3.03%
3.05%
Smart Home Loan
Maximum LVR | Maximum LVR 80% |
|---|---|
Interest rate structure | Interest rate structure Fixed - 1 year |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 5 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Allowed with restrictions |
Redraw facility | Redraw facility |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $400.00 |
Application fee | Application fee $0 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $200 |
Legal fee | Legal fee $200 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $350 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
Maximum LVR | Maximum LVR 80% |
|---|---|
Interest rate structure | Interest rate structure Fixed - 1 year |
Borrowing range | |
Total repayments | |
Principal & interest | Principal & interest |
Interest only | Interest only |
Loan term | Loan term 5 - 30 years |
Offset account | Offset account |
Extra repayments | Extra repayments Allowed with restrictions |
Redraw facility | Redraw facility |
Allows split interest | Allows split interest |
Suitable For | Suitable ForOwner Occupiers |
Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
|---|---|
Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
Estimated upfront fees | Estimated upfront fees $400.00 |
Application fee | Application fee $0 |
Settlement fee | Settlement fee $0 |
Valuation fee | Valuation fee $200 |
Legal fee | Legal fee $200 |
Ongoing fee | Ongoing fee $0 |
Discharge fee | Discharge fee $350 |
Property Type | Property Type |
SMSF Trustee | SMSF Trustee |
Minimum SMSF Amount | Minimum SMSF Amount |
ME Bank, or Members Equity Bank, was founded in 1994 and is owned by a group of industry super funds.
It provides a range of home loans to customers, including owner-occupier mortgages, investor mortgages, refinancing loans and high-LVR loans, among others.
ME Bank is an online-only bank, meaning home loan applications must be completed over the phone or by arranging a meeting with a mobile home loan specialist. General customer service is also available online or over the phone.
