Offset Home Loan (Purchase) (Interest Only) from loans.com.au

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.47%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$868
Number of Repayments
300
Total Interest Paid
$-39,600
Total repayments
$260,400
DatePrincipleInterestPaymentBalance
1Dec 2019$629.55$867.50$1,497.05$299,370.45
2019 Total$629.55$867.5$1,497.05
2Jan 2020$631.37$865.68$1,497.05$298,739.08
3Feb 2020$633.20$863.85$1,497.05$298,105.88
4Mar 2020$635.03$862.02$1,497.05$297,470.85
5Apr 2020$636.86$860.19$1,497.05$296,833.99
6May 2020$638.71$858.34$1,497.05$296,195.28
7Jun 2020$640.55$856.50$1,497.05$295,554.73
8Jul 2020$642.40$854.65$1,497.05$294,912.33
9Aug 2020$644.26$852.79$1,497.05$294,268.07
10Sep 2020$646.12$850.93$1,497.05$293,621.95
11Oct 2020$647.99$849.06$1,497.05$292,973.96
12Nov 2020$649.87$847.18$1,497.05$292,324.09
13Dec 2020$651.75$845.30$1,497.05$291,672.34
2020 Total$7,698.11$10,266.49$17,964.6
14Jan 2021$653.63$843.42$1,497.05$291,018.71
15Feb 2021$655.52$841.53$1,497.05$290,363.19
16Mar 2021$657.42$839.63$1,497.05$289,705.77
17Apr 2021$659.32$837.73$1,497.05$289,046.45
18May 2021$661.22$835.83$1,497.05$288,385.23
19Jun 2021$663.14$833.91$1,497.05$287,722.09
20Jul 2021$665.05$832.00$1,497.05$287,057.04
21Aug 2021$666.98$830.07$1,497.05$286,390.06
22Sep 2021$668.91$828.14$1,497.05$285,721.15
23Oct 2021$670.84$826.21$1,497.05$285,050.31
24Nov 2021$672.78$824.27$1,497.05$284,377.53
25Dec 2021$674.72$822.33$1,497.05$283,702.81
2021 Total$7,969.53$9,995.07$17,964.6
26Jan 2022$676.68$820.37$1,497.05$283,026.13
27Feb 2022$678.63$818.42$1,497.05$282,347.50
28Mar 2022$680.60$816.45$1,497.05$281,666.90
29Apr 2022$682.56$814.49$1,497.05$280,984.34
30May 2022$684.54$812.51$1,497.05$280,299.80
31Jun 2022$686.52$810.53$1,497.05$279,613.28
32Jul 2022$688.50$808.55$1,497.05$278,924.78
33Aug 2022$690.49$806.56$1,497.05$278,234.29
34Sep 2022$692.49$804.56$1,497.05$277,541.80
35Oct 2022$694.49$802.56$1,497.05$276,847.31
36Nov 2022$696.50$800.55$1,497.05$276,150.81
37Dec 2022$698.51$798.54$1,497.05$275,452.30
2022 Total$8,250.51$9,714.09$17,964.6
38Jan 2023$700.53$796.52$1,497.05$274,751.77
39Feb 2023$702.56$794.49$1,497.05$274,049.21
40Mar 2023$704.59$792.46$1,497.05$273,344.62
41Apr 2023$706.63$790.42$1,497.05$272,637.99
42May 2023$708.67$788.38$1,497.05$271,929.32
43Jun 2023$710.72$786.33$1,497.05$271,218.60
44Jul 2023$712.78$784.27$1,497.05$270,505.82
45Aug 2023$714.84$782.21$1,497.05$269,790.98
46Sep 2023$716.90$780.15$1,497.05$269,074.08
47Oct 2023$718.98$778.07$1,497.05$268,355.10
48Nov 2023$721.06$775.99$1,497.05$267,634.04
49Dec 2023$723.14$773.91$1,497.05$266,910.90
2023 Total$8,541.4$9,423.2$17,964.6
50Jan 2024$725.23$771.82$1,497.05$266,185.67
51Feb 2024$727.33$769.72$1,497.05$265,458.34
52Mar 2024$729.43$767.62$1,497.05$264,728.91
53Apr 2024$731.54$765.51$1,497.05$263,997.37
54May 2024$733.66$763.39$1,497.05$263,263.71
55Jun 2024$735.78$761.27$1,497.05$262,527.93
56Jul 2024$737.91$759.14$1,497.05$261,790.02
57Aug 2024$740.04$757.01$1,497.05$261,049.98
58Sep 2024$742.18$754.87$1,497.05$260,307.80
59Oct 2024$744.33$752.72$1,497.05$259,563.47
60Nov 2024$746.48$750.57$1,497.05$258,816.99
61Dec 2024$748.64$748.41$1,497.05$258,068.35
2024 Total$8,842.55$9,122.05$17,964.6
62Jan 2025$750.80$746.25$1,497.05$257,317.55
63Feb 2025$752.97$744.08$1,497.05$256,564.58
64Mar 2025$755.15$741.90$1,497.05$255,809.43
65Apr 2025$757.33$739.72$1,497.05$255,052.10
66May 2025$759.52$737.53$1,497.05$254,292.58
67Jun 2025$761.72$735.33$1,497.05$253,530.86
68Jul 2025$763.92$733.13$1,497.05$252,766.94
69Aug 2025$766.13$730.92$1,497.05$252,000.81
70Sep 2025$768.35$728.70$1,497.05$251,232.46
71Oct 2025$770.57$726.48$1,497.05$250,461.89
72Nov 2025$772.80$724.25$1,497.05$249,689.09
73Dec 2025$775.03$722.02$1,497.05$248,914.06
2025 Total$9,154.29$8,810.31$17,964.6
74Jan 2026$777.27$719.78$1,497.05$248,136.79
75Feb 2026$779.52$717.53$1,497.05$247,357.27
76Mar 2026$781.78$715.27$1,497.05$246,575.49
77Apr 2026$784.04$713.01$1,497.05$245,791.45
78May 2026$786.30$710.75$1,497.05$245,005.15
79Jun 2026$788.58$708.47$1,497.05$244,216.57
80Jul 2026$790.86$706.19$1,497.05$243,425.71
81Aug 2026$793.14$703.91$1,497.05$242,632.57
82Sep 2026$795.44$701.61$1,497.05$241,837.13
83Oct 2026$797.74$699.31$1,497.05$241,039.39
84Nov 2026$800.04$697.01$1,497.05$240,239.35
85Dec 2026$802.36$694.69$1,497.05$239,436.99
2026 Total$9,477.07$8,487.53$17,964.6
86Jan 2027$804.68$692.37$1,497.05$238,632.31
87Feb 2027$807.00$690.05$1,497.05$237,825.31
88Mar 2027$809.34$687.71$1,497.05$237,015.97
89Apr 2027$811.68$685.37$1,497.05$236,204.29
90May 2027$814.03$683.02$1,497.05$235,390.26
91Jun 2027$816.38$680.67$1,497.05$234,573.88
92Jul 2027$818.74$678.31$1,497.05$233,755.14
93Aug 2027$821.11$675.94$1,497.05$232,934.03
94Sep 2027$823.48$673.57$1,497.05$232,110.55
95Oct 2027$825.86$671.19$1,497.05$231,284.69
96Nov 2027$828.25$668.80$1,497.05$230,456.44
97Dec 2027$830.65$666.40$1,497.05$229,625.79
2027 Total$9,811.2$8,153.4$17,964.6
98Jan 2028$833.05$664.00$1,497.05$228,792.74
99Feb 2028$835.46$661.59$1,497.05$227,957.28
100Mar 2028$837.87$659.18$1,497.05$227,119.41
101Apr 2028$840.30$656.75$1,497.05$226,279.11
102May 2028$842.73$654.32$1,497.05$225,436.38
103Jun 2028$845.16$651.89$1,497.05$224,591.22
104Jul 2028$847.61$649.44$1,497.05$223,743.61
105Aug 2028$850.06$646.99$1,497.05$222,893.55
106Sep 2028$852.52$644.53$1,497.05$222,041.03
107Oct 2028$854.98$642.07$1,497.05$221,186.05
108Nov 2028$857.45$639.60$1,497.05$220,328.60
109Dec 2028$859.93$637.12$1,497.05$219,468.67
2028 Total$10,157.12$7,807.48$17,964.6
110Jan 2029$862.42$634.63$1,497.05$218,606.25
111Feb 2029$864.91$632.14$1,497.05$217,741.34
112Mar 2029$867.41$629.64$1,497.05$216,873.93
113Apr 2029$869.92$627.13$1,497.05$216,004.01
114May 2029$872.44$624.61$1,497.05$215,131.57
115Jun 2029$874.96$622.09$1,497.05$214,256.61
116Jul 2029$877.49$619.56$1,497.05$213,379.12
117Aug 2029$880.03$617.02$1,497.05$212,499.09
118Sep 2029$882.57$614.48$1,497.05$211,616.52
119Oct 2029$885.13$611.92$1,497.05$210,731.39
120Nov 2029$887.69$609.36$1,497.05$209,843.70
121Dec 2029$890.25$606.80$1,497.05$208,953.45
2029 Total$10,515.22$7,449.38$17,964.6
122Jan 2030$892.83$604.22$1,497.05$208,060.62
123Feb 2030$895.41$601.64$1,497.05$207,165.21
124Mar 2030$898.00$599.05$1,497.05$206,267.21
125Apr 2030$900.59$596.46$1,497.05$205,366.62
126May 2030$903.20$593.85$1,497.05$204,463.42
127Jun 2030$905.81$591.24$1,497.05$203,557.61
128Jul 2030$908.43$588.62$1,497.05$202,649.18
129Aug 2030$911.06$585.99$1,497.05$201,738.12
130Sep 2030$913.69$583.36$1,497.05$200,824.43
131Oct 2030$916.33$580.72$1,497.05$199,908.10
132Nov 2030$918.98$578.07$1,497.05$198,989.12
133Dec 2030$921.64$575.41$1,497.05$198,067.48
2030 Total$10,885.97$7,078.63$17,964.6
134Jan 2031$924.30$572.75$1,497.05$197,143.18
135Feb 2031$926.98$570.07$1,497.05$196,216.20
136Mar 2031$929.66$567.39$1,497.05$195,286.54
137Apr 2031$932.35$564.70$1,497.05$194,354.19
138May 2031$935.04$562.01$1,497.05$193,419.15
139Jun 2031$937.75$559.30$1,497.05$192,481.40
140Jul 2031$940.46$556.59$1,497.05$191,540.94
141Aug 2031$943.18$553.87$1,497.05$190,597.76
142Sep 2031$945.90$551.15$1,497.05$189,651.86
143Oct 2031$948.64$548.41$1,497.05$188,703.22
144Nov 2031$951.38$545.67$1,497.05$187,751.84
145Dec 2031$954.13$542.92$1,497.05$186,797.71
2031 Total$11,269.77$6,694.83$17,964.6
146Jan 2032$956.89$540.16$1,497.05$185,840.82
147Feb 2032$959.66$537.39$1,497.05$184,881.16
148Mar 2032$962.44$534.61$1,497.05$183,918.72
149Apr 2032$965.22$531.83$1,497.05$182,953.50
150May 2032$968.01$529.04$1,497.05$181,985.49
151Jun 2032$970.81$526.24$1,497.05$181,014.68
152Jul 2032$973.62$523.43$1,497.05$180,041.06
153Aug 2032$976.43$520.62$1,497.05$179,064.63
154Sep 2032$979.25$517.80$1,497.05$178,085.38
155Oct 2032$982.09$514.96$1,497.05$177,103.29
156Nov 2032$984.93$512.12$1,497.05$176,118.36
157Dec 2032$987.77$509.28$1,497.05$175,130.59
2032 Total$11,667.12$6,297.48$17,964.6
158Jan 2033$990.63$506.42$1,497.05$174,139.96
159Feb 2033$993.50$503.55$1,497.05$173,146.46
160Mar 2033$996.37$500.68$1,497.05$172,150.09
161Apr 2033$999.25$497.80$1,497.05$171,150.84
162May 2033$1,002.14$494.91$1,497.05$170,148.70
163Jun 2033$1,005.04$492.01$1,497.05$169,143.66
164Jul 2033$1,007.94$489.11$1,497.05$168,135.72
165Aug 2033$1,010.86$486.19$1,497.05$167,124.86
166Sep 2033$1,013.78$483.27$1,497.05$166,111.08
167Oct 2033$1,016.71$480.34$1,497.05$165,094.37
168Nov 2033$1,019.65$477.40$1,497.05$164,074.72
169Dec 2033$1,022.60$474.45$1,497.05$163,052.12
2033 Total$12,078.47$5,886.13$17,964.6
170Jan 2034$1,025.56$471.49$1,497.05$162,026.56
171Feb 2034$1,028.52$468.53$1,497.05$160,998.04
172Mar 2034$1,031.50$465.55$1,497.05$159,966.54
173Apr 2034$1,034.48$462.57$1,497.05$158,932.06
174May 2034$1,037.47$459.58$1,497.05$157,894.59
175Jun 2034$1,040.47$456.58$1,497.05$156,854.12
176Jul 2034$1,043.48$453.57$1,497.05$155,810.64
177Aug 2034$1,046.50$450.55$1,497.05$154,764.14
178Sep 2034$1,049.52$447.53$1,497.05$153,714.62
179Oct 2034$1,052.56$444.49$1,497.05$152,662.06
180Nov 2034$1,055.60$441.45$1,497.05$151,606.46
181Dec 2034$1,058.65$438.40$1,497.05$150,547.81
2034 Total$12,504.31$5,460.29$17,964.6
182Jan 2035$1,061.72$435.33$1,497.05$149,486.09
183Feb 2035$1,064.79$432.26$1,497.05$148,421.30
184Mar 2035$1,067.87$429.18$1,497.05$147,353.43
185Apr 2035$1,070.95$426.10$1,497.05$146,282.48
186May 2035$1,074.05$423.00$1,497.05$145,208.43
187Jun 2035$1,077.16$419.89$1,497.05$144,131.27
188Jul 2035$1,080.27$416.78$1,497.05$143,051.00
189Aug 2035$1,083.39$413.66$1,497.05$141,967.61
190Sep 2035$1,086.53$410.52$1,497.05$140,881.08
191Oct 2035$1,089.67$407.38$1,497.05$139,791.41
192Nov 2035$1,092.82$404.23$1,497.05$138,698.59
193Dec 2035$1,095.98$401.07$1,497.05$137,602.61
2035 Total$12,945.2$5,019.4$17,964.6
194Jan 2036$1,099.15$397.90$1,497.05$136,503.46
195Feb 2036$1,102.33$394.72$1,497.05$135,401.13
196Mar 2036$1,105.52$391.53$1,497.05$134,295.61
197Apr 2036$1,108.71$388.34$1,497.05$133,186.90
198May 2036$1,111.92$385.13$1,497.05$132,074.98
199Jun 2036$1,115.13$381.92$1,497.05$130,959.85
200Jul 2036$1,118.36$378.69$1,497.05$129,841.49
201Aug 2036$1,121.59$375.46$1,497.05$128,719.90
202Sep 2036$1,124.83$372.22$1,497.05$127,595.07
203Oct 2036$1,128.09$368.96$1,497.05$126,466.98
204Nov 2036$1,131.35$365.70$1,497.05$125,335.63
205Dec 2036$1,134.62$362.43$1,497.05$124,201.01
2036 Total$13,401.6$4,563$17,964.6
206Jan 2037$1,137.90$359.15$1,497.05$123,063.11
207Feb 2037$1,141.19$355.86$1,497.05$121,921.92
208Mar 2037$1,144.49$352.56$1,497.05$120,777.43
209Apr 2037$1,147.80$349.25$1,497.05$119,629.63
210May 2037$1,151.12$345.93$1,497.05$118,478.51
211Jun 2037$1,154.45$342.60$1,497.05$117,324.06
212Jul 2037$1,157.79$339.26$1,497.05$116,166.27
213Aug 2037$1,161.14$335.91$1,497.05$115,005.13
214Sep 2037$1,164.49$332.56$1,497.05$113,840.64
215Oct 2037$1,167.86$329.19$1,497.05$112,672.78
216Nov 2037$1,171.24$325.81$1,497.05$111,501.54
217Dec 2037$1,174.62$322.43$1,497.05$110,326.92
2037 Total$13,874.09$4,090.51$17,964.6
218Jan 2038$1,178.02$319.03$1,497.05$109,148.90
219Feb 2038$1,181.43$315.62$1,497.05$107,967.47
220Mar 2038$1,184.84$312.21$1,497.05$106,782.63
221Apr 2038$1,188.27$308.78$1,497.05$105,594.36
222May 2038$1,191.71$305.34$1,497.05$104,402.65
223Jun 2038$1,195.15$301.90$1,497.05$103,207.50
224Jul 2038$1,198.61$298.44$1,497.05$102,008.89
225Aug 2038$1,202.07$294.98$1,497.05$100,806.82
226Sep 2038$1,205.55$291.50$1,497.05$99,601.27
227Oct 2038$1,209.04$288.01$1,497.05$98,392.23
228Nov 2038$1,212.53$284.52$1,497.05$97,179.70
229Dec 2038$1,216.04$281.01$1,497.05$95,963.66
2038 Total$14,363.26$3,601.34$17,964.6
230Jan 2039$1,219.56$277.49$1,497.05$94,744.10
231Feb 2039$1,223.08$273.97$1,497.05$93,521.02
232Mar 2039$1,226.62$270.43$1,497.05$92,294.40
233Apr 2039$1,230.17$266.88$1,497.05$91,064.23
234May 2039$1,233.72$263.33$1,497.05$89,830.51
235Jun 2039$1,237.29$259.76$1,497.05$88,593.22
236Jul 2039$1,240.87$256.18$1,497.05$87,352.35
237Aug 2039$1,244.46$252.59$1,497.05$86,107.89
238Sep 2039$1,248.05$249.00$1,497.05$84,859.84
239Oct 2039$1,251.66$245.39$1,497.05$83,608.18
240Nov 2039$1,255.28$241.77$1,497.05$82,352.90
241Dec 2039$1,258.91$238.14$1,497.05$81,093.99
2039 Total$14,869.67$3,094.93$17,964.6
242Jan 2040$1,262.55$234.50$1,497.05$79,831.44
243Feb 2040$1,266.20$230.85$1,497.05$78,565.24
244Mar 2040$1,269.87$227.18$1,497.05$77,295.37
245Apr 2040$1,273.54$223.51$1,497.05$76,021.83
246May 2040$1,277.22$219.83$1,497.05$74,744.61
247Jun 2040$1,280.91$216.14$1,497.05$73,463.70
248Jul 2040$1,284.62$212.43$1,497.05$72,179.08
249Aug 2040$1,288.33$208.72$1,497.05$70,890.75
250Sep 2040$1,292.06$204.99$1,497.05$69,598.69
251Oct 2040$1,295.79$201.26$1,497.05$68,302.90
252Nov 2040$1,299.54$197.51$1,497.05$67,003.36
253Dec 2040$1,303.30$193.75$1,497.05$65,700.06
2040 Total$15,393.93$2,570.67$17,964.6
254Jan 2041$1,307.07$189.98$1,497.05$64,392.99
255Feb 2041$1,310.85$186.20$1,497.05$63,082.14
256Mar 2041$1,314.64$182.41$1,497.05$61,767.50
257Apr 2041$1,318.44$178.61$1,497.05$60,449.06
258May 2041$1,322.25$174.80$1,497.05$59,126.81
259Jun 2041$1,326.07$170.98$1,497.05$57,800.74
260Jul 2041$1,329.91$167.14$1,497.05$56,470.83
261Aug 2041$1,333.76$163.29$1,497.05$55,137.07
262Sep 2041$1,337.61$159.44$1,497.05$53,799.46
263Oct 2041$1,341.48$155.57$1,497.05$52,457.98
264Nov 2041$1,345.36$151.69$1,497.05$51,112.62
265Dec 2041$1,349.25$147.80$1,497.05$49,763.37
2041 Total$15,936.69$2,027.91$17,964.6
266Jan 2042$1,353.15$143.90$1,497.05$48,410.22
267Feb 2042$1,357.06$139.99$1,497.05$47,053.16
268Mar 2042$1,360.99$136.06$1,497.05$45,692.17
269Apr 2042$1,364.92$132.13$1,497.05$44,327.25
270May 2042$1,368.87$128.18$1,497.05$42,958.38
271Jun 2042$1,372.83$124.22$1,497.05$41,585.55
272Jul 2042$1,376.80$120.25$1,497.05$40,208.75
273Aug 2042$1,380.78$116.27$1,497.05$38,827.97
274Sep 2042$1,384.77$112.28$1,497.05$37,443.20
275Oct 2042$1,388.78$108.27$1,497.05$36,054.42
276Nov 2042$1,392.79$104.26$1,497.05$34,661.63
277Dec 2042$1,396.82$100.23$1,497.05$33,264.81
2042 Total$16,498.56$1,466.04$17,964.6
278Jan 2043$1,400.86$96.19$1,497.05$31,863.95
279Feb 2043$1,404.91$92.14$1,497.05$30,459.04
280Mar 2043$1,408.97$88.08$1,497.05$29,050.07
281Apr 2043$1,413.05$84.00$1,497.05$27,637.02
282May 2043$1,417.13$79.92$1,497.05$26,219.89
283Jun 2043$1,421.23$75.82$1,497.05$24,798.66
284Jul 2043$1,425.34$71.71$1,497.05$23,373.32
285Aug 2043$1,429.46$67.59$1,497.05$21,943.86
286Sep 2043$1,433.60$63.45$1,497.05$20,510.26
287Oct 2043$1,437.74$59.31$1,497.05$19,072.52
288Nov 2043$1,441.90$55.15$1,497.05$17,630.62
289Dec 2043$1,446.07$50.98$1,497.05$16,184.55
2043 Total$17,080.26$884.34$17,964.6
290Jan 2044$1,450.25$46.80$1,497.05$14,734.30
291Feb 2044$1,454.44$42.61$1,497.05$13,279.86
292Mar 2044$1,458.65$38.40$1,497.05$11,821.21
293Apr 2044$1,462.87$34.18$1,497.05$10,358.34
294May 2044$1,467.10$29.95$1,497.05$8,891.24
295Jun 2044$1,471.34$25.71$1,497.05$7,419.90
296Jul 2044$1,475.59$21.46$1,497.05$5,944.31
297Aug 2044$1,479.86$17.19$1,497.05$4,464.45
298Sep 2044$1,484.14$12.91$1,497.05$2,980.31
299Oct 2044$1,488.43$8.62$1,497.05$1,491.88
300Nov 2044$1,491.88$4.31$1,496.19$0.00
2044 Total$16,184.55$282.14$16,466.69
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