Important disclosure

6.09
% p.a
Fixed - 3 years
5.32
% p.a
$1,949
based on $300,000 loan amount for 25 years at 6.09%
Calculate your repayments for this loan
Your estimated repayment
$1,949
based on $300,000 loan amount for 25 years at 6.09%
Macquarie Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
MD Mahbub ur Rahman Chowdhury
Get expert advice from a home loans specialist.
Hi, My name is MD Mahbub Ur Rahman Chowdhury. I am a professional mortgage broker. I have excellent analysis knowledge which can help my client to achieve their financial needs. I can help my client to choose a suitable home loan product. I can explore clients' needs and benefits and based on that I can find the best product for my clients. I can do Home loans, Personal loans, car loans, and construction loans. I have excellent communication and negotiation skills which can help me to negotiate between clients and the Lender. My main goal is to help my clients and make them happy I will provide the best service to my clients.
CRN: 529621
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
Lisa WANG
Get expert advice from a home loans specialist.
Lisa graduated with a Master of Finance from the University of Melbourne. She started her Career in Finance industry in early 2015 and has helped a lot of Australians and overseas investors enter into the property market. Her impeccable customer service, extensive Finance knowledge, and rich experience have established her reputation in the industry. A member of FBAA Wenjia(Lisa) Wang is a credit representative 509150 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License 391237)
CRN: 484532

Variable Home Loan
3.10
% p.a
Variable
3.12
% p.a
Enjoy a competitive interest rate home loan with helpful features and no ongoing fees
Quick home loan review
For Offset Package Home Loan Fixed (Principal and Interest) 3 Years (LVR 80%-95%)
These are the benefits of this home loan.
- No upfront fees
- 100% full offset account
- Suitable for low deposits
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw facility
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Offset Package Home Loan Fixed (Principal and Interest) 3 Years (LVR 80%-95%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $584,700 |
Interest rate type Fixed - 3 years | |
Borrowing range
$150k
-
$850k
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 per year | Offset account 100% offset account |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $248 annually | Discharge fee 400 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Macquarie Bank to view Target Market Determination.
Other Benefits
Apply for a Macquarie credit card with your offset home loan and receive a competitive rate of 5.90% p.a for the first 14 months and waived annual fee. No international purchase fees when you shop overseas or online with your Debit MasterCard.
Other Restrictions
Offset benefit cannot be linked to the fixed portion during the fixed term
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