Real Deal Variable Home Loan (Principal and Interest) (Introductory) from Newcastle Permanent

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.85%
Intro 36 months
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,600
Number of Repayments
300
Total Interest Paid
$180,000
Total repayments
$480,000
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$575.12$1,025.00$1,600.12$299,424.88
2Feb 2020$577.08$1,023.04$1,600.12$298,847.80
3Mar 2020$579.06$1,021.06$1,600.12$298,268.74
4Apr 2020$581.04$1,019.08$1,600.12$297,687.70
5May 2020$583.02$1,017.10$1,600.12$297,104.68
6Jun 2020$585.01$1,015.11$1,600.12$296,519.67
7Jul 2020$587.01$1,013.11$1,600.12$295,932.66
8Aug 2020$589.02$1,011.10$1,600.12$295,343.64
9Sep 2020$591.03$1,009.09$1,600.12$294,752.61
10Oct 2020$593.05$1,007.07$1,600.12$294,159.56
11Nov 2020$595.07$1,005.05$1,600.12$293,564.49
12Dec 2020$597.11$1,003.01$1,600.12$292,967.38
2020 Total$7,032.62$12,168.82$19,201.44
13Jan 2021$599.15$1,000.97$1,600.12$292,368.23
14Feb 2021$601.20$998.92$1,600.12$291,767.03
15Mar 2021$603.25$996.87$1,600.12$291,163.78
16Apr 2021$605.31$994.81$1,600.12$290,558.47
17May 2021$607.38$992.74$1,600.12$289,951.09
18Jun 2021$609.45$990.67$1,600.12$289,341.64
19Jul 2021$611.54$988.58$1,600.12$288,730.10
20Aug 2021$613.63$986.49$1,600.12$288,116.47
21Sep 2021$615.72$984.40$1,600.12$287,500.75
22Oct 2021$617.83$982.29$1,600.12$286,882.92
23Nov 2021$619.94$980.18$1,600.12$286,262.98
24Dec 2021$622.05$978.07$1,600.12$285,640.93
2021 Total$7,326.45$11,874.99$19,201.44
25Jan 2022$624.18$975.94$1,600.12$285,016.75
26Feb 2022$626.31$973.81$1,600.12$284,390.44
27Mar 2022$628.45$971.67$1,600.12$283,761.99
28Apr 2022$630.60$969.52$1,600.12$283,131.39
29May 2022$632.75$967.37$1,600.12$282,498.64
30Jun 2022$634.92$965.20$1,600.12$281,863.72
31Jul 2022$637.09$963.03$1,600.12$281,226.63
32Aug 2022$639.26$960.86$1,600.12$280,587.37
33Sep 2022$641.45$958.67$1,600.12$279,945.92
34Oct 2022$643.64$956.48$1,600.12$279,302.28
35Nov 2022$645.84$954.28$1,600.12$278,656.44
36Dec 2022$648.04$952.08$1,600.12$278,008.40
2022 Total$7,632.53$11,568.91$19,201.44
37Jan 2023$650.26$949.86$1,600.12$277,358.14
38Feb 2023$652.48$947.64$1,600.12$276,705.66
39Mar 2023$654.71$945.41$1,600.12$276,050.95
40Apr 2023$656.95$943.17$1,600.12$275,394.00
41May 2023$659.19$940.93$1,600.12$274,734.81
42Jun 2023$661.44$938.68$1,600.12$274,073.37
43Jul 2023$663.70$936.42$1,600.12$273,409.67
44Aug 2023$665.97$934.15$1,600.12$272,743.70
45Sep 2023$668.25$931.87$1,600.12$272,075.45
46Oct 2023$670.53$929.59$1,600.12$271,404.92
47Nov 2023$672.82$927.30$1,600.12$270,732.10
48Dec 2023$675.12$925.00$1,600.12$270,056.98
2023 Total$7,951.42$11,250.02$19,201.44
49Jan 2024$677.43$922.69$1,600.12$269,379.55
50Feb 2024$679.74$920.38$1,600.12$268,699.81
51Mar 2024$682.06$918.06$1,600.12$268,017.75
52Apr 2024$684.39$915.73$1,600.12$267,333.36
53May 2024$686.73$913.39$1,600.12$266,646.63
54Jun 2024$689.08$911.04$1,600.12$265,957.55
55Jul 2024$691.43$908.69$1,600.12$265,266.12
56Aug 2024$693.79$906.33$1,600.12$264,572.33
57Sep 2024$696.16$903.96$1,600.12$263,876.17
58Oct 2024$698.54$901.58$1,600.12$263,177.63
59Nov 2024$700.93$899.19$1,600.12$262,476.70
60Dec 2024$703.32$896.80$1,600.12$261,773.38
2024 Total$8,283.6$10,917.84$19,201.44
61Jan 2025$705.73$894.39$1,600.12$261,067.65
62Feb 2025$708.14$891.98$1,600.12$260,359.51
63Mar 2025$710.56$889.56$1,600.12$259,648.95
64Apr 2025$712.99$887.13$1,600.12$258,935.96
65May 2025$715.42$884.70$1,600.12$258,220.54
66Jun 2025$717.87$882.25$1,600.12$257,502.67
67Jul 2025$720.32$879.80$1,600.12$256,782.35
68Aug 2025$722.78$877.34$1,600.12$256,059.57
69Sep 2025$725.25$874.87$1,600.12$255,334.32
70Oct 2025$727.73$872.39$1,600.12$254,606.59
71Nov 2025$730.21$869.91$1,600.12$253,876.38
72Dec 2025$732.71$867.41$1,600.12$253,143.67
2025 Total$8,629.71$10,571.73$19,201.44
73Jan 2026$735.21$864.91$1,600.12$252,408.46
74Feb 2026$737.72$862.40$1,600.12$251,670.74
75Mar 2026$740.24$859.88$1,600.12$250,930.50
76Apr 2026$742.77$857.35$1,600.12$250,187.73
77May 2026$745.31$854.81$1,600.12$249,442.42
78Jun 2026$747.86$852.26$1,600.12$248,694.56
79Jul 2026$750.41$849.71$1,600.12$247,944.15
80Aug 2026$752.98$847.14$1,600.12$247,191.17
81Sep 2026$755.55$844.57$1,600.12$246,435.62
82Oct 2026$758.13$841.99$1,600.12$245,677.49
83Nov 2026$760.72$839.40$1,600.12$244,916.77
84Dec 2026$763.32$836.80$1,600.12$244,153.45
2026 Total$8,990.22$10,211.22$19,201.44
85Jan 2027$765.93$834.19$1,600.12$243,387.52
86Feb 2027$768.55$831.57$1,600.12$242,618.97
87Mar 2027$771.17$828.95$1,600.12$241,847.80
88Apr 2027$773.81$826.31$1,600.12$241,073.99
89May 2027$776.45$823.67$1,600.12$240,297.54
90Jun 2027$779.10$821.02$1,600.12$239,518.44
91Jul 2027$781.77$818.35$1,600.12$238,736.67
92Aug 2027$784.44$815.68$1,600.12$237,952.23
93Sep 2027$787.12$813.00$1,600.12$237,165.11
94Oct 2027$789.81$810.31$1,600.12$236,375.30
95Nov 2027$792.50$807.62$1,600.12$235,582.80
96Dec 2027$795.21$804.91$1,600.12$234,787.59
2027 Total$9,365.86$9,835.58$19,201.44
97Jan 2028$797.93$802.19$1,600.12$233,989.66
98Feb 2028$800.66$799.46$1,600.12$233,189.00
99Mar 2028$803.39$796.73$1,600.12$232,385.61
100Apr 2028$806.14$793.98$1,600.12$231,579.47
101May 2028$808.89$791.23$1,600.12$230,770.58
102Jun 2028$811.65$788.47$1,600.12$229,958.93
103Jul 2028$814.43$785.69$1,600.12$229,144.50
104Aug 2028$817.21$782.91$1,600.12$228,327.29
105Sep 2028$820.00$780.12$1,600.12$227,507.29
106Oct 2028$822.80$777.32$1,600.12$226,684.49
107Nov 2028$825.61$774.51$1,600.12$225,858.88
108Dec 2028$828.44$771.68$1,600.12$225,030.44
2028 Total$9,757.15$9,444.29$19,201.44
109Jan 2029$831.27$768.85$1,600.12$224,199.17
110Feb 2029$834.11$766.01$1,600.12$223,365.06
111Mar 2029$836.96$763.16$1,600.12$222,528.10
112Apr 2029$839.82$760.30$1,600.12$221,688.28
113May 2029$842.69$757.43$1,600.12$220,845.59
114Jun 2029$845.56$754.56$1,600.12$220,000.03
115Jul 2029$848.45$751.67$1,600.12$219,151.58
116Aug 2029$851.35$748.77$1,600.12$218,300.23
117Sep 2029$854.26$745.86$1,600.12$217,445.97
118Oct 2029$857.18$742.94$1,600.12$216,588.79
119Nov 2029$860.11$740.01$1,600.12$215,728.68
120Dec 2029$863.05$737.07$1,600.12$214,865.63
2029 Total$10,164.81$9,036.63$19,201.44
121Jan 2030$866.00$734.12$1,600.12$213,999.63
122Feb 2030$868.95$731.17$1,600.12$213,130.68
123Mar 2030$871.92$728.20$1,600.12$212,258.76
124Apr 2030$874.90$725.22$1,600.12$211,383.86
125May 2030$877.89$722.23$1,600.12$210,505.97
126Jun 2030$880.89$719.23$1,600.12$209,625.08
127Jul 2030$883.90$716.22$1,600.12$208,741.18
128Aug 2030$886.92$713.20$1,600.12$207,854.26
129Sep 2030$889.95$710.17$1,600.12$206,964.31
130Oct 2030$892.99$707.13$1,600.12$206,071.32
131Nov 2030$896.04$704.08$1,600.12$205,175.28
132Dec 2030$899.10$701.02$1,600.12$204,276.18
2030 Total$10,589.45$8,611.99$19,201.44
133Jan 2031$902.18$697.94$1,600.12$203,374.00
134Feb 2031$905.26$694.86$1,600.12$202,468.74
135Mar 2031$908.35$691.77$1,600.12$201,560.39
136Apr 2031$911.46$688.66$1,600.12$200,648.93
137May 2031$914.57$685.55$1,600.12$199,734.36
138Jun 2031$917.69$682.43$1,600.12$198,816.67
139Jul 2031$920.83$679.29$1,600.12$197,895.84
140Aug 2031$923.98$676.14$1,600.12$196,971.86
141Sep 2031$927.13$672.99$1,600.12$196,044.73
142Oct 2031$930.30$669.82$1,600.12$195,114.43
143Nov 2031$933.48$666.64$1,600.12$194,180.95
144Dec 2031$936.67$663.45$1,600.12$193,244.28
2031 Total$11,031.9$8,169.54$19,201.44
145Jan 2032$939.87$660.25$1,600.12$192,304.41
146Feb 2032$943.08$657.04$1,600.12$191,361.33
147Mar 2032$946.30$653.82$1,600.12$190,415.03
148Apr 2032$949.54$650.58$1,600.12$189,465.49
149May 2032$952.78$647.34$1,600.12$188,512.71
150Jun 2032$956.03$644.09$1,600.12$187,556.68
151Jul 2032$959.30$640.82$1,600.12$186,597.38
152Aug 2032$962.58$637.54$1,600.12$185,634.80
153Sep 2032$965.87$634.25$1,600.12$184,668.93
154Oct 2032$969.17$630.95$1,600.12$183,699.76
155Nov 2032$972.48$627.64$1,600.12$182,727.28
156Dec 2032$975.80$624.32$1,600.12$181,751.48
2032 Total$11,492.8$7,708.64$19,201.44
157Jan 2033$979.14$620.98$1,600.12$180,772.34
158Feb 2033$982.48$617.64$1,600.12$179,789.86
159Mar 2033$985.84$614.28$1,600.12$178,804.02
160Apr 2033$989.21$610.91$1,600.12$177,814.81
161May 2033$992.59$607.53$1,600.12$176,822.22
162Jun 2033$995.98$604.14$1,600.12$175,826.24
163Jul 2033$999.38$600.74$1,600.12$174,826.86
164Aug 2033$1,002.79$597.33$1,600.12$173,824.07
165Sep 2033$1,006.22$593.90$1,600.12$172,817.85
166Oct 2033$1,009.66$590.46$1,600.12$171,808.19
167Nov 2033$1,013.11$587.01$1,600.12$170,795.08
168Dec 2033$1,016.57$583.55$1,600.12$169,778.51
2033 Total$11,972.97$7,228.47$19,201.44
169Jan 2034$1,020.04$580.08$1,600.12$168,758.47
170Feb 2034$1,023.53$576.59$1,600.12$167,734.94
171Mar 2034$1,027.03$573.09$1,600.12$166,707.91
172Apr 2034$1,030.53$569.59$1,600.12$165,677.38
173May 2034$1,034.06$566.06$1,600.12$164,643.32
174Jun 2034$1,037.59$562.53$1,600.12$163,605.73
175Jul 2034$1,041.13$558.99$1,600.12$162,564.60
176Aug 2034$1,044.69$555.43$1,600.12$161,519.91
177Sep 2034$1,048.26$551.86$1,600.12$160,471.65
178Oct 2034$1,051.84$548.28$1,600.12$159,419.81
179Nov 2034$1,055.44$544.68$1,600.12$158,364.37
180Dec 2034$1,059.04$541.08$1,600.12$157,305.33
2034 Total$12,473.18$6,728.26$19,201.44
181Jan 2035$1,062.66$537.46$1,600.12$156,242.67
182Feb 2035$1,066.29$533.83$1,600.12$155,176.38
183Mar 2035$1,069.93$530.19$1,600.12$154,106.45
184Apr 2035$1,073.59$526.53$1,600.12$153,032.86
185May 2035$1,077.26$522.86$1,600.12$151,955.60
186Jun 2035$1,080.94$519.18$1,600.12$150,874.66
187Jul 2035$1,084.63$515.49$1,600.12$149,790.03
188Aug 2035$1,088.34$511.78$1,600.12$148,701.69
189Sep 2035$1,092.06$508.06$1,600.12$147,609.63
190Oct 2035$1,095.79$504.33$1,600.12$146,513.84
191Nov 2035$1,099.53$500.59$1,600.12$145,414.31
192Dec 2035$1,103.29$496.83$1,600.12$144,311.02
2035 Total$12,994.31$6,207.13$19,201.44
193Jan 2036$1,107.06$493.06$1,600.12$143,203.96
194Feb 2036$1,110.84$489.28$1,600.12$142,093.12
195Mar 2036$1,114.64$485.48$1,600.12$140,978.48
196Apr 2036$1,118.44$481.68$1,600.12$139,860.04
197May 2036$1,122.26$477.86$1,600.12$138,737.78
198Jun 2036$1,126.10$474.02$1,600.12$137,611.68
199Jul 2036$1,129.95$470.17$1,600.12$136,481.73
200Aug 2036$1,133.81$466.31$1,600.12$135,347.92
201Sep 2036$1,137.68$462.44$1,600.12$134,210.24
202Oct 2036$1,141.57$458.55$1,600.12$133,068.67
203Nov 2036$1,145.47$454.65$1,600.12$131,923.20
204Dec 2036$1,149.38$450.74$1,600.12$130,773.82
2036 Total$13,537.2$5,664.24$19,201.44
205Jan 2037$1,153.31$446.81$1,600.12$129,620.51
206Feb 2037$1,157.25$442.87$1,600.12$128,463.26
207Mar 2037$1,161.20$438.92$1,600.12$127,302.06
208Apr 2037$1,165.17$434.95$1,600.12$126,136.89
209May 2037$1,169.15$430.97$1,600.12$124,967.74
210Jun 2037$1,173.15$426.97$1,600.12$123,794.59
211Jul 2037$1,177.16$422.96$1,600.12$122,617.43
212Aug 2037$1,181.18$418.94$1,600.12$121,436.25
213Sep 2037$1,185.21$414.91$1,600.12$120,251.04
214Oct 2037$1,189.26$410.86$1,600.12$119,061.78
215Nov 2037$1,193.33$406.79$1,600.12$117,868.45
216Dec 2037$1,197.40$402.72$1,600.12$116,671.05
2037 Total$14,102.77$5,098.67$19,201.44
217Jan 2038$1,201.49$398.63$1,600.12$115,469.56
218Feb 2038$1,205.60$394.52$1,600.12$114,263.96
219Mar 2038$1,209.72$390.40$1,600.12$113,054.24
220Apr 2038$1,213.85$386.27$1,600.12$111,840.39
221May 2038$1,218.00$382.12$1,600.12$110,622.39
222Jun 2038$1,222.16$377.96$1,600.12$109,400.23
223Jul 2038$1,226.34$373.78$1,600.12$108,173.89
224Aug 2038$1,230.53$369.59$1,600.12$106,943.36
225Sep 2038$1,234.73$365.39$1,600.12$105,708.63
226Oct 2038$1,238.95$361.17$1,600.12$104,469.68
227Nov 2038$1,243.18$356.94$1,600.12$103,226.50
228Dec 2038$1,247.43$352.69$1,600.12$101,979.07
2038 Total$14,691.98$4,509.46$19,201.44
229Jan 2039$1,251.69$348.43$1,600.12$100,727.38
230Feb 2039$1,255.97$344.15$1,600.12$99,471.41
231Mar 2039$1,260.26$339.86$1,600.12$98,211.15
232Apr 2039$1,264.57$335.55$1,600.12$96,946.58
233May 2039$1,268.89$331.23$1,600.12$95,677.69
234Jun 2039$1,273.22$326.90$1,600.12$94,404.47
235Jul 2039$1,277.57$322.55$1,600.12$93,126.90
236Aug 2039$1,281.94$318.18$1,600.12$91,844.96
237Sep 2039$1,286.32$313.80$1,600.12$90,558.64
238Oct 2039$1,290.71$309.41$1,600.12$89,267.93
239Nov 2039$1,295.12$305.00$1,600.12$87,972.81
240Dec 2039$1,299.55$300.57$1,600.12$86,673.26
2039 Total$15,305.81$3,895.63$19,201.44
241Jan 2040$1,303.99$296.13$1,600.12$85,369.27
242Feb 2040$1,308.44$291.68$1,600.12$84,060.83
243Mar 2040$1,312.91$287.21$1,600.12$82,747.92
244Apr 2040$1,317.40$282.72$1,600.12$81,430.52
245May 2040$1,321.90$278.22$1,600.12$80,108.62
246Jun 2040$1,326.42$273.70$1,600.12$78,782.20
247Jul 2040$1,330.95$269.17$1,600.12$77,451.25
248Aug 2040$1,335.49$264.63$1,600.12$76,115.76
249Sep 2040$1,340.06$260.06$1,600.12$74,775.70
250Oct 2040$1,344.64$255.48$1,600.12$73,431.06
251Nov 2040$1,349.23$250.89$1,600.12$72,081.83
252Dec 2040$1,353.84$246.28$1,600.12$70,727.99
2040 Total$15,945.27$3,256.17$19,201.44
253Jan 2041$1,358.47$241.65$1,600.12$69,369.52
254Feb 2041$1,363.11$237.01$1,600.12$68,006.41
255Mar 2041$1,367.76$232.36$1,600.12$66,638.65
256Apr 2041$1,372.44$227.68$1,600.12$65,266.21
257May 2041$1,377.13$222.99$1,600.12$63,889.08
258Jun 2041$1,381.83$218.29$1,600.12$62,507.25
259Jul 2041$1,386.55$213.57$1,600.12$61,120.70
260Aug 2041$1,391.29$208.83$1,600.12$59,729.41
261Sep 2041$1,396.04$204.08$1,600.12$58,333.37
262Oct 2041$1,400.81$199.31$1,600.12$56,932.56
263Nov 2041$1,405.60$194.52$1,600.12$55,526.96
264Dec 2041$1,410.40$189.72$1,600.12$54,116.56
2041 Total$16,611.43$2,590.01$19,201.44
265Jan 2042$1,415.22$184.90$1,600.12$52,701.34
266Feb 2042$1,420.06$180.06$1,600.12$51,281.28
267Mar 2042$1,424.91$175.21$1,600.12$49,856.37
268Apr 2042$1,429.78$170.34$1,600.12$48,426.59
269May 2042$1,434.66$165.46$1,600.12$46,991.93
270Jun 2042$1,439.56$160.56$1,600.12$45,552.37
271Jul 2042$1,444.48$155.64$1,600.12$44,107.89
272Aug 2042$1,449.42$150.70$1,600.12$42,658.47
273Sep 2042$1,454.37$145.75$1,600.12$41,204.10
274Oct 2042$1,459.34$140.78$1,600.12$39,744.76
275Nov 2042$1,464.33$135.79$1,600.12$38,280.43
276Dec 2042$1,469.33$130.79$1,600.12$36,811.10
2042 Total$17,305.46$1,895.98$19,201.44
277Jan 2043$1,474.35$125.77$1,600.12$35,336.75
278Feb 2043$1,479.39$120.73$1,600.12$33,857.36
279Mar 2043$1,484.44$115.68$1,600.12$32,372.92
280Apr 2043$1,489.51$110.61$1,600.12$30,883.41
281May 2043$1,494.60$105.52$1,600.12$29,388.81
282Jun 2043$1,499.71$100.41$1,600.12$27,889.10
283Jul 2043$1,504.83$95.29$1,600.12$26,384.27
284Aug 2043$1,509.97$90.15$1,600.12$24,874.30
285Sep 2043$1,515.13$84.99$1,600.12$23,359.17
286Oct 2043$1,520.31$79.81$1,600.12$21,838.86
287Nov 2043$1,525.50$74.62$1,600.12$20,313.36
288Dec 2043$1,530.72$69.40$1,600.12$18,782.64
2043 Total$18,028.46$1,172.98$19,201.44
289Jan 2044$1,535.95$64.17$1,600.12$17,246.69
290Feb 2044$1,541.19$58.93$1,600.12$15,705.50
291Mar 2044$1,546.46$53.66$1,600.12$14,159.04
292Apr 2044$1,551.74$48.38$1,600.12$12,607.30
293May 2044$1,557.05$43.07$1,600.12$11,050.25
294Jun 2044$1,562.36$37.76$1,600.12$9,487.89
295Jul 2044$1,567.70$32.42$1,600.12$7,920.19
296Aug 2044$1,573.06$27.06$1,600.12$6,347.13
297Sep 2044$1,578.43$21.69$1,600.12$4,768.70
298Oct 2044$1,583.83$16.29$1,600.12$3,184.87
299Nov 2044$1,589.24$10.88$1,600.12$1,595.63
300Dec 2044$1,594.67$5.45$1,600.12$0.96
2044 Total$18,781.68$419.76$19,201.44
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