,851.65
111Dec 2028$722.58$518.28$1,240.86$181,129.07
2028 Total$8,536.73$6,353.59$14,890.32
112Jan 2029$724.64$516.22$1,240.86$180,404.43
113Feb 2029$726.71$514.15$1,240.86$179,677.72
114Mar 2029$728.78$512.08$1,240.86$178,948.94
115Apr 2029$730.86$510.00$1,240.86$178,218.08
116May 2029$732.94$507.92$1,240.86$177,485.14
117Jun 2029$735.03$505.83$1,240.86$176,750.11
118Jul 2029$737.12$503.74$1,240.86$176,012.99
119Aug 2029$739.22$501.64$1,240.86$175,273.77
120Sep 2029$741.33$499.53$1,240.86$174,532.44
121Oct 2029$743.44$497.42$1,240.86$173,789.00
122Nov 2029$745.56$495.30$1,240.86$173,043.44
123Dec 2029$747.69$493.17$1,240.86$172,295.75
2029 Total$8,833.32$6,057$14,890.32
124Jan 2030$749.82$491.04$1,240.86$171,545.93
125Feb 2030$751.95$488.91$1,240.86$170,793.98
126Mar 2030$754.10$486.76$1,240.86$170,039.88
127Apr 2030$756.25$484.61$1,240.86$169,283.63
128May 2030$758.40$482.46$1,240.86$168,525.23
129Jun 2030$760.56$480.30$1,240.86$167,764.67
130Jul 2030$762.73$478.13$1,240.86$167,001.94
131Aug 2030$764.90$475.96$1,240.86$166,237.04
132Sep 2030$767.08$473.78$1,240.86$165,469.96
133Oct 2030$769.27$471.59$1,240.86$164,700.69
134Nov 2030$771.46$469.40$1,240.86$163,929.23
135Dec 2030$773.66$467.20$1,240.86$163,155.57
2030 Total$9,140.18$5,750.14$14,890.32
136Jan 2031$775.87$464.99$1,240.86$162,379.70
137Feb 2031$778.08$462.78$1,240.86$161,601.62
138Mar 2031$780.30$460.56$1,240.86$160,821.32
139Apr 2031$782.52$458.34$1,240.86$160,038.80
140May 2031$784.75$456.11$1,240.86$159,254.05
141Jun 2031$786.99$453.87$1,240.86$158,467.06
142Jul 2031$789.23$451.63$1,240.86$157,677.83
143Aug 2031$791.48$449.38$1,240.86$156,886.35
144Sep 2031$793.73$447.13$1,240.86$156,092.62
145Oct 2031$796.00$444.86$1,240.86$155,296.62
146Nov 2031$798.26$442.60$1,240.86$154,498.36
147Dec 2031$800.54$440.32$1,240.86$153,697.82
2031 Total$9,457.75$5,432.57$14,890.32
148Jan 2032$802.82$438.04$1,240.86$152,895.00
149Feb 2032$805.11$435.75$1,240.86$152,089.89
150Mar 2032$807.40$433.46$1,240.86$151,282.49
151Apr 2032$809.70$431.16$1,240.86$150,472.79
152May 2032$812.01$428.85$1,240.86$149,660.78
153Jun 2032$814.33$426.53$1,240.86$148,846.45
154Jul 2032$816.65$424.21$1,240.86$148,029.80
155Aug 2032$818.98$421.88$1,240.86$147,210.82
156Sep 2032$821.31$419.55$1,240.86$146,389.51
157Oct 2032$823.65$417.21$1,240.86$145,565.86
158Nov 2032$826.00$414.86$1,240.86$144,739.86
159Dec 2032$828.35$412.51$1,240.86$143,911.51
2032 Total$9,786.31$5,104.01$14,890.32
160Jan 2033$830.71$410.15$1,240.86$143,080.80
161Feb 2033$833.08$407.78$1,240.86$142,247.72
162Mar 2033$835.45$405.41$1,240.86$141,412.27
163Apr 2033$837.84$403.02$1,240.86$140,574.43
164May 2033$840.22$400.64$1,240.86$139,734.21
165Jun 2033$842.62$398.24$1,240.86$138,891.59
166Jul 2033$845.02$395.84$1,240.86$138,046.57
167Aug 2033$847.43$393.43$1,240.86$137,199.14
168Sep 2033$849.84$391.02$1,240.86$136,349.30
169Oct 2033$852.26$388.60$1,240.86$135,497.04
170Nov 2033$854.69$386.17$1,240.86$134,642.35
171Dec 2033$857.13$383.73$1,240.86$133,785.22
2033 Total$10,126.29$4,764.03$14,890.32
172Jan 2034$859.57$381.29$1,240.86$132,925.65
173Feb 2034$862.02$378.84$1,240.86$132,063.63
174Mar 2034$864.48$376.38$1,240.86$131,199.15
175Apr 2034$866.94$373.92$1,240.86$130,332.21
176May 2034$869.41$371.45$1,240.86$129,462.80
177Jun 2034$871.89$368.97$1,240.86$128,590.91
178Jul 2034$874.38$366.48$1,240.86$127,716.53
179Aug 2034$876.87$363.99$1,240.86$126,839.66
180Sep 2034$879.37$361.49$1,240.86$125,960.29
181Oct 2034$881.87$358.99$1,240.86$125,078.42
182Nov 2034$884.39$356.47$1,240.86$124,194.03
183Dec 2034$886.91$353.95$1,240.86$123,307.12
2034 Total$10,478.1$4,412.22$14,890.32
184Jan 2035$889.43$351.43$1,240.86$122,417.69
185Feb 2035$891.97$348.89$1,240.86$121,525.72
186Mar 2035$894.51$346.35$1,240.86$120,631.21
187Apr 2035$897.06$343.80$1,240.86$119,734.15
188May 2035$899.62$341.24$1,240.86$118,834.53
189Jun 2035$902.18$338.68$1,240.86$117,932.35
190Jul 2035$904.75$336.11$1,240.86$117,027.60
191Aug 2035$907.33$333.53$1,240.86$116,120.27
192Sep 2035$909.92$330.94$1,240.86$115,210.35
193Oct 2035$912.51$328.35$1,240.86$114,297.84
194Nov 2035$915.11$325.75$1,240.86$113,382.73
195Dec 2035$917.72$323.14$1,240.86$112,465.01
2035 Total$10,842.11$4,048.21$14,890.32
196Jan 2036$920.33$320.53$1,240.86$111,544.68
197Feb 2036$922.96$317.90$1,240.86$110,621.72
198Mar 2036$925.59$315.27$1,240.86$109,696.13
199Apr 2036$928.23$312.63$1,240.86$108,767.90
200May 2036$930.87$309.99$1,240.86$107,837.03
201Jun 2036$933.52$307.34$1,240.86$106,903.51
202Jul 2036$936.18$304.68$1,240.86$105,967.33
203Aug 2036$938.85$302.01$1,240.86$105,028.48
204Sep 2036$941.53$299.33$1,240.86$104,086.95
205Oct 2036$944.21$296.65$1,240.86$103,142.74
206Nov 2036$946.90$293.96$1,240.86$102,195.84
207Dec 2036$949.60$291.26$1,240.86$101,246.24
2036 Total$11,218.77$3,671.55$14,890.32
208Jan 2037$952.31$288.55$1,240.86$100,293.93
209Feb 2037$955.02$285.84$1,240.86$99,338.91
210Mar 2037$957.74$283.12$1,240.86$98,381.17
211Apr 2037$960.47$280.39$1,240.86$97,420.70
212May 2037$963.21$277.65$1,240.86$96,457.49
213Jun 2037$965.96$274.90$1,240.86$95,491.53
214Jul 2037$968.71$272.15$1,240.86$94,522.82
215Aug 2037$971.47$269.39$1,240.86$93,551.35
216Sep 2037$974.24$266.62$1,240.86$92,577.11
217Oct 2037$977.02$263.84$1,240.86$91,600.09
218Nov 2037$979.80$261.06$1,240.86$90,620.29
219Dec 2037$982.59$258.27$1,240.86$89,637.70
2037 Total$11,608.54$3,281.78$14,890.32
220Jan 2038$985.39$255.47$1,240.86$88,652.31
221Feb 2038$988.20$252.66$1,240.86$87,664.11
222Mar 2038$991.02$249.84$1,240.86$86,673.09
223Apr 2038$993.84$247.02$1,240.86$85,679.25
224May 2038$996.67$244.19$1,240.86$84,682.58
225Jun 2038$999.51$241.35$1,240.86$83,683.07
226Jul 2038$1,002.36$238.50$1,240.86$82,680.71
227Aug 2038$1,005.22$235.64$1,240.86$81,675.49
228Sep 2038$1,008.08$232.78$1,240.86$80,667.41
229Oct 2038$1,010.96$229.90$1,240.86$79,656.45
230Nov 2038$1,013.84$227.02$1,240.86$78,642.61
231Dec 2038$1,016.73$224.13$1,240.86$77,625.88
2038 Total$12,011.82$2,878.5$14,890.32
232Jan 2039$1,019.63$221.23$1,240.86$76,606.25
233Feb 2039$1,022.53$218.33$1,240.86$75,583.72
234Mar 2039$1,025.45$215.41$1,240.86$74,558.27
235Apr 2039$1,028.37$212.49$1,240.86$73,529.90
236May 2039$1,031.30$209.56$1,240.86$72,498.60
237Jun 2039$1,034.24$206.62$1,240.86$71,464.36
238Jul 2039$1,037.19$203.67$1,240.86$70,427.17
239Aug 2039$1,040.14$200.72$1,240.86$69,387.03
240Sep 2039$1,043.11$197.75$1,240.86$68,343.92
241Oct 2039$1,046.08$194.78$1,240.86$67,297.84
242Nov 2039$1,049.06$191.80$1,240.86$66,248.78
243Dec 2039$1,052.05$188.81$1,240.86$65,196.73
2039 Total$12,429.15$2,461.17$14,890.32
244Jan 2040$1,055.05$185.81$1,240.86$64,141.68
245Feb 2040$1,058.06$182.80$1,240.86$63,083.62
246Mar 2040$1,061.07$179.79$1,240.86$62,022.55
247Apr 2040$1,064.10$176.76$1,240.86$60,958.45
248May 2040$1,067.13$173.73$1,240.86$59,891.32
249Jun 2040$1,070.17$170.69$1,240.86$58,821.15
250Jul 2040$1,073.22$167.64$1,240.86$57,747.93
251Aug 2040$1,076.28$164.58$1,240.86$56,671.65
252Sep 2040$1,079.35$161.51$1,240.86$55,592.30
253Oct 2040$1,082.42$158.44$1,240.86$54,509.88
254Nov 2040$1,085.51$155.35$1,240.86$53,424.37
255Dec 2040$1,088.60$152.26$1,240.86$52,335.77
2040 Total$12,860.96$2,029.36$14,890.32
256Jan 2041$1,091.70$149.16$1,240.86$51,244.07
257Feb 2041$1,094.81$146.05$1,240.86$50,149.26
258Mar 2041$1,097.93$142.93$1,240.86$49,051.33
259Apr 2041$1,101.06$139.80$1,240.86$47,950.27
260May 2041$1,104.20$136.66$1,240.86$46,846.07
261Jun 2041$1,107.35$133.51$1,240.86$45,738.72
262Jul 2041$1,110.50$130.36$1,240.86$44,628.22
263Aug 2041$1,113.67$127.19$1,240.86$43,514.55
264Sep 2041$1,116.84$124.02$1,240.86$42,397.71
265Oct 2041$1,120.03$120.83$1,240.86$41,277.68
266Nov 2041$1,123.22$117.64$1,240.86$40,154.46
267Dec 2041$1,126.42$114.44$1,240.86$39,028.04
2041 Total$13,307.73$1,582.59$14,890.32
268Jan 2042$1,129.63$111.23$1,240.86$37,898.41
269Feb 2042$1,132.85$108.01$1,240.86$36,765.56
270Mar 2042$1,136.08$104.78$1,240.86$35,629.48
271Apr 2042$1,139.32$101.54$1,240.86$34,490.16
272May 2042$1,142.56$98.30$1,240.86$33,347.60
273Jun 2042$1,145.82$95.04$1,240.86$32,201.78
274Jul 2042$1,149.08$91.78$1,240.86$31,052.70
275Aug 2042$1,152.36$88.50$1,240.86$29,900.34
276Sep 2042$1,155.64$85.22$1,240.86$28,744.70
277Oct 2042$1,158.94$81.92$1,240.86$27,585.76
278Nov 2042$1,162.24$78.62$1,240.86$26,423.52
279Dec 2042$1,165.55$75.31$1,240.86$25,257.97
2042 Total$13,770.07$1,120.25$14,890.32
280Jan 2043$1,168.87$71.99$1,240.86$24,089.10
281Feb 2043$1,172.21$68.65$1,240.86$22,916.89
282Mar 2043$1,175.55$65.31$1,240.86$21,741.34
283Apr 2043$1,178.90$61.96$1,240.86$20,562.44
284May 2043$1,182.26$58.60$1,240.86$19,380.18
285Jun 2043$1,185.63$55.23$1,240.86$18,194.55
286Jul 2043$1,189.01$51.85$1,240.86$17,005.54
287Aug 2043$1,192.39$48.47$1,240.86$15,813.15
288Sep 2043$1,195.79$45.07$1,240.86$14,617.36
289Oct 2043$1,199.20$41.66$1,240.86$13,418.16
290Nov 2043$1,202.62$38.24$1,240.86$12,215.54
291Dec 2043$1,206.05$34.81$1,240.86$11,009.49
2043 Total$14,248.48$641.84$14,890.32
292Jan 2044$1,209.48$31.38$1,240.86$9,800.01
293Feb 2044$1,212.93$27.93$1,240.86$8,587.08
294Mar 2044$1,216.39$24.47$1,240.86$7,370.69
295Apr 2044$1,219.85$21.01$1,240.86$6,150.84
296May 2044$1,223.33$17.53$1,240.86$4,927.51
297Jun 2044$1,226.82$14.04$1,240.86$3,700.69
298Jul 2044$1,230.31$10.55$1,240.86$2,470.38
299Aug 2044$1,233.82$7.04$1,240.86$1,236.56
300Sep 2044$1,236.56$3.52$1,240.08$0.00
2044 Total$11,009.49$157.47$11,166.96
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