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RateCity Says: Buyers and refinancers can benefit from this special discounted rate, plus no ongoing fees and optional access to an offset account.

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2.10
% p.a
Intro 24 months
2.46
% p.a
$1,185
based on $300,000 loan amount for 30 years at 2.5%

On this page
2.10
% p.a
Intro 24 months
2.46
% p.a
$1,185
based on $300,000 loan amount for 30 years at 2.5%
Calculate your repayments for this loan
Your estimated repayment
$1,185
based on $300,000 loan amount for 30 years at 2.5%
Quick home loan review
For Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Loan reverts to higher rate after introductory period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $426,600 |
Interest rate type Variable | |
Borrowing range
$50k
-
$1m
| Suitable for Owner Occupiers |
Loan term range 15 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 520 | Application fee 0 |
Legal fee $0 | Valuation fee $220 |
Settlement fee 300 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit loans.com.au to view Target Market Determination.
Other Benefits
Offset account available for an additional 0.10% interest rate
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