Compare low deposit home loans

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 21 May 2018

Compare low deposit home loans

Base Variable Home Loan (Principal and Interest)SpecialLimited time discount of 0.48% p.a. off the Base Variable Rate Home Loan (Principal and Interest).
Advertised rate
3.69%Variable
Comparison rate*
3.73%
Monthly repayment
$1,149
Real Time Rating™

4.39 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.89%Variable
Comparison rate*
3.91%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Premium Plus Package Variable Rate Home Loan Special (Principal and Interest) (LVR < 95%)SpecialIncludes a discounted rate off the Premium Plus Package Variable Rate Tier 4 home loan when meeting certain eligibility requirements.
Advertised rate
3.64%Variable
Comparison rate*
4.03%
Monthly repayment
$1,142
Real Time Rating™

4.59 / 5

Compare
Home Advantage Fixed Home Loan 2 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.79%Fixed - 2 years
Comparison rate*
4.22%
Monthly repayment
$1,163
Real Time Rating™

4.17 / 5

Compare
Home Advantage Fixed Home Loan 3 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.89%Fixed - 3 years
Comparison rate*
4.24%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Home Loan 1 YearSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
3.89%Fixed - 1 year
Comparison rate*
4.24%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Home Loan 5 YearsSpecialNo annual fee for first year of Home Advantage Package loans applied by 31 May 2018 and disbursed by 31 July 2018.
Advertised rate
4.49%Fixed - 5 years
Comparison rate*
4.49%
Monthly repayment
$1,265
Real Time Rating™

3.36 / 5

Compare
Premium Plus Package Variable Rate Investment Loan Special (Principal and Interest)
Advertised rate
4.17%Variable
Comparison rate*
4.54%
Monthly repayment
$1,218
Real Time Rating™

3.92 / 5

Compare
Flexi First Option Home Loan (Principal and Interest)
Advertised rate
4.59%Variable
Comparison rate*
4.64%
Monthly repayment
$1,280
Real Time Rating™

3.21 / 5

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Real Deal Variable Home Loan (Principal and Interest)
Advertised rate
4.65%Variable
Comparison rate*
4.69%
Monthly repayment
$1,289
Real Time Rating™

3.34 / 5

Compare
Fixed Home Loan (Principal and Interest) 3 Years
Advertised rate
3.90%Fixed - 3 years
Comparison rate*
4.78%
Monthly repayment
$1,179
Real Time Rating™

3.32 / 5

Compare
Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.39%Variable
Comparison rate*
4.78%
Monthly repayment
$1,250
Real Time Rating™

3.76 / 5

Compare
Fixed Rate Home Loan (Principal and Interest) 3 Years
Advertised rate
3.94%Fixed - 3 years
Comparison rate*
4.79%
Monthly repayment
$1,185
Real Time Rating™

3.4 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%Fixed - 5 years
Comparison rate*
4.80%
Monthly repayment
$1,207
Real Time Rating™

3.71 / 5

Compare
Premier Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)
Advertised rate
4.44%Variable
Comparison rate*
4.82%
Monthly repayment
$1,258
Real Time Rating™

3.76 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.94%Fixed - 3 years
Comparison rate*
4.84%
Monthly repayment
$1,185
Real Time Rating™

3.56 / 5

Compare
Premium Home LoanSpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.82%Variable
Comparison rate*
4.86%
Monthly repayment
$1,315
Real Time Rating™

3.33 / 5

Compare
Fixed Rate Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%Fixed - 2 years
Comparison rate*
4.87%
Monthly repayment
$1,178
Real Time Rating™

3.14 / 5

Compare
Premier Package Fixed Options Home Loan (Principal and Interest) 5 Years
Advertised rate
4.29%Fixed - 5 years
Comparison rate*
4.87%
Monthly repayment
$1,236
Real Time Rating™

3.44 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%Fixed - 2 years
Comparison rate*
4.89%
Monthly repayment
$1,176
Real Time Rating™

3.41 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%Fixed - 5 years
Comparison rate*
4.93%
Monthly repayment
$1,221
Real Time Rating™

3.67 / 5

Compare
Premium Plus Package Variable Rate Home Loan (Principal and Interest) (Amounts < $500k)
Advertised rate
4.57%Variable
Comparison rate*
4.94%
Monthly repayment
$1,277
Real Time Rating™

3.42 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.89%Fixed - 1 year
Comparison rate*
4.96%
Monthly repayment
$1,178
Real Time Rating™

3.21 / 5

Compare
Fixed Rate Home Loan (Principal and Interest) 1 Year
Advertised rate
3.79%Fixed - 1 year
Comparison rate*
4.97%
Monthly repayment
$1,163
Real Time Rating™

2.87 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.59%Fixed - 4 years
Comparison rate*
5.01%
Monthly repayment
$1,280
Real Time Rating™

3.06 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.04%Fixed - 3 years
Comparison rate*
5.05%
Monthly repayment
$1,199
Real Time Rating™

3.28 / 5

Compare
Fixed Rate Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.09%Fixed - 3 years
Comparison rate*
5.05%
Monthly repayment
$1,207
Real Time Rating™

3.08 / 5

Compare
Personal Purpose Back to Basics
Advertised rate
5.02%Variable
Comparison rate*
5.09%
Monthly repayment
$1,345
Real Time Rating™

2.7 / 5

Compare
Fixed Rate Investment Loan (Principal and Interest) 2 Years
Advertised rate
3.94%Fixed - 2 years
Comparison rate*
5.13%
Monthly repayment
$1,185
Real Time Rating™

2.83 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.98%Fixed - 2 years
Comparison rate*
5.13%
Monthly repayment
$1,191
Real Time Rating™

3.01 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.69%Fixed - 4 years
Comparison rate*
5.18%
Monthly repayment
$1,295
Real Time Rating™

2.91 / 5

Compare
Premium Plus Package Variable Rate Investment Loan (Principal and Interest) (Amounts < $500k)
Advertised rate
4.87%Variable
Comparison rate*
5.23%
Monthly repayment
$1,322
Real Time Rating™

3.03 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.99%Fixed - 1 year
Comparison rate*
5.25%
Monthly repayment
$1,192
Real Time Rating™

2.67 / 5

Compare
Fixed Rate Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.09%Fixed - 1 year
Comparison rate*
5.27%
Monthly repayment
$1,207
Real Time Rating™

2.42 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.09%Fixed - 3 years
Comparison rate*
5.28%
Monthly repayment
$1,207
Real Time Rating™

3.17 / 5

Compare
Choice Package Tailored Investment Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.95%Variable
Comparison rate*
5.33%
Monthly repayment
$1,334
Real Time Rating™

3.04 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 2 Years
Advertised rate
4.09%Fixed - 2 years
Comparison rate*
5.37%
Monthly repayment
$1,207
Real Time Rating™

2.89 / 5

Compare
Tailored Home Loan (Principal and Interest)
Advertised rate
5.24%Variable
Comparison rate*
5.37%
Monthly repayment
$1,379
Real Time Rating™

2.76 / 5

Compare
Rocket Repay Home Loan (Principal and Interest)
Advertised rate
5.24%Variable
Comparison rate*
5.38%
Monthly repayment
$1,379
Real Time Rating™

2.89 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.79%Fixed - 5 years
Comparison rate*
5.41%
Monthly repayment
$1,310
Real Time Rating™

2.82 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.79%Fixed - 4 years
Comparison rate*
5.44%
Monthly repayment
$1,310
Real Time Rating™

2.72 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.09%Fixed - 1 year
Comparison rate*
5.49%
Monthly repayment
$1,207
Real Time Rating™

2.59 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.19%Fixed - 3 years
Comparison rate*
5.49%
Monthly repayment
$1,221
Real Time Rating™

2.89 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.89%Fixed - 5 years
Comparison rate*
5.54%
Monthly repayment
$1,325
Real Time Rating™

2.78 / 5

Compare
Fixed Home Loan (Principal and Interest) 1 Year
Advertised rate
4.04%Fixed - 1 year
Comparison rate*
5.59%
Monthly repayment
$1,199
Real Time Rating™

1.89 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.89%Fixed - 4 years
Comparison rate*
5.61%
Monthly repayment
$1,325
Real Time Rating™

2.56 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 2 Years
Advertised rate
4.19%Fixed - 2 years
Comparison rate*
5.62%
Monthly repayment
$1,221
Real Time Rating™

2.48 / 5

Compare
Tailored Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.39%Fixed - 1 year
Comparison rate*
5.79%
Monthly repayment
$1,250
Real Time Rating™

2 / 5

Compare
Tailored Investment Loan (Principal and Interest)
Advertised rate
5.80%Variable
Comparison rate*
5.93%
Monthly repayment
$1,467
Real Time Rating™

2.05 / 5

Compare
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Whatever your borrowing needs or financial circumstances, one of the easiest ways to find low deposit home loans to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find low deposit home loans at RateCity and apply to a mortgage that suits your needs.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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