Offset Package Home Loan (Principal and Interest) ($750k+, LVR 70%-80%) from Macquarie Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.34%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,230
Number of Repayments
300
Total Interest Paid
$119,000
Total repayments
$369,000
DatePrincipleInterestPaymentBalance
1Aug 2019$534.38$695.83$1,230.21$249,465.62
2Sep 2019$535.86$694.35$1,230.21$248,929.76
3Oct 2019$537.36$692.85$1,230.21$248,392.40
4Nov 2019$538.85$691.36$1,230.21$247,853.55
5Dec 2019$540.35$689.86$1,230.21$247,313.20
2019 Total$2,686.8$3,464.25$6,151.05
6Jan 2020$541.85$688.36$1,230.21$246,771.35
7Feb 2020$543.36$686.85$1,230.21$246,227.99
8Mar 2020$544.88$685.33$1,230.21$245,683.11
9Apr 2020$546.39$683.82$1,230.21$245,136.72
10May 2020$547.91$682.30$1,230.21$244,588.81
11Jun 2020$549.44$680.77$1,230.21$244,039.37
12Jul 2020$550.97$679.24$1,230.21$243,488.40
13Aug 2020$552.50$677.71$1,230.21$242,935.90
14Sep 2020$554.04$676.17$1,230.21$242,381.86
15Oct 2020$555.58$674.63$1,230.21$241,826.28
16Nov 2020$557.13$673.08$1,230.21$241,269.15
17Dec 2020$558.68$671.53$1,230.21$240,710.47
2020 Total$6,602.73$8,159.79$14,762.52
18Jan 2021$560.23$669.98$1,230.21$240,150.24
19Feb 2021$561.79$668.42$1,230.21$239,588.45
20Mar 2021$563.36$666.85$1,230.21$239,025.09
21Apr 2021$564.92$665.29$1,230.21$238,460.17
22May 2021$566.50$663.71$1,230.21$237,893.67
23Jun 2021$568.07$662.14$1,230.21$237,325.60
24Jul 2021$569.65$660.56$1,230.21$236,755.95
25Aug 2021$571.24$658.97$1,230.21$236,184.71
26Sep 2021$572.83$657.38$1,230.21$235,611.88
27Oct 2021$574.42$655.79$1,230.21$235,037.46
28Nov 2021$576.02$654.19$1,230.21$234,461.44
29Dec 2021$577.63$652.58$1,230.21$233,883.81
2021 Total$6,826.66$7,935.86$14,762.52
30Jan 2022$579.23$650.98$1,230.21$233,304.58
31Feb 2022$580.85$649.36$1,230.21$232,723.73
32Mar 2022$582.46$647.75$1,230.21$232,141.27
33Apr 2022$584.08$646.13$1,230.21$231,557.19
34May 2022$585.71$644.50$1,230.21$230,971.48
35Jun 2022$587.34$642.87$1,230.21$230,384.14
36Jul 2022$588.97$641.24$1,230.21$229,795.17
37Aug 2022$590.61$639.60$1,230.21$229,204.56
38Sep 2022$592.26$637.95$1,230.21$228,612.30
39Oct 2022$593.91$636.30$1,230.21$228,018.39
40Nov 2022$595.56$634.65$1,230.21$227,422.83
41Dec 2022$597.22$632.99$1,230.21$226,825.61
2022 Total$7,058.2$7,704.32$14,762.52
42Jan 2023$598.88$631.33$1,230.21$226,226.73
43Feb 2023$600.55$629.66$1,230.21$225,626.18
44Mar 2023$602.22$627.99$1,230.21$225,023.96
45Apr 2023$603.89$626.32$1,230.21$224,420.07
46May 2023$605.57$624.64$1,230.21$223,814.50
47Jun 2023$607.26$622.95$1,230.21$223,207.24
48Jul 2023$608.95$621.26$1,230.21$222,598.29
49Aug 2023$610.64$619.57$1,230.21$221,987.65
50Sep 2023$612.34$617.87$1,230.21$221,375.31
51Oct 2023$614.05$616.16$1,230.21$220,761.26
52Nov 2023$615.76$614.45$1,230.21$220,145.50
53Dec 2023$617.47$612.74$1,230.21$219,528.03
2023 Total$7,297.58$7,464.94$14,762.52
54Jan 2024$619.19$611.02$1,230.21$218,908.84
55Feb 2024$620.91$609.30$1,230.21$218,287.93
56Mar 2024$622.64$607.57$1,230.21$217,665.29
57Apr 2024$624.37$605.84$1,230.21$217,040.92
58May 2024$626.11$604.10$1,230.21$216,414.81
59Jun 2024$627.86$602.35$1,230.21$215,786.95
60Jul 2024$629.60$600.61$1,230.21$215,157.35
61Aug 2024$631.36$598.85$1,230.21$214,525.99
62Sep 2024$633.11$597.10$1,230.21$213,892.88
63Oct 2024$634.87$595.34$1,230.21$213,258.01
64Nov 2024$636.64$593.57$1,230.21$212,621.37
65Dec 2024$638.41$591.80$1,230.21$211,982.96
2024 Total$7,545.07$7,217.45$14,762.52
66Jan 2025$640.19$590.02$1,230.21$211,342.77
67Feb 2025$641.97$588.24$1,230.21$210,700.80
68Mar 2025$643.76$586.45$1,230.21$210,057.04
69Apr 2025$645.55$584.66$1,230.21$209,411.49
70May 2025$647.35$582.86$1,230.21$208,764.14
71Jun 2025$649.15$581.06$1,230.21$208,114.99
72Jul 2025$650.96$579.25$1,230.21$207,464.03
73Aug 2025$652.77$577.44$1,230.21$206,811.26
74Sep 2025$654.59$575.62$1,230.21$206,156.67
75Oct 2025$656.41$573.80$1,230.21$205,500.26
76Nov 2025$658.23$571.98$1,230.21$204,842.03
77Dec 2025$660.07$570.14$1,230.21$204,181.96
2025 Total$7,801$6,961.52$14,762.52
78Jan 2026$661.90$568.31$1,230.21$203,520.06
79Feb 2026$663.75$566.46$1,230.21$202,856.31
80Mar 2026$665.59$564.62$1,230.21$202,190.72
81Apr 2026$667.45$562.76$1,230.21$201,523.27
82May 2026$669.30$560.91$1,230.21$200,853.97
83Jun 2026$671.17$559.04$1,230.21$200,182.80
84Jul 2026$673.03$557.18$1,230.21$199,509.77
85Aug 2026$674.91$555.30$1,230.21$198,834.86
86Sep 2026$676.79$553.42$1,230.21$198,158.07
87Oct 2026$678.67$551.54$1,230.21$197,479.40
88Nov 2026$680.56$549.65$1,230.21$196,798.84
89Dec 2026$682.45$547.76$1,230.21$196,116.39
2026 Total$8,065.57$6,696.95$14,762.52
90Jan 2027$684.35$545.86$1,230.21$195,432.04
91Feb 2027$686.26$543.95$1,230.21$194,745.78
92Mar 2027$688.17$542.04$1,230.21$194,057.61
93Apr 2027$690.08$540.13$1,230.21$193,367.53
94May 2027$692.00$538.21$1,230.21$192,675.53
95Jun 2027$693.93$536.28$1,230.21$191,981.60
96Jul 2027$695.86$534.35$1,230.21$191,285.74
97Aug 2027$697.80$532.41$1,230.21$190,587.94
98Sep 2027$699.74$530.47$1,230.21$189,888.20
99Oct 2027$701.69$528.52$1,230.21$189,186.51
100Nov 2027$703.64$526.57$1,230.21$188,482.87
101Dec 2027$705.60$524.61$1,230.21$187,777.27
2027 Total$8,339.12$6,423.4$14,762.52
102Jan 2028$707.56$522.65$1,230.21$187,069.71
103Feb 2028$709.53$520.68$1,230.21$186,360.18
104Mar 2028$711.51$518.70$1,230.21$185,648.67
105Apr 2028$713.49$516.72$1,230.21$184,935.18
106May 2028$715.47$514.74$1,230.21$184,219.71
107Jun 2028$717.47$512.74$1,230.21$183,502.24
108Jul 2028$719.46$510.75$1,230.21$182,782.78
109Aug 2028$721.46$508.75$1,230.21$182,061.32
110Sep 2028$723.47$506.74$1,230.21$181,337.85
111Oct 2028$725.49$504.72$1,230.21$180,612.36
112Nov 2028$727.51$502.70$1,230.21$179,884.85
113Dec 2028$729.53$500.68$1,230.21$179,155.32
2028 Total$8,621.95$6,140.57$14,762.52
114Jan 2029$731.56$498.65$1,230.21$178,423.76
115Feb 2029$733.60$496.61$1,230.21$177,690.16
116Mar 2029$735.64$494.57$1,230.21$176,954.52
117Apr 2029$737.69$492.52$1,230.21$176,216.83
118May 2029$739.74$490.47$1,230.21$175,477.09
119Jun 2029$741.80$488.41$1,230.21$174,735.29
120Jul 2029$743.86$486.35$1,230.21$173,991.43
121Aug 2029$745.93$484.28$1,230.21$173,245.50
122Sep 2029$748.01$482.20$1,230.21$172,497.49
123Oct 2029$750.09$480.12$1,230.21$171,747.40
124Nov 2029$752.18$478.03$1,230.21$170,995.22
125Dec 2029$754.27$475.94$1,230.21$170,240.95
2029 Total$8,914.37$5,848.15$14,762.52
126Jan 2030$756.37$473.84$1,230.21$169,484.58
127Feb 2030$758.48$471.73$1,230.21$168,726.10
128Mar 2030$760.59$469.62$1,230.21$167,965.51
129Apr 2030$762.71$467.50$1,230.21$167,202.80
130May 2030$764.83$465.38$1,230.21$166,437.97
131Jun 2030$766.96$463.25$1,230.21$165,671.01
132Jul 2030$769.09$461.12$1,230.21$164,901.92
133Aug 2030$771.23$458.98$1,230.21$164,130.69
134Sep 2030$773.38$456.83$1,230.21$163,357.31
135Oct 2030$775.53$454.68$1,230.21$162,581.78
136Nov 2030$777.69$452.52$1,230.21$161,804.09
137Dec 2030$779.86$450.35$1,230.21$161,024.23
2030 Total$9,216.72$5,545.8$14,762.52
138Jan 2031$782.03$448.18$1,230.21$160,242.20
139Feb 2031$784.20$446.01$1,230.21$159,458.00
140Mar 2031$786.39$443.82$1,230.21$158,671.61
141Apr 2031$788.57$441.64$1,230.21$157,883.04
142May 2031$790.77$439.44$1,230.21$157,092.27
143Jun 2031$792.97$437.24$1,230.21$156,299.30
144Jul 2031$795.18$435.03$1,230.21$155,504.12
145Aug 2031$797.39$432.82$1,230.21$154,706.73
146Sep 2031$799.61$430.60$1,230.21$153,907.12
147Oct 2031$801.84$428.37$1,230.21$153,105.28
148Nov 2031$804.07$426.14$1,230.21$152,301.21
149Dec 2031$806.30$423.91$1,230.21$151,494.91
2031 Total$9,529.32$5,233.2$14,762.52
150Jan 2032$808.55$421.66$1,230.21$150,686.36
151Feb 2032$810.80$419.41$1,230.21$149,875.56
152Mar 2032$813.06$417.15$1,230.21$149,062.50
153Apr 2032$815.32$414.89$1,230.21$148,247.18
154May 2032$817.59$412.62$1,230.21$147,429.59
155Jun 2032$819.86$410.35$1,230.21$146,609.73
156Jul 2032$822.15$408.06$1,230.21$145,787.58
157Aug 2032$824.43$405.78$1,230.21$144,963.15
158Sep 2032$826.73$403.48$1,230.21$144,136.42
159Oct 2032$829.03$401.18$1,230.21$143,307.39
160Nov 2032$831.34$398.87$1,230.21$142,476.05
161Dec 2032$833.65$396.56$1,230.21$141,642.40
2032 Total$9,852.51$4,910.01$14,762.52
162Jan 2033$835.97$394.24$1,230.21$140,806.43
163Feb 2033$838.30$391.91$1,230.21$139,968.13
164Mar 2033$840.63$389.58$1,230.21$139,127.50
165Apr 2033$842.97$387.24$1,230.21$138,284.53
166May 2033$845.32$384.89$1,230.21$137,439.21
167Jun 2033$847.67$382.54$1,230.21$136,591.54
168Jul 2033$850.03$380.18$1,230.21$135,741.51
169Aug 2033$852.40$377.81$1,230.21$134,889.11
170Sep 2033$854.77$375.44$1,230.21$134,034.34
171Oct 2033$857.15$373.06$1,230.21$133,177.19
172Nov 2033$859.53$370.68$1,230.21$132,317.66
173Dec 2033$861.93$368.28$1,230.21$131,455.73
2033 Total$10,186.67$4,575.85$14,762.52
174Jan 2034$864.32$365.89$1,230.21$130,591.41
175Feb 2034$866.73$363.48$1,230.21$129,724.68
176Mar 2034$869.14$361.07$1,230.21$128,855.54
177Apr 2034$871.56$358.65$1,230.21$127,983.98
178May 2034$873.99$356.22$1,230.21$127,109.99
179Jun 2034$876.42$353.79$1,230.21$126,233.57
180Jul 2034$878.86$351.35$1,230.21$125,354.71
181Aug 2034$881.31$348.90$1,230.21$124,473.40
182Sep 2034$883.76$346.45$1,230.21$123,589.64
183Oct 2034$886.22$343.99$1,230.21$122,703.42
184Nov 2034$888.69$341.52$1,230.21$121,814.73
185Dec 2034$891.16$339.05$1,230.21$120,923.57
2034 Total$10,532.16$4,230.36$14,762.52
186Jan 2035$893.64$336.57$1,230.21$120,029.93
187Feb 2035$896.13$334.08$1,230.21$119,133.80
188Mar 2035$898.62$331.59$1,230.21$118,235.18
189Apr 2035$901.12$329.09$1,230.21$117,334.06
190May 2035$903.63$326.58$1,230.21$116,430.43
191Jun 2035$906.15$324.06$1,230.21$115,524.28
192Jul 2035$908.67$321.54$1,230.21$114,615.61
193Aug 2035$911.20$319.01$1,230.21$113,704.41
194Sep 2035$913.73$316.48$1,230.21$112,790.68
195Oct 2035$916.28$313.93$1,230.21$111,874.40
196Nov 2035$918.83$311.38$1,230.21$110,955.57
197Dec 2035$921.38$308.83$1,230.21$110,034.19
2035 Total$10,889.38$3,873.14$14,762.52
198Jan 2036$923.95$306.26$1,230.21$109,110.24
199Feb 2036$926.52$303.69$1,230.21$108,183.72
200Mar 2036$929.10$301.11$1,230.21$107,254.62
201Apr 2036$931.68$298.53$1,230.21$106,322.94
202May 2036$934.28$295.93$1,230.21$105,388.66
203Jun 2036$936.88$293.33$1,230.21$104,451.78
204Jul 2036$939.49$290.72$1,230.21$103,512.29
205Aug 2036$942.10$288.11$1,230.21$102,570.19
206Sep 2036$944.72$285.49$1,230.21$101,625.47
207Oct 2036$947.35$282.86$1,230.21$100,678.12
208Nov 2036$949.99$280.22$1,230.21$99,728.13
209Dec 2036$952.63$277.58$1,230.21$98,775.50
2036 Total$11,258.69$3,503.83$14,762.52
210Jan 2037$955.28$274.93$1,230.21$97,820.22
211Feb 2037$957.94$272.27$1,230.21$96,862.28
212Mar 2037$960.61$269.60$1,230.21$95,901.67
213Apr 2037$963.28$266.93$1,230.21$94,938.39
214May 2037$965.96$264.25$1,230.21$93,972.43
215Jun 2037$968.65$261.56$1,230.21$93,003.78
216Jul 2037$971.35$258.86$1,230.21$92,032.43
217Aug 2037$974.05$256.16$1,230.21$91,058.38
218Sep 2037$976.76$253.45$1,230.21$90,081.62
219Oct 2037$979.48$250.73$1,230.21$89,102.14
220Nov 2037$982.21$248.00$1,230.21$88,119.93
221Dec 2037$984.94$245.27$1,230.21$87,134.99
2037 Total$11,640.51$3,122.01$14,762.52
222Jan 2038$987.68$242.53$1,230.21$86,147.31
223Feb 2038$990.43$239.78$1,230.21$85,156.88
224Mar 2038$993.19$237.02$1,230.21$84,163.69
225Apr 2038$995.95$234.26$1,230.21$83,167.74
226May 2038$998.73$231.48$1,230.21$82,169.01
227Jun 2038$1,001.51$228.70$1,230.21$81,167.50
228Jul 2038$1,004.29$225.92$1,230.21$80,163.21
229Aug 2038$1,007.09$223.12$1,230.21$79,156.12
230Sep 2038$1,009.89$220.32$1,230.21$78,146.23
231Oct 2038$1,012.70$217.51$1,230.21$77,133.53
232Nov 2038$1,015.52$214.69$1,230.21$76,118.01
233Dec 2038$1,018.35$211.86$1,230.21$75,099.66
2038 Total$12,035.33$2,727.19$14,762.52
234Jan 2039$1,021.18$209.03$1,230.21$74,078.48
235Feb 2039$1,024.02$206.19$1,230.21$73,054.46
236Mar 2039$1,026.88$203.33$1,230.21$72,027.58
237Apr 2039$1,029.73$200.48$1,230.21$70,997.85
238May 2039$1,032.60$197.61$1,230.21$69,965.25
239Jun 2039$1,035.47$194.74$1,230.21$68,929.78
240Jul 2039$1,038.36$191.85$1,230.21$67,891.42
241Aug 2039$1,041.25$188.96$1,230.21$66,850.17
242Sep 2039$1,044.14$186.07$1,230.21$65,806.03
243Oct 2039$1,047.05$183.16$1,230.21$64,758.98
244Nov 2039$1,049.96$180.25$1,230.21$63,709.02
245Dec 2039$1,052.89$177.32$1,230.21$62,656.13
2039 Total$12,443.53$2,318.99$14,762.52
246Jan 2040$1,055.82$174.39$1,230.21$61,600.31
247Feb 2040$1,058.76$171.45$1,230.21$60,541.55
248Mar 2040$1,061.70$168.51$1,230.21$59,479.85
249Apr 2040$1,064.66$165.55$1,230.21$58,415.19
250May 2040$1,067.62$162.59$1,230.21$57,347.57
251Jun 2040$1,070.59$159.62$1,230.21$56,276.98
252Jul 2040$1,073.57$156.64$1,230.21$55,203.41
253Aug 2040$1,076.56$153.65$1,230.21$54,126.85
254Sep 2040$1,079.56$150.65$1,230.21$53,047.29
255Oct 2040$1,082.56$147.65$1,230.21$51,964.73
256Nov 2040$1,085.57$144.64$1,230.21$50,879.16
257Dec 2040$1,088.60$141.61$1,230.21$49,790.56
2040 Total$12,865.57$1,896.95$14,762.52
258Jan 2041$1,091.63$138.58$1,230.21$48,698.93
259Feb 2041$1,094.66$135.55$1,230.21$47,604.27
260Mar 2041$1,097.71$132.50$1,230.21$46,506.56
261Apr 2041$1,100.77$129.44$1,230.21$45,405.79
262May 2041$1,103.83$126.38$1,230.21$44,301.96
263Jun 2041$1,106.90$123.31$1,230.21$43,195.06
264Jul 2041$1,109.98$120.23$1,230.21$42,085.08
265Aug 2041$1,113.07$117.14$1,230.21$40,972.01
266Sep 2041$1,116.17$114.04$1,230.21$39,855.84
267Oct 2041$1,119.28$110.93$1,230.21$38,736.56
268Nov 2041$1,122.39$107.82$1,230.21$37,614.17
269Dec 2041$1,125.52$104.69$1,230.21$36,488.65
2041 Total$13,301.91$1,460.61$14,762.52
270Jan 2042$1,128.65$101.56$1,230.21$35,360.00
271Feb 2042$1,131.79$98.42$1,230.21$34,228.21
272Mar 2042$1,134.94$95.27$1,230.21$33,093.27
273Apr 2042$1,138.10$92.11$1,230.21$31,955.17
274May 2042$1,141.27$88.94$1,230.21$30,813.90
275Jun 2042$1,144.44$85.77$1,230.21$29,669.46
276Jul 2042$1,147.63$82.58$1,230.21$28,521.83
277Aug 2042$1,150.82$79.39$1,230.21$27,371.01
278Sep 2042$1,154.03$76.18$1,230.21$26,216.98
279Oct 2042$1,157.24$72.97$1,230.21$25,059.74
280Nov 2042$1,160.46$69.75$1,230.21$23,899.28
281Dec 2042$1,163.69$66.52$1,230.21$22,735.59
2042 Total$13,753.06$1,009.46$14,762.52
282Jan 2043$1,166.93$63.28$1,230.21$21,568.66
283Feb 2043$1,170.18$60.03$1,230.21$20,398.48
284Mar 2043$1,173.43$56.78$1,230.21$19,225.05
285Apr 2043$1,176.70$53.51$1,230.21$18,048.35
286May 2043$1,179.98$50.23$1,230.21$16,868.37
287Jun 2043$1,183.26$46.95$1,230.21$15,685.11
288Jul 2043$1,186.55$43.66$1,230.21$14,498.56
289Aug 2043$1,189.86$40.35$1,230.21$13,308.70
290Sep 2043$1,193.17$37.04$1,230.21$12,115.53
291Oct 2043$1,196.49$33.72$1,230.21$10,919.04
292Nov 2043$1,199.82$30.39$1,230.21$9,719.22
293Dec 2043$1,203.16$27.05$1,230.21$8,516.06
2043 Total$14,219.53$542.99$14,762.52
294Jan 2044$1,206.51$23.70$1,230.21$7,309.55
295Feb 2044$1,209.87$20.34$1,230.21$6,099.68
296Mar 2044$1,213.23$16.98$1,230.21$4,886.45
297Apr 2044$1,216.61$13.60$1,230.21$3,669.84
298May 2044$1,220.00$10.21$1,230.21$2,449.84
299Jun 2044$1,223.39$6.82$1,230.21$1,226.45
300Jul 2044$1,226.45$3.41$1,229.86$0.00
2044 Total$8,516.06$95.06$8,611.12
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