RateCity.com.au
powering smart financial decisions
Liberty Financial

Liberty Free

Advertised Rate

5.84

% p.a

Variable

Comparison Rate*

5.85

% p.a

Maximum LVR
95%
Real Time Rating™

2.05

/ 5
Monthly Repayment

$1,904

based on $300,000 loan amount for 25 years at 5.84%

Advertised Rate

5.84

% p.a

Variable

Comparison Rate*

5.85

% p.a

Maximum LVR
95%
Real Time Rating™

2.05

/ 5
Monthly Repayment

$1,904

based on $300,000 loan amount for 25 years at 5.84%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,904

based on $300,000 loan amount for 25 years at 5.84%

Liberty Financial home loans are available through brokers who can help find the right loan and manage your application at no charge.

Mahesh Perera

5.0
23 Reviews

Get expert advice from a home loans specialist.

In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.

NSW2000

CRN: 492305

Collins Mayaki

4.9
177 Reviews

Get expert advice from a home loans specialist.

I pride myself on building long term relationships with my clients. I’ve been in the industry for over 14 solid years with a combined 30 years experience within our firm (Wealthy You). this gives clients that extra peace of mind knowing we’ve been around for a long time. We’ve worked on hundreds of applications. There isn’t a scenario we haven’t come across. We hold your hands from start to finish. As far as our company Wealthy You goes, with 30 years finance experience, we’ve got team members specialised In multiple areas within finance, for example: SMSF Loan, Construction Loans, Reverse Mortgage, Development Loans, Business Loans, Car Loan, Home Loan/Refinance/Purchasing And much much more. We go through every single file to make sure it will get approved before submission because we’ve got brokers within the team that worked with the banks for many years as people that APPROVED and DECLINED files.

NSW2000

CRN: 456296

Quick home loan review

For Liberty Free Investment Loan (Interest Only) (LVR 90%-95%)

These are the benefits of this home loan.

  • No upfront or ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Discharge fee at end of loan

Home loan overview

For Liberty Free Investment Loan (Interest Only) (LVR 90%-95%)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

395

Application method

Online

Phone

In branch

Target Market Determination

Visit Liberty Financial to view Target Market Determination.

Embed

Liberty Financial is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

Liberty Financial allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

Liberty Financial allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Liberty Financial.

Can a broker help me with this loan?

Yes, this Liberty Financial loan is available through a broker. Find a broker to help you with your needs.