Best variable rate home loans for investors

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly Repayment
Features
Real Time Rating™
1
1 position up today

2.69%

Variable

2.71%

G&C Mutual Bank

$673

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.93

/ 5
2
1 position down today

2.64%

Variable

2.67%

Homestar Finance

$660

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.78

/ 5
3
1 position down today

1.99%

Intro 12 months

2.71%

loans.com.au

$685

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.71

/ 5
4
1 position down today

2.59%

Variable

3.53%

Easy Street Financial Services

$648

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.67

/ 5
5
1 position up today

2.89%

Variable

2.84%

Suncorp Bank

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.68

/ 5
6
1 position down today

2.63%

Variable

2.64%

Tic Toc

$658

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.44

/ 5
7
1 position down today

2.89%

Variable

2.72%

Freedom Lend

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.39

/ 5
8
1 position up today

2.89%

Variable

2.90%

Greater Bank

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.17

/ 5
9
1 position down today

2.99%

Variable

3.02%

Newcastle Permanent

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.25

/ 5
10
1 position down today

2.84%

Variable

2.66%

Athena Home Loans

$710

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.06

/ 5
11
4 position up today

2.94%

Variable

2.76%

86 400

$735

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.97

/ 5
12
1 position down today

2.99%

Variable

3.02%

Yellow Brick Road

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.99

/ 5
13
1 position down today

2.89%

Variable

2.81%

Homeloans.com.au

$723

Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied

1.90

/ 5
14
1 position down today

2.99%

Variable

3.04%

Citi

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.86

/ 5
15
2 position down today

2.99%

Variable

3.02%

Police Credit Union

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.81

/ 5
16
2 position down today

3.19%

Variable

3.23%

Virgin Money

$798

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.03

/ 5
17
12 position up today

3.19%

Variable

3.21%

BankSA

$798

Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied

1.96

/ 5
18
1 position down today

3.19%

Variable

3.21%

Credit Union SA

$798

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.80

/ 5
19
1 position down today

3.04%

Variable

3.07%

Firstmac

$760

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.80

/ 5
20
1 position up today

3.18%

Variable

3.23%

Heritage Bank

$795

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.86

/ 5