- Last updated on 14 Aug 2020
based on $350,000 loan amount for 30 years
- No ongoing fees
- Repayments may decrease if RBA cuts rates
- No redraw and no offset
- Not available for first home buyer
- Repayments may increase if RBA raises rates
Interest rate structure
$100k - $1.3m
Principal & interest
Loan term range
0 - 30 years
Unlimited extra repayments
Allows split interest
Investors, Self-Managed Super Funds
Total estimated upfront fees
Other upfront fee
Minimum SMSF Amount
Loans for Commercial properties also available
Application fee is from 1.25% of the loan amount
Compare and review home loans with similar features
Investor Accelerates - Liberate (LVR 70%-80%) (Principal and Interest)
specialAdvertised variable rates takes effect for new and existing customers from 30th Sep 2020, however customers applying for a home loan from Wednesday 12th of August will also receive these rates.
RateCity wants to prove that it pays to check your home loan rate, and provide some extra motivation for doing so. We want to encourage people to take an active interest in their home loans, and gain a thorough understanding of what they’re paying and how much they could save.
You can only check your rates once. However we will send you, via email, the link to the result page so that you may return to it.
The winner will be chosen randomly from our entries on 21 May 2020 by Loyalty.com.au, in the presence of an independent scrutineer.
No. You can invite as many people to enter the competition as you like. Just remember that you’ll only get one extra entry in the competition for each invited friend that checks their own rate.
No. While we will do our best to show a list of loans that may suit your needs, if you choose to apply to refinance, it is up to the lender to approve or disapprove your loan based on your individual circumstances, after you have submitted all your paperwork.
This can sometimes take up to 30 days, so it is important to find out exactly what the criteria is for the loan, and what you need in terms of paperwork. RateCity does not make any suggestions taking into account your personal and individual needs.