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loans.com.au

Green Home Loan

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RateCity Says: A lower rate home loan offering with no ongoing fees worth considering for those with eco-friendly housing in mind.

Advertised Rate

2.08

% p.a

Variable

Comparison Rate*

2.36

% p.a

Maximum LVR
90%
Real Time Rating™

4.37

/ 5
Monthly Repayment

$2,780

based on $650,000 loan amount for 25 years at 2.08%

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Advertised Rate

2.08

% p.a

Variable

Comparison Rate*

2.36

% p.a

Maximum LVR
90%
Real Time Rating™

4.37

/ 5
Monthly Repayment

$2,780

based on $650,000 loan amount for 25 years at 2.08%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$2,780

based on $650,000 loan amount for 25 years at 2.08%

Quick home loan review

For Green Home Loan (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Green home loan
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Green Home Loan (Principal and Interest)

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

520

Application fee

0

Valuation fee

$220

Settlement fee

300

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Other Benefits

Offset account available for an additional 0.10% interest rate.

Other Restrictions

Loans require a NatHERS certificate by an accredited assessor, showing a 7.0 star rating or higher. Talk to an accredited assessor to get a NatHERs certificate. Only homes built in last 12 months qualify.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

loans.com.au allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

loans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $520 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

loans.com.au makes it possible to apply for this product online. Apply here.