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Laboratories Credit Union

Intelligent Mortgage 300

Advertised Rate

3.42

% p.a

Variable

Comparison Rate*

3.48

% p.a

Maximum LVR
80%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

Advertised Rate

3.42

% p.a

Variable

Comparison Rate*

3.48

% p.a

Maximum LVR
80%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,489

based on $300,000 loan amount for 25 years at 3.42%

Quick home loan review

For Intelligent Mortgage 300 (Principal and Interest) (New Customer)

These are the benefits of this home loan.

  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Intelligent Mortgage 300 (Principal and Interest) (New Customer)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

0 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,564

Application fee

904

Valuation fee

$350

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Laboratories Credit Union to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $300k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Laboratories Credit Union allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

Laboratories Credit Union allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,564 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Laboratories Credit Union makes it possible to apply for this product online. Apply here.