Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
specialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees
Get one of the lowest variable interest rates on the market
Smart Home Loan
Interest rate structure
$250k - $400kCalculate how much you can borrow
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Bonus rates on term deposits, discounts on home, landlord's and comprehensive car insurance.
Macquarie Credit Union is a financial institution that offers a full range of banking services including home and car loans, savings deposits, credit cards and insurance products.
Macquarie Credit Union, based in Dubbo, was established to service the needs of the employees and families of local, state or federal government agencies in NSW or the ACT and essential energy services. Anyone working for these organisations or residing in the Dubbo local government area can become a member.
The credit union meets the same regulatory standards as banks and is a long-standing financial service provider. The difference between credit unions and the banks is that Macquarie Credit Union guarantees to serve its members first rather than profit making.
Macquarie Credit Union Home Loan Calculator
Interested in a Macquarie Credit Union home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Macquarie Credit Union compares to its competitors. Simply plug in your borrowing amount below.