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Choice Package
RateCity Says: A NAB home loan which offers helpful loan features, charges no upfront fees and offers up to $2k cash back for refinancers.

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4.99
% p.a
Variable
5.01
% p.a
$1,248
based on $300,000 loan amount for 25 years at 4.99%

On this page
4.99
% p.a
Variable
5.01
% p.a
$1,248
based on $300,000 loan amount for 25 years at 4.99%
Calculate your repayments for this loan
Your estimated repayment
$1,248
based on $300,000 loan amount for 25 years at 4.99%
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Quick home loan review
For Choice Package Tailored Home Loan (Interest Only) ($250k-$750k)
These are the benefits of this home loan.
- No upfront fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
These are the drawbacks of this home loan.
- Higher than average interest rate
- Not available for first home buyers
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Choice Package Tailored Home Loan (Interest Only) ($250k-$750k)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $374,400 |
Interest rate type Variable | |
Borrowing range
$250k
-
$750k
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
- Cashback $2,000 cashback when you refinance a loan of $250,000 or more
Target Market Determination
Visit NAB to view Target Market Determination.
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