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Green Home Loan
RateCity Says: A lower rate home loan offering with no ongoing fees worth considering for those with eco-friendly housing in mind.
Winner of Best Green Home Loan, RateCity Gold Awards 2022
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1.88
% p.a
Variable
2.30
% p.a
$2,780
based on $665,000 loan amount for 25 years at 1.88%
On this page
1.88
% p.a
Variable
2.30
% p.a
$2,780
based on $665,000 loan amount for 25 years at 1.88%
Calculate your repayments for this loan
Your estimated repayment
$2,780
based on $665,000 loan amount for 25 years at 1.88%
Quick home loan review
For Green Home Loan (Principal and Interest)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Green home loan
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Green Home Loan (Principal and Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $834,000 |
Interest rate type Variable | |
Borrowing range
$50k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 15 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 520 | Application fee 0 |
Legal fee $0 | Valuation fee $220 |
Settlement fee 300 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit loans.com.au to view Target Market Determination.
Other Benefits
Offset account available for an additional 0.10% interest rate.
Other Restrictions
Loans require a NatHERS certificate by an accredited assessor, showing a 7.0 star rating or higher. Talk to an accredited assessor to get a NatHERs certificate. Only homes built in last 12 months qualify.
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