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  4. Broker Offer - Mystery Deal Home Loan 3 years Fixed (Principal and Interest)

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Mystery Deal

Mystery Deal Home Loan Fixed

Interest Rate

3.74

% p.a

Fixed - 3 years

Comparison Rate*

3.71

% p.a

Maximum LVR
60%
Real Time Rating™

1.63

/ 5
Monthly Repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Interest Rate

3.74

% p.a

Fixed - 3 years

Comparison Rate*

3.71

% p.a

Maximum LVR
60%
Real Time Rating™

1.63

/ 5
Monthly Repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Here are some similar home loans that you may be interested in

TMD

Quick home loan review

For Broker Offer - Mystery Deal Home Loan 3 years Fixed (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • Parents can sign as guarantor

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 60% of the property's value
  • No repayment holidays

Home loan overview

For Broker Offer - Mystery Deal Home Loan 3 years Fixed (Principal and Interest)

TMD

Details

Maximum LVR

60%

Total Repayments

$462,300

View repayment schedule »

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

$500k - $100m
Calculate how much you can borrow

Suitable for

Owner Occupiers

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Legal fee

$0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$375 annually

Discharge fee

350

Application method

Online

Phone

Broker

Talk to an expert

In branch

Available
Not available
Data not captured
Specials
  • Cashback Receive up to $3,000 cashback when you refinance

Target Market Determination

Visit Mystery Deal to view Target Market Determination.

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Checkout more home loans

Product data updated on 17 May 2022

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How much can i borrow calculator

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $500k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

What's the maximum length for this loan?

Mystery Deal allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Mystery Deal allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Mystery Deal makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Mystery Deal loan is available through a broker. Find a broker to help you with your needs.