Best variable rate home loans for investors

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly Repayment
Features
Real Time Rating™
1
25 position up today

1.99%

Intro 12 months

2.71%

loans.com.au

$685

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.75

/ 5
2
5 position up today

2.59%

Variable

3.53%

Easy Street Financial Services

$648

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.71

/ 5
3
1 position down today

2.79%

Variable

2.82%

Homestar Finance

$698

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.56

/ 5
4
1 position up today

2.99%

Variable

3.02%

Newcastle Permanent

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.11

/ 5
5
1 position up today

2.84%

Variable

2.76%

Homeloans.com.au

$710

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.12

/ 5
6
1 position up today

2.89%

Variable

3.61%

Community First Credit Union

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.09

/ 5
7
1 position up today

2.99%

Variable

3.02%

Police Credit Union

$748

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.03

/ 5
8
1 position down today

2.99%

Variable

3.01%

Freedom Lend

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.03

/ 5
9
5 position down today

2.59%

Variable

2.61%

Credit Union SA

$1,199

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.22

/ 5
10
5 position up today

3.08%

Variable

3.15%

QBANK

$770

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.97

/ 5
11
1 position down today

2.99%

Variable

3.06%

Reduce Home Loans

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.89

/ 5
12
1 position down today

3.15%

Variable

3.01%

State Custodians

$788

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.88

/ 5
13
1 position down today

3.08%

Variable

3.09%

Greater Bank

$770

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.79

/ 5
14
2 position down today

3.04%

Variable

3.07%

Firstmac

$760

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.75

/ 5
15
1 position down today

3.04%

Variable

2.93%

Athena Home Loans

$760

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.74

/ 5
16
1 position up today

3.00%

Variable

2.87%

Tic Toc

$750

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.67

/ 5
17
1 position up today

3.05%

Variable

3.50%

Bank Australia

$763

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.69

/ 5
18
1 position up today

3.28%

Variable

3.21%

Suncorp Bank

$820

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.82

/ 5
19
1 position down today

3.14%

Variable

3.17%

Yellow Brick Road

$785

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.76

/ 5
20
1 position down today

3.14%

Variable

3.17%

RESI Mortgage Corp

$785

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.76

/ 5