RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.79

% p.a

Fixed - 4 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,390
Number of repayments
300
Total interest paid
$117,025
Total Repayments

$417,024

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$692.58$697.50$1,390.08$299,307.42
2Dec 2021$694.19$695.89$1,390.08$298,613.23
2021 Total$1,386.77$1,393.39$2,780.16
3Jan 2022$695.80$694.28$1,390.08$297,917.43
4Feb 2022$697.42$692.66$1,390.08$297,220.01
5Mar 2022$699.04$691.04$1,390.08$296,520.97
6Apr 2022$700.67$689.41$1,390.08$295,820.30
7May 2022$702.30$687.78$1,390.08$295,118.00
8Jun 2022$703.93$686.15$1,390.08$294,414.07
9Jul 2022$705.57$684.51$1,390.08$293,708.50
10Aug 2022$707.21$682.87$1,390.08$293,001.29
11Sep 2022$708.85$681.23$1,390.08$292,292.44
12Oct 2022$710.50$679.58$1,390.08$291,581.94
13Nov 2022$712.15$677.93$1,390.08$290,869.79
14Dec 2022$713.81$676.27$1,390.08$290,155.98
2022 Total$8,457.25$8,223.71$16,680.96
15Jan 2023$715.47$674.61$1,390.08$289,440.51
16Feb 2023$717.13$672.95$1,390.08$288,723.38
17Mar 2023$718.80$671.28$1,390.08$288,004.58
18Apr 2023$720.47$669.61$1,390.08$287,284.11
19May 2023$722.14$667.94$1,390.08$286,561.97
20Jun 2023$723.82$666.26$1,390.08$285,838.15
21Jul 2023$725.51$664.57$1,390.08$285,112.64
22Aug 2023$727.19$662.89$1,390.08$284,385.45
23Sep 2023$728.88$661.20$1,390.08$283,656.57
24Oct 2023$730.58$659.50$1,390.08$282,925.99
25Nov 2023$732.28$657.80$1,390.08$282,193.71
26Dec 2023$733.98$656.10$1,390.08$281,459.73
2023 Total$8,696.25$7,984.71$16,680.96
27Jan 2024$735.69$654.39$1,390.08$280,724.04
28Feb 2024$737.40$652.68$1,390.08$279,986.64
29Mar 2024$739.11$650.97$1,390.08$279,247.53
30Apr 2024$740.83$649.25$1,390.08$278,506.70
31May 2024$742.55$647.53$1,390.08$277,764.15
32Jun 2024$744.28$645.80$1,390.08$277,019.87
33Jul 2024$746.01$644.07$1,390.08$276,273.86
34Aug 2024$747.74$642.34$1,390.08$275,526.12
35Sep 2024$749.48$640.60$1,390.08$274,776.64
36Oct 2024$751.22$638.86$1,390.08$274,025.42
37Nov 2024$752.97$637.11$1,390.08$273,272.45
38Dec 2024$754.72$635.36$1,390.08$272,517.73
2024 Total$8,942$7,738.96$16,680.96
39Jan 2025$756.48$633.60$1,390.08$271,761.25
40Feb 2025$758.24$631.84$1,390.08$271,003.01
41Mar 2025$760.00$630.08$1,390.08$270,243.01
42Apr 2025$761.77$628.31$1,390.08$269,481.24
43May 2025$763.54$626.54$1,390.08$268,717.70
44Jun 2025$765.31$624.77$1,390.08$267,952.39
45Jul 2025$767.09$622.99$1,390.08$267,185.30
46Aug 2025$768.87$621.21$1,390.08$266,416.43
47Sep 2025$770.66$619.42$1,390.08$265,645.77
48Oct 2025$772.45$617.63$1,390.08$264,873.32
49Nov 2025$774.25$615.83$1,390.08$264,099.07
50Dec 2025$776.05$614.03$1,390.08$263,323.02
2025 Total$9,194.71$7,486.25$16,680.96
51Jan 2026$777.85$612.23$1,390.08$262,545.17
52Feb 2026$779.66$610.42$1,390.08$261,765.51
53Mar 2026$781.48$608.60$1,390.08$260,984.03
54Apr 2026$783.29$606.79$1,390.08$260,200.74
55May 2026$785.11$604.97$1,390.08$259,415.63
56Jun 2026$786.94$603.14$1,390.08$258,628.69
57Jul 2026$788.77$601.31$1,390.08$257,839.92
58Aug 2026$790.60$599.48$1,390.08$257,049.32
59Sep 2026$792.44$597.64$1,390.08$256,256.88
60Oct 2026$794.28$595.80$1,390.08$255,462.60
61Nov 2026$796.13$593.95$1,390.08$254,666.47
62Dec 2026$797.98$592.10$1,390.08$253,868.49
2026 Total$9,454.53$7,226.43$16,680.96
63Jan 2027$799.84$590.24$1,390.08$253,068.65
64Feb 2027$801.70$588.38$1,390.08$252,266.95
65Mar 2027$803.56$586.52$1,390.08$251,463.39
66Apr 2027$805.43$584.65$1,390.08$250,657.96
67May 2027$807.30$582.78$1,390.08$249,850.66
68Jun 2027$809.18$580.90$1,390.08$249,041.48
69Jul 2027$811.06$579.02$1,390.08$248,230.42
70Aug 2027$812.94$577.14$1,390.08$247,417.48
71Sep 2027$814.83$575.25$1,390.08$246,602.65
72Oct 2027$816.73$573.35$1,390.08$245,785.92
73Nov 2027$818.63$571.45$1,390.08$244,967.29
74Dec 2027$820.53$569.55$1,390.08$244,146.76
2027 Total$9,721.73$6,959.23$16,680.96
75Jan 2028$822.44$567.64$1,390.08$243,324.32
76Feb 2028$824.35$565.73$1,390.08$242,499.97
77Mar 2028$826.27$563.81$1,390.08$241,673.70
78Apr 2028$828.19$561.89$1,390.08$240,845.51
79May 2028$830.11$559.97$1,390.08$240,015.40
80Jun 2028$832.04$558.04$1,390.08$239,183.36
81Jul 2028$833.98$556.10$1,390.08$238,349.38
82Aug 2028$835.92$554.16$1,390.08$237,513.46
83Sep 2028$837.86$552.22$1,390.08$236,675.60
84Oct 2028$839.81$550.27$1,390.08$235,835.79
85Nov 2028$841.76$548.32$1,390.08$234,994.03
86Dec 2028$843.72$546.36$1,390.08$234,150.31
2028 Total$9,996.45$6,684.51$16,680.96
87Jan 2029$845.68$544.40$1,390.08$233,304.63
88Feb 2029$847.65$542.43$1,390.08$232,456.98
89Mar 2029$849.62$540.46$1,390.08$231,607.36
90Apr 2029$851.59$538.49$1,390.08$230,755.77
91May 2029$853.57$536.51$1,390.08$229,902.20
92Jun 2029$855.56$534.52$1,390.08$229,046.64
93Jul 2029$857.55$532.53$1,390.08$228,189.09
94Aug 2029$859.54$530.54$1,390.08$227,329.55
95Sep 2029$861.54$528.54$1,390.08$226,468.01
96Oct 2029$863.54$526.54$1,390.08$225,604.47
97Nov 2029$865.55$524.53$1,390.08$224,738.92
98Dec 2029$867.56$522.52$1,390.08$223,871.36
2029 Total$10,278.95$6,402.01$16,680.96
99Jan 2030$869.58$520.50$1,390.08$223,001.78
100Feb 2030$871.60$518.48$1,390.08$222,130.18
101Mar 2030$873.63$516.45$1,390.08$221,256.55
102Apr 2030$875.66$514.42$1,390.08$220,380.89
103May 2030$877.69$512.39$1,390.08$219,503.20
104Jun 2030$879.74$510.34$1,390.08$218,623.46
105Jul 2030$881.78$508.30$1,390.08$217,741.68
106Aug 2030$883.83$506.25$1,390.08$216,857.85
107Sep 2030$885.89$504.19$1,390.08$215,971.96
108Oct 2030$887.95$502.13$1,390.08$215,084.01
109Nov 2030$890.01$500.07$1,390.08$214,194.00
110Dec 2030$892.08$498.00$1,390.08$213,301.92
2030 Total$10,569.44$6,111.52$16,680.96
111Jan 2031$894.15$495.93$1,390.08$212,407.77
112Feb 2031$896.23$493.85$1,390.08$211,511.54
113Mar 2031$898.32$491.76$1,390.08$210,613.22
114Apr 2031$900.40$489.68$1,390.08$209,712.82
115May 2031$902.50$487.58$1,390.08$208,810.32
116Jun 2031$904.60$485.48$1,390.08$207,905.72
117Jul 2031$906.70$483.38$1,390.08$206,999.02
118Aug 2031$908.81$481.27$1,390.08$206,090.21
119Sep 2031$910.92$479.16$1,390.08$205,179.29
120Oct 2031$913.04$477.04$1,390.08$204,266.25
121Nov 2031$915.16$474.92$1,390.08$203,351.09
122Dec 2031$917.29$472.79$1,390.08$202,433.80
2031 Total$10,868.12$5,812.84$16,680.96
123Jan 2032$919.42$470.66$1,390.08$201,514.38
124Feb 2032$921.56$468.52$1,390.08$200,592.82
125Mar 2032$923.70$466.38$1,390.08$199,669.12
126Apr 2032$925.85$464.23$1,390.08$198,743.27
127May 2032$928.00$462.08$1,390.08$197,815.27
128Jun 2032$930.16$459.92$1,390.08$196,885.11
129Jul 2032$932.32$457.76$1,390.08$195,952.79
130Aug 2032$934.49$455.59$1,390.08$195,018.30
131Sep 2032$936.66$453.42$1,390.08$194,081.64
132Oct 2032$938.84$451.24$1,390.08$193,142.80
133Nov 2032$941.02$449.06$1,390.08$192,201.78
134Dec 2032$943.21$446.87$1,390.08$191,258.57
2032 Total$11,175.23$5,505.73$16,680.96
135Jan 2033$945.40$444.68$1,390.08$190,313.17
136Feb 2033$947.60$442.48$1,390.08$189,365.57
137Mar 2033$949.81$440.27$1,390.08$188,415.76
138Apr 2033$952.01$438.07$1,390.08$187,463.75
139May 2033$954.23$435.85$1,390.08$186,509.52
140Jun 2033$956.45$433.63$1,390.08$185,553.07
141Jul 2033$958.67$431.41$1,390.08$184,594.40
142Aug 2033$960.90$429.18$1,390.08$183,633.50
143Sep 2033$963.13$426.95$1,390.08$182,670.37
144Oct 2033$965.37$424.71$1,390.08$181,705.00
145Nov 2033$967.62$422.46$1,390.08$180,737.38
146Dec 2033$969.87$420.21$1,390.08$179,767.51
2033 Total$11,491.06$5,189.9$16,680.96
147Jan 2034$972.12$417.96$1,390.08$178,795.39
148Feb 2034$974.38$415.70$1,390.08$177,821.01
149Mar 2034$976.65$413.43$1,390.08$176,844.36
150Apr 2034$978.92$411.16$1,390.08$175,865.44
151May 2034$981.19$408.89$1,390.08$174,884.25
152Jun 2034$983.47$406.61$1,390.08$173,900.78
153Jul 2034$985.76$404.32$1,390.08$172,915.02
154Aug 2034$988.05$402.03$1,390.08$171,926.97
155Sep 2034$990.35$399.73$1,390.08$170,936.62
156Oct 2034$992.65$397.43$1,390.08$169,943.97
157Nov 2034$994.96$395.12$1,390.08$168,949.01
158Dec 2034$997.27$392.81$1,390.08$167,951.74
2034 Total$11,815.77$4,865.19$16,680.96
159Jan 2035$999.59$390.49$1,390.08$166,952.15
160Feb 2035$1,001.92$388.16$1,390.08$165,950.23
161Mar 2035$1,004.25$385.83$1,390.08$164,945.98
162Apr 2035$1,006.58$383.50$1,390.08$163,939.40
163May 2035$1,008.92$381.16$1,390.08$162,930.48
164Jun 2035$1,011.27$378.81$1,390.08$161,919.21
165Jul 2035$1,013.62$376.46$1,390.08$160,905.59
166Aug 2035$1,015.97$374.11$1,390.08$159,889.62
167Sep 2035$1,018.34$371.74$1,390.08$158,871.28
168Oct 2035$1,020.70$369.38$1,390.08$157,850.58
169Nov 2035$1,023.08$367.00$1,390.08$156,827.50
170Dec 2035$1,025.46$364.62$1,390.08$155,802.04
2035 Total$12,149.7$4,531.26$16,680.96
171Jan 2036$1,027.84$362.24$1,390.08$154,774.20
172Feb 2036$1,030.23$359.85$1,390.08$153,743.97
173Mar 2036$1,032.63$357.45$1,390.08$152,711.34
174Apr 2036$1,035.03$355.05$1,390.08$151,676.31
175May 2036$1,037.43$352.65$1,390.08$150,638.88
176Jun 2036$1,039.84$350.24$1,390.08$149,599.04
177Jul 2036$1,042.26$347.82$1,390.08$148,556.78
178Aug 2036$1,044.69$345.39$1,390.08$147,512.09
179Sep 2036$1,047.11$342.97$1,390.08$146,464.98
180Oct 2036$1,049.55$340.53$1,390.08$145,415.43
181Nov 2036$1,051.99$338.09$1,390.08$144,363.44
182Dec 2036$1,054.44$335.64$1,390.08$143,309.00
2036 Total$12,493.04$4,187.92$16,680.96
183Jan 2037$1,056.89$333.19$1,390.08$142,252.11
184Feb 2037$1,059.34$330.74$1,390.08$141,192.77
185Mar 2037$1,061.81$328.27$1,390.08$140,130.96
186Apr 2037$1,064.28$325.80$1,390.08$139,066.68
187May 2037$1,066.75$323.33$1,390.08$137,999.93
188Jun 2037$1,069.23$320.85$1,390.08$136,930.70
189Jul 2037$1,071.72$318.36$1,390.08$135,858.98
190Aug 2037$1,074.21$315.87$1,390.08$134,784.77
191Sep 2037$1,076.71$313.37$1,390.08$133,708.06
192Oct 2037$1,079.21$310.87$1,390.08$132,628.85
193Nov 2037$1,081.72$308.36$1,390.08$131,547.13
194Dec 2037$1,084.23$305.85$1,390.08$130,462.90
2037 Total$12,846.1$3,834.86$16,680.96
195Jan 2038$1,086.75$303.33$1,390.08$129,376.15
196Feb 2038$1,089.28$300.80$1,390.08$128,286.87
197Mar 2038$1,091.81$298.27$1,390.08$127,195.06
198Apr 2038$1,094.35$295.73$1,390.08$126,100.71
199May 2038$1,096.90$293.18$1,390.08$125,003.81
200Jun 2038$1,099.45$290.63$1,390.08$123,904.36
201Jul 2038$1,102.00$288.08$1,390.08$122,802.36
202Aug 2038$1,104.56$285.52$1,390.08$121,697.80
203Sep 2038$1,107.13$282.95$1,390.08$120,590.67
204Oct 2038$1,109.71$280.37$1,390.08$119,480.96
205Nov 2038$1,112.29$277.79$1,390.08$118,368.67
206Dec 2038$1,114.87$275.21$1,390.08$117,253.80
2038 Total$13,209.1$3,471.86$16,680.96
207Jan 2039$1,117.46$272.62$1,390.08$116,136.34
208Feb 2039$1,120.06$270.02$1,390.08$115,016.28
209Mar 2039$1,122.67$267.41$1,390.08$113,893.61
210Apr 2039$1,125.28$264.80$1,390.08$112,768.33
211May 2039$1,127.89$262.19$1,390.08$111,640.44
212Jun 2039$1,130.52$259.56$1,390.08$110,509.92
213Jul 2039$1,133.14$256.94$1,390.08$109,376.78
214Aug 2039$1,135.78$254.30$1,390.08$108,241.00
215Sep 2039$1,138.42$251.66$1,390.08$107,102.58
216Oct 2039$1,141.07$249.01$1,390.08$105,961.51
217Nov 2039$1,143.72$246.36$1,390.08$104,817.79
218Dec 2039$1,146.38$243.70$1,390.08$103,671.41
2039 Total$13,582.39$3,098.57$16,680.96
219Jan 2040$1,149.04$241.04$1,390.08$102,522.37
220Feb 2040$1,151.72$238.36$1,390.08$101,370.65
221Mar 2040$1,154.39$235.69$1,390.08$100,216.26
222Apr 2040$1,157.08$233.00$1,390.08$99,059.18
223May 2040$1,159.77$230.31$1,390.08$97,899.41
224Jun 2040$1,162.46$227.62$1,390.08$96,736.95
225Jul 2040$1,165.17$224.91$1,390.08$95,571.78
226Aug 2040$1,167.88$222.20$1,390.08$94,403.90
227Sep 2040$1,170.59$219.49$1,390.08$93,233.31
228Oct 2040$1,173.31$216.77$1,390.08$92,060.00
229Nov 2040$1,176.04$214.04$1,390.08$90,883.96
230Dec 2040$1,178.77$211.31$1,390.08$89,705.19
2040 Total$13,966.22$2,714.74$16,680.96
231Jan 2041$1,181.52$208.56$1,390.08$88,523.67
232Feb 2041$1,184.26$205.82$1,390.08$87,339.41
233Mar 2041$1,187.02$203.06$1,390.08$86,152.39
234Apr 2041$1,189.78$200.30$1,390.08$84,962.61
235May 2041$1,192.54$197.54$1,390.08$83,770.07
236Jun 2041$1,195.31$194.77$1,390.08$82,574.76
237Jul 2041$1,198.09$191.99$1,390.08$81,376.67
238Aug 2041$1,200.88$189.20$1,390.08$80,175.79
239Sep 2041$1,203.67$186.41$1,390.08$78,972.12
240Oct 2041$1,206.47$183.61$1,390.08$77,765.65
241Nov 2041$1,209.27$180.81$1,390.08$76,556.38
242Dec 2041$1,212.09$177.99$1,390.08$75,344.29
2041 Total$14,360.9$2,320.06$16,680.96
243Jan 2042$1,214.90$175.18$1,390.08$74,129.39
244Feb 2042$1,217.73$172.35$1,390.08$72,911.66
245Mar 2042$1,220.56$169.52$1,390.08$71,691.10
246Apr 2042$1,223.40$166.68$1,390.08$70,467.70
247May 2042$1,226.24$163.84$1,390.08$69,241.46
248Jun 2042$1,229.09$160.99$1,390.08$68,012.37
249Jul 2042$1,231.95$158.13$1,390.08$66,780.42
250Aug 2042$1,234.82$155.26$1,390.08$65,545.60
251Sep 2042$1,237.69$152.39$1,390.08$64,307.91
252Oct 2042$1,240.56$149.52$1,390.08$63,067.35
253Nov 2042$1,243.45$146.63$1,390.08$61,823.90
254Dec 2042$1,246.34$143.74$1,390.08$60,577.56
2042 Total$14,766.73$1,914.23$16,680.96
255Jan 2043$1,249.24$140.84$1,390.08$59,328.32
256Feb 2043$1,252.14$137.94$1,390.08$58,076.18
257Mar 2043$1,255.05$135.03$1,390.08$56,821.13
258Apr 2043$1,257.97$132.11$1,390.08$55,563.16
259May 2043$1,260.90$129.18$1,390.08$54,302.26
260Jun 2043$1,263.83$126.25$1,390.08$53,038.43
261Jul 2043$1,266.77$123.31$1,390.08$51,771.66
262Aug 2043$1,269.71$120.37$1,390.08$50,501.95
263Sep 2043$1,272.66$117.42$1,390.08$49,229.29
264Oct 2043$1,275.62$114.46$1,390.08$47,953.67
265Nov 2043$1,278.59$111.49$1,390.08$46,675.08
266Dec 2043$1,281.56$108.52$1,390.08$45,393.52
2043 Total$15,184.04$1,496.92$16,680.96
267Jan 2044$1,284.54$105.54$1,390.08$44,108.98
268Feb 2044$1,287.53$102.55$1,390.08$42,821.45
269Mar 2044$1,290.52$99.56$1,390.08$41,530.93
270Apr 2044$1,293.52$96.56$1,390.08$40,237.41
271May 2044$1,296.53$93.55$1,390.08$38,940.88
272Jun 2044$1,299.54$90.54$1,390.08$37,641.34
273Jul 2044$1,302.56$87.52$1,390.08$36,338.78
274Aug 2044$1,305.59$84.49$1,390.08$35,033.19
275Sep 2044$1,308.63$81.45$1,390.08$33,724.56
276Oct 2044$1,311.67$78.41$1,390.08$32,412.89
277Nov 2044$1,314.72$75.36$1,390.08$31,098.17
278Dec 2044$1,317.78$72.30$1,390.08$29,780.39
2044 Total$15,613.13$1,067.83$16,680.96
279Jan 2045$1,320.84$69.24$1,390.08$28,459.55
280Feb 2045$1,323.91$66.17$1,390.08$27,135.64
281Mar 2045$1,326.99$63.09$1,390.08$25,808.65
282Apr 2045$1,330.07$60.01$1,390.08$24,478.58
283May 2045$1,333.17$56.91$1,390.08$23,145.41
284Jun 2045$1,336.27$53.81$1,390.08$21,809.14
285Jul 2045$1,339.37$50.71$1,390.08$20,469.77
286Aug 2045$1,342.49$47.59$1,390.08$19,127.28
287Sep 2045$1,345.61$44.47$1,390.08$17,781.67
288Oct 2045$1,348.74$41.34$1,390.08$16,432.93
289Nov 2045$1,351.87$38.21$1,390.08$15,081.06
290Dec 2045$1,355.02$35.06$1,390.08$13,726.04
2045 Total$16,054.35$626.61$16,680.96
291Jan 2046$1,358.17$31.91$1,390.08$12,367.87
292Feb 2046$1,361.32$28.76$1,390.08$11,006.55
293Mar 2046$1,364.49$25.59$1,390.08$9,642.06
294Apr 2046$1,367.66$22.42$1,390.08$8,274.40
295May 2046$1,370.84$19.24$1,390.08$6,903.56
296Jun 2046$1,374.03$16.05$1,390.08$5,529.53
297Jul 2046$1,377.22$12.86$1,390.08$4,152.31
298Aug 2046$1,380.43$9.65$1,390.08$2,771.88
299Sep 2046$1,383.64$6.44$1,390.08$1,388.24
300Oct 2046$1,386.85$3.23$1,390.08$1.39
2046 Total$13,724.65$176.15$13,900.8