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Some of the best home loans for investors in November 2021

Some of the best home loans for investors in November 2021

It’s not yet completely clear what Australian property investors can expect over the next few years. While some analysts are forecasting another year of rising house prices before a fall in 2023, there are still a lot of unknown factors to consider that could affect how things shake out.

Investors seeking stability may be interested in comparing fixed interest rate offers, as these could help to keep your mortgage repayments consistent until you have a better idea of what to expect.

Here are some of the top-rated options from RateCity’s Leaderboards, which rank home loans by their Real Time Ratings™ to better indicate their overall value.

Some of the best 5-year fixed investor home loans

It’s important to remember that fixed rates are no longer as low as they once were, with some major banks hiking fixed rate offers multiple times over the past month. One strategy that has proven popular with investors in the past is to opt for a fixed-rate mortgage that allows interest-only repayments, effectively lowering the month to month cost of the loan. Of course, this option could also mean paying more interest on the property over the longer term.

Some of the best interest only investor home loans

While some banks have been hiking fixed rate offers, some have also been slashing their variable interest rate deals. This not only includes the major lenders, but some of the smaller banks and non-bank lenders too, whose popularity has reportedly been growing, according to brokers.

Some of the best variable investor home loans

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This article was reviewed by Personal Finance Editor Georgia Brown before it was published as part of RateCity's Fact Check process.

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