ZIP Home Loan (Principal and Interest) from loans.com.au

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.23%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,216
Number of Repayments
300
Total Interest Paid
$114,800
Total repayments
$364,800
DatePrincipleInterestPaymentBalance
1Oct 2019$542.73$672.92$1,215.65$249,457.27
2Nov 2019$544.19$671.46$1,215.65$248,913.08
3Dec 2019$545.66$669.99$1,215.65$248,367.42
2019 Total$1,632.58$2,014.37$3,646.95
4Jan 2020$547.13$668.52$1,215.65$247,820.29
5Feb 2020$548.60$667.05$1,215.65$247,271.69
6Mar 2020$550.08$665.57$1,215.65$246,721.61
7Apr 2020$551.56$664.09$1,215.65$246,170.05
8May 2020$553.04$662.61$1,215.65$245,617.01
9Jun 2020$554.53$661.12$1,215.65$245,062.48
10Jul 2020$556.02$659.63$1,215.65$244,506.46
11Aug 2020$557.52$658.13$1,215.65$243,948.94
12Sep 2020$559.02$656.63$1,215.65$243,389.92
13Oct 2020$560.53$655.12$1,215.65$242,829.39
14Nov 2020$562.03$653.62$1,215.65$242,267.36
15Dec 2020$563.55$652.10$1,215.65$241,703.81
2020 Total$6,663.61$7,924.19$14,587.8
16Jan 2021$565.06$650.59$1,215.65$241,138.75
17Feb 2021$566.58$649.07$1,215.65$240,572.17
18Mar 2021$568.11$647.54$1,215.65$240,004.06
19Apr 2021$569.64$646.01$1,215.65$239,434.42
20May 2021$571.17$644.48$1,215.65$238,863.25
21Jun 2021$572.71$642.94$1,215.65$238,290.54
22Jul 2021$574.25$641.40$1,215.65$237,716.29
23Aug 2021$575.80$639.85$1,215.65$237,140.49
24Sep 2021$577.35$638.30$1,215.65$236,563.14
25Oct 2021$578.90$636.75$1,215.65$235,984.24
26Nov 2021$580.46$635.19$1,215.65$235,403.78
27Dec 2021$582.02$633.63$1,215.65$234,821.76
2021 Total$6,882.05$7,705.75$14,587.8
28Jan 2022$583.59$632.06$1,215.65$234,238.17
29Feb 2022$585.16$630.49$1,215.65$233,653.01
30Mar 2022$586.73$628.92$1,215.65$233,066.28
31Apr 2022$588.31$627.34$1,215.65$232,477.97
32May 2022$589.90$625.75$1,215.65$231,888.07
33Jun 2022$591.48$624.17$1,215.65$231,296.59
34Jul 2022$593.08$622.57$1,215.65$230,703.51
35Aug 2022$594.67$620.98$1,215.65$230,108.84
36Sep 2022$596.27$619.38$1,215.65$229,512.57
37Oct 2022$597.88$617.77$1,215.65$228,914.69
38Nov 2022$599.49$616.16$1,215.65$228,315.20
39Dec 2022$601.10$614.55$1,215.65$227,714.10
2022 Total$7,107.66$7,480.14$14,587.8
40Jan 2023$602.72$612.93$1,215.65$227,111.38
41Feb 2023$604.34$611.31$1,215.65$226,507.04
42Mar 2023$605.97$609.68$1,215.65$225,901.07
43Apr 2023$607.60$608.05$1,215.65$225,293.47
44May 2023$609.24$606.41$1,215.65$224,684.23
45Jun 2023$610.87$604.78$1,215.65$224,073.36
46Jul 2023$612.52$603.13$1,215.65$223,460.84
47Aug 2023$614.17$601.48$1,215.65$222,846.67
48Sep 2023$615.82$599.83$1,215.65$222,230.85
49Oct 2023$617.48$598.17$1,215.65$221,613.37
50Nov 2023$619.14$596.51$1,215.65$220,994.23
51Dec 2023$620.81$594.84$1,215.65$220,373.42
2023 Total$7,340.68$7,247.12$14,587.8
52Jan 2024$622.48$593.17$1,215.65$219,750.94
53Feb 2024$624.15$591.50$1,215.65$219,126.79
54Mar 2024$625.83$589.82$1,215.65$218,500.96
55Apr 2024$627.52$588.13$1,215.65$217,873.44
56May 2024$629.21$586.44$1,215.65$217,244.23
57Jun 2024$630.90$584.75$1,215.65$216,613.33
58Jul 2024$632.60$583.05$1,215.65$215,980.73
59Aug 2024$634.30$581.35$1,215.65$215,346.43
60Sep 2024$636.01$579.64$1,215.65$214,710.42
61Oct 2024$637.72$577.93$1,215.65$214,072.70
62Nov 2024$639.44$576.21$1,215.65$213,433.26
63Dec 2024$641.16$574.49$1,215.65$212,792.10
2024 Total$7,581.32$7,006.48$14,587.8
64Jan 2025$642.88$572.77$1,215.65$212,149.22
65Feb 2025$644.62$571.03$1,215.65$211,504.60
66Mar 2025$646.35$569.30$1,215.65$210,858.25
67Apr 2025$648.09$567.56$1,215.65$210,210.16
68May 2025$649.83$565.82$1,215.65$209,560.33
69Jun 2025$651.58$564.07$1,215.65$208,908.75
70Jul 2025$653.34$562.31$1,215.65$208,255.41
71Aug 2025$655.10$560.55$1,215.65$207,600.31
72Sep 2025$656.86$558.79$1,215.65$206,943.45
73Oct 2025$658.63$557.02$1,215.65$206,284.82
74Nov 2025$660.40$555.25$1,215.65$205,624.42
75Dec 2025$662.18$553.47$1,215.65$204,962.24
2025 Total$7,829.86$6,757.94$14,587.8
76Jan 2026$663.96$551.69$1,215.65$204,298.28
77Feb 2026$665.75$549.90$1,215.65$203,632.53
78Mar 2026$667.54$548.11$1,215.65$202,964.99
79Apr 2026$669.34$546.31$1,215.65$202,295.65
80May 2026$671.14$544.51$1,215.65$201,624.51
81Jun 2026$672.94$542.71$1,215.65$200,951.57
82Jul 2026$674.76$540.89$1,215.65$200,276.81
83Aug 2026$676.57$539.08$1,215.65$199,600.24
84Sep 2026$678.39$537.26$1,215.65$198,921.85
85Oct 2026$680.22$535.43$1,215.65$198,241.63
86Nov 2026$682.05$533.60$1,215.65$197,559.58
87Dec 2026$683.89$531.76$1,215.65$196,875.69
2026 Total$8,086.55$6,501.25$14,587.8
88Jan 2027$685.73$529.92$1,215.65$196,189.96
89Feb 2027$687.57$528.08$1,215.65$195,502.39
90Mar 2027$689.42$526.23$1,215.65$194,812.97
91Apr 2027$691.28$524.37$1,215.65$194,121.69
92May 2027$693.14$522.51$1,215.65$193,428.55
93Jun 2027$695.00$520.65$1,215.65$192,733.55
94Jul 2027$696.88$518.77$1,215.65$192,036.67
95Aug 2027$698.75$516.90$1,215.65$191,337.92
96Sep 2027$700.63$515.02$1,215.65$190,637.29
97Oct 2027$702.52$513.13$1,215.65$189,934.77
98Nov 2027$704.41$511.24$1,215.65$189,230.36
99Dec 2027$706.30$509.35$1,215.65$188,524.06
2027 Total$8,351.63$6,236.17$14,587.8
100Jan 2028$708.21$507.44$1,215.65$187,815.85
101Feb 2028$710.11$505.54$1,215.65$187,105.74
102Mar 2028$712.02$503.63$1,215.65$186,393.72
103Apr 2028$713.94$501.71$1,215.65$185,679.78
104May 2028$715.86$499.79$1,215.65$184,963.92
105Jun 2028$717.79$497.86$1,215.65$184,246.13
106Jul 2028$719.72$495.93$1,215.65$183,526.41
107Aug 2028$721.66$493.99$1,215.65$182,804.75
108Sep 2028$723.60$492.05$1,215.65$182,081.15
109Oct 2028$725.55$490.10$1,215.65$181,355.60
110Nov 2028$727.50$488.15$1,215.65$180,628.10
111Dec 2028$729.46$486.19$1,215.65$179,898.64
2028 Total$8,625.42$5,962.38$14,587.8
112Jan 2029$731.42$484.23$1,215.65$179,167.22
113Feb 2029$733.39$482.26$1,215.65$178,433.83
114Mar 2029$735.37$480.28$1,215.65$177,698.46
115Apr 2029$737.34$478.31$1,215.65$176,961.12
116May 2029$739.33$476.32$1,215.65$176,221.79
117Jun 2029$741.32$474.33$1,215.65$175,480.47
118Jul 2029$743.32$472.33$1,215.65$174,737.15
119Aug 2029$745.32$470.33$1,215.65$173,991.83
120Sep 2029$747.32$468.33$1,215.65$173,244.51
121Oct 2029$749.33$466.32$1,215.65$172,495.18
122Nov 2029$751.35$464.30$1,215.65$171,743.83
123Dec 2029$753.37$462.28$1,215.65$170,990.46
2029 Total$8,908.18$5,679.62$14,587.8
124Jan 2030$755.40$460.25$1,215.65$170,235.06
125Feb 2030$757.43$458.22$1,215.65$169,477.63
126Mar 2030$759.47$456.18$1,215.65$168,718.16
127Apr 2030$761.52$454.13$1,215.65$167,956.64
128May 2030$763.57$452.08$1,215.65$167,193.07
129Jun 2030$765.62$450.03$1,215.65$166,427.45
130Jul 2030$767.68$447.97$1,215.65$165,659.77
131Aug 2030$769.75$445.90$1,215.65$164,890.02
132Sep 2030$771.82$443.83$1,215.65$164,118.20
133Oct 2030$773.90$441.75$1,215.65$163,344.30
134Nov 2030$775.98$439.67$1,215.65$162,568.32
135Dec 2030$778.07$437.58$1,215.65$161,790.25
2030 Total$9,200.21$5,387.59$14,587.8
136Jan 2031$780.16$435.49$1,215.65$161,010.09
137Feb 2031$782.26$433.39$1,215.65$160,227.83
138Mar 2031$784.37$431.28$1,215.65$159,443.46
139Apr 2031$786.48$429.17$1,215.65$158,656.98
140May 2031$788.60$427.05$1,215.65$157,868.38
141Jun 2031$790.72$424.93$1,215.65$157,077.66
142Jul 2031$792.85$422.80$1,215.65$156,284.81
143Aug 2031$794.98$420.67$1,215.65$155,489.83
144Sep 2031$797.12$418.53$1,215.65$154,692.71
145Oct 2031$799.27$416.38$1,215.65$153,893.44
146Nov 2031$801.42$414.23$1,215.65$153,092.02
147Dec 2031$803.58$412.07$1,215.65$152,288.44
2031 Total$9,501.81$5,085.99$14,587.8
148Jan 2032$805.74$409.91$1,215.65$151,482.70
149Feb 2032$807.91$407.74$1,215.65$150,674.79
150Mar 2032$810.08$405.57$1,215.65$149,864.71
151Apr 2032$812.26$403.39$1,215.65$149,052.45
152May 2032$814.45$401.20$1,215.65$148,238.00
153Jun 2032$816.64$399.01$1,215.65$147,421.36
154Jul 2032$818.84$396.81$1,215.65$146,602.52
155Aug 2032$821.04$394.61$1,215.65$145,781.48
156Sep 2032$823.25$392.40$1,215.65$144,958.23
157Oct 2032$825.47$390.18$1,215.65$144,132.76
158Nov 2032$827.69$387.96$1,215.65$143,305.07
159Dec 2032$829.92$385.73$1,215.65$142,475.15
2032 Total$9,813.29$4,774.51$14,587.8
160Jan 2033$832.15$383.50$1,215.65$141,643.00
161Feb 2033$834.39$381.26$1,215.65$140,808.61
162Mar 2033$836.64$379.01$1,215.65$139,971.97
163Apr 2033$838.89$376.76$1,215.65$139,133.08
164May 2033$841.15$374.50$1,215.65$138,291.93
165Jun 2033$843.41$372.24$1,215.65$137,448.52
166Jul 2033$845.68$369.97$1,215.65$136,602.84
167Aug 2033$847.96$367.69$1,215.65$135,754.88
168Sep 2033$850.24$365.41$1,215.65$134,904.64
169Oct 2033$852.53$363.12$1,215.65$134,052.11
170Nov 2033$854.83$360.82$1,215.65$133,197.28
171Dec 2033$857.13$358.52$1,215.65$132,340.15
2033 Total$10,135$4,452.8$14,587.8
172Jan 2034$859.43$356.22$1,215.65$131,480.72
173Feb 2034$861.75$353.90$1,215.65$130,618.97
174Mar 2034$864.07$351.58$1,215.65$129,754.90
175Apr 2034$866.39$349.26$1,215.65$128,888.51
176May 2034$868.73$346.92$1,215.65$128,019.78
177Jun 2034$871.06$344.59$1,215.65$127,148.72
178Jul 2034$873.41$342.24$1,215.65$126,275.31
179Aug 2034$875.76$339.89$1,215.65$125,399.55
180Sep 2034$878.12$337.53$1,215.65$124,521.43
181Oct 2034$880.48$335.17$1,215.65$123,640.95
182Nov 2034$882.85$332.80$1,215.65$122,758.10
183Dec 2034$885.23$330.42$1,215.65$121,872.87
2034 Total$10,467.28$4,120.52$14,587.8
184Jan 2035$887.61$328.04$1,215.65$120,985.26
185Feb 2035$890.00$325.65$1,215.65$120,095.26
186Mar 2035$892.39$323.26$1,215.65$119,202.87
187Apr 2035$894.80$320.85$1,215.65$118,308.07
188May 2035$897.20$318.45$1,215.65$117,410.87
189Jun 2035$899.62$316.03$1,215.65$116,511.25
190Jul 2035$902.04$313.61$1,215.65$115,609.21
191Aug 2035$904.47$311.18$1,215.65$114,704.74
192Sep 2035$906.90$308.75$1,215.65$113,797.84
193Oct 2035$909.34$306.31$1,215.65$112,888.50
194Nov 2035$911.79$303.86$1,215.65$111,976.71
195Dec 2035$914.25$301.40$1,215.65$111,062.46
2035 Total$10,810.41$3,777.39$14,587.8
196Jan 2036$916.71$298.94$1,215.65$110,145.75
197Feb 2036$919.17$296.48$1,215.65$109,226.58
198Mar 2036$921.65$294.00$1,215.65$108,304.93
199Apr 2036$924.13$291.52$1,215.65$107,380.80
200May 2036$926.62$289.03$1,215.65$106,454.18
201Jun 2036$929.11$286.54$1,215.65$105,525.07
202Jul 2036$931.61$284.04$1,215.65$104,593.46
203Aug 2036$934.12$281.53$1,215.65$103,659.34
204Sep 2036$936.63$279.02$1,215.65$102,722.71
205Oct 2036$939.15$276.50$1,215.65$101,783.56
206Nov 2036$941.68$273.97$1,215.65$100,841.88
207Dec 2036$944.22$271.43$1,215.65$99,897.66
2036 Total$11,164.8$3,423$14,587.8
208Jan 2037$946.76$268.89$1,215.65$98,950.90
209Feb 2037$949.31$266.34$1,215.65$98,001.59
210Mar 2037$951.86$263.79$1,215.65$97,049.73
211Apr 2037$954.42$261.23$1,215.65$96,095.31
212May 2037$956.99$258.66$1,215.65$95,138.32
213Jun 2037$959.57$256.08$1,215.65$94,178.75
214Jul 2037$962.15$253.50$1,215.65$93,216.60
215Aug 2037$964.74$250.91$1,215.65$92,251.86
216Sep 2037$967.34$248.31$1,215.65$91,284.52
217Oct 2037$969.94$245.71$1,215.65$90,314.58
218Nov 2037$972.55$243.10$1,215.65$89,342.03
219Dec 2037$975.17$240.48$1,215.65$88,366.86
2037 Total$11,530.8$3,057$14,587.8
220Jan 2038$977.80$237.85$1,215.65$87,389.06
221Feb 2038$980.43$235.22$1,215.65$86,408.63
222Mar 2038$983.07$232.58$1,215.65$85,425.56
223Apr 2038$985.71$229.94$1,215.65$84,439.85
224May 2038$988.37$227.28$1,215.65$83,451.48
225Jun 2038$991.03$224.62$1,215.65$82,460.45
226Jul 2038$993.69$221.96$1,215.65$81,466.76
227Aug 2038$996.37$219.28$1,215.65$80,470.39
228Sep 2038$999.05$216.60$1,215.65$79,471.34
229Oct 2038$1,001.74$213.91$1,215.65$78,469.60
230Nov 2038$1,004.44$211.21$1,215.65$77,465.16
231Dec 2038$1,007.14$208.51$1,215.65$76,458.02
2038 Total$11,908.84$2,678.96$14,587.8
232Jan 2039$1,009.85$205.80$1,215.65$75,448.17
233Feb 2039$1,012.57$203.08$1,215.65$74,435.60
234Mar 2039$1,015.29$200.36$1,215.65$73,420.31
235Apr 2039$1,018.03$197.62$1,215.65$72,402.28
236May 2039$1,020.77$194.88$1,215.65$71,381.51
237Jun 2039$1,023.51$192.14$1,215.65$70,358.00
238Jul 2039$1,026.27$189.38$1,215.65$69,331.73
239Aug 2039$1,029.03$186.62$1,215.65$68,302.70
240Sep 2039$1,031.80$183.85$1,215.65$67,270.90
241Oct 2039$1,034.58$181.07$1,215.65$66,236.32
242Nov 2039$1,037.36$178.29$1,215.65$65,198.96
243Dec 2039$1,040.16$175.49$1,215.65$64,158.80
2039 Total$12,299.22$2,288.58$14,587.8
244Jan 2040$1,042.96$172.69$1,215.65$63,115.84
245Feb 2040$1,045.76$169.89$1,215.65$62,070.08
246Mar 2040$1,048.58$167.07$1,215.65$61,021.50
247Apr 2040$1,051.40$164.25$1,215.65$59,970.10
248May 2040$1,054.23$161.42$1,215.65$58,915.87
249Jun 2040$1,057.07$158.58$1,215.65$57,858.80
250Jul 2040$1,059.91$155.74$1,215.65$56,798.89
251Aug 2040$1,062.77$152.88$1,215.65$55,736.12
252Sep 2040$1,065.63$150.02$1,215.65$54,670.49
253Oct 2040$1,068.50$147.15$1,215.65$53,601.99
254Nov 2040$1,071.37$144.28$1,215.65$52,530.62
255Dec 2040$1,074.26$141.39$1,215.65$51,456.36
2040 Total$12,702.44$1,885.36$14,587.8
256Jan 2041$1,077.15$138.50$1,215.65$50,379.21
257Feb 2041$1,080.05$135.60$1,215.65$49,299.16
258Mar 2041$1,082.95$132.70$1,215.65$48,216.21
259Apr 2041$1,085.87$129.78$1,215.65$47,130.34
260May 2041$1,088.79$126.86$1,215.65$46,041.55
261Jun 2041$1,091.72$123.93$1,215.65$44,949.83
262Jul 2041$1,094.66$120.99$1,215.65$43,855.17
263Aug 2041$1,097.61$118.04$1,215.65$42,757.56
264Sep 2041$1,100.56$115.09$1,215.65$41,657.00
265Oct 2041$1,103.52$112.13$1,215.65$40,553.48
266Nov 2041$1,106.49$109.16$1,215.65$39,446.99
267Dec 2041$1,109.47$106.18$1,215.65$38,337.52
2041 Total$13,118.84$1,468.96$14,587.8
268Jan 2042$1,112.46$103.19$1,215.65$37,225.06
269Feb 2042$1,115.45$100.20$1,215.65$36,109.61
270Mar 2042$1,118.45$97.20$1,215.65$34,991.16
271Apr 2042$1,121.47$94.18$1,215.65$33,869.69
272May 2042$1,124.48$91.17$1,215.65$32,745.21
273Jun 2042$1,127.51$88.14$1,215.65$31,617.70
274Jul 2042$1,130.55$85.10$1,215.65$30,487.15
275Aug 2042$1,133.59$82.06$1,215.65$29,353.56
276Sep 2042$1,136.64$79.01$1,215.65$28,216.92
277Oct 2042$1,139.70$75.95$1,215.65$27,077.22
278Nov 2042$1,142.77$72.88$1,215.65$25,934.45
279Dec 2042$1,145.84$69.81$1,215.65$24,788.61
2042 Total$13,548.91$1,038.89$14,587.8
280Jan 2043$1,148.93$66.72$1,215.65$23,639.68
281Feb 2043$1,152.02$63.63$1,215.65$22,487.66
282Mar 2043$1,155.12$60.53$1,215.65$21,332.54
283Apr 2043$1,158.23$57.42$1,215.65$20,174.31
284May 2043$1,161.35$54.30$1,215.65$19,012.96
285Jun 2043$1,164.47$51.18$1,215.65$17,848.49
286Jul 2043$1,167.61$48.04$1,215.65$16,680.88
287Aug 2043$1,170.75$44.90$1,215.65$15,510.13
288Sep 2043$1,173.90$41.75$1,215.65$14,336.23
289Oct 2043$1,177.06$38.59$1,215.65$13,159.17
290Nov 2043$1,180.23$35.42$1,215.65$11,978.94
291Dec 2043$1,183.41$32.24$1,215.65$10,795.53
2043 Total$13,993.08$594.72$14,587.8
292Jan 2044$1,186.59$29.06$1,215.65$9,608.94
293Feb 2044$1,189.79$25.86$1,215.65$8,419.15
294Mar 2044$1,192.99$22.66$1,215.65$7,226.16
295Apr 2044$1,196.20$19.45$1,215.65$6,029.96
296May 2044$1,199.42$16.23$1,215.65$4,830.54
297Jun 2044$1,202.65$13.00$1,215.65$3,627.89
298Jul 2044$1,205.88$9.77$1,215.65$2,422.01
299Aug 2044$1,209.13$6.52$1,215.65$1,212.88
300Sep 2044$1,212.39$3.26$1,215.65$0.49
2044 Total$10,795.04$145.81$10,940.85
Compare your product with the big 4 banks, or add more products to compare
As seen on