loans.com.au Smart Booster Home Loan Discounted Variable - 2yr (LVR < 70%) | Review & Compare Home Loans

Smart Booster Home Loan Discounted Variable - 2yr

RateCity Says: Buyers and refinancers can benefit from this special discounted rate, plus no ongoing fees and optional access to an offset account.

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Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,147

based on $300,000 loan amount for 30 years at 1.85%

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Summary
Features & fees
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Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,147

based on $300,000 loan amount for 30 years at 1.85%

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Calculate your repayments for this loan

Your estimated repayment

$1,147

based on $300,000 loan amount for 30 years at 1.85%

Quick home loan review

For Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

No offset account
Loan reverts to higher rate after introductory period
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $412,920 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $50k - $1m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 15 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 520	Application fee 0
Legal fee $0	Valuation fee $220
Settlement fee 300	Other upfront fee 0
Ongoing fee $0	Discharge fee 300

Application method

Online View Now	Phone
Broker	In branch

Target Market Determination

Visit loans.com.au to view Target Market Determination.

Other Benefits

Offset account available for an additional 0.10% interest rate

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Compare and review home loans with similar features

TMD

Advertised Rate

1.88

% p.a

Variable

Comparison Rate*

1.97

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

2.24

% p.a

Variable

Comparison Rate*

2.27

% p.a

Cashback

$3000 refinance cashback~ Ends in 2 months

Real Time Rating™

Advertised Rate

2.99

% p.a

Variable

Comparison Rate*

3.00

% p.a

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

loans.com.au allows you to have this loan for a range of 15 to 30 years.

loans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $520 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

loans.com.au makes it possible to apply for this product online. Apply here.

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