Fixed Home Loan (Interest Only) 5 Years (LVR < 80%) from MyState Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
4.59%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,148
Number of Repayments
300
Total Interest Paid
$44,400
Total repayments
$344,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$535.36$1,147.50$1,682.86$299,464.64
2Feb 2020$537.41$1,145.45$1,682.86$298,927.23
3Mar 2020$539.46$1,143.40$1,682.86$298,387.77
4Apr 2020$541.53$1,141.33$1,682.86$297,846.24
5May 2020$543.60$1,139.26$1,682.86$297,302.64
6Jun 2020$545.68$1,137.18$1,682.86$296,756.96
7Jul 2020$547.76$1,135.10$1,682.86$296,209.20
8Aug 2020$549.86$1,133.00$1,682.86$295,659.34
9Sep 2020$551.96$1,130.90$1,682.86$295,107.38
10Oct 2020$554.07$1,128.79$1,682.86$294,553.31
11Nov 2020$556.19$1,126.67$1,682.86$293,997.12
12Dec 2020$558.32$1,124.54$1,682.86$293,438.80
2020 Total$6,561.2$13,633.12$20,194.32
13Jan 2021$560.46$1,122.40$1,682.86$292,878.34
14Feb 2021$562.60$1,120.26$1,682.86$292,315.74
15Mar 2021$564.75$1,118.11$1,682.86$291,750.99
16Apr 2021$566.91$1,115.95$1,682.86$291,184.08
17May 2021$569.08$1,113.78$1,682.86$290,615.00
18Jun 2021$571.26$1,111.60$1,682.86$290,043.74
19Jul 2021$573.44$1,109.42$1,682.86$289,470.30
20Aug 2021$575.64$1,107.22$1,682.86$288,894.66
21Sep 2021$577.84$1,105.02$1,682.86$288,316.82
22Oct 2021$580.05$1,102.81$1,682.86$287,736.77
23Nov 2021$582.27$1,100.59$1,682.86$287,154.50
24Dec 2021$584.49$1,098.37$1,682.86$286,570.01
2021 Total$6,868.79$13,325.53$20,194.32
25Jan 2022$586.73$1,096.13$1,682.86$285,983.28
26Feb 2022$588.97$1,093.89$1,682.86$285,394.31
27Mar 2022$591.23$1,091.63$1,682.86$284,803.08
28Apr 2022$593.49$1,089.37$1,682.86$284,209.59
29May 2022$595.76$1,087.10$1,682.86$283,613.83
30Jun 2022$598.04$1,084.82$1,682.86$283,015.79
31Jul 2022$600.32$1,082.54$1,682.86$282,415.47
32Aug 2022$602.62$1,080.24$1,682.86$281,812.85
33Sep 2022$604.93$1,077.93$1,682.86$281,207.92
34Oct 2022$607.24$1,075.62$1,682.86$280,600.68
35Nov 2022$609.56$1,073.30$1,682.86$279,991.12
36Dec 2022$611.89$1,070.97$1,682.86$279,379.23
2022 Total$7,190.78$13,003.54$20,194.32
37Jan 2023$614.23$1,068.63$1,682.86$278,765.00
38Feb 2023$616.58$1,066.28$1,682.86$278,148.42
39Mar 2023$618.94$1,063.92$1,682.86$277,529.48
40Apr 2023$621.31$1,061.55$1,682.86$276,908.17
41May 2023$623.69$1,059.17$1,682.86$276,284.48
42Jun 2023$626.07$1,056.79$1,682.86$275,658.41
43Jul 2023$628.47$1,054.39$1,682.86$275,029.94
44Aug 2023$630.87$1,051.99$1,682.86$274,399.07
45Sep 2023$633.28$1,049.58$1,682.86$273,765.79
46Oct 2023$635.71$1,047.15$1,682.86$273,130.08
47Nov 2023$638.14$1,044.72$1,682.86$272,491.94
48Dec 2023$640.58$1,042.28$1,682.86$271,851.36
2023 Total$7,527.87$12,666.45$20,194.32
49Jan 2024$643.03$1,039.83$1,682.86$271,208.33
50Feb 2024$645.49$1,037.37$1,682.86$270,562.84
51Mar 2024$647.96$1,034.90$1,682.86$269,914.88
52Apr 2024$650.44$1,032.42$1,682.86$269,264.44
53May 2024$652.92$1,029.94$1,682.86$268,611.52
54Jun 2024$655.42$1,027.44$1,682.86$267,956.10
55Jul 2024$657.93$1,024.93$1,682.86$267,298.17
56Aug 2024$660.44$1,022.42$1,682.86$266,637.73
57Sep 2024$662.97$1,019.89$1,682.86$265,974.76
58Oct 2024$665.51$1,017.35$1,682.86$265,309.25
59Nov 2024$668.05$1,014.81$1,682.86$264,641.20
60Dec 2024$670.61$1,012.25$1,682.86$263,970.59
2024 Total$7,880.77$12,313.55$20,194.32
61Jan 2025$673.17$1,009.69$1,682.86$263,297.42
62Feb 2025$675.75$1,007.11$1,682.86$262,621.67
63Mar 2025$678.33$1,004.53$1,682.86$261,943.34
64Apr 2025$680.93$1,001.93$1,682.86$261,262.41
65May 2025$683.53$999.33$1,682.86$260,578.88
66Jun 2025$686.15$996.71$1,682.86$259,892.73
67Jul 2025$688.77$994.09$1,682.86$259,203.96
68Aug 2025$691.40$991.46$1,682.86$258,512.56
69Sep 2025$694.05$988.81$1,682.86$257,818.51
70Oct 2025$696.70$986.16$1,682.86$257,121.81
71Nov 2025$699.37$983.49$1,682.86$256,422.44
72Dec 2025$702.04$980.82$1,682.86$255,720.40
2025 Total$8,250.19$11,944.13$20,194.32
73Jan 2026$704.73$978.13$1,682.86$255,015.67
74Feb 2026$707.43$975.43$1,682.86$254,308.24
75Mar 2026$710.13$972.73$1,682.86$253,598.11
76Apr 2026$712.85$970.01$1,682.86$252,885.26
77May 2026$715.57$967.29$1,682.86$252,169.69
78Jun 2026$718.31$964.55$1,682.86$251,451.38
79Jul 2026$721.06$961.80$1,682.86$250,730.32
80Aug 2026$723.82$959.04$1,682.86$250,006.50
81Sep 2026$726.59$956.27$1,682.86$249,279.91
82Oct 2026$729.36$953.50$1,682.86$248,550.55
83Nov 2026$732.15$950.71$1,682.86$247,818.40
84Dec 2026$734.95$947.91$1,682.86$247,083.45
2026 Total$8,636.95$11,557.37$20,194.32
85Jan 2027$737.77$945.09$1,682.86$246,345.68
86Feb 2027$740.59$942.27$1,682.86$245,605.09
87Mar 2027$743.42$939.44$1,682.86$244,861.67
88Apr 2027$746.26$936.60$1,682.86$244,115.41
89May 2027$749.12$933.74$1,682.86$243,366.29
90Jun 2027$751.98$930.88$1,682.86$242,614.31
91Jul 2027$754.86$928.00$1,682.86$241,859.45
92Aug 2027$757.75$925.11$1,682.86$241,101.70
93Sep 2027$760.65$922.21$1,682.86$240,341.05
94Oct 2027$763.56$919.30$1,682.86$239,577.49
95Nov 2027$766.48$916.38$1,682.86$238,811.01
96Dec 2027$769.41$913.45$1,682.86$238,041.60
2027 Total$9,041.85$11,152.47$20,194.32
97Jan 2028$772.35$910.51$1,682.86$237,269.25
98Feb 2028$775.31$907.55$1,682.86$236,493.94
99Mar 2028$778.27$904.59$1,682.86$235,715.67
100Apr 2028$781.25$901.61$1,682.86$234,934.42
101May 2028$784.24$898.62$1,682.86$234,150.18
102Jun 2028$787.24$895.62$1,682.86$233,362.94
103Jul 2028$790.25$892.61$1,682.86$232,572.69
104Aug 2028$793.27$889.59$1,682.86$231,779.42
105Sep 2028$796.30$886.56$1,682.86$230,983.12
106Oct 2028$799.35$883.51$1,682.86$230,183.77
107Nov 2028$802.41$880.45$1,682.86$229,381.36
108Dec 2028$805.48$877.38$1,682.86$228,575.88
2028 Total$9,465.72$10,728.6$20,194.32
109Jan 2029$808.56$874.30$1,682.86$227,767.32
110Feb 2029$811.65$871.21$1,682.86$226,955.67
111Mar 2029$814.75$868.11$1,682.86$226,140.92
112Apr 2029$817.87$864.99$1,682.86$225,323.05
113May 2029$821.00$861.86$1,682.86$224,502.05
114Jun 2029$824.14$858.72$1,682.86$223,677.91
115Jul 2029$827.29$855.57$1,682.86$222,850.62
116Aug 2029$830.46$852.40$1,682.86$222,020.16
117Sep 2029$833.63$849.23$1,682.86$221,186.53
118Oct 2029$836.82$846.04$1,682.86$220,349.71
119Nov 2029$840.02$842.84$1,682.86$219,509.69
120Dec 2029$843.24$839.62$1,682.86$218,666.45
2029 Total$9,909.43$10,284.89$20,194.32
121Jan 2030$846.46$836.40$1,682.86$217,819.99
122Feb 2030$849.70$833.16$1,682.86$216,970.29
123Mar 2030$852.95$829.91$1,682.86$216,117.34
124Apr 2030$856.21$826.65$1,682.86$215,261.13
125May 2030$859.49$823.37$1,682.86$214,401.64
126Jun 2030$862.77$820.09$1,682.86$213,538.87
127Jul 2030$866.07$816.79$1,682.86$212,672.80
128Aug 2030$869.39$813.47$1,682.86$211,803.41
129Sep 2030$872.71$810.15$1,682.86$210,930.70
130Oct 2030$876.05$806.81$1,682.86$210,054.65
131Nov 2030$879.40$803.46$1,682.86$209,175.25
132Dec 2030$882.76$800.10$1,682.86$208,292.49
2030 Total$10,373.96$9,820.36$20,194.32
133Jan 2031$886.14$796.72$1,682.86$207,406.35
134Feb 2031$889.53$793.33$1,682.86$206,516.82
135Mar 2031$892.93$789.93$1,682.86$205,623.89
136Apr 2031$896.35$786.51$1,682.86$204,727.54
137May 2031$899.78$783.08$1,682.86$203,827.76
138Jun 2031$903.22$779.64$1,682.86$202,924.54
139Jul 2031$906.67$776.19$1,682.86$202,017.87
140Aug 2031$910.14$772.72$1,682.86$201,107.73
141Sep 2031$913.62$769.24$1,682.86$200,194.11
142Oct 2031$917.12$765.74$1,682.86$199,276.99
143Nov 2031$920.63$762.23$1,682.86$198,356.36
144Dec 2031$924.15$758.71$1,682.86$197,432.21
2031 Total$10,860.28$9,334.04$20,194.32
145Jan 2032$927.68$755.18$1,682.86$196,504.53
146Feb 2032$931.23$751.63$1,682.86$195,573.30
147Mar 2032$934.79$748.07$1,682.86$194,638.51
148Apr 2032$938.37$744.49$1,682.86$193,700.14
149May 2032$941.96$740.90$1,682.86$192,758.18
150Jun 2032$945.56$737.30$1,682.86$191,812.62
151Jul 2032$949.18$733.68$1,682.86$190,863.44
152Aug 2032$952.81$730.05$1,682.86$189,910.63
153Sep 2032$956.45$726.41$1,682.86$188,954.18
154Oct 2032$960.11$722.75$1,682.86$187,994.07
155Nov 2032$963.78$719.08$1,682.86$187,030.29
156Dec 2032$967.47$715.39$1,682.86$186,062.82
2032 Total$11,369.39$8,824.93$20,194.32
157Jan 2033$971.17$711.69$1,682.86$185,091.65
158Feb 2033$974.88$707.98$1,682.86$184,116.77
159Mar 2033$978.61$704.25$1,682.86$183,138.16
160Apr 2033$982.36$700.50$1,682.86$182,155.80
161May 2033$986.11$696.75$1,682.86$181,169.69
162Jun 2033$989.89$692.97$1,682.86$180,179.80
163Jul 2033$993.67$689.19$1,682.86$179,186.13
164Aug 2033$997.47$685.39$1,682.86$178,188.66
165Sep 2033$1,001.29$681.57$1,682.86$177,187.37
166Oct 2033$1,005.12$677.74$1,682.86$176,182.25
167Nov 2033$1,008.96$673.90$1,682.86$175,173.29
168Dec 2033$1,012.82$670.04$1,682.86$174,160.47
2033 Total$11,902.35$8,291.97$20,194.32
169Jan 2034$1,016.70$666.16$1,682.86$173,143.77
170Feb 2034$1,020.59$662.27$1,682.86$172,123.18
171Mar 2034$1,024.49$658.37$1,682.86$171,098.69
172Apr 2034$1,028.41$654.45$1,682.86$170,070.28
173May 2034$1,032.34$650.52$1,682.86$169,037.94
174Jun 2034$1,036.29$646.57$1,682.86$168,001.65
175Jul 2034$1,040.25$642.61$1,682.86$166,961.40
176Aug 2034$1,044.23$638.63$1,682.86$165,917.17
177Sep 2034$1,048.23$634.63$1,682.86$164,868.94
178Oct 2034$1,052.24$630.62$1,682.86$163,816.70
179Nov 2034$1,056.26$626.60$1,682.86$162,760.44
180Dec 2034$1,060.30$622.56$1,682.86$161,700.14
2034 Total$12,460.33$7,733.99$20,194.32
181Jan 2035$1,064.36$618.50$1,682.86$160,635.78
182Feb 2035$1,068.43$614.43$1,682.86$159,567.35
183Mar 2035$1,072.51$610.35$1,682.86$158,494.84
184Apr 2035$1,076.62$606.24$1,682.86$157,418.22
185May 2035$1,080.74$602.12$1,682.86$156,337.48
186Jun 2035$1,084.87$597.99$1,682.86$155,252.61
187Jul 2035$1,089.02$593.84$1,682.86$154,163.59
188Aug 2035$1,093.18$589.68$1,682.86$153,070.41
189Sep 2035$1,097.37$585.49$1,682.86$151,973.04
190Oct 2035$1,101.56$581.30$1,682.86$150,871.48
191Nov 2035$1,105.78$577.08$1,682.86$149,765.70
192Dec 2035$1,110.01$572.85$1,682.86$148,655.69
2035 Total$13,044.45$7,149.87$20,194.32
193Jan 2036$1,114.25$568.61$1,682.86$147,541.44
194Feb 2036$1,118.51$564.35$1,682.86$146,422.93
195Mar 2036$1,122.79$560.07$1,682.86$145,300.14
196Apr 2036$1,127.09$555.77$1,682.86$144,173.05
197May 2036$1,131.40$551.46$1,682.86$143,041.65
198Jun 2036$1,135.73$547.13$1,682.86$141,905.92
199Jul 2036$1,140.07$542.79$1,682.86$140,765.85
200Aug 2036$1,144.43$538.43$1,682.86$139,621.42
201Sep 2036$1,148.81$534.05$1,682.86$138,472.61
202Oct 2036$1,153.20$529.66$1,682.86$137,319.41
203Nov 2036$1,157.61$525.25$1,682.86$136,161.80
204Dec 2036$1,162.04$520.82$1,682.86$134,999.76
2036 Total$13,655.93$6,538.39$20,194.32
205Jan 2037$1,166.49$516.37$1,682.86$133,833.27
206Feb 2037$1,170.95$511.91$1,682.86$132,662.32
207Mar 2037$1,175.43$507.43$1,682.86$131,486.89
208Apr 2037$1,179.92$502.94$1,682.86$130,306.97
209May 2037$1,184.44$498.42$1,682.86$129,122.53
210Jun 2037$1,188.97$493.89$1,682.86$127,933.56
211Jul 2037$1,193.51$489.35$1,682.86$126,740.05
212Aug 2037$1,198.08$484.78$1,682.86$125,541.97
213Sep 2037$1,202.66$480.20$1,682.86$124,339.31
214Oct 2037$1,207.26$475.60$1,682.86$123,132.05
215Nov 2037$1,211.88$470.98$1,682.86$121,920.17
216Dec 2037$1,216.52$466.34$1,682.86$120,703.65
2037 Total$14,296.11$5,898.21$20,194.32
217Jan 2038$1,221.17$461.69$1,682.86$119,482.48
218Feb 2038$1,225.84$457.02$1,682.86$118,256.64
219Mar 2038$1,230.53$452.33$1,682.86$117,026.11
220Apr 2038$1,235.24$447.62$1,682.86$115,790.87
221May 2038$1,239.96$442.90$1,682.86$114,550.91
222Jun 2038$1,244.70$438.16$1,682.86$113,306.21
223Jul 2038$1,249.46$433.40$1,682.86$112,056.75
224Aug 2038$1,254.24$428.62$1,682.86$110,802.51
225Sep 2038$1,259.04$423.82$1,682.86$109,543.47
226Oct 2038$1,263.86$419.00$1,682.86$108,279.61
227Nov 2038$1,268.69$414.17$1,682.86$107,010.92
228Dec 2038$1,273.54$409.32$1,682.86$105,737.38
2038 Total$14,966.27$5,228.05$20,194.32
229Jan 2039$1,278.41$404.45$1,682.86$104,458.97
230Feb 2039$1,283.30$399.56$1,682.86$103,175.67
231Mar 2039$1,288.21$394.65$1,682.86$101,887.46
232Apr 2039$1,293.14$389.72$1,682.86$100,594.32
233May 2039$1,298.09$384.77$1,682.86$99,296.23
234Jun 2039$1,303.05$379.81$1,682.86$97,993.18
235Jul 2039$1,308.04$374.82$1,682.86$96,685.14
236Aug 2039$1,313.04$369.82$1,682.86$95,372.10
237Sep 2039$1,318.06$364.80$1,682.86$94,054.04
238Oct 2039$1,323.10$359.76$1,682.86$92,730.94
239Nov 2039$1,328.16$354.70$1,682.86$91,402.78
240Dec 2039$1,333.24$349.62$1,682.86$90,069.54
2039 Total$15,667.84$4,526.48$20,194.32
241Jan 2040$1,338.34$344.52$1,682.86$88,731.20
242Feb 2040$1,343.46$339.40$1,682.86$87,387.74
243Mar 2040$1,348.60$334.26$1,682.86$86,039.14
244Apr 2040$1,353.76$329.10$1,682.86$84,685.38
245May 2040$1,358.94$323.92$1,682.86$83,326.44
246Jun 2040$1,364.14$318.72$1,682.86$81,962.30
247Jul 2040$1,369.35$313.51$1,682.86$80,592.95
248Aug 2040$1,374.59$308.27$1,682.86$79,218.36
249Sep 2040$1,379.85$303.01$1,682.86$77,838.51
250Oct 2040$1,385.13$297.73$1,682.86$76,453.38
251Nov 2040$1,390.43$292.43$1,682.86$75,062.95
252Dec 2040$1,395.74$287.12$1,682.86$73,667.21
2040 Total$16,402.33$3,791.99$20,194.32
253Jan 2041$1,401.08$281.78$1,682.86$72,266.13
254Feb 2041$1,406.44$276.42$1,682.86$70,859.69
255Mar 2041$1,411.82$271.04$1,682.86$69,447.87
256Apr 2041$1,417.22$265.64$1,682.86$68,030.65
257May 2041$1,422.64$260.22$1,682.86$66,608.01
258Jun 2041$1,428.08$254.78$1,682.86$65,179.93
259Jul 2041$1,433.55$249.31$1,682.86$63,746.38
260Aug 2041$1,439.03$243.83$1,682.86$62,307.35
261Sep 2041$1,444.53$238.33$1,682.86$60,862.82
262Oct 2041$1,450.06$232.80$1,682.86$59,412.76
263Nov 2041$1,455.61$227.25$1,682.86$57,957.15
264Dec 2041$1,461.17$221.69$1,682.86$56,495.98
2041 Total$17,171.23$3,023.09$20,194.32
265Jan 2042$1,466.76$216.10$1,682.86$55,029.22
266Feb 2042$1,472.37$210.49$1,682.86$53,556.85
267Mar 2042$1,478.01$204.85$1,682.86$52,078.84
268Apr 2042$1,483.66$199.20$1,682.86$50,595.18
269May 2042$1,489.33$193.53$1,682.86$49,105.85
270Jun 2042$1,495.03$187.83$1,682.86$47,610.82
271Jul 2042$1,500.75$182.11$1,682.86$46,110.07
272Aug 2042$1,506.49$176.37$1,682.86$44,603.58
273Sep 2042$1,512.25$170.61$1,682.86$43,091.33
274Oct 2042$1,518.04$164.82$1,682.86$41,573.29
275Nov 2042$1,523.84$159.02$1,682.86$40,049.45
276Dec 2042$1,529.67$153.19$1,682.86$38,519.78
2042 Total$17,976.2$2,218.12$20,194.32
277Jan 2043$1,535.52$147.34$1,682.86$36,984.26
278Feb 2043$1,541.40$141.46$1,682.86$35,442.86
279Mar 2043$1,547.29$135.57$1,682.86$33,895.57
280Apr 2043$1,553.21$129.65$1,682.86$32,342.36
281May 2043$1,559.15$123.71$1,682.86$30,783.21
282Jun 2043$1,565.11$117.75$1,682.86$29,218.10
283Jul 2043$1,571.10$111.76$1,682.86$27,647.00
284Aug 2043$1,577.11$105.75$1,682.86$26,069.89
285Sep 2043$1,583.14$99.72$1,682.86$24,486.75
286Oct 2043$1,589.20$93.66$1,682.86$22,897.55
287Nov 2043$1,595.28$87.58$1,682.86$21,302.27
288Dec 2043$1,601.38$81.48$1,682.86$19,700.89
2043 Total$18,818.89$1,375.43$20,194.32
289Jan 2044$1,607.50$75.36$1,682.86$18,093.39
290Feb 2044$1,613.65$69.21$1,682.86$16,479.74
291Mar 2044$1,619.82$63.04$1,682.86$14,859.92
292Apr 2044$1,626.02$56.84$1,682.86$13,233.90
293May 2044$1,632.24$50.62$1,682.86$11,601.66
294Jun 2044$1,638.48$44.38$1,682.86$9,963.18
295Jul 2044$1,644.75$38.11$1,682.86$8,318.43
296Aug 2044$1,651.04$31.82$1,682.86$6,667.39
297Sep 2044$1,657.36$25.50$1,682.86$5,010.03
298Oct 2044$1,663.70$19.16$1,682.86$3,346.33
299Nov 2044$1,670.06$12.80$1,682.86$1,676.27
300Dec 2044$1,676.27$6.41$1,682.68$0.00
2044 Total$19,700.89$493.25$20,194.14
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