Important disclosure
Nano Home Loans Variable Owner Occupied, Principal and Interest
RateCity Says: Owner occupiers can enjoy low interest rates, no fees, an online application process, and fast approval with this variable rate home loan.
Winner of Best New Lender Home Loan, RateCity Gold Awards 2022

3.24
% p.a
Variable
3.24
% p.a
$1,460
based on $300,000 loan amount for 25 years at 3.24%

3.24
% p.a
Variable
3.24
% p.a
$1,460
based on $300,000 loan amount for 25 years at 3.24%
Calculate your repayments for this loan
Your estimated repayment
$1,460
based on $300,000 loan amount for 25 years at 3.24%
Based on your details, you can compare and save on the following home loans
Quick home loan review
For Variable Owner Occupied, Principal and Interest (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Features on 2022 RateCity Awards
These are the drawbacks of this home loan.
- Not available for first home buyers
- No repayment holidays
Home loan overview
For Variable Owner Occupied, Principal and Interest (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $438,000 |
Interest rate type Variable | |
Borrowing range
$100k
-
$2.5m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 0 |
Application method
Online | Phone |
Broker | In branch |
- Other Fast online application, with no Nano fees, 100% free offset sub account, mobile app, and Visa debit card with Apple Pay & Google Pay.
Target Market Determination
Visit Nano to view Target Market Determination.
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