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- SMSF Residential
SMSF Residential
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
7.39%
Comparison rate* p.a.
7.47%
SMSF Residential
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
7.39%
Comparison rate* p.a.
7.47%
La Trobe Financial Variable Rate Home Loan overview
For SMSF Residential
No owner occupier products available
Details
Maximum LVR
80%
Total repayments
Interest rate type
Variable
Borrowing range
$100k - $1.5m
Suitable for
Investors, Self-Managed Super Funds
Loan term range
0 - 30 years
Repayment type
Principal and Interest
Applicable states
NSW, VIC
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit La Trobe Financial to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Loans for Commercial properties also available
Fees
Total estimated upfront fees
$995
Application fee
$995
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Other Restrictions
Application fee is from 1.25% of the loan amount
Pros and Cons
For SMSF Residential
Benefits
- No ongoing fees
Drawbacks
- No redraw and no offset
- Higher than average interest rate
- Not available for first home buyers
- Higher than average upfront fee
- No repayment holidays
