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Mystery Deal

Mystery Deal Home Loan Fixed

Cashback

Receive up to $3000 cashback when you refinance

Advertised Rate

1.98

% p.a

Fixed - 3 years

Comparison Rate*

3.27

% p.a

Maximum LVR
60%
Real Time Rating™

2.66

/ 5
Monthly Repayment

$2,749

based on $650,000 loan amount for 25 years at 1.98%

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Advertised Rate

1.98

% p.a

Fixed - 3 years

Comparison Rate*

3.27

% p.a

Maximum LVR
60%
Real Time Rating™

2.66

/ 5
Monthly Repayment

$2,749

based on $650,000 loan amount for 25 years at 1.98%

Go to site

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$2,749

based on $650,000 loan amount for 25 years at 1.98%

Quick home loan review

For Broker Offer - Mystery Deal Home Loan Fixed (Principal and Interest) 3 Years (LVR < 60%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 60% of the property's value
  • No repayment holidays

Home loan overview

For Broker Offer - Mystery Deal Home Loan Fixed (Principal and Interest) 3 Years (LVR < 60%)

TMD

Details

Maximum LVR

60%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $30000 during fixed period

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

100

Application fee

0

Valuation fee

At Cost

Settlement fee

100

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

350

Application method

Phone

Broker

In branch

Specials
  • Cashback Receive up to $3000 cashback when you refinance

Target Market Determination

Visit Mystery Deal to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $500k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

What's the maximum length for this loan?

Mystery Deal allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Mystery Deal allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $100 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Mystery Deal.

Can a broker help me with this loan?

Yes, this Mystery Deal loan is available through a broker. Find a broker to help you with your needs.