Best variable investor home loans

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking
1
2 position up today
Advertised Rate

3.99%

Variable

Comparison Rate*

4.41%

Company
RACQ Bank
Repayment

$1,431

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
2
1 position down today
Advertised Rate

4.24%

Variable

Comparison Rate*

4.25%

Company
Beyond Bank Australia
Repayment

$1,474

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
3
1 position down today
Advertised Rate

5.13%

Variable

Comparison Rate*

5.28%

Company
Commonwealth Bank of Australia
Repayment

$1,634

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
4
48 position up today
Advertised Rate

3.91%

Variable

Comparison Rate*

3.94%

Company
Australian Unity
Repayment

$1,417

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
5
49 position up today
Advertised Rate

5.12%

Variable

Comparison Rate*

5.18%

Company
RAMS
Repayment

$1,633

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
6
44 position up today
Advertised Rate

5.13%

Variable

Comparison Rate*

5.27%

Company
Westpac
Repayment

$1,634

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.20

/ 5
Ranking
7
33 position up today
Advertised Rate

5.07%

Variable

Comparison Rate*

5.09%

Company
ME Bank
Repayment

$1,623

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.16

/ 5
Ranking
8
2 position up today
Advertised Rate

3.82%

Variable

Comparison Rate*

4.23%

Company
Bank of Melbourne
Repayment

$1,401

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.16

/ 5
Ranking
9
1 position down today
Advertised Rate

3.75%

Variable

Comparison Rate*

4.16%

Company
St.George Bank
Repayment

$1,389

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.16

/ 5
Ranking
10
1 position up today
Advertised Rate

3.21%

Variable

Comparison Rate*

3.59%

Company
Bank Australia
Repayment

$1,299

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.16

/ 5
Ranking
11
2 position down today
Advertised Rate

3.81%

Variable

Comparison Rate*

4.22%

Company
BankSA
Repayment

$1,400

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.16

/ 5
Ranking
12
4 position up today
Advertised Rate

3.34%

Variable

Comparison Rate*

3.66%

Company
QBANK
Repayment

$1,320

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
13
5 position up today
Advertised Rate

4.06%

Variable

Comparison Rate*

4.45%

Company
People's Choice Credit Union
Repayment

$1,443

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
14
1 position down today
Advertised Rate

3.96%

Variable

Comparison Rate*

4.01%

Company
Bank First
Repayment

$1,425

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
15
1 position down today
Advertised Rate

4.53%

Variable

Comparison Rate*

4.57%

Company
The Mutual
Repayment

$1,525

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
16
4 position up today
Advertised Rate

4.19%

Variable

Comparison Rate*

4.45%

Company
First Option Bank Ltd
Repayment

$1,465

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
17
5 position down today
Advertised Rate

4.09%

Variable

Comparison Rate*

4.25%

Company
Horizon Bank
Repayment

$1,448

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
18
3 position down today
Advertised Rate

2.99%

Variable

Comparison Rate*

3.42%

Company
Greater Bank
Repayment

$1,263

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.33

/ 5
Ranking
19
2 position down today
Advertised Rate

5.13%

Variable

Comparison Rate*

5.54%

Company
HSBC
Repayment

$1,634

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
20
1 position down today
Advertised Rate

5.45%

Variable

Comparison Rate*

5.61%

Company
Suncorp Bank
Repayment

$1,694

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5