Compare the lowest home loan rates^ in Australia

Find home loans from a wide range of Australian lenders that best suit your needs. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 25 Jun 2018

Compare the lowest home loan rates^ in Australia

Promoted
Discount Offer Variable Home Loan ($200k-$700k)Rewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.69%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.78 / 5

Compare
Promoted
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.88 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.74%
Monthly repayment
$1,149
Real Time Rating™

4.72 / 5

Compare
UHomeLoan Fixed (Interest Only) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

3.94 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

4.05 / 5

Compare
Advantage Home Loan (PAYG Special No Offset) (LVR<80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.78 / 5

Compare
First Rate Home Loan (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,142
Real Time Rating™

4.77 / 5

Compare
Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.65%
Variable
Comparison rate*
3.66%
Monthly repayment
$1,144
Real Time Rating™

4.8 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.76 / 5

Compare
Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.59 / 5

Compare
My Life Fixed Rate Package 2 Years
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.04%
Monthly repayment
$1,149
Real Time Rating™

4.17 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) (First Home Buyer Special) 2 YearsSpecialDiscount off the 2 years Package Fixed Rate (Principal and Interest) for a loan of $150k+ for first home buyers purchasing residential properties only
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$1,149
Real Time Rating™

3.62 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

4.28 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

4.02 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.53 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.53 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%
Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.55 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 80%-90%)
Advertised rate
3.79%
Variable
Comparison rate*
3.84%
Monthly repayment
$1,163
Real Time Rating™

4.56 / 5

Compare
Home Advantage Fixed Home Loan 2 Years
Advertised rate
3.79%
Fixed - 2 years
Comparison rate*
4.25%
Monthly repayment
$1,163
Real Time Rating™

4.36 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.61 / 5

Compare
My Life Fixed Rate Package 3 Years
Advertised rate
3.85%
Fixed - 3 years
Comparison rate*
4.05%
Monthly repayment
$1,172
Real Time Rating™

4.13 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.86%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,173
Real Time Rating™

4.54 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%
Fixed - 2 years
Comparison rate*
4.89%
Monthly repayment
$1,176
Real Time Rating™

3.52 / 5

Compare
Rate Buster High Lend Variable Investment Loan (Principal and Interest)CashbackCashback Offer: $750 for loans under $500,000 or $1,500 for loans over $500,000
Advertised rate
3.89%
Variable
Comparison rate*
3.89%
Monthly repayment
$1,178
Real Time Rating™

4.53 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%
Variable
Comparison rate*
3.90%
Monthly repayment
$1,178
Real Time Rating™

4.42 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%)
Advertised rate
3.89%
Variable
Comparison rate*
3.94%
Monthly repayment
$1,178
Real Time Rating™

4.4 / 5

Compare
Home Advantage Fixed Home Loan 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.29 / 5

Compare
Home Advantage Fixed Home Loan 3 Years
Advertised rate
3.89%
Fixed - 3 years
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.29 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%
Fixed - 2 years
Comparison rate*
4.88%
Monthly repayment
$1,178
Real Time Rating™

3.5 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.96%
Monthly repayment
$1,178
Real Time Rating™

3.26 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.94%
Fixed - 3 years
Comparison rate*
4.84%
Monthly repayment
$1,185
Real Time Rating™

3.7 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.98%
Fixed - 2 years
Comparison rate*
5.13%
Monthly repayment
$1,191
Real Time Rating™

3 / 5

Compare
Breakfree Package Fixed Rate Investment Loan (Interest in Advance Yearly) 2 Years
Advertised rate
3.98%
Fixed - 2 years
Comparison rate*
5.42%
Monthly repayment
$1,191
Real Time Rating™

2.59 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.99%
Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4.34 / 5

Compare
Extra Home Loan (Principal and Interest)
Advertised rate
3.99%
Variable
Comparison rate*
4.00%
Monthly repayment
$1,192
Real Time Rating™

4.41 / 5

Compare
Inv UHomeLoan Fixed 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.44%
Monthly repayment
$1,192
Real Time Rating™

3.75 / 5

Compare
Inv UHomeLoan Fixed 1 Year
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.62%
Monthly repayment
$1,192
Real Time Rating™

3.31 / 5

Compare
Premium Home Loan Fixed 1 Year (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.78%
Monthly repayment
$1,192
Real Time Rating™

3.29 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.85%
Monthly repayment
$1,192
Real Time Rating™

3.65 / 5

Compare
Flexible Home Loan Fixed 2 Years (LVR < 90%)
Advertised rate
3.99%
Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$1,192
Real Time Rating™

3.24 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 2 Years
Advertised rate
3.99%
Fixed - 2 years
Comparison rate*
4.96%
Monthly repayment
$1,192
Real Time Rating™

3.4 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
5.25%
Monthly repayment
$1,192
Real Time Rating™

2.57 / 5

Compare
OMG Investment Loan (Principal and Interest)
Advertised rate
4.04%
Variable
Comparison rate*
4.08%
Monthly repayment
$1,199
Real Time Rating™

4.15 / 5

Compare
Premium Home Loan Fixed 3 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.04%
Fixed - 3 years
Comparison rate*
4.66%
Monthly repayment
$1,199
Real Time Rating™

3.79 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.04%
Fixed - 3 years
Comparison rate*
5.05%
Monthly repayment
$1,199
Real Time Rating™

3.35 / 5

Compare
Fixed Rate Home Loan 2 Years
Advertised rate
4.04%
Fixed - 2 years
Comparison rate*
5.14%
Monthly repayment
$1,199
Real Time Rating™

2.9 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.10%
Monthly repayment
$1,207
Real Time Rating™

3.98 / 5

Compare
Basic Home Loan (LVR < 80%)
Advertised rate
4.09%
Variable
Comparison rate*
4.11%
Monthly repayment
$1,207
Real Time Rating™

4.11 / 5

Compare
Premium Home Loan Fixed 2 Years (LVR < 80%)SpecialApply for a 3 month break in repayments for environmental upgrades to your home
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
4.73%
Monthly repayment
$1,207
Real Time Rating™

3.5 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.80%
Monthly repayment
$1,207
Real Time Rating™

3.89 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Comparison rate*
4.93%
Monthly repayment
$1,207
Real Time Rating™

3.53 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
4.97%
Monthly repayment
$1,207
Real Time Rating™

3.18 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
5.03%
Monthly repayment
$1,207
Real Time Rating™

3.13 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years (LVR 60%-80%)
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.23%
Monthly repayment
$1,207
Real Time Rating™

2.86 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years (LVR < 60%)
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.23%
Monthly repayment
$1,207
Real Time Rating™

2.86 / 5

Compare
Liberty Free Home Loan (LVR 60%-70%)
Advertised rate
4.14%
Variable
Comparison rate*
4.15%
Monthly repayment
$1,214
Real Time Rating™

4.14 / 5

Compare
Liberty Sharp Investment Loan (LVR < 60%)
Advertised rate
4.14%
Variable
Comparison rate*
4.21%
Monthly repayment
$1,214
Real Time Rating™

3.9 / 5

Compare
Flexible Home Loan Fixed 3 Years (LVR < 90%)
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
4.81%
Monthly repayment
$1,214
Real Time Rating™

3.43 / 5

Compare
Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$1,214
Real Time Rating™

3.2 / 5

Compare
Fixed Rate Home Loan (Low Doc) 2 Years
Advertised rate
4.14%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,214
Real Time Rating™

2.86 / 5

Compare
Fixed Rate Home Loan 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
5.07%
Monthly repayment
$1,214
Real Time Rating™

3.19 / 5

Compare
UHomeLoan - Standard Variable (Principal and Interest)
Advertised rate
4.17%
Variable
Comparison rate*
4.10%
Monthly repayment
$1,218
Real Time Rating™

4.05 / 5

Compare
Discount Variable Investment Loan (Principal and Interest) (LVR<80%)
Advertised rate
4.19%
Variable
Comparison rate*
4.24%
Monthly repayment
$1,221
Real Time Rating™

3.92 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%
Fixed - 5 years
Comparison rate*
4.93%
Monthly repayment
$1,221
Real Time Rating™

3.85 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
4.99%
Monthly repayment
$1,221
Real Time Rating™

2.81 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,221
Real Time Rating™

2.56 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years (LVR < 60%)
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
5.15%
Monthly repayment
$1,221
Real Time Rating™

3.16 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years (LVR 60%-80%)
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
5.15%
Monthly repayment
$1,221
Real Time Rating™

3.16 / 5

Compare
Premier Package Fixed Rate Investment Loan (Principal and Interest) 2 YearsRewardsReceive 200,000 Velocity Points when you take out a new home loan of up to $1M and 500,000 Velocity Points for loans over $1M under the Premier Advantage Package. Min loan size $250k. Offer is valid for applications submitted and approved before 30 September 2018 and settled by 30 November 2018.
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.37%
Monthly repayment
$1,221
Real Time Rating™

2.78 / 5

Compare
Premier Package Low Doc Fixed Rate Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.37%
Monthly repayment
$1,221
Real Time Rating™

2.78 / 5

Compare
Breakfree Package Fixed Rate Investment Loan (Principal and Interest) (Low Doc) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.47%
Monthly repayment
$1,221
Real Time Rating™

2.7 / 5

Compare
Liberty Star Investment Loan (LVR < 60%)
Advertised rate
4.24%
Variable
Comparison rate*
4.55%
Monthly repayment
$1,228
Real Time Rating™

3.81 / 5

Compare
Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.24%
Fixed - 1 year
Comparison rate*
5.16%
Monthly repayment
$1,228
Real Time Rating™

2.46 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.29%
Fixed - 1 year
Comparison rate*
4.57%
Monthly repayment
$1,236
Real Time Rating™

3.81 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
4.58%
Monthly repayment
$1,236
Real Time Rating™

3.78 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.59%
Monthly repayment
$1,236
Real Time Rating™

3.75 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$1,236
Real Time Rating™

2.71 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,236
Real Time Rating™

2.49 / 5

Compare
Tailored Home Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
5.23%
Monthly repayment
$1,236
Real Time Rating™

2.44 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 1 Year (LVR 60%-80%)
Advertised rate