Smart Home Loan
special
Get one of the lowest variable interest rates on the market and pay no application or ongoing fees- Last updated on 14 Aug 2020
Well Balanced Home Loan Fixed 2 Years
Advertised Rate
2.22%
Fixed - 2 years
Comparison Rate*
2.34%
Well Balanced
No ongoing feesExtra repayments + redraw services
Enquire NowAdvertised Rate
2.57%
Variable
Comparison Rate*
2.59%
Maximum LVR
80%
Monthly Repayment
$1,356
based on $300,000 loan amount for 25 years
Pros and Cons
Pros
- No ongoing fees
- Extra repayments + redraw services
- Free redraw facility
- Repayments may decrease if RBA cuts rates
Cons
- Repayments may increase if RBA raises rates
loans.com.au Fees and Features
Maximum LVR 80% | Interest rate structure Variable |
Borrowing range $50k - $1m | Total Repayments $406,800 |
Principal & interest | Interest only |
Loan term range 15 - 30 years | Offset account No |
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $520 | Application fee $0 |
Settlement fee $300 | Valuation fee $220 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $0 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
Specials
- Special Get one of the lowest variable interest rates on the market and pay no application or ongoing fees
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