Advantage Home Loan (LVR < 70%) (PAYG - Essentials) from Mortgage House

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$350,000
Advertised rate
3.29%
Variable
Loan term
over 12 years
Repayment Frequency
Monthly
Monthly repayment
$2,945
Number of Repayments
144
Total Interest Paid
$74,080
Total repayments
$424,080
DatePrincipleInterestPaymentBalance
1Dec 2019$1,985.54$959.58$2,945.12$348,014.46
2019 Total$1,985.54$959.58$2,945.12
2Jan 2020$1,990.98$954.14$2,945.12$346,023.48
3Feb 2020$1,996.44$948.68$2,945.12$344,027.04
4Mar 2020$2,001.91$943.21$2,945.12$342,025.13
5Apr 2020$2,007.40$937.72$2,945.12$340,017.73
6May 2020$2,012.90$932.22$2,945.12$338,004.83
7Jun 2020$2,018.42$926.70$2,945.12$335,986.41
8Jul 2020$2,023.96$921.16$2,945.12$333,962.45
9Aug 2020$2,029.51$915.61$2,945.12$331,932.94
10Sep 2020$2,035.07$910.05$2,945.12$329,897.87
11Oct 2020$2,040.65$904.47$2,945.12$327,857.22
12Nov 2020$2,046.24$898.88$2,945.12$325,810.98
13Dec 2020$2,051.85$893.27$2,945.12$323,759.13
2020 Total$24,255.33$11,086.11$35,341.44
14Jan 2021$2,057.48$887.64$2,945.12$321,701.65
15Feb 2021$2,063.12$882.00$2,945.12$319,638.53
16Mar 2021$2,068.78$876.34$2,945.12$317,569.75
17Apr 2021$2,074.45$870.67$2,945.12$315,495.30
18May 2021$2,080.14$864.98$2,945.12$313,415.16
19Jun 2021$2,085.84$859.28$2,945.12$311,329.32
20Jul 2021$2,091.56$853.56$2,945.12$309,237.76
21Aug 2021$2,097.29$847.83$2,945.12$307,140.47
22Sep 2021$2,103.04$842.08$2,945.12$305,037.43
23Oct 2021$2,108.81$836.31$2,945.12$302,928.62
24Nov 2021$2,114.59$830.53$2,945.12$300,814.03
25Dec 2021$2,120.39$824.73$2,945.12$298,693.64
2021 Total$25,065.49$10,275.95$35,341.44
26Jan 2022$2,126.20$818.92$2,945.12$296,567.44
27Feb 2022$2,132.03$813.09$2,945.12$294,435.41
28Mar 2022$2,137.88$807.24$2,945.12$292,297.53
29Apr 2022$2,143.74$801.38$2,945.12$290,153.79
30May 2022$2,149.62$795.50$2,945.12$288,004.17
31Jun 2022$2,155.51$789.61$2,945.12$285,848.66
32Jul 2022$2,161.42$783.70$2,945.12$283,687.24
33Aug 2022$2,167.34$777.78$2,945.12$281,519.90
34Sep 2022$2,173.29$771.83$2,945.12$279,346.61
35Oct 2022$2,179.24$765.88$2,945.12$277,167.37
36Nov 2022$2,185.22$759.90$2,945.12$274,982.15
37Dec 2022$2,191.21$753.91$2,945.12$272,790.94
2022 Total$25,902.7$9,438.74$35,341.44
38Jan 2023$2,197.22$747.90$2,945.12$270,593.72
39Feb 2023$2,203.24$741.88$2,945.12$268,390.48
40Mar 2023$2,209.28$735.84$2,945.12$266,181.20
41Apr 2023$2,215.34$729.78$2,945.12$263,965.86
42May 2023$2,221.41$723.71$2,945.12$261,744.45
43Jun 2023$2,227.50$717.62$2,945.12$259,516.95
44Jul 2023$2,233.61$711.51$2,945.12$257,283.34
45Aug 2023$2,239.73$705.39$2,945.12$255,043.61
46Sep 2023$2,245.88$699.24$2,945.12$252,797.73
47Oct 2023$2,252.03$693.09$2,945.12$250,545.70
48Nov 2023$2,258.21$686.91$2,945.12$248,287.49
49Dec 2023$2,264.40$680.72$2,945.12$246,023.09
2023 Total$26,767.85$8,573.59$35,341.44
50Jan 2024$2,270.61$674.51$2,945.12$243,752.48
51Feb 2024$2,276.83$668.29$2,945.12$241,475.65
52Mar 2024$2,283.07$662.05$2,945.12$239,192.58
53Apr 2024$2,289.33$655.79$2,945.12$236,903.25
54May 2024$2,295.61$649.51$2,945.12$234,607.64
55Jun 2024$2,301.90$643.22$2,945.12$232,305.74
56Jul 2024$2,308.22$636.90$2,945.12$229,997.52
57Aug 2024$2,314.54$630.58$2,945.12$227,682.98
58Sep 2024$2,320.89$624.23$2,945.12$225,362.09
59Oct 2024$2,327.25$617.87$2,945.12$223,034.84
60Nov 2024$2,333.63$611.49$2,945.12$220,701.21
61Dec 2024$2,340.03$605.09$2,945.12$218,361.18
2024 Total$27,661.91$7,679.53$35,341.44
62Jan 2025$2,346.45$598.67$2,945.12$216,014.73
63Feb 2025$2,352.88$592.24$2,945.12$213,661.85
64Mar 2025$2,359.33$585.79$2,945.12$211,302.52
65Apr 2025$2,365.80$579.32$2,945.12$208,936.72
66May 2025$2,372.29$572.83$2,945.12$206,564.43
67Jun 2025$2,378.79$566.33$2,945.12$204,185.64
68Jul 2025$2,385.31$559.81$2,945.12$201,800.33
69Aug 2025$2,391.85$553.27$2,945.12$199,408.48
70Sep 2025$2,398.41$546.71$2,945.12$197,010.07
71Oct 2025$2,404.98$540.14$2,945.12$194,605.09
72Nov 2025$2,411.58$533.54$2,945.12$192,193.51
73Dec 2025$2,418.19$526.93$2,945.12$189,775.32
2025 Total$28,585.86$6,755.58$35,341.44
74Jan 2026$2,424.82$520.30$2,945.12$187,350.50
75Feb 2026$2,431.47$513.65$2,945.12$184,919.03
76Mar 2026$2,438.13$506.99$2,945.12$182,480.90
77Apr 2026$2,444.82$500.30$2,945.12$180,036.08
78May 2026$2,451.52$493.60$2,945.12$177,584.56
79Jun 2026$2,458.24$486.88$2,945.12$175,126.32
80Jul 2026$2,464.98$480.14$2,945.12$172,661.34
81Aug 2026$2,471.74$473.38$2,945.12$170,189.60
82Sep 2026$2,478.52$466.60$2,945.12$167,711.08
83Oct 2026$2,485.31$459.81$2,945.12$165,225.77
84Nov 2026$2,492.13$452.99$2,945.12$162,733.64
85Dec 2026$2,498.96$446.16$2,945.12$160,234.68
2026 Total$29,540.64$5,800.8$35,341.44
86Jan 2027$2,505.81$439.31$2,945.12$157,728.87
87Feb 2027$2,512.68$432.44$2,945.12$155,216.19
88Mar 2027$2,519.57$425.55$2,945.12$152,696.62
89Apr 2027$2,526.48$418.64$2,945.12$150,170.14
90May 2027$2,533.40$411.72$2,945.12$147,636.74
91Jun 2027$2,540.35$404.77$2,945.12$145,096.39
92Jul 2027$2,547.31$397.81$2,945.12$142,549.08
93Aug 2027$2,554.30$390.82$2,945.12$139,994.78
94Sep 2027$2,561.30$383.82$2,945.12$137,433.48
95Oct 2027$2,568.32$376.80$2,945.12$134,865.16
96Nov 2027$2,575.36$369.76$2,945.12$132,289.80
97Dec 2027$2,582.43$362.69$2,945.12$129,707.37
2027 Total$30,527.31$4,814.13$35,341.44
98Jan 2028$2,589.51$355.61$2,945.12$127,117.86
99Feb 2028$2,596.61$348.51$2,945.12$124,521.25
100Mar 2028$2,603.72$341.40$2,945.12$121,917.53
101Apr 2028$2,610.86$334.26$2,945.12$119,306.67
102May 2028$2,618.02$327.10$2,945.12$116,688.65
103Jun 2028$2,625.20$319.92$2,945.12$114,063.45
104Jul 2028$2,632.40$312.72$2,945.12$111,431.05
105Aug 2028$2,639.61$305.51$2,945.12$108,791.44
106Sep 2028$2,646.85$298.27$2,945.12$106,144.59
107Oct 2028$2,654.11$291.01$2,945.12$103,490.48
108Nov 2028$2,661.38$283.74$2,945.12$100,829.10
109Dec 2028$2,668.68$276.44$2,945.12$98,160.42
2028 Total$31,546.95$3,794.49$35,341.44
110Jan 2029$2,676.00$269.12$2,945.12$95,484.42
111Feb 2029$2,683.33$261.79$2,945.12$92,801.09
112Mar 2029$2,690.69$254.43$2,945.12$90,110.40
113Apr 2029$2,698.07$247.05$2,945.12$87,412.33
114May 2029$2,705.46$239.66$2,945.12$84,706.87
115Jun 2029$2,712.88$232.24$2,945.12$81,993.99
116Jul 2029$2,720.32$224.80$2,945.12$79,273.67
117Aug 2029$2,727.78$217.34$2,945.12$76,545.89
118Sep 2029$2,735.26$209.86$2,945.12$73,810.63
119Oct 2029$2,742.76$202.36$2,945.12$71,067.87
120Nov 2029$2,750.28$194.84$2,945.12$68,317.59
121Dec 2029$2,757.82$187.30$2,945.12$65,559.77
2029 Total$32,600.65$2,740.79$35,341.44
122Jan 2030$2,765.38$179.74$2,945.12$62,794.39
123Feb 2030$2,772.96$172.16$2,945.12$60,021.43
124Mar 2030$2,780.56$164.56$2,945.12$57,240.87
125Apr 2030$2,788.18$156.94$2,945.12$54,452.69
126May 2030$2,795.83$149.29$2,945.12$51,656.86
127Jun 2030$2,803.49$141.63$2,945.12$48,853.37
128Jul 2030$2,811.18$133.94$2,945.12$46,042.19
129Aug 2030$2,818.89$126.23$2,945.12$43,223.30
130Sep 2030$2,826.62$118.50$2,945.12$40,396.68
131Oct 2030$2,834.37$110.75$2,945.12$37,562.31
132Nov 2030$2,842.14$102.98$2,945.12$34,720.17
133Dec 2030$2,849.93$95.19$2,945.12$31,870.24
2030 Total$33,689.53$1,651.91$35,341.44
134Jan 2031$2,857.74$87.38$2,945.12$29,012.50
135Feb 2031$2,865.58$79.54$2,945.12$26,146.92
136Mar 2031$2,873.43$71.69$2,945.12$23,273.49
137Apr 2031$2,881.31$63.81$2,945.12$20,392.18
138May 2031$2,889.21$55.91$2,945.12$17,502.97
139Jun 2031$2,897.13$47.99$2,945.12$14,605.84
140Jul 2031$2,905.08$40.04$2,945.12$11,700.76
141Aug 2031$2,913.04$32.08$2,945.12$8,787.72
142Sep 2031$2,921.03$24.09$2,945.12$5,866.69
143Oct 2031$2,929.04$16.08$2,945.12$2,937.65
144Nov 2031$2,937.07$8.05$2,945.12$0.58
2031 Total$31,869.66$526.66$32,396.32
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