loans.com.au Smart Home Loan | Review & Compare Home Loans

Summary
Features & Fees
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About

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Advertised rate

2.88%

Variable

Comparison rate*

2.90%

Maximum LVR

80%

Real Time Rating™

monthly Repayment

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Monthly Fortnightly Weekly

Pros and Cons

Pros:

Extra low interest rate for refinancers
No ongoing fees
Extra repayments + redraw services
Free redraw facility

Cons:

Repayments may increase if RBA raises rates

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Fees and Features

Maximum LVR	Maximum LVR 80%
Interest rate structure	Interest rate structure Variable
Borrowing range	Borrowing range $50k - $1m Calculate how much you can borrow »
Total repayments	Total repayments $421,200 View repayment schedule »
Principal & interest	Principal & interest
Interest only	Interest only
Loan term	Loan term 15 - 30 years
Offset account	Offset account
Extra repayments	Extra repayments Unlimited extra repayments
Redraw facility	Redraw facility Redraw fee: $0
Allows split interest	Allows split interest
Suitable For	Suitable ForOwner Occupiers
Applicable States	Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments	Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees	Estimated upfront fees $520.00
Application fee	Application fee $0
Settlement fee	Settlement fee $300
Valuation fee	Valuation fee $220
Legal fee	Legal fee $0
Ongoing fee	Ongoing fee $0
Discharge fee	Discharge fee $0
Property Type	Property Type
SMSF Trustee	SMSF Trustee
Minimum SMSF Amount	Minimum SMSF Amount

Maximum LVR	Maximum LVR 80%
Interest rate structure	Interest rate structure Variable
Borrowing range	Borrowing range $50k - $1m Calculate how much you can borrow »
Total repayments	Total repayments $421,200 View repayment schedule »
Principal & interest	Principal & interest
Interest only	Interest only
Loan term	Loan term 15 - 30 years
Offset account	Offset account
Extra repayments	Extra repayments Unlimited extra repayments
Redraw facility	Redraw facility Redraw fee: $0
Allows split interest	Allows split interest
Suitable For	Suitable ForOwner Occupiers

Applicable States	Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments	Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees	Estimated upfront fees $520.00
Application fee	Application fee $0
Settlement fee	Settlement fee $300
Valuation fee	Valuation fee $220
Legal fee	Legal fee $0
Ongoing fee	Ongoing fee $0
Discharge fee	Discharge fee $0
Property Type	Property Type
SMSF Trustee	SMSF Trustee
Minimum SMSF Amount	Minimum SMSF Amount

Details of Specials

Special Get one of the lowest variable interest rates on the market and pay no application or ongoing fees

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More Flexibility

UHomeLoan Fixed OO (Principal and Interest) 3 Years

monthly over 25 years

Extra low interest rate for refinancers
No upfront or ongoing fees
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Flexi First Option Home Loan (Principal and Interest) (New Customer) (LVR < 70%)

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Loans.com.au is an Australian-owned, innovative online only lender that has been providing Australian customers with a range of low rate, flexible home and investment loans and car loans. Being 100 per cent online means that loans.com.au has fewer overheads and the lender is able to deliver lower rates and fees.

Loans.com.au has won numerous awards including the Smart Investor Blue Ribbon Award for Best Property Investment Loan, Money magazine’s Cheapest Home Loan – non bank and the Cheapest Flexible Home Loan – non bank.

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