Offset Home Loan (Refinance) (Interest Only) from loans.com.au

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.62%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$754
Number of Repayments
300
Total Interest Paid
$-23,800
Total repayments
$226,200
DatePrincipleInterestPaymentBalance
1Aug 2019$513.54$754.17$1,267.71$249,486.46
2Sep 2019$515.09$752.62$1,267.71$248,971.37
3Oct 2019$516.65$751.06$1,267.71$248,454.72
4Nov 2019$518.20$749.51$1,267.71$247,936.52
5Dec 2019$519.77$747.94$1,267.71$247,416.75
2019 Total$2,583.25$3,755.3$6,338.55
6Jan 2020$521.34$746.37$1,267.71$246,895.41
7Feb 2020$522.91$744.80$1,267.71$246,372.50
8Mar 2020$524.49$743.22$1,267.71$245,848.01
9Apr 2020$526.07$741.64$1,267.71$245,321.94
10May 2020$527.66$740.05$1,267.71$244,794.28
11Jun 2020$529.25$738.46$1,267.71$244,265.03
12Jul 2020$530.84$736.87$1,267.71$243,734.19
13Aug 2020$532.45$735.26$1,267.71$243,201.74
14Sep 2020$534.05$733.66$1,267.71$242,667.69
15Oct 2020$535.66$732.05$1,267.71$242,132.03
16Nov 2020$537.28$730.43$1,267.71$241,594.75
17Dec 2020$538.90$728.81$1,267.71$241,055.85
2020 Total$6,360.9$8,851.62$15,212.52
18Jan 2021$540.52$727.19$1,267.71$240,515.33
19Feb 2021$542.16$725.55$1,267.71$239,973.17
20Mar 2021$543.79$723.92$1,267.71$239,429.38
21Apr 2021$545.43$722.28$1,267.71$238,883.95
22May 2021$547.08$720.63$1,267.71$238,336.87
23Jun 2021$548.73$718.98$1,267.71$237,788.14
24Jul 2021$550.38$717.33$1,267.71$237,237.76
25Aug 2021$552.04$715.67$1,267.71$236,685.72
26Sep 2021$553.71$714.00$1,267.71$236,132.01
27Oct 2021$555.38$712.33$1,267.71$235,576.63
28Nov 2021$557.05$710.66$1,267.71$235,019.58
29Dec 2021$558.73$708.98$1,267.71$234,460.85
2021 Total$6,595$8,617.52$15,212.52
30Jan 2022$560.42$707.29$1,267.71$233,900.43
31Feb 2022$562.11$705.60$1,267.71$233,338.32
32Mar 2022$563.81$703.90$1,267.71$232,774.51
33Apr 2022$565.51$702.20$1,267.71$232,209.00
34May 2022$567.21$700.50$1,267.71$231,641.79
35Jun 2022$568.92$698.79$1,267.71$231,072.87
36Jul 2022$570.64$697.07$1,267.71$230,502.23
37Aug 2022$572.36$695.35$1,267.71$229,929.87
38Sep 2022$574.09$693.62$1,267.71$229,355.78
39Oct 2022$575.82$691.89$1,267.71$228,779.96
40Nov 2022$577.56$690.15$1,267.71$228,202.40
41Dec 2022$579.30$688.41$1,267.71$227,623.10
2022 Total$6,837.75$8,374.77$15,212.52
42Jan 2023$581.05$686.66$1,267.71$227,042.05
43Feb 2023$582.80$684.91$1,267.71$226,459.25
44Mar 2023$584.56$683.15$1,267.71$225,874.69
45Apr 2023$586.32$681.39$1,267.71$225,288.37
46May 2023$588.09$679.62$1,267.71$224,700.28
47Jun 2023$589.86$677.85$1,267.71$224,110.42
48Jul 2023$591.64$676.07$1,267.71$223,518.78
49Aug 2023$593.43$674.28$1,267.71$222,925.35
50Sep 2023$595.22$672.49$1,267.71$222,330.13
51Oct 2023$597.01$670.70$1,267.71$221,733.12
52Nov 2023$598.82$668.89$1,267.71$221,134.30
53Dec 2023$600.62$667.09$1,267.71$220,533.68
2023 Total$7,089.42$8,123.1$15,212.52
54Jan 2024$602.43$665.28$1,267.71$219,931.25
55Feb 2024$604.25$663.46$1,267.71$219,327.00
56Mar 2024$606.07$661.64$1,267.71$218,720.93
57Apr 2024$607.90$659.81$1,267.71$218,113.03
58May 2024$609.74$657.97$1,267.71$217,503.29
59Jun 2024$611.58$656.13$1,267.71$216,891.71
60Jul 2024$613.42$654.29$1,267.71$216,278.29
61Aug 2024$615.27$652.44$1,267.71$215,663.02
62Sep 2024$617.13$650.58$1,267.71$215,045.89
63Oct 2024$618.99$648.72$1,267.71$214,426.90
64Nov 2024$620.86$646.85$1,267.71$213,806.04
65Dec 2024$622.73$644.98$1,267.71$213,183.31
2024 Total$7,350.37$7,862.15$15,212.52
66Jan 2025$624.61$643.10$1,267.71$212,558.70
67Feb 2025$626.49$641.22$1,267.71$211,932.21
68Mar 2025$628.38$639.33$1,267.71$211,303.83
69Apr 2025$630.28$637.43$1,267.71$210,673.55
70May 2025$632.18$635.53$1,267.71$210,041.37
71Jun 2025$634.09$633.62$1,267.71$209,407.28
72Jul 2025$636.00$631.71$1,267.71$208,771.28
73Aug 2025$637.92$629.79$1,267.71$208,133.36
74Sep 2025$639.84$627.87$1,267.71$207,493.52
75Oct 2025$641.77$625.94$1,267.71$206,851.75
76Nov 2025$643.71$624.00$1,267.71$206,208.04
77Dec 2025$645.65$622.06$1,267.71$205,562.39
2025 Total$7,620.92$7,591.6$15,212.52
78Jan 2026$647.60$620.11$1,267.71$204,914.79
79Feb 2026$649.55$618.16$1,267.71$204,265.24
80Mar 2026$651.51$616.20$1,267.71$203,613.73
81Apr 2026$653.48$614.23$1,267.71$202,960.25
82May 2026$655.45$612.26$1,267.71$202,304.80
83Jun 2026$657.42$610.29$1,267.71$201,647.38
84Jul 2026$659.41$608.30$1,267.71$200,987.97
85Aug 2026$661.40$606.31$1,267.71$200,326.57
86Sep 2026$663.39$604.32$1,267.71$199,663.18
87Oct 2026$665.39$602.32$1,267.71$198,997.79
88Nov 2026$667.40$600.31$1,267.71$198,330.39
89Dec 2026$669.41$598.30$1,267.71$197,660.98
2026 Total$7,901.41$7,311.11$15,212.52
90Jan 2027$671.43$596.28$1,267.71$196,989.55
91Feb 2027$673.46$594.25$1,267.71$196,316.09
92Mar 2027$675.49$592.22$1,267.71$195,640.60
93Apr 2027$677.53$590.18$1,267.71$194,963.07
94May 2027$679.57$588.14$1,267.71$194,283.50
95Jun 2027$681.62$586.09$1,267.71$193,601.88
96Jul 2027$683.68$584.03$1,267.71$192,918.20
97Aug 2027$685.74$581.97$1,267.71$192,232.46
98Sep 2027$687.81$579.90$1,267.71$191,544.65
99Oct 2027$689.88$577.83$1,267.71$190,854.77
100Nov 2027$691.96$575.75$1,267.71$190,162.81
101Dec 2027$694.05$573.66$1,267.71$189,468.76
2027 Total$8,192.22$7,020.3$15,212.52
102Jan 2028$696.15$571.56$1,267.71$188,772.61
103Feb 2028$698.25$569.46$1,267.71$188,074.36
104Mar 2028$700.35$567.36$1,267.71$187,374.01
105Apr 2028$702.47$565.24$1,267.71$186,671.54
106May 2028$704.58$563.13$1,267.71$185,966.96
107Jun 2028$706.71$561.00$1,267.71$185,260.25
108Jul 2028$708.84$558.87$1,267.71$184,551.41
109Aug 2028$710.98$556.73$1,267.71$183,840.43
110Sep 2028$713.12$554.59$1,267.71$183,127.31
111Oct 2028$715.28$552.43$1,267.71$182,412.03
112Nov 2028$717.43$550.28$1,267.71$181,694.60
113Dec 2028$719.60$548.11$1,267.71$180,975.00
2028 Total$8,493.76$6,718.76$15,212.52
114Jan 2029$721.77$545.94$1,267.71$180,253.23
115Feb 2029$723.95$543.76$1,267.71$179,529.28
116Mar 2029$726.13$541.58$1,267.71$178,803.15
117Apr 2029$728.32$539.39$1,267.71$178,074.83
118May 2029$730.52$537.19$1,267.71$177,344.31
119Jun 2029$732.72$534.99$1,267.71$176,611.59
120Jul 2029$734.93$532.78$1,267.71$175,876.66
121Aug 2029$737.15$530.56$1,267.71$175,139.51
122Sep 2029$739.37$528.34$1,267.71$174,400.14
123Oct 2029$741.60$526.11$1,267.71$173,658.54
124Nov 2029$743.84$523.87$1,267.71$172,914.70
125Dec 2029$746.08$521.63$1,267.71$172,168.62
2029 Total$8,806.38$6,406.14$15,212.52
126Jan 2030$748.33$519.38$1,267.71$171,420.29
127Feb 2030$750.59$517.12$1,267.71$170,669.70
128Mar 2030$752.86$514.85$1,267.71$169,916.84
129Apr 2030$755.13$512.58$1,267.71$169,161.71
130May 2030$757.41$510.30$1,267.71$168,404.30
131Jun 2030$759.69$508.02$1,267.71$167,644.61
132Jul 2030$761.98$505.73$1,267.71$166,882.63
133Aug 2030$764.28$503.43$1,267.71$166,118.35
134Sep 2030$766.59$501.12$1,267.71$165,351.76
135Oct 2030$768.90$498.81$1,267.71$164,582.86
136Nov 2030$771.22$496.49$1,267.71$163,811.64
137Dec 2030$773.54$494.17$1,267.71$163,038.10
2030 Total$9,130.52$6,082$15,212.52
138Jan 2031$775.88$491.83$1,267.71$162,262.22
139Feb 2031$778.22$489.49$1,267.71$161,484.00
140Mar 2031$780.57$487.14$1,267.71$160,703.43
141Apr 2031$782.92$484.79$1,267.71$159,920.51
142May 2031$785.28$482.43$1,267.71$159,135.23
143Jun 2031$787.65$480.06$1,267.71$158,347.58
144Jul 2031$790.03$477.68$1,267.71$157,557.55
145Aug 2031$792.41$475.30$1,267.71$156,765.14
146Sep 2031$794.80$472.91$1,267.71$155,970.34
147Oct 2031$797.20$470.51$1,267.71$155,173.14
148Nov 2031$799.60$468.11$1,267.71$154,373.54
149Dec 2031$802.02$465.69$1,267.71$153,571.52
2031 Total$9,466.58$5,745.94$15,212.52
150Jan 2032$804.44$463.27$1,267.71$152,767.08
151Feb 2032$806.86$460.85$1,267.71$151,960.22
152Mar 2032$809.30$458.41$1,267.71$151,150.92
153Apr 2032$811.74$455.97$1,267.71$150,339.18
154May 2032$814.19$453.52$1,267.71$149,524.99
155Jun 2032$816.64$451.07$1,267.71$148,708.35
156Jul 2032$819.11$448.60$1,267.71$147,889.24
157Aug 2032$821.58$446.13$1,267.71$147,067.66
158Sep 2032$824.06$443.65$1,267.71$146,243.60
159Oct 2032$826.54$441.17$1,267.71$145,417.06
160Nov 2032$829.04$438.67$1,267.71$144,588.02
161Dec 2032$831.54$436.17$1,267.71$143,756.48
2032 Total$9,815.04$5,397.48$15,212.52
162Jan 2033$834.04$433.67$1,267.71$142,922.44
163Feb 2033$836.56$431.15$1,267.71$142,085.88
164Mar 2033$839.08$428.63$1,267.71$141,246.80
165Apr 2033$841.62$426.09$1,267.71$140,405.18
166May 2033$844.15$423.56$1,267.71$139,561.03
167Jun 2033$846.70$421.01$1,267.71$138,714.33
168Jul 2033$849.26$418.45$1,267.71$137,865.07
169Aug 2033$851.82$415.89$1,267.71$137,013.25
170Sep 2033$854.39$413.32$1,267.71$136,158.86
171Oct 2033$856.96$410.75$1,267.71$135,301.90
172Nov 2033$859.55$408.16$1,267.71$134,442.35
173Dec 2033$862.14$405.57$1,267.71$133,580.21
2033 Total$10,176.27$5,036.25$15,212.52
174Jan 2034$864.74$402.97$1,267.71$132,715.47
175Feb 2034$867.35$400.36$1,267.71$131,848.12
176Mar 2034$869.97$397.74$1,267.71$130,978.15
177Apr 2034$872.59$395.12$1,267.71$130,105.56
178May 2034$875.22$392.49$1,267.71$129,230.34
179Jun 2034$877.87$389.84$1,267.71$128,352.47
180Jul 2034$880.51$387.20$1,267.71$127,471.96
181Aug 2034$883.17$384.54$1,267.71$126,588.79
182Sep 2034$885.83$381.88$1,267.71$125,702.96
183Oct 2034$888.51$379.20$1,267.71$124,814.45
184Nov 2034$891.19$376.52$1,267.71$123,923.26
185Dec 2034$893.87$373.84$1,267.71$123,029.39
2034 Total$10,550.82$4,661.7$15,212.52
186Jan 2035$896.57$371.14$1,267.71$122,132.82
187Feb 2035$899.28$368.43$1,267.71$121,233.54
188Mar 2035$901.99$365.72$1,267.71$120,331.55
189Apr 2035$904.71$363.00$1,267.71$119,426.84
190May 2035$907.44$360.27$1,267.71$118,519.40
191Jun 2035$910.18$357.53$1,267.71$117,609.22
192Jul 2035$912.92$354.79$1,267.71$116,696.30
193Aug 2035$915.68$352.03$1,267.71$115,780.62
194Sep 2035$918.44$349.27$1,267.71$114,862.18
195Oct 2035$921.21$346.50$1,267.71$113,940.97
196Nov 2035$923.99$343.72$1,267.71$113,016.98
197Dec 2035$926.78$340.93$1,267.71$112,090.20
2035 Total$10,939.19$4,273.33$15,212.52
198Jan 2036$929.57$338.14$1,267.71$111,160.63
199Feb 2036$932.38$335.33$1,267.71$110,228.25
200Mar 2036$935.19$332.52$1,267.71$109,293.06
201Apr 2036$938.01$329.70$1,267.71$108,355.05
202May 2036$940.84$326.87$1,267.71$107,414.21
203Jun 2036$943.68$324.03$1,267.71$106,470.53
204Jul 2036$946.52$321.19$1,267.71$105,524.01
205Aug 2036$949.38$318.33$1,267.71$104,574.63
206Sep 2036$952.24$315.47$1,267.71$103,622.39
207Oct 2036$955.12$312.59$1,267.71$102,667.27
208Nov 2036$958.00$309.71$1,267.71$101,709.27
209Dec 2036$960.89$306.82$1,267.71$100,748.38
2036 Total$11,341.82$3,870.7$15,212.52
210Jan 2037$963.79$303.92$1,267.71$99,784.59
211Feb 2037$966.69$301.02$1,267.71$98,817.90
212Mar 2037$969.61$298.10$1,267.71$97,848.29
213Apr 2037$972.53$295.18$1,267.71$96,875.76
214May 2037$975.47$292.24$1,267.71$95,900.29
215Jun 2037$978.41$289.30$1,267.71$94,921.88
216Jul 2037$981.36$286.35$1,267.71$93,940.52
217Aug 2037$984.32$283.39$1,267.71$92,956.20
218Sep 2037$987.29$280.42$1,267.71$91,968.91
219Oct 2037$990.27$277.44$1,267.71$90,978.64
220Nov 2037$993.26$274.45$1,267.71$89,985.38
221Dec 2037$996.25$271.46$1,267.71$88,989.13
2037 Total$11,759.25$3,453.27$15,212.52
222Jan 2038$999.26$268.45$1,267.71$87,989.87
223Feb 2038$1,002.27$265.44$1,267.71$86,987.60
224Mar 2038$1,005.30$262.41$1,267.71$85,982.30
225Apr 2038$1,008.33$259.38$1,267.71$84,973.97
226May 2038$1,011.37$256.34$1,267.71$83,962.60
227Jun 2038$1,014.42$253.29$1,267.71$82,948.18
228Jul 2038$1,017.48$250.23$1,267.71$81,930.70
229Aug 2038$1,020.55$247.16$1,267.71$80,910.15
230Sep 2038$1,023.63$244.08$1,267.71$79,886.52
231Oct 2038$1,026.72$240.99$1,267.71$78,859.80
232Nov 2038$1,029.82$237.89$1,267.71$77,829.98
233Dec 2038$1,032.92$234.79$1,267.71$76,797.06
2038 Total$12,192.07$3,020.45$15,212.52
234Jan 2039$1,036.04$231.67$1,267.71$75,761.02
235Feb 2039$1,039.16$228.55$1,267.71$74,721.86
236Mar 2039$1,042.30$225.41$1,267.71$73,679.56
237Apr 2039$1,045.44$222.27$1,267.71$72,634.12
238May 2039$1,048.60$219.11$1,267.71$71,585.52
239Jun 2039$1,051.76$215.95$1,267.71$70,533.76
240Jul 2039$1,054.93$212.78$1,267.71$69,478.83
241Aug 2039$1,058.12$209.59$1,267.71$68,420.71
242Sep 2039$1,061.31$206.40$1,267.71$67,359.40
243Oct 2039$1,064.51$203.20$1,267.71$66,294.89
244Nov 2039$1,067.72$199.99$1,267.71$65,227.17
245Dec 2039$1,070.94$196.77$1,267.71$64,156.23
2039 Total$12,640.83$2,571.69$15,212.52
246Jan 2040$1,074.17$193.54$1,267.71$63,082.06
247Feb 2040$1,077.41$190.30$1,267.71$62,004.65
248Mar 2040$1,080.66$187.05$1,267.71$60,923.99
249Apr 2040$1,083.92$183.79$1,267.71$59,840.07
250May 2040$1,087.19$180.52$1,267.71$58,752.88
251Jun 2040$1,090.47$177.24$1,267.71$57,662.41
252Jul 2040$1,093.76$173.95$1,267.71$56,568.65
253Aug 2040$1,097.06$170.65$1,267.71$55,471.59
254Sep 2040$1,100.37$167.34$1,267.71$54,371.22
255Oct 2040$1,103.69$164.02$1,267.71$53,267.53
256Nov 2040$1,107.02$160.69$1,267.71$52,160.51
257Dec 2040$1,110.36$157.35$1,267.71$51,050.15
2040 Total$13,106.08$2,106.44$15,212.52
258Jan 2041$1,113.71$154.00$1,267.71$49,936.44
259Feb 2041$1,117.07$150.64$1,267.71$48,819.37
260Mar 2041$1,120.44$147.27$1,267.71$47,698.93
261Apr 2041$1,123.82$143.89$1,267.71$46,575.11
262May 2041$1,127.21$140.50$1,267.71$45,447.90
263Jun 2041$1,130.61$137.10$1,267.71$44,317.29
264Jul 2041$1,134.02$133.69$1,267.71$43,183.27
265Aug 2041$1,137.44$130.27$1,267.71$42,045.83
266Sep 2041$1,140.87$126.84$1,267.71$40,904.96
267Oct 2041$1,144.31$123.40$1,267.71$39,760.65
268Nov 2041$1,147.77$119.94$1,267.71$38,612.88
269Dec 2041$1,151.23$116.48$1,267.71$37,461.65
2041 Total$13,588.5$1,624.02$15,212.52
270Jan 2042$1,154.70$113.01$1,267.71$36,306.95
271Feb 2042$1,158.18$109.53$1,267.71$35,148.77
272Mar 2042$1,161.68$106.03$1,267.71$33,987.09
273Apr 2042$1,165.18$102.53$1,267.71$32,821.91
274May 2042$1,168.70$99.01$1,267.71$31,653.21
275Jun 2042$1,172.22$95.49$1,267.71$30,480.99
276Jul 2042$1,175.76$91.95$1,267.71$29,305.23
277Aug 2042$1,179.31$88.40$1,267.71$28,125.92
278Sep 2042$1,182.86$84.85$1,267.71$26,943.06
279Oct 2042$1,186.43$81.28$1,267.71$25,756.63
280Nov 2042$1,190.01$77.70$1,267.71$24,566.62
281Dec 2042$1,193.60$74.11$1,267.71$23,373.02
2042 Total$14,088.63$1,123.89$15,212.52
282Jan 2043$1,197.20$70.51$1,267.71$22,175.82
283Feb 2043$1,200.81$66.90$1,267.71$20,975.01
284Mar 2043$1,204.44$63.27$1,267.71$19,770.57
285Apr 2043$1,208.07$59.64$1,267.71$18,562.50
286May 2043$1,211.71$56.00$1,267.71$17,350.79
287Jun 2043$1,215.37$52.34$1,267.71$16,135.42
288Jul 2043$1,219.03$48.68$1,267.71$14,916.39
289Aug 2043$1,222.71$45.00$1,267.71$13,693.68
290Sep 2043$1,226.40$41.31$1,267.71$12,467.28
291Oct 2043$1,230.10$37.61$1,267.71$11,237.18
292Nov 2043$1,233.81$33.90$1,267.71$10,003.37
293Dec 2043$1,237.53$30.18$1,267.71$8,765.84
2043 Total$14,607.18$605.34$15,212.52
294Jan 2044$1,241.27$26.44$1,267.71$7,524.57
295Feb 2044$1,245.01$22.70$1,267.71$6,279.56
296Mar 2044$1,248.77$18.94$1,267.71$5,030.79
297Apr 2044$1,252.53$15.18$1,267.71$3,778.26
298May 2044$1,256.31$11.40$1,267.71$2,521.95
299Jun 2044$1,260.10$7.61$1,267.71$1,261.85
300Jul 2044$1,261.85$3.81$1,265.66$0.00
2044 Total$8,765.84$106.08$8,871.92
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