Offset Home Loan (Refinance) (Principal and Interest) (LVR < 90%) from loans.com.au

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.27%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,221
Number of Repayments
300
Total Interest Paid
$116,300
Total repayments
$366,300
DatePrincipleInterestPaymentBalance
1Aug 2019$539.68$681.25$1,220.93$249,460.32
2Sep 2019$541.15$679.78$1,220.93$248,919.17
3Oct 2019$542.63$678.30$1,220.93$248,376.54
4Nov 2019$544.10$676.83$1,220.93$247,832.44
5Dec 2019$545.59$675.34$1,220.93$247,286.85
2019 Total$2,713.15$3,391.5$6,104.65
6Jan 2020$547.07$673.86$1,220.93$246,739.78
7Feb 2020$548.56$672.37$1,220.93$246,191.22
8Mar 2020$550.06$670.87$1,220.93$245,641.16
9Apr 2020$551.56$669.37$1,220.93$245,089.60
10May 2020$553.06$667.87$1,220.93$244,536.54
11Jun 2020$554.57$666.36$1,220.93$243,981.97
12Jul 2020$556.08$664.85$1,220.93$243,425.89
13Aug 2020$557.59$663.34$1,220.93$242,868.30
14Sep 2020$559.11$661.82$1,220.93$242,309.19
15Oct 2020$560.64$660.29$1,220.93$241,748.55
16Nov 2020$562.17$658.76$1,220.93$241,186.38
17Dec 2020$563.70$657.23$1,220.93$240,622.68
2020 Total$6,664.17$7,986.99$14,651.16
18Jan 2021$565.23$655.70$1,220.93$240,057.45
19Feb 2021$566.77$654.16$1,220.93$239,490.68
20Mar 2021$568.32$652.61$1,220.93$238,922.36
21Apr 2021$569.87$651.06$1,220.93$238,352.49
22May 2021$571.42$649.51$1,220.93$237,781.07
23Jun 2021$572.98$647.95$1,220.93$237,208.09
24Jul 2021$574.54$646.39$1,220.93$236,633.55
25Aug 2021$576.10$644.83$1,220.93$236,057.45
26Sep 2021$577.67$643.26$1,220.93$235,479.78
27Oct 2021$579.25$641.68$1,220.93$234,900.53
28Nov 2021$580.83$640.10$1,220.93$234,319.70
29Dec 2021$582.41$638.52$1,220.93$233,737.29
2021 Total$6,885.39$7,765.77$14,651.16
30Jan 2022$584.00$636.93$1,220.93$233,153.29
31Feb 2022$585.59$635.34$1,220.93$232,567.70
32Mar 2022$587.18$633.75$1,220.93$231,980.52
33Apr 2022$588.78$632.15$1,220.93$231,391.74
34May 2022$590.39$630.54$1,220.93$230,801.35
35Jun 2022$592.00$628.93$1,220.93$230,209.35
36Jul 2022$593.61$627.32$1,220.93$229,615.74
37Aug 2022$595.23$625.70$1,220.93$229,020.51
38Sep 2022$596.85$624.08$1,220.93$228,423.66
39Oct 2022$598.48$622.45$1,220.93$227,825.18
40Nov 2022$600.11$620.82$1,220.93$227,225.07
41Dec 2022$601.74$619.19$1,220.93$226,623.33
2022 Total$7,113.96$7,537.2$14,651.16
42Jan 2023$603.38$617.55$1,220.93$226,019.95
43Feb 2023$605.03$615.90$1,220.93$225,414.92
44Mar 2023$606.67$614.26$1,220.93$224,808.25
45Apr 2023$608.33$612.60$1,220.93$224,199.92
46May 2023$609.99$610.94$1,220.93$223,589.93
47Jun 2023$611.65$609.28$1,220.93$222,978.28
48Jul 2023$613.31$607.62$1,220.93$222,364.97
49Aug 2023$614.99$605.94$1,220.93$221,749.98
50Sep 2023$616.66$604.27$1,220.93$221,133.32
51Oct 2023$618.34$602.59$1,220.93$220,514.98
52Nov 2023$620.03$600.90$1,220.93$219,894.95
53Dec 2023$621.72$599.21$1,220.93$219,273.23
2023 Total$7,350.1$7,301.06$14,651.16
54Jan 2024$623.41$597.52$1,220.93$218,649.82
55Feb 2024$625.11$595.82$1,220.93$218,024.71
56Mar 2024$626.81$594.12$1,220.93$217,397.90
57Apr 2024$628.52$592.41$1,220.93$216,769.38
58May 2024$630.23$590.70$1,220.93$216,139.15
59Jun 2024$631.95$588.98$1,220.93$215,507.20
60Jul 2024$633.67$587.26$1,220.93$214,873.53
61Aug 2024$635.40$585.53$1,220.93$214,238.13
62Sep 2024$637.13$583.80$1,220.93$213,601.00
63Oct 2024$638.87$582.06$1,220.93$212,962.13
64Nov 2024$640.61$580.32$1,220.93$212,321.52
65Dec 2024$642.35$578.58$1,220.93$211,679.17
2024 Total$7,594.06$7,057.1$14,651.16
66Jan 2025$644.10$576.83$1,220.93$211,035.07
67Feb 2025$645.86$575.07$1,220.93$210,389.21
68Mar 2025$647.62$573.31$1,220.93$209,741.59
69Apr 2025$649.38$571.55$1,220.93$209,092.21
70May 2025$651.15$569.78$1,220.93$208,441.06
71Jun 2025$652.93$568.00$1,220.93$207,788.13
72Jul 2025$654.71$566.22$1,220.93$207,133.42
73Aug 2025$656.49$564.44$1,220.93$206,476.93
74Sep 2025$658.28$562.65$1,220.93$205,818.65
75Oct 2025$660.07$560.86$1,220.93$205,158.58
76Nov 2025$661.87$559.06$1,220.93$204,496.71
77Dec 2025$663.68$557.25$1,220.93$203,833.03
2025 Total$7,846.14$6,805.02$14,651.16
78Jan 2026$665.48$555.45$1,220.93$203,167.55
79Feb 2026$667.30$553.63$1,220.93$202,500.25
80Mar 2026$669.12$551.81$1,220.93$201,831.13
81Apr 2026$670.94$549.99$1,220.93$201,160.19
82May 2026$672.77$548.16$1,220.93$200,487.42
83Jun 2026$674.60$546.33$1,220.93$199,812.82
84Jul 2026$676.44$544.49$1,220.93$199,136.38
85Aug 2026$678.28$542.65$1,220.93$198,458.10
86Sep 2026$680.13$540.80$1,220.93$197,777.97
87Oct 2026$681.99$538.94$1,220.93$197,095.98
88Nov 2026$683.84$537.09$1,220.93$196,412.14
89Dec 2026$685.71$535.22$1,220.93$195,726.43
2026 Total$8,106.6$6,544.56$14,651.16
90Jan 2027$687.58$533.35$1,220.93$195,038.85
91Feb 2027$689.45$531.48$1,220.93$194,349.40
92Mar 2027$691.33$529.60$1,220.93$193,658.07
93Apr 2027$693.21$527.72$1,220.93$192,964.86
94May 2027$695.10$525.83$1,220.93$192,269.76
95Jun 2027$696.99$523.94$1,220.93$191,572.77
96Jul 2027$698.89$522.04$1,220.93$190,873.88
97Aug 2027$700.80$520.13$1,220.93$190,173.08
98Sep 2027$702.71$518.22$1,220.93$189,470.37
99Oct 2027$704.62$516.31$1,220.93$188,765.75
100Nov 2027$706.54$514.39$1,220.93$188,059.21
101Dec 2027$708.47$512.46$1,220.93$187,350.74
2027 Total$8,375.69$6,275.47$14,651.16
102Jan 2028$710.40$510.53$1,220.93$186,640.34
103Feb 2028$712.34$508.59$1,220.93$185,928.00
104Mar 2028$714.28$506.65$1,220.93$185,213.72
105Apr 2028$716.22$504.71$1,220.93$184,497.50
106May 2028$718.17$502.76$1,220.93$183,779.33
107Jun 2028$720.13$500.80$1,220.93$183,059.20
108Jul 2028$722.09$498.84$1,220.93$182,337.11
109Aug 2028$724.06$496.87$1,220.93$181,613.05
110Sep 2028$726.03$494.90$1,220.93$180,887.02
111Oct 2028$728.01$492.92$1,220.93$180,159.01
112Nov 2028$730.00$490.93$1,220.93$179,429.01
113Dec 2028$731.99$488.94$1,220.93$178,697.02
2028 Total$8,653.72$5,997.44$14,651.16
114Jan 2029$733.98$486.95$1,220.93$177,963.04
115Feb 2029$735.98$484.95$1,220.93$177,227.06
116Mar 2029$737.99$482.94$1,220.93$176,489.07
117Apr 2029$740.00$480.93$1,220.93$175,749.07
118May 2029$742.01$478.92$1,220.93$175,007.06
119Jun 2029$744.04$476.89$1,220.93$174,263.02
120Jul 2029$746.06$474.87$1,220.93$173,516.96
121Aug 2029$748.10$472.83$1,220.93$172,768.86
122Sep 2029$750.13$470.80$1,220.93$172,018.73
123Oct 2029$752.18$468.75$1,220.93$171,266.55
124Nov 2029$754.23$466.70$1,220.93$170,512.32
125Dec 2029$756.28$464.65$1,220.93$169,756.04
2029 Total$8,940.98$5,710.18$14,651.16
126Jan 2030$758.34$462.59$1,220.93$168,997.70
127Feb 2030$760.41$460.52$1,220.93$168,237.29
128Mar 2030$762.48$458.45$1,220.93$167,474.81
129Apr 2030$764.56$456.37$1,220.93$166,710.25
130May 2030$766.64$454.29$1,220.93$165,943.61
131Jun 2030$768.73$452.20$1,220.93$165,174.88
132Jul 2030$770.83$450.10$1,220.93$164,404.05
133Aug 2030$772.93$448.00$1,220.93$163,631.12
134Sep 2030$775.04$445.89$1,220.93$162,856.08
135Oct 2030$777.15$443.78$1,220.93$162,078.93
136Nov 2030$779.26$441.67$1,220.93$161,299.67
137Dec 2030$781.39$439.54$1,220.93$160,518.28
2030 Total$9,237.76$5,413.4$14,651.16
138Jan 2031$783.52$437.41$1,220.93$159,734.76
139Feb 2031$785.65$435.28$1,220.93$158,949.11
140Mar 2031$787.79$433.14$1,220.93$158,161.32
141Apr 2031$789.94$430.99$1,220.93$157,371.38
142May 2031$792.09$428.84$1,220.93$156,579.29
143Jun 2031$794.25$426.68$1,220.93$155,785.04
144Jul 2031$796.42$424.51$1,220.93$154,988.62
145Aug 2031$798.59$422.34$1,220.93$154,190.03
146Sep 2031$800.76$420.17$1,220.93$153,389.27
147Oct 2031$802.94$417.99$1,220.93$152,586.33
148Nov 2031$805.13$415.80$1,220.93$151,781.20
149Dec 2031$807.33$413.60$1,220.93$150,973.87
2031 Total$9,544.41$5,106.75$14,651.16
150Jan 2032$809.53$411.40$1,220.93$150,164.34
151Feb 2032$811.73$409.20$1,220.93$149,352.61
152Mar 2032$813.94$406.99$1,220.93$148,538.67
153Apr 2032$816.16$404.77$1,220.93$147,722.51
154May 2032$818.39$402.54$1,220.93$146,904.12
155Jun 2032$820.62$400.31$1,220.93$146,083.50
156Jul 2032$822.85$398.08$1,220.93$145,260.65
157Aug 2032$825.09$395.84$1,220.93$144,435.56
158Sep 2032$827.34$393.59$1,220.93$143,608.22
159Oct 2032$829.60$391.33$1,220.93$142,778.62
160Nov 2032$831.86$389.07$1,220.93$141,946.76
161Dec 2032$834.13$386.80$1,220.93$141,112.63
2032 Total$9,861.24$4,789.92$14,651.16
162Jan 2033$836.40$384.53$1,220.93$140,276.23
163Feb 2033$838.68$382.25$1,220.93$139,437.55
164Mar 2033$840.96$379.97$1,220.93$138,596.59
165Apr 2033$843.25$377.68$1,220.93$137,753.34
166May 2033$845.55$375.38$1,220.93$136,907.79
167Jun 2033$847.86$373.07$1,220.93$136,059.93
168Jul 2033$850.17$370.76$1,220.93$135,209.76
169Aug 2033$852.48$368.45$1,220.93$134,357.28
170Sep 2033$854.81$366.12$1,220.93$133,502.47
171Oct 2033$857.14$363.79$1,220.93$132,645.33
172Nov 2033$859.47$361.46$1,220.93$131,785.86
173Dec 2033$861.81$359.12$1,220.93$130,924.05
2033 Total$10,188.58$4,462.58$14,651.16
174Jan 2034$864.16$356.77$1,220.93$130,059.89
175Feb 2034$866.52$354.41$1,220.93$129,193.37
176Mar 2034$868.88$352.05$1,220.93$128,324.49
177Apr 2034$871.25$349.68$1,220.93$127,453.24
178May 2034$873.62$347.31$1,220.93$126,579.62
179Jun 2034$876.00$344.93$1,220.93$125,703.62
180Jul 2034$878.39$342.54$1,220.93$124,825.23
181Aug 2034$880.78$340.15$1,220.93$123,944.45
182Sep 2034$883.18$337.75$1,220.93$123,061.27
183Oct 2034$885.59$335.34$1,220.93$122,175.68
184Nov 2034$888.00$332.93$1,220.93$121,287.68
185Dec 2034$890.42$330.51$1,220.93$120,397.26
2034 Total$10,526.79$4,124.37$14,651.16
186Jan 2035$892.85$328.08$1,220.93$119,504.41
187Feb 2035$895.28$325.65$1,220.93$118,609.13
188Mar 2035$897.72$323.21$1,220.93$117,711.41
189Apr 2035$900.17$320.76$1,220.93$116,811.24
190May 2035$902.62$318.31$1,220.93$115,908.62
191Jun 2035$905.08$315.85$1,220.93$115,003.54
192Jul 2035$907.55$313.38$1,220.93$114,095.99
193Aug 2035$910.02$310.91$1,220.93$113,185.97
194Sep 2035$912.50$308.43$1,220.93$112,273.47
195Oct 2035$914.98$305.95$1,220.93$111,358.49
196Nov 2035$917.48$303.45$1,220.93$110,441.01
197Dec 2035$919.98$300.95$1,220.93$109,521.03
2035 Total$10,876.23$3,774.93$14,651.16
198Jan 2036$922.49$298.44$1,220.93$108,598.54
199Feb 2036$925.00$295.93$1,220.93$107,673.54
200Mar 2036$927.52$293.41$1,220.93$106,746.02
201Apr 2036$930.05$290.88$1,220.93$105,815.97
202May 2036$932.58$288.35$1,220.93$104,883.39
203Jun 2036$935.12$285.81$1,220.93$103,948.27
204Jul 2036$937.67$283.26$1,220.93$103,010.60
205Aug 2036$940.23$280.70$1,220.93$102,070.37
206Sep 2036$942.79$278.14$1,220.93$101,127.58
207Oct 2036$945.36$275.57$1,220.93$100,182.22
208Nov 2036$947.93$273.00$1,220.93$99,234.29
209Dec 2036$950.52$270.41$1,220.93$98,283.77
2036 Total$11,237.26$3,413.9$14,651.16
210Jan 2037$953.11$267.82$1,220.93$97,330.66
211Feb 2037$955.70$265.23$1,220.93$96,374.96
212Mar 2037$958.31$262.62$1,220.93$95,416.65
213Apr 2037$960.92$260.01$1,220.93$94,455.73
214May 2037$963.54$257.39$1,220.93$93,492.19
215Jun 2037$966.16$254.77$1,220.93$92,526.03
216Jul 2037$968.80$252.13$1,220.93$91,557.23
217Aug 2037$971.44$249.49$1,220.93$90,585.79
218Sep 2037$974.08$246.85$1,220.93$89,611.71
219Oct 2037$976.74$244.19$1,220.93$88,634.97
220Nov 2037$979.40$241.53$1,220.93$87,655.57
221Dec 2037$982.07$238.86$1,220.93$86,673.50
2037 Total$11,610.27$3,040.89$14,651.16
222Jan 2038$984.74$236.19$1,220.93$85,688.76
223Feb 2038$987.43$233.50$1,220.93$84,701.33
224Mar 2038$990.12$230.81$1,220.93$83,711.21
225Apr 2038$992.82$228.11$1,220.93$82,718.39
226May 2038$995.52$225.41$1,220.93$81,722.87
227Jun 2038$998.24$222.69$1,220.93$80,724.63
228Jul 2038$1,000.96$219.97$1,220.93$79,723.67
229Aug 2038$1,003.68$217.25$1,220.93$78,719.99
230Sep 2038$1,006.42$214.51$1,220.93$77,713.57
231Oct 2038$1,009.16$211.77$1,220.93$76,704.41
232Nov 2038$1,011.91$209.02$1,220.93$75,692.50
233Dec 2038$1,014.67$206.26$1,220.93$74,677.83
2038 Total$11,995.67$2,655.49$14,651.16
234Jan 2039$1,017.43$203.50$1,220.93$73,660.40
235Feb 2039$1,020.21$200.72$1,220.93$72,640.19
236Mar 2039$1,022.99$197.94$1,220.93$71,617.20
237Apr 2039$1,025.77$195.16$1,220.93$70,591.43
238May 2039$1,028.57$192.36$1,220.93$69,562.86
239Jun 2039$1,031.37$189.56$1,220.93$68,531.49
240Jul 2039$1,034.18$186.75$1,220.93$67,497.31
241Aug 2039$1,037.00$183.93$1,220.93$66,460.31
242Sep 2039$1,039.83$181.10$1,220.93$65,420.48
243Oct 2039$1,042.66$178.27$1,220.93$64,377.82
244Nov 2039$1,045.50$175.43$1,220.93$63,332.32
245Dec 2039$1,048.35$172.58$1,220.93$62,283.97
2039 Total$12,393.86$2,257.3$14,651.16
246Jan 2040$1,051.21$169.72$1,220.93$61,232.76
247Feb 2040$1,054.07$166.86$1,220.93$60,178.69
248Mar 2040$1,056.94$163.99$1,220.93$59,121.75
249Apr 2040$1,059.82$161.11$1,220.93$58,061.93
250May 2040$1,062.71$158.22$1,220.93$56,999.22
251Jun 2040$1,065.61$155.32$1,220.93$55,933.61
252Jul 2040$1,068.51$152.42$1,220.93$54,865.10
253Aug 2040$1,071.42$149.51$1,220.93$53,793.68
254Sep 2040$1,074.34$146.59$1,220.93$52,719.34
255Oct 2040$1,077.27$143.66$1,220.93$51,642.07
256Nov 2040$1,080.21$140.72$1,220.93$50,561.86
257Dec 2040$1,083.15$137.78$1,220.93$49,478.71
2040 Total$12,805.26$1,845.9$14,651.16
258Jan 2041$1,086.10$134.83$1,220.93$48,392.61
259Feb 2041$1,089.06$131.87$1,220.93$47,303.55
260Mar 2041$1,092.03$128.90$1,220.93$46,211.52
261Apr 2041$1,095.00$125.93$1,220.93$45,116.52
262May 2041$1,097.99$122.94$1,220.93$44,018.53
263Jun 2041$1,100.98$119.95$1,220.93$42,917.55
264Jul 2041$1,103.98$116.95$1,220.93$41,813.57
265Aug 2041$1,106.99$113.94$1,220.93$40,706.58
266Sep 2041$1,110.00$110.93$1,220.93$39,596.58
267Oct 2041$1,113.03$107.90$1,220.93$38,483.55
268Nov 2041$1,116.06$104.87$1,220.93$37,367.49
269Dec 2041$1,119.10$101.83$1,220.93$36,248.39
2041 Total$13,230.32$1,420.84$14,651.16
270Jan 2042$1,122.15$98.78$1,220.93$35,126.24
271Feb 2042$1,125.21$95.72$1,220.93$34,001.03
272Mar 2042$1,128.28$92.65$1,220.93$32,872.75
273Apr 2042$1,131.35$89.58$1,220.93$31,741.40
274May 2042$1,134.43$86.50$1,220.93$30,606.97
275Jun 2042$1,137.53$83.40$1,220.93$29,469.44
276Jul 2042$1,140.63$80.30$1,220.93$28,328.81
277Aug 2042$1,143.73$77.20$1,220.93$27,185.08
278Sep 2042$1,146.85$74.08$1,220.93$26,038.23
279Oct 2042$1,149.98$70.95$1,220.93$24,888.25
280Nov 2042$1,153.11$67.82$1,220.93$23,735.14
281Dec 2042$1,156.25$64.68$1,220.93$22,578.89
2042 Total$13,669.5$981.66$14,651.16
282Jan 2043$1,159.40$61.53$1,220.93$21,419.49
283Feb 2043$1,162.56$58.37$1,220.93$20,256.93
284Mar 2043$1,165.73$55.20$1,220.93$19,091.20
285Apr 2043$1,168.91$52.02$1,220.93$17,922.29
286May 2043$1,172.09$48.84$1,220.93$16,750.20
287Jun 2043$1,175.29$45.64$1,220.93$15,574.91
288Jul 2043$1,178.49$42.44$1,220.93$14,396.42
289Aug 2043$1,181.70$39.23$1,220.93$13,214.72
290Sep 2043$1,184.92$36.01$1,220.93$12,029.80
291Oct 2043$1,188.15$32.78$1,220.93$10,841.65
292Nov 2043$1,191.39$29.54$1,220.93$9,650.26
293Dec 2043$1,194.63$26.30$1,220.93$8,455.63
2043 Total$14,123.26$527.9$14,651.16
294Jan 2044$1,197.89$23.04$1,220.93$7,257.74
295Feb 2044$1,201.15$19.78$1,220.93$6,056.59
296Mar 2044$1,204.43$16.50$1,220.93$4,852.16
297Apr 2044$1,207.71$13.22$1,220.93$3,644.45
298May 2044$1,211.00$9.93$1,220.93$2,433.45
299Jun 2044$1,214.30$6.63$1,220.93$1,219.15
300Jul 2044$1,217.61$3.32$1,220.93$1.54
2044 Total$8,454.09$92.42$8,546.51
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