Offset Flyer Home Loan Package (Principal and Interest) (LVR 70%-80%) from Macquarie Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.24%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,460
Number of Repayments
300
Total Interest Paid
$138,000
Total repayments
$438,000
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$650.36$810.00$1,460.36$299,349.64
2Feb 2020$652.12$808.24$1,460.36$298,697.52
3Mar 2020$653.88$806.48$1,460.36$298,043.64
4Apr 2020$655.64$804.72$1,460.36$297,388.00
5May 2020$657.41$802.95$1,460.36$296,730.59
6Jun 2020$659.19$801.17$1,460.36$296,071.40
7Jul 2020$660.97$799.39$1,460.36$295,410.43
8Aug 2020$662.75$797.61$1,460.36$294,747.68
9Sep 2020$664.54$795.82$1,460.36$294,083.14
10Oct 2020$666.34$794.02$1,460.36$293,416.80
11Nov 2020$668.13$792.23$1,460.36$292,748.67
12Dec 2020$669.94$790.42$1,460.36$292,078.73
2020 Total$7,921.27$9,603.05$17,524.32
13Jan 2021$671.75$788.61$1,460.36$291,406.98
14Feb 2021$673.56$786.80$1,460.36$290,733.42
15Mar 2021$675.38$784.98$1,460.36$290,058.04
16Apr 2021$677.20$783.16$1,460.36$289,380.84
17May 2021$679.03$781.33$1,460.36$288,701.81
18Jun 2021$680.87$779.49$1,460.36$288,020.94
19Jul 2021$682.70$777.66$1,460.36$287,338.24
20Aug 2021$684.55$775.81$1,460.36$286,653.69
21Sep 2021$686.40$773.96$1,460.36$285,967.29
22Oct 2021$688.25$772.11$1,460.36$285,279.04
23Nov 2021$690.11$770.25$1,460.36$284,588.93
24Dec 2021$691.97$768.39$1,460.36$283,896.96
2021 Total$8,181.77$9,342.55$17,524.32
25Jan 2022$693.84$766.52$1,460.36$283,203.12
26Feb 2022$695.71$764.65$1,460.36$282,507.41
27Mar 2022$697.59$762.77$1,460.36$281,809.82
28Apr 2022$699.47$760.89$1,460.36$281,110.35
29May 2022$701.36$759.00$1,460.36$280,408.99
30Jun 2022$703.26$757.10$1,460.36$279,705.73
31Jul 2022$705.15$755.21$1,460.36$279,000.58
32Aug 2022$707.06$753.30$1,460.36$278,293.52
33Sep 2022$708.97$751.39$1,460.36$277,584.55
34Oct 2022$710.88$749.48$1,460.36$276,873.67
35Nov 2022$712.80$747.56$1,460.36$276,160.87
36Dec 2022$714.73$745.63$1,460.36$275,446.14
2022 Total$8,450.82$9,073.5$17,524.32
37Jan 2023$716.66$743.70$1,460.36$274,729.48
38Feb 2023$718.59$741.77$1,460.36$274,010.89
39Mar 2023$720.53$739.83$1,460.36$273,290.36
40Apr 2023$722.48$737.88$1,460.36$272,567.88
41May 2023$724.43$735.93$1,460.36$271,843.45
42Jun 2023$726.38$733.98$1,460.36$271,117.07
43Jul 2023$728.34$732.02$1,460.36$270,388.73
44Aug 2023$730.31$730.05$1,460.36$269,658.42
45Sep 2023$732.28$728.08$1,460.36$268,926.14
46Oct 2023$734.26$726.10$1,460.36$268,191.88
47Nov 2023$736.24$724.12$1,460.36$267,455.64
48Dec 2023$738.23$722.13$1,460.36$266,717.41
2023 Total$8,728.73$8,795.59$17,524.32
49Jan 2024$740.22$720.14$1,460.36$265,977.19
50Feb 2024$742.22$718.14$1,460.36$265,234.97
51Mar 2024$744.23$716.13$1,460.36$264,490.74
52Apr 2024$746.24$714.12$1,460.36$263,744.50
53May 2024$748.25$712.11$1,460.36$262,996.25
54Jun 2024$750.27$710.09$1,460.36$262,245.98
55Jul 2024$752.30$708.06$1,460.36$261,493.68
56Aug 2024$754.33$706.03$1,460.36$260,739.35
57Sep 2024$756.36$704.00$1,460.36$259,982.99
58Oct 2024$758.41$701.95$1,460.36$259,224.58
59Nov 2024$760.45$699.91$1,460.36$258,464.13
60Dec 2024$762.51$697.85$1,460.36$257,701.62
2024 Total$9,015.79$8,508.53$17,524.32
61Jan 2025$764.57$695.79$1,460.36$256,937.05
62Feb 2025$766.63$693.73$1,460.36$256,170.42
63Mar 2025$768.70$691.66$1,460.36$255,401.72
64Apr 2025$770.78$689.58$1,460.36$254,630.94
65May 2025$772.86$687.50$1,460.36$253,858.08
66Jun 2025$774.94$685.42$1,460.36$253,083.14
67Jul 2025$777.04$683.32$1,460.36$252,306.10
68Aug 2025$779.13$681.23$1,460.36$251,526.97
69Sep 2025$781.24$679.12$1,460.36$250,745.73
70Oct 2025$783.35$677.01$1,460.36$249,962.38
71Nov 2025$785.46$674.90$1,460.36$249,176.92
72Dec 2025$787.58$672.78$1,460.36$248,389.34
2025 Total$9,312.28$8,212.04$17,524.32
73Jan 2026$789.71$670.65$1,460.36$247,599.63
74Feb 2026$791.84$668.52$1,460.36$246,807.79
75Mar 2026$793.98$666.38$1,460.36$246,013.81
76Apr 2026$796.12$664.24$1,460.36$245,217.69
77May 2026$798.27$662.09$1,460.36$244,419.42
78Jun 2026$800.43$659.93$1,460.36$243,618.99
79Jul 2026$802.59$657.77$1,460.36$242,816.40
80Aug 2026$804.76$655.60$1,460.36$242,011.64
81Sep 2026$806.93$653.43$1,460.36$241,204.71
82Oct 2026$809.11$651.25$1,460.36$240,395.60
83Nov 2026$811.29$649.07$1,460.36$239,584.31
84Dec 2026$813.48$646.88$1,460.36$238,770.83
2026 Total$9,618.51$7,905.81$17,524.32
85Jan 2027$815.68$644.68$1,460.36$237,955.15
86Feb 2027$817.88$642.48$1,460.36$237,137.27
87Mar 2027$820.09$640.27$1,460.36$236,317.18
88Apr 2027$822.30$638.06$1,460.36$235,494.88
89May 2027$824.52$635.84$1,460.36$234,670.36
90Jun 2027$826.75$633.61$1,460.36$233,843.61
91Jul 2027$828.98$631.38$1,460.36$233,014.63
92Aug 2027$831.22$629.14$1,460.36$232,183.41
93Sep 2027$833.46$626.90$1,460.36$231,349.95
94Oct 2027$835.72$624.64$1,460.36$230,514.23
95Nov 2027$837.97$622.39$1,460.36$229,676.26
96Dec 2027$840.23$620.13$1,460.36$228,836.03
2027 Total$9,934.8$7,589.52$17,524.32
97Jan 2028$842.50$617.86$1,460.36$227,993.53
98Feb 2028$844.78$615.58$1,460.36$227,148.75
99Mar 2028$847.06$613.30$1,460.36$226,301.69
100Apr 2028$849.35$611.01$1,460.36$225,452.34
101May 2028$851.64$608.72$1,460.36$224,600.70
102Jun 2028$853.94$606.42$1,460.36$223,746.76
103Jul 2028$856.24$604.12$1,460.36$222,890.52
104Aug 2028$858.56$601.80$1,460.36$222,031.96
105Sep 2028$860.87$599.49$1,460.36$221,171.09
106Oct 2028$863.20$597.16$1,460.36$220,307.89
107Nov 2028$865.53$594.83$1,460.36$219,442.36
108Dec 2028$867.87$592.49$1,460.36$218,574.49
2028 Total$10,261.54$7,262.78$17,524.32
109Jan 2029$870.21$590.15$1,460.36$217,704.28
110Feb 2029$872.56$587.80$1,460.36$216,831.72
111Mar 2029$874.91$585.45$1,460.36$215,956.81
112Apr 2029$877.28$583.08$1,460.36$215,079.53
113May 2029$879.65$580.71$1,460.36$214,199.88
114Jun 2029$882.02$578.34$1,460.36$213,317.86
115Jul 2029$884.40$575.96$1,460.36$212,433.46
116Aug 2029$886.79$573.57$1,460.36$211,546.67
117Sep 2029$889.18$571.18$1,460.36$210,657.49
118Oct 2029$891.58$568.78$1,460.36$209,765.91
119Nov 2029$893.99$566.37$1,460.36$208,871.92
120Dec 2029$896.41$563.95$1,460.36$207,975.51
2029 Total$10,598.98$6,925.34$17,524.32
121Jan 2030$898.83$561.53$1,460.36$207,076.68
122Feb 2030$901.25$559.11$1,460.36$206,175.43
123Mar 2030$903.69$556.67$1,460.36$205,271.74
124Apr 2030$906.13$554.23$1,460.36$204,365.61
125May 2030$908.57$551.79$1,460.36$203,457.04
126Jun 2030$911.03$549.33$1,460.36$202,546.01
127Jul 2030$913.49$546.87$1,460.36$201,632.52
128Aug 2030$915.95$544.41$1,460.36$200,716.57
129Sep 2030$918.43$541.93$1,460.36$199,798.14
130Oct 2030$920.91$539.45$1,460.36$198,877.23
131Nov 2030$923.39$536.97$1,460.36$197,953.84
132Dec 2030$925.88$534.48$1,460.36$197,027.96
2030 Total$10,947.55$6,576.77$17,524.32
133Jan 2031$928.38$531.98$1,460.36$196,099.58
134Feb 2031$930.89$529.47$1,460.36$195,168.69
135Mar 2031$933.40$526.96$1,460.36$194,235.29
136Apr 2031$935.92$524.44$1,460.36$193,299.37
137May 2031$938.45$521.91$1,460.36$192,360.92
138Jun 2031$940.99$519.37$1,460.36$191,419.93
139Jul 2031$943.53$516.83$1,460.36$190,476.40
140Aug 2031$946.07$514.29$1,460.36$189,530.33
141Sep 2031$948.63$511.73$1,460.36$188,581.70
142Oct 2031$951.19$509.17$1,460.36$187,630.51
143Nov 2031$953.76$506.60$1,460.36$186,676.75
144Dec 2031$956.33$504.03$1,460.36$185,720.42
2031 Total$11,307.54$6,216.78$17,524.32
145Jan 2032$958.91$501.45$1,460.36$184,761.51
146Feb 2032$961.50$498.86$1,460.36$183,800.01
147Mar 2032$964.10$496.26$1,460.36$182,835.91
148Apr 2032$966.70$493.66$1,460.36$181,869.21
149May 2032$969.31$491.05$1,460.36$180,899.90
150Jun 2032$971.93$488.43$1,460.36$179,927.97
151Jul 2032$974.55$485.81$1,460.36$178,953.42
152Aug 2032$977.19$483.17$1,460.36$177,976.23
153Sep 2032$979.82$480.54$1,460.36$176,996.41
154Oct 2032$982.47$477.89$1,460.36$176,013.94
155Nov 2032$985.12$475.24$1,460.36$175,028.82
156Dec 2032$987.78$472.58$1,460.36$174,041.04
2032 Total$11,679.38$5,844.94$17,524.32
157Jan 2033$990.45$469.91$1,460.36$173,050.59
158Feb 2033$993.12$467.24$1,460.36$172,057.47
159Mar 2033$995.80$464.56$1,460.36$171,061.67
160Apr 2033$998.49$461.87$1,460.36$170,063.18
161May 2033$1,001.19$459.17$1,460.36$169,061.99
162Jun 2033$1,003.89$456.47$1,460.36$168,058.10
163Jul 2033$1,006.60$453.76$1,460.36$167,051.50
164Aug 2033$1,009.32$451.04$1,460.36$166,042.18
165Sep 2033$1,012.05$448.31$1,460.36$165,030.13
166Oct 2033$1,014.78$445.58$1,460.36$164,015.35
167Nov 2033$1,017.52$442.84$1,460.36$162,997.83
168Dec 2033$1,020.27$440.09$1,460.36$161,977.56
2033 Total$12,063.48$5,460.84$17,524.32
169Jan 2034$1,023.02$437.34$1,460.36$160,954.54
170Feb 2034$1,025.78$434.58$1,460.36$159,928.76
171Mar 2034$1,028.55$431.81$1,460.36$158,900.21
172Apr 2034$1,031.33$429.03$1,460.36$157,868.88
173May 2034$1,034.11$426.25$1,460.36$156,834.77
174Jun 2034$1,036.91$423.45$1,460.36$155,797.86
175Jul 2034$1,039.71$420.65$1,460.36$154,758.15
176Aug 2034$1,042.51$417.85$1,460.36$153,715.64
177Sep 2034$1,045.33$415.03$1,460.36$152,670.31
178Oct 2034$1,048.15$412.21$1,460.36$151,622.16
179Nov 2034$1,050.98$409.38$1,460.36$150,571.18
180Dec 2034$1,053.82$406.54$1,460.36$149,517.36
2034 Total$12,460.2$5,064.12$17,524.32
181Jan 2035$1,056.66$403.70$1,460.36$148,460.70
182Feb 2035$1,059.52$400.84$1,460.36$147,401.18
183Mar 2035$1,062.38$397.98$1,460.36$146,338.80
184Apr 2035$1,065.25$395.11$1,460.36$145,273.55
185May 2035$1,068.12$392.24$1,460.36$144,205.43
186Jun 2035$1,071.01$389.35$1,460.36$143,134.42
187Jul 2035$1,073.90$386.46$1,460.36$142,060.52
188Aug 2035$1,076.80$383.56$1,460.36$140,983.72
189Sep 2035$1,079.70$380.66$1,460.36$139,904.02
190Oct 2035$1,082.62$377.74$1,460.36$138,821.40
191Nov 2035$1,085.54$374.82$1,460.36$137,735.86
192Dec 2035$1,088.47$371.89$1,460.36$136,647.39
2035 Total$12,869.97$4,654.35$17,524.32
193Jan 2036$1,091.41$368.95$1,460.36$135,555.98
194Feb 2036$1,094.36$366.00$1,460.36$134,461.62
195Mar 2036$1,097.31$363.05$1,460.36$133,364.31
196Apr 2036$1,100.28$360.08$1,460.36$132,264.03
197May 2036$1,103.25$357.11$1,460.36$131,160.78
198Jun 2036$1,106.23$354.13$1,460.36$130,054.55
199Jul 2036$1,109.21$351.15$1,460.36$128,945.34
200Aug 2036$1,112.21$348.15$1,460.36$127,833.13
201Sep 2036$1,115.21$345.15$1,460.36$126,717.92
202Oct 2036$1,118.22$342.14$1,460.36$125,599.70
203Nov 2036$1,121.24$339.12$1,460.36$124,478.46
204Dec 2036$1,124.27$336.09$1,460.36$123,354.19
2036 Total$13,293.2$4,231.12$17,524.32
205Jan 2037$1,127.30$333.06$1,460.36$122,226.89
206Feb 2037$1,130.35$330.01$1,460.36$121,096.54
207Mar 2037$1,133.40$326.96$1,460.36$119,963.14
208Apr 2037$1,136.46$323.90$1,460.36$118,826.68
209May 2037$1,139.53$320.83$1,460.36$117,687.15
210Jun 2037$1,142.60$317.76$1,460.36$116,544.55
211Jul 2037$1,145.69$314.67$1,460.36$115,398.86
212Aug 2037$1,148.78$311.58$1,460.36$114,250.08
213Sep 2037$1,151.88$308.48$1,460.36$113,098.20
214Oct 2037$1,154.99$305.37$1,460.36$111,943.21
215Nov 2037$1,158.11$302.25$1,460.36$110,785.10
216Dec 2037$1,161.24$299.12$1,460.36$109,623.86
2037 Total$13,730.33$3,793.99$17,524.32
217Jan 2038$1,164.38$295.98$1,460.36$108,459.48
218Feb 2038$1,167.52$292.84$1,460.36$107,291.96
219Mar 2038$1,170.67$289.69$1,460.36$106,121.29
220Apr 2038$1,173.83$286.53$1,460.36$104,947.46
221May 2038$1,177.00$283.36$1,460.36$103,770.46
222Jun 2038$1,180.18$280.18$1,460.36$102,590.28
223Jul 2038$1,183.37$276.99$1,460.36$101,406.91
224Aug 2038$1,186.56$273.80$1,460.36$100,220.35
225Sep 2038$1,189.77$270.59$1,460.36$99,030.58
226Oct 2038$1,192.98$267.38$1,460.36$97,837.60
227Nov 2038$1,196.20$264.16$1,460.36$96,641.40
228Dec 2038$1,199.43$260.93$1,460.36$95,441.97
2038 Total$14,181.89$3,342.43$17,524.32
229Jan 2039$1,202.67$257.69$1,460.36$94,239.30
230Feb 2039$1,205.91$254.45$1,460.36$93,033.39
231Mar 2039$1,209.17$251.19$1,460.36$91,824.22
232Apr 2039$1,212.43$247.93$1,460.36$90,611.79
233May 2039$1,215.71$244.65$1,460.36$89,396.08
234Jun 2039$1,218.99$241.37$1,460.36$88,177.09
235Jul 2039$1,222.28$238.08$1,460.36$86,954.81
236Aug 2039$1,225.58$234.78$1,460.36$85,729.23
237Sep 2039$1,228.89$231.47$1,460.36$84,500.34
238Oct 2039$1,232.21$228.15$1,460.36$83,268.13
239Nov 2039$1,235.54$224.82$1,460.36$82,032.59
240Dec 2039$1,238.87$221.49$1,460.36$80,793.72
2039 Total$14,648.25$2,876.07$17,524.32
241Jan 2040$1,242.22$218.14$1,460.36$79,551.50
242Feb 2040$1,245.57$214.79$1,460.36$78,305.93
243Mar 2040$1,248.93$211.43$1,460.36$77,057.00
244Apr 2040$1,252.31$208.05$1,460.36$75,804.69
245May 2040$1,255.69$204.67$1,460.36$74,549.00
246Jun 2040$1,259.08$201.28$1,460.36$73,289.92
247Jul 2040$1,262.48$197.88$1,460.36$72,027.44
248Aug 2040$1,265.89$194.47$1,460.36$70,761.55
249Sep 2040$1,269.30$191.06$1,460.36$69,492.25
250Oct 2040$1,272.73$187.63$1,460.36$68,219.52
251Nov 2040$1,276.17$184.19$1,460.36$66,943.35
252Dec 2040$1,279.61$180.75$1,460.36$65,663.74
2040 Total$15,129.98$2,394.34$17,524.32
253Jan 2041$1,283.07$177.29$1,460.36$64,380.67
254Feb 2041$1,286.53$173.83$1,460.36$63,094.14
255Mar 2041$1,290.01$170.35$1,460.36$61,804.13
256Apr 2041$1,293.49$166.87$1,460.36$60,510.64
257May 2041$1,296.98$163.38$1,460.36$59,213.66
258Jun 2041$1,300.48$159.88$1,460.36$57,913.18
259Jul 2041$1,303.99$156.37$1,460.36$56,609.19
260Aug 2041$1,307.52$152.84$1,460.36$55,301.67
261Sep 2041$1,311.05$149.31$1,460.36$53,990.62
262Oct 2041$1,314.59$145.77$1,460.36$52,676.03
263Nov 2041$1,318.13$142.23$1,460.36$51,357.90
264Dec 2041$1,321.69$138.67$1,460.36$50,036.21
2041 Total$15,627.53$1,896.79$17,524.32
265Jan 2042$1,325.26$135.10$1,460.36$48,710.95
266Feb 2042$1,328.84$131.52$1,460.36$47,382.11
267Mar 2042$1,332.43$127.93$1,460.36$46,049.68
268Apr 2042$1,336.03$124.33$1,460.36$44,713.65
269May 2042$1,339.63$120.73$1,460.36$43,374.02
270Jun 2042$1,343.25$117.11$1,460.36$42,030.77
271Jul 2042$1,346.88$113.48$1,460.36$40,683.89
272Aug 2042$1,350.51$109.85$1,460.36$39,333.38
273Sep 2042$1,354.16$106.20$1,460.36$37,979.22
274Oct 2042$1,357.82$102.54$1,460.36$36,621.40
275Nov 2042$1,361.48$98.88$1,460.36$35,259.92
276Dec 2042$1,365.16$95.20$1,460.36$33,894.76
2042 Total$16,141.45$1,382.87$17,524.32
277Jan 2043$1,368.84$91.52$1,460.36$32,525.92
278Feb 2043$1,372.54$87.82$1,460.36$31,153.38
279Mar 2043$1,376.25$84.11$1,460.36$29,777.13
280Apr 2043$1,379.96$80.40$1,460.36$28,397.17
281May 2043$1,383.69$76.67$1,460.36$27,013.48
282Jun 2043$1,387.42$72.94$1,460.36$25,626.06
283Jul 2043$1,391.17$69.19$1,460.36$24,234.89
284Aug 2043$1,394.93$65.43$1,460.36$22,839.96
285Sep 2043$1,398.69$61.67$1,460.36$21,441.27
286Oct 2043$1,402.47$57.89$1,460.36$20,038.80
287Nov 2043$1,406.26$54.10$1,460.36$18,632.54
288Dec 2043$1,410.05$50.31$1,460.36$17,222.49
2043 Total$16,672.27$852.05$17,524.32
289Jan 2044$1,413.86$46.50$1,460.36$15,808.63
290Feb 2044$1,417.68$42.68$1,460.36$14,390.95
291Mar 2044$1,421.50$38.86$1,460.36$12,969.45
292Apr 2044$1,425.34$35.02$1,460.36$11,544.11
293May 2044$1,429.19$31.17$1,460.36$10,114.92
294Jun 2044$1,433.05$27.31$1,460.36$8,681.87
295Jul 2044$1,436.92$23.44$1,460.36$7,244.95
296Aug 2044$1,440.80$19.56$1,460.36$5,804.15
297Sep 2044$1,444.69$15.67$1,460.36$4,359.46
298Oct 2044$1,448.59$11.77$1,460.36$2,910.87
299Nov 2044$1,452.50$7.86$1,460.36$1,458.37
300Dec 2044$1,456.42$3.94$1,460.36$1.95
2044 Total$17,220.54$303.78$17,524.32
Compare your product with the big 4 banks, or add more products to compare
As seen on