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6.90
% p.a
Fixed - 3 years
4.86
% p.a
$2,101
based on $300,000 loan amount for 25 years at 6.9%
Calculate your repayments for this loan
Your estimated repayment
$2,101
based on $300,000 loan amount for 25 years at 6.9%
Quick home loan review
For Offset Flyer Home Loan Package Fixed (Principal and Interest) 3 Years (LVR 80%-95%)
These are the benefits of this home loan.
- No upfront fees
- 100% full offset account
- Suitable for low deposits
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw facility
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Offset Flyer Home Loan Package Fixed (Principal and Interest) 3 Years (LVR 80%-95%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $630,300 |
Interest rate type Fixed - 3 years | |
Borrowing range
$150k
-
$850k
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 per year | Offset account 100% offset account |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $248 annually | Discharge fee 400 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Macquarie Bank to view Target Market Determination.
Other Benefits
Take off with a Macquarie Flyer home loan. With a range of smart features and the ability to earn Qantas Points, you could have a home loan and a holiday. Apply for a Macquarie credit card with your offset home loan and receive a competitive rate of 5.90% p.a for the first 14 months and waived annual fee. No international purchase fees when you shop overseas or online with your Debit MasterCard.
Other Restrictions
Offset benefit cannot be linked to the fixed portion during the fixed term
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