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  4. Advantage Standard Investment Loan

Advantage Standard Investment Loan

  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.74%

Comparison rate* p.a.

6.53%

Advantage Standard Investment Loan

  • Investor
  • Variable
  • 20% min deposit
  • P&I

Interest rate p.a.

6.74%

Comparison rate* p.a.

6.53%

Mortgage House Variable Rate Home Loan overview

For Advantage Standard Investment Loan (LVR < 80%)

No owner occupier products available

Details

Maximum LVR

80%

Total repayments
Interest rate type

Variable

Borrowing range

$150k - $100m

Suitable for

Investors

Loan term range

1 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Mortgage House to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$445

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$445

Other upfront fee

$0

Ongoing fee

$10

Discharge fee

$500

Pros and Cons

For Advantage Standard Investment Loan

Benefits

  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

Drawbacks

  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

How to apply

If you'd like to apply for this home loan or just get more information, follow the application process to speak to an Mortgage House mortgage specialist.
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