Offset Home Loan (Purchase) (Interest Only) from loans.com.au

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.47%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$723
Number of Repayments
300
Total Interest Paid
$-33,100
Total repayments
$216,900
DatePrincipleInterestPaymentBalance
1Dec 2019$524.62$722.92$1,247.54$249,475.38
2019 Total$524.62$722.92$1,247.54
2Jan 2020$526.14$721.40$1,247.54$248,949.24
3Feb 2020$527.66$719.88$1,247.54$248,421.58
4Mar 2020$529.19$718.35$1,247.54$247,892.39
5Apr 2020$530.72$716.82$1,247.54$247,361.67
6May 2020$532.25$715.29$1,247.54$246,829.42
7Jun 2020$533.79$713.75$1,247.54$246,295.63
8Jul 2020$535.34$712.20$1,247.54$245,760.29
9Aug 2020$536.88$710.66$1,247.54$245,223.41
10Sep 2020$538.44$709.10$1,247.54$244,684.97
11Oct 2020$539.99$707.55$1,247.54$244,144.98
12Nov 2020$541.55$705.99$1,247.54$243,603.43
13Dec 2020$543.12$704.42$1,247.54$243,060.31
2020 Total$6,415.07$8,555.41$14,970.48
14Jan 2021$544.69$702.85$1,247.54$242,515.62
15Feb 2021$546.27$701.27$1,247.54$241,969.35
16Mar 2021$547.85$699.69$1,247.54$241,421.50
17Apr 2021$549.43$698.11$1,247.54$240,872.07
18May 2021$551.02$696.52$1,247.54$240,321.05
19Jun 2021$552.61$694.93$1,247.54$239,768.44
20Jul 2021$554.21$693.33$1,247.54$239,214.23
21Aug 2021$555.81$691.73$1,247.54$238,658.42
22Sep 2021$557.42$690.12$1,247.54$238,101.00
23Oct 2021$559.03$688.51$1,247.54$237,541.97
24Nov 2021$560.65$686.89$1,247.54$236,981.32
25Dec 2021$562.27$685.27$1,247.54$236,419.05
2021 Total$6,641.26$8,329.22$14,970.48
26Jan 2022$563.89$683.65$1,247.54$235,855.16
27Feb 2022$565.53$682.01$1,247.54$235,289.63
28Mar 2022$567.16$680.38$1,247.54$234,722.47
29Apr 2022$568.80$678.74$1,247.54$234,153.67
30May 2022$570.45$677.09$1,247.54$233,583.22
31Jun 2022$572.10$675.44$1,247.54$233,011.12
32Jul 2022$573.75$673.79$1,247.54$232,437.37
33Aug 2022$575.41$672.13$1,247.54$231,861.96
34Sep 2022$577.07$670.47$1,247.54$231,284.89
35Oct 2022$578.74$668.80$1,247.54$230,706.15
36Nov 2022$580.41$667.13$1,247.54$230,125.74
37Dec 2022$582.09$665.45$1,247.54$229,543.65
2022 Total$6,875.4$8,095.08$14,970.48
38Jan 2023$583.78$663.76$1,247.54$228,959.87
39Feb 2023$585.46$662.08$1,247.54$228,374.41
40Mar 2023$587.16$660.38$1,247.54$227,787.25
41Apr 2023$588.86$658.68$1,247.54$227,198.39
42May 2023$590.56$656.98$1,247.54$226,607.83
43Jun 2023$592.27$655.27$1,247.54$226,015.56
44Jul 2023$593.98$653.56$1,247.54$225,421.58
45Aug 2023$595.70$651.84$1,247.54$224,825.88
46Sep 2023$597.42$650.12$1,247.54$224,228.46
47Oct 2023$599.15$648.39$1,247.54$223,629.31
48Nov 2023$600.88$646.66$1,247.54$223,028.43
49Dec 2023$602.62$644.92$1,247.54$222,425.81
2023 Total$7,117.84$7,852.64$14,970.48
50Jan 2024$604.36$643.18$1,247.54$221,821.45
51Feb 2024$606.11$641.43$1,247.54$221,215.34
52Mar 2024$607.86$639.68$1,247.54$220,607.48
53Apr 2024$609.62$637.92$1,247.54$219,997.86
54May 2024$611.38$636.16$1,247.54$219,386.48
55Jun 2024$613.15$634.39$1,247.54$218,773.33
56Jul 2024$614.92$632.62$1,247.54$218,158.41
57Aug 2024$616.70$630.84$1,247.54$217,541.71
58Sep 2024$618.48$629.06$1,247.54$216,923.23
59Oct 2024$620.27$627.27$1,247.54$216,302.96
60Nov 2024$622.06$625.48$1,247.54$215,680.90
61Dec 2024$623.86$623.68$1,247.54$215,057.04
2024 Total$7,368.77$7,601.71$14,970.48
62Jan 2025$625.67$621.87$1,247.54$214,431.37
63Feb 2025$627.48$620.06$1,247.54$213,803.89
64Mar 2025$629.29$618.25$1,247.54$213,174.60
65Apr 2025$631.11$616.43$1,247.54$212,543.49
66May 2025$632.94$614.60$1,247.54$211,910.55
67Jun 2025$634.77$612.77$1,247.54$211,275.78
68Jul 2025$636.60$610.94$1,247.54$210,639.18
69Aug 2025$638.44$609.10$1,247.54$210,000.74
70Sep 2025$640.29$607.25$1,247.54$209,360.45
71Oct 2025$642.14$605.40$1,247.54$208,718.31
72Nov 2025$644.00$603.54$1,247.54$208,074.31
73Dec 2025$645.86$601.68$1,247.54$207,428.45
2025 Total$7,628.59$7,341.89$14,970.48
74Jan 2026$647.73$599.81$1,247.54$206,780.72
75Feb 2026$649.60$597.94$1,247.54$206,131.12
76Mar 2026$651.48$596.06$1,247.54$205,479.64
77Apr 2026$653.36$594.18$1,247.54$204,826.28
78May 2026$655.25$592.29$1,247.54$204,171.03
79Jun 2026$657.15$590.39$1,247.54$203,513.88
80Jul 2026$659.05$588.49$1,247.54$202,854.83
81Aug 2026$660.95$586.59$1,247.54$202,193.88
82Sep 2026$662.86$584.68$1,247.54$201,531.02
83Oct 2026$664.78$582.76$1,247.54$200,866.24
84Nov 2026$666.70$580.84$1,247.54$200,199.54
85Dec 2026$668.63$578.91$1,247.54$199,530.91
2026 Total$7,897.54$7,072.94$14,970.48
86Jan 2027$670.56$576.98$1,247.54$198,860.35
87Feb 2027$672.50$575.04$1,247.54$198,187.85
88Mar 2027$674.45$573.09$1,247.54$197,513.40
89Apr 2027$676.40$571.14$1,247.54$196,837.00
90May 2027$678.35$569.19$1,247.54$196,158.65
91Jun 2027$680.31$567.23$1,247.54$195,478.34
92Jul 2027$682.28$565.26$1,247.54$194,796.06
93Aug 2027$684.25$563.29$1,247.54$194,111.81
94Sep 2027$686.23$561.31$1,247.54$193,425.58
95Oct 2027$688.22$559.32$1,247.54$192,737.36
96Nov 2027$690.21$557.33$1,247.54$192,047.15
97Dec 2027$692.20$555.34$1,247.54$191,354.95
2027 Total$8,175.96$6,794.52$14,970.48
98Jan 2028$694.21$553.33$1,247.54$190,660.74
99Feb 2028$696.21$551.33$1,247.54$189,964.53
100Mar 2028$698.23$549.31$1,247.54$189,266.30
101Apr 2028$700.24$547.30$1,247.54$188,566.06
102May 2028$702.27$545.27$1,247.54$187,863.79
103Jun 2028$704.30$543.24$1,247.54$187,159.49
104Jul 2028$706.34$541.20$1,247.54$186,453.15
105Aug 2028$708.38$539.16$1,247.54$185,744.77
106Sep 2028$710.43$537.11$1,247.54$185,034.34
107Oct 2028$712.48$535.06$1,247.54$184,321.86
108Nov 2028$714.54$533.00$1,247.54$183,607.32
109Dec 2028$716.61$530.93$1,247.54$182,890.71
2028 Total$8,464.24$6,506.24$14,970.48
110Jan 2029$718.68$528.86$1,247.54$182,172.03
111Feb 2029$720.76$526.78$1,247.54$181,451.27
112Mar 2029$722.84$524.70$1,247.54$180,728.43
113Apr 2029$724.93$522.61$1,247.54$180,003.50
114May 2029$727.03$520.51$1,247.54$179,276.47
115Jun 2029$729.13$518.41$1,247.54$178,547.34
116Jul 2029$731.24$516.30$1,247.54$177,816.10
117Aug 2029$733.36$514.18$1,247.54$177,082.74
118Sep 2029$735.48$512.06$1,247.54$176,347.26
119Oct 2029$737.60$509.94$1,247.54$175,609.66
120Nov 2029$739.74$507.80$1,247.54$174,869.92
121Dec 2029$741.87$505.67$1,247.54$174,128.05
2029 Total$8,762.66$6,207.82$14,970.48
122Jan 2030$744.02$503.52$1,247.54$173,384.03
123Feb 2030$746.17$501.37$1,247.54$172,637.86
124Mar 2030$748.33$499.21$1,247.54$171,889.53
125Apr 2030$750.49$497.05$1,247.54$171,139.04
126May 2030$752.66$494.88$1,247.54$170,386.38
127Jun 2030$754.84$492.70$1,247.54$169,631.54
128Jul 2030$757.02$490.52$1,247.54$168,874.52
129Aug 2030$759.21$488.33$1,247.54$168,115.31
130Sep 2030$761.41$486.13$1,247.54$167,353.90
131Oct 2030$763.61$483.93$1,247.54$166,590.29
132Nov 2030$765.82$481.72$1,247.54$165,824.47
133Dec 2030$768.03$479.51$1,247.54$165,056.44
2030 Total$9,071.61$5,898.87$14,970.48
134Jan 2031$770.25$477.29$1,247.54$164,286.19
135Feb 2031$772.48$475.06$1,247.54$163,513.71
136Mar 2031$774.71$472.83$1,247.54$162,739.00
137Apr 2031$776.95$470.59$1,247.54$161,962.05
138May 2031$779.20$468.34$1,247.54$161,182.85
139Jun 2031$781.45$466.09$1,247.54$160,401.40
140Jul 2031$783.71$463.83$1,247.54$159,617.69
141Aug 2031$785.98$461.56$1,247.54$158,831.71
142Sep 2031$788.25$459.29$1,247.54$158,043.46
143Oct 2031$790.53$457.01$1,247.54$157,252.93
144Nov 2031$792.82$454.72$1,247.54$156,460.11
145Dec 2031$795.11$452.43$1,247.54$155,665.00
2031 Total$9,391.44$5,579.04$14,970.48
146Jan 2032$797.41$450.13$1,247.54$154,867.59
147Feb 2032$799.71$447.83$1,247.54$154,067.88
148Mar 2032$802.03$445.51$1,247.54$153,265.85
149Apr 2032$804.35$443.19$1,247.54$152,461.50
150May 2032$806.67$440.87$1,247.54$151,654.83
151Jun 2032$809.00$438.54$1,247.54$150,845.83
152Jul 2032$811.34$436.20$1,247.54$150,034.49
153Aug 2032$813.69$433.85$1,247.54$149,220.80
154Sep 2032$816.04$431.50$1,247.54$148,404.76
155Oct 2032$818.40$429.14$1,247.54$147,586.36
156Nov 2032$820.77$426.77$1,247.54$146,765.59
157Dec 2032$823.14$424.40$1,247.54$145,942.45
2032 Total$9,722.55$5,247.93$14,970.48
158Jan 2033$825.52$422.02$1,247.54$145,116.93
159Feb 2033$827.91$419.63$1,247.54$144,289.02
160Mar 2033$830.30$417.24$1,247.54$143,458.72
161Apr 2033$832.71$414.83$1,247.54$142,626.01
162May 2033$835.11$412.43$1,247.54$141,790.90
163Jun 2033$837.53$410.01$1,247.54$140,953.37
164Jul 2033$839.95$407.59$1,247.54$140,113.42
165Aug 2033$842.38$405.16$1,247.54$139,271.04
166Sep 2033$844.81$402.73$1,247.54$138,426.23
167Oct 2033$847.26$400.28$1,247.54$137,578.97
168Nov 2033$849.71$397.83$1,247.54$136,729.26
169Dec 2033$852.16$395.38$1,247.54$135,877.10
2033 Total$10,065.35$4,905.13$14,970.48
170Jan 2034$854.63$392.91$1,247.54$135,022.47
171Feb 2034$857.10$390.44$1,247.54$134,165.37
172Mar 2034$859.58$387.96$1,247.54$133,305.79
173Apr 2034$862.06$385.48$1,247.54$132,443.73
174May 2034$864.56$382.98$1,247.54$131,579.17
175Jun 2034$867.06$380.48$1,247.54$130,712.11
176Jul 2034$869.56$377.98$1,247.54$129,842.55
177Aug 2034$872.08$375.46$1,247.54$128,970.47
178Sep 2034$874.60$372.94$1,247.54$128,095.87
179Oct 2034$877.13$370.41$1,247.54$127,218.74
180Nov 2034$879.67$367.87$1,247.54$126,339.07
181Dec 2034$882.21$365.33$1,247.54$125,456.86
2034 Total$10,420.24$4,550.24$14,970.48
182Jan 2035$884.76$362.78$1,247.54$124,572.10
183Feb 2035$887.32$360.22$1,247.54$123,684.78
184Mar 2035$889.88$357.66$1,247.54$122,794.90
185Apr 2035$892.46$355.08$1,247.54$121,902.44
186May 2035$895.04$352.50$1,247.54$121,007.40
187Jun 2035$897.63$349.91$1,247.54$120,109.77
188Jul 2035$900.22$347.32$1,247.54$119,209.55
189Aug 2035$902.83$344.71$1,247.54$118,306.72
190Sep 2035$905.44$342.10$1,247.54$117,401.28
191Oct 2035$908.05$339.49$1,247.54$116,493.23
192Nov 2035$910.68$336.86$1,247.54$115,582.55
193Dec 2035$913.31$334.23$1,247.54$114,669.24
2035 Total$10,787.62$4,182.86$14,970.48
194Jan 2036$915.95$331.59$1,247.54$113,753.29
195Feb 2036$918.60$328.94$1,247.54$112,834.69
196Mar 2036$921.26$326.28$1,247.54$111,913.43
197Apr 2036$923.92$323.62$1,247.54$110,989.51
198May 2036$926.60$320.94$1,247.54$110,062.91
199Jun 2036$929.27$318.27$1,247.54$109,133.64
200Jul 2036$931.96$315.58$1,247.54$108,201.68
201Aug 2036$934.66$312.88$1,247.54$107,267.02
202Sep 2036$937.36$310.18$1,247.54$106,329.66
203Oct 2036$940.07$307.47$1,247.54$105,389.59
204Nov 2036$942.79$304.75$1,247.54$104,446.80
205Dec 2036$945.51$302.03$1,247.54$103,501.29
2036 Total$11,167.95$3,802.53$14,970.48
206Jan 2037$948.25$299.29$1,247.54$102,553.04
207Feb 2037$950.99$296.55$1,247.54$101,602.05
208Mar 2037$953.74$293.80$1,247.54$100,648.31
209Apr 2037$956.50$291.04$1,247.54$99,691.81
210May 2037$959.26$288.28$1,247.54$98,732.55
211Jun 2037$962.04$285.50$1,247.54$97,770.51
212Jul 2037$964.82$282.72$1,247.54$96,805.69
213Aug 2037$967.61$279.93$1,247.54$95,838.08
214Sep 2037$970.41$277.13$1,247.54$94,867.67
215Oct 2037$973.21$274.33$1,247.54$93,894.46
216Nov 2037$976.03$271.51$1,247.54$92,918.43
217Dec 2037$978.85$268.69$1,247.54$91,939.58
2037 Total$11,561.71$3,408.77$14,970.48
218Jan 2038$981.68$265.86$1,247.54$90,957.90
219Feb 2038$984.52$263.02$1,247.54$89,973.38
220Mar 2038$987.37$260.17$1,247.54$88,986.01
221Apr 2038$990.22$257.32$1,247.54$87,995.79
222May 2038$993.09$254.45$1,247.54$87,002.70
223Jun 2038$995.96$251.58$1,247.54$86,006.74
224Jul 2038$998.84$248.70$1,247.54$85,007.90
225Aug 2038$1,001.73$245.81$1,247.54$84,006.17
226Sep 2038$1,004.62$242.92$1,247.54$83,001.55
227Oct 2038$1,007.53$240.01$1,247.54$81,994.02
228Nov 2038$1,010.44$237.10$1,247.54$80,983.58
229Dec 2038$1,013.36$234.18$1,247.54$79,970.22
2038 Total$11,969.36$3,001.12$14,970.48
230Jan 2039$1,016.29$231.25$1,247.54$78,953.93
231Feb 2039$1,019.23$228.31$1,247.54$77,934.70
232Mar 2039$1,022.18$225.36$1,247.54$76,912.52
233Apr 2039$1,025.13$222.41$1,247.54$75,887.39
234May 2039$1,028.10$219.44$1,247.54$74,859.29
235Jun 2039$1,031.07$216.47$1,247.54$73,828.22
236Jul 2039$1,034.05$213.49$1,247.54$72,794.17
237Aug 2039$1,037.04$210.50$1,247.54$71,757.13
238Sep 2039$1,040.04$207.50$1,247.54$70,717.09
239Oct 2039$1,043.05$204.49$1,247.54$69,674.04
240Nov 2039$1,046.07$201.47$1,247.54$68,627.97
241Dec 2039$1,049.09$198.45$1,247.54$67,578.88
2039 Total$12,391.34$2,579.14$14,970.48
242Jan 2040$1,052.12$195.42$1,247.54$66,526.76
243Feb 2040$1,055.17$192.37$1,247.54$65,471.59
244Mar 2040$1,058.22$189.32$1,247.54$64,413.37
245Apr 2040$1,061.28$186.26$1,247.54$63,352.09
246May 2040$1,064.35$183.19$1,247.54$62,287.74
247Jun 2040$1,067.42$180.12$1,247.54$61,220.32
248Jul 2040$1,070.51$177.03$1,247.54$60,149.81
249Aug 2040$1,073.61$173.93$1,247.54$59,076.20
250Sep 2040$1,076.71$170.83$1,247.54$57,999.49
251Oct 2040$1,079.82$167.72$1,247.54$56,919.67
252Nov 2040$1,082.95$164.59$1,247.54$55,836.72
253Dec 2040$1,086.08$161.46$1,247.54$54,750.64
2040 Total$12,828.24$2,142.24$14,970.48
254Jan 2041$1,089.22$158.32$1,247.54$53,661.42
255Feb 2041$1,092.37$155.17$1,247.54$52,569.05
256Mar 2041$1,095.53$152.01$1,247.54$51,473.52
257Apr 2041$1,098.70$148.84$1,247.54$50,374.82
258May 2041$1,101.87$145.67$1,247.54$49,272.95
259Jun 2041$1,105.06$142.48$1,247.54$48,167.89
260Jul 2041$1,108.25$139.29$1,247.54$47,059.64
261Aug 2041$1,111.46$136.08$1,247.54$45,948.18
262Sep 2041$1,114.67$132.87$1,247.54$44,833.51
263Oct 2041$1,117.90$129.64$1,247.54$43,715.61
264Nov 2041$1,121.13$126.41$1,247.54$42,594.48
265Dec 2041$1,124.37$123.17$1,247.54$41,470.11
2041 Total$13,280.53$1,689.95$14,970.48
266Jan 2042$1,127.62$119.92$1,247.54$40,342.49
267Feb 2042$1,130.88$116.66$1,247.54$39,211.61
268Mar 2042$1,134.15$113.39$1,247.54$38,077.46
269Apr 2042$1,137.43$110.11$1,247.54$36,940.03
270May 2042$1,140.72$106.82$1,247.54$35,799.31
271Jun 2042$1,144.02$103.52$1,247.54$34,655.29
272Jul 2042$1,147.33$100.21$1,247.54$33,507.96
273Aug 2042$1,150.65$96.89$1,247.54$32,357.31
274Sep 2042$1,153.97$93.57$1,247.54$31,203.34
275Oct 2042$1,157.31$90.23$1,247.54$30,046.03
276Nov 2042$1,160.66$86.88$1,247.54$28,885.37
277Dec 2042$1,164.01$83.53$1,247.54$27,721.36
2042 Total$13,748.75$1,221.73$14,970.48
278Jan 2043$1,167.38$80.16$1,247.54$26,553.98
279Feb 2043$1,170.75$76.79$1,247.54$25,383.23
280Mar 2043$1,174.14$73.40$1,247.54$24,209.09
281Apr 2043$1,177.54$70.00$1,247.54$23,031.55
282May 2043$1,180.94$66.60$1,247.54$21,850.61
283Jun 2043$1,184.36$63.18$1,247.54$20,666.25
284Jul 2043$1,187.78$59.76$1,247.54$19,478.47
285Aug 2043$1,191.21$56.33$1,247.54$18,287.26
286Sep 2043$1,194.66$52.88$1,247.54$17,092.60
287Oct 2043$1,198.11$49.43$1,247.54$15,894.49
288Nov 2043$1,201.58$45.96$1,247.54$14,692.91
289Dec 2043$1,205.05$42.49$1,247.54$13,487.86
2043 Total$14,233.5$736.98$14,970.48
290Jan 2044$1,208.54$39.00$1,247.54$12,279.32
291Feb 2044$1,212.03$35.51$1,247.54$11,067.29
292Mar 2044$1,215.54$32.00$1,247.54$9,851.75
293Apr 2044$1,219.05$28.49$1,247.54$8,632.70
294May 2044$1,222.58$24.96$1,247.54$7,410.12
295Jun 2044$1,226.11$21.43$1,247.54$6,184.01
296Jul 2044$1,229.66$17.88$1,247.54$4,954.35
297Aug 2044$1,233.21$14.33$1,247.54$3,721.14
298Sep 2044$1,236.78$10.76$1,247.54$2,484.36
299Oct 2044$1,240.36$7.18$1,247.54$1,244.00
300Nov 2044$1,243.94$3.60$1,247.54$0.06
2044 Total$13,487.8$235.14$13,722.94
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