Borrow amount

$300,000

Advertised Rate

2.38%

Fixed - 1 year

Loan term
25 Years
Newcastle Permanent
Repayment frequency
Monthly
Monthly Repayments
$1,328
Number of repayments
300
Total interest paid
$98,338
Total Repayments

$398,337

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$732.79$595.00$1,327.79$299,267.21
2Mar 2021$734.24$593.55$1,327.79$298,532.97
3Apr 2021$735.70$592.09$1,327.79$297,797.27
4May 2021$737.16$590.63$1,327.79$297,060.11
5Jun 2021$738.62$589.17$1,327.79$296,321.49
6Jul 2021$740.09$587.70$1,327.79$295,581.40
7Aug 2021$741.55$586.24$1,327.79$294,839.85
8Sep 2021$743.02$584.77$1,327.79$294,096.83
9Oct 2021$744.50$583.29$1,327.79$293,352.33
10Nov 2021$745.97$581.82$1,327.79$292,606.36
11Dec 2021$747.45$580.34$1,327.79$291,858.91
2021 Total$8,141.09$6,464.6$14,605.69
12Jan 2022$748.94$578.85$1,327.79$291,109.97
13Feb 2022$750.42$577.37$1,327.79$290,359.55
14Mar 2022$751.91$575.88$1,327.79$289,607.64
15Apr 2022$753.40$574.39$1,327.79$288,854.24
16May 2022$754.90$572.89$1,327.79$288,099.34
17Jun 2022$756.39$571.40$1,327.79$287,342.95
18Jul 2022$757.89$569.90$1,327.79$286,585.06
19Aug 2022$759.40$568.39$1,327.79$285,825.66
20Sep 2022$760.90$566.89$1,327.79$285,064.76
21Oct 2022$762.41$565.38$1,327.79$284,302.35
22Nov 2022$763.92$563.87$1,327.79$283,538.43
23Dec 2022$765.44$562.35$1,327.79$282,772.99
2022 Total$9,085.92$6,847.56$15,933.48
24Jan 2023$766.96$560.83$1,327.79$282,006.03
25Feb 2023$768.48$559.31$1,327.79$281,237.55
26Mar 2023$770.00$557.79$1,327.79$280,467.55
27Apr 2023$771.53$556.26$1,327.79$279,696.02
28May 2023$773.06$554.73$1,327.79$278,922.96
29Jun 2023$774.59$553.20$1,327.79$278,148.37
30Jul 2023$776.13$551.66$1,327.79$277,372.24
31Aug 2023$777.67$550.12$1,327.79$276,594.57
32Sep 2023$779.21$548.58$1,327.79$275,815.36
33Oct 2023$780.76$547.03$1,327.79$275,034.60
34Nov 2023$782.30$545.49$1,327.79$274,252.30
35Dec 2023$783.86$543.93$1,327.79$273,468.44
2023 Total$9,304.55$6,628.93$15,933.48
36Jan 2024$785.41$542.38$1,327.79$272,683.03
37Feb 2024$786.97$540.82$1,327.79$271,896.06
38Mar 2024$788.53$539.26$1,327.79$271,107.53
39Apr 2024$790.09$537.70$1,327.79$270,317.44
40May 2024$791.66$536.13$1,327.79$269,525.78
41Jun 2024$793.23$534.56$1,327.79$268,732.55
42Jul 2024$794.80$532.99$1,327.79$267,937.75
43Aug 2024$796.38$531.41$1,327.79$267,141.37
44Sep 2024$797.96$529.83$1,327.79$266,343.41
45Oct 2024$799.54$528.25$1,327.79$265,543.87
46Nov 2024$801.13$526.66$1,327.79$264,742.74
47Dec 2024$802.72$525.07$1,327.79$263,940.02
2024 Total$9,528.42$6,405.06$15,933.48
48Jan 2025$804.31$523.48$1,327.79$263,135.71
49Feb 2025$805.90$521.89$1,327.79$262,329.81
50Mar 2025$807.50$520.29$1,327.79$261,522.31
51Apr 2025$809.10$518.69$1,327.79$260,713.21
52May 2025$810.71$517.08$1,327.79$259,902.50
53Jun 2025$812.32$515.47$1,327.79$259,090.18
54Jul 2025$813.93$513.86$1,327.79$258,276.25
55Aug 2025$815.54$512.25$1,327.79$257,460.71
56Sep 2025$817.16$510.63$1,327.79$256,643.55
57Oct 2025$818.78$509.01$1,327.79$255,824.77
58Nov 2025$820.40$507.39$1,327.79$255,004.37
59Dec 2025$822.03$505.76$1,327.79$254,182.34
2025 Total$9,757.68$6,175.8$15,933.48
60Jan 2026$823.66$504.13$1,327.79$253,358.68
61Feb 2026$825.30$502.49$1,327.79$252,533.38
62Mar 2026$826.93$500.86$1,327.79$251,706.45
63Apr 2026$828.57$499.22$1,327.79$250,877.88
64May 2026$830.22$497.57$1,327.79$250,047.66
65Jun 2026$831.86$495.93$1,327.79$249,215.80
66Jul 2026$833.51$494.28$1,327.79$248,382.29
67Aug 2026$835.17$492.62$1,327.79$247,547.12
68Sep 2026$836.82$490.97$1,327.79$246,710.30
69Oct 2026$838.48$489.31$1,327.79$245,871.82
70Nov 2026$840.14$487.65$1,327.79$245,031.68
71Dec 2026$841.81$485.98$1,327.79$244,189.87
2026 Total$9,992.47$5,941.01$15,933.48
72Jan 2027$843.48$484.31$1,327.79$243,346.39
73Feb 2027$845.15$482.64$1,327.79$242,501.24
74Mar 2027$846.83$480.96$1,327.79$241,654.41
75Apr 2027$848.51$479.28$1,327.79$240,805.90
76May 2027$850.19$477.60$1,327.79$239,955.71
77Jun 2027$851.88$475.91$1,327.79$239,103.83
78Jul 2027$853.57$474.22$1,327.79$238,250.26
79Aug 2027$855.26$472.53$1,327.79$237,395.00
80Sep 2027$856.96$470.83$1,327.79$236,538.04
81Oct 2027$858.66$469.13$1,327.79$235,679.38
82Nov 2027$860.36$467.43$1,327.79$234,819.02
83Dec 2027$862.07$465.72$1,327.79$233,956.95
2027 Total$10,232.92$5,700.56$15,933.48
84Jan 2028$863.78$464.01$1,327.79$233,093.17
85Feb 2028$865.49$462.30$1,327.79$232,227.68
86Mar 2028$867.21$460.58$1,327.79$231,360.47
87Apr 2028$868.93$458.86$1,327.79$230,491.54
88May 2028$870.65$457.14$1,327.79$229,620.89
89Jun 2028$872.38$455.41$1,327.79$228,748.51
90Jul 2028$874.11$453.68$1,327.79$227,874.40
91Aug 2028$875.84$451.95$1,327.79$226,998.56
92Sep 2028$877.58$450.21$1,327.79$226,120.98
93Oct 2028$879.32$448.47$1,327.79$225,241.66
94Nov 2028$881.06$446.73$1,327.79$224,360.60
95Dec 2028$882.81$444.98$1,327.79$223,477.79
2028 Total$10,479.16$5,454.32$15,933.48
96Jan 2029$884.56$443.23$1,327.79$222,593.23
97Feb 2029$886.31$441.48$1,327.79$221,706.92
98Mar 2029$888.07$439.72$1,327.79$220,818.85
99Apr 2029$889.83$437.96$1,327.79$219,929.02
100May 2029$891.60$436.19$1,327.79$219,037.42
101Jun 2029$893.37$434.42$1,327.79$218,144.05
102Jul 2029$895.14$432.65$1,327.79$217,248.91
103Aug 2029$896.91$430.88$1,327.79$216,352.00
104Sep 2029$898.69$429.10$1,327.79$215,453.31
105Oct 2029$900.47$427.32$1,327.79$214,552.84
106Nov 2029$902.26$425.53$1,327.79$213,650.58
107Dec 2029$904.05$423.74$1,327.79$212,746.53
2029 Total$10,731.26$5,202.22$15,933.48
108Jan 2030$905.84$421.95$1,327.79$211,840.69
109Feb 2030$907.64$420.15$1,327.79$210,933.05
110Mar 2030$909.44$418.35$1,327.79$210,023.61
111Apr 2030$911.24$416.55$1,327.79$209,112.37
112May 2030$913.05$414.74$1,327.79$208,199.32
113Jun 2030$914.86$412.93$1,327.79$207,284.46
114Jul 2030$916.68$411.11$1,327.79$206,367.78
115Aug 2030$918.49$409.30$1,327.79$205,449.29
116Sep 2030$920.32$407.47$1,327.79$204,528.97
117Oct 2030$922.14$405.65$1,327.79$203,606.83
118Nov 2030$923.97$403.82$1,327.79$202,682.86
119Dec 2030$925.80$401.99$1,327.79$201,757.06
2030 Total$10,989.47$4,944.01$15,933.48
120Jan 2031$927.64$400.15$1,327.79$200,829.42
121Feb 2031$929.48$398.31$1,327.79$199,899.94
122Mar 2031$931.32$396.47$1,327.79$198,968.62
123Apr 2031$933.17$394.62$1,327.79$198,035.45
124May 2031$935.02$392.77$1,327.79$197,100.43
125Jun 2031$936.87$390.92$1,327.79$196,163.56
126Jul 2031$938.73$389.06$1,327.79$195,224.83
127Aug 2031$940.59$387.20$1,327.79$194,284.24
128Sep 2031$942.46$385.33$1,327.79$193,341.78
129Oct 2031$944.33$383.46$1,327.79$192,397.45
130Nov 2031$946.20$381.59$1,327.79$191,451.25
131Dec 2031$948.08$379.71$1,327.79$190,503.17
2031 Total$11,253.89$4,679.59$15,933.48
132Jan 2032$949.96$377.83$1,327.79$189,553.21
133Feb 2032$951.84$375.95$1,327.79$188,601.37
134Mar 2032$953.73$374.06$1,327.79$187,647.64
135Apr 2032$955.62$372.17$1,327.79$186,692.02
136May 2032$957.52$370.27$1,327.79$185,734.50
137Jun 2032$959.42$368.37$1,327.79$184,775.08
138Jul 2032$961.32$366.47$1,327.79$183,813.76
139Aug 2032$963.23$364.56$1,327.79$182,850.53
140Sep 2032$965.14$362.65$1,327.79$181,885.39
141Oct 2032$967.05$360.74$1,327.79$180,918.34
142Nov 2032$968.97$358.82$1,327.79$179,949.37
143Dec 2032$970.89$356.90$1,327.79$178,978.48
2032 Total$11,524.69$4,408.79$15,933.48
144Jan 2033$972.82$354.97$1,327.79$178,005.66
145Feb 2033$974.75$353.04$1,327.79$177,030.91
146Mar 2033$976.68$351.11$1,327.79$176,054.23
147Apr 2033$978.62$349.17$1,327.79$175,075.61
148May 2033$980.56$347.23$1,327.79$174,095.05
149Jun 2033$982.50$345.29$1,327.79$173,112.55
150Jul 2033$984.45$343.34$1,327.79$172,128.10
151Aug 2033$986.40$341.39$1,327.79$171,141.70
152Sep 2033$988.36$339.43$1,327.79$170,153.34
153Oct 2033$990.32$337.47$1,327.79$169,163.02
154Nov 2033$992.28$335.51$1,327.79$168,170.74
155Dec 2033$994.25$333.54$1,327.79$167,176.49
2033 Total$11,801.99$4,131.49$15,933.48
156Jan 2034$996.22$331.57$1,327.79$166,180.27
157Feb 2034$998.20$329.59$1,327.79$165,182.07
158Mar 2034$1,000.18$327.61$1,327.79$164,181.89
159Apr 2034$1,002.16$325.63$1,327.79$163,179.73
160May 2034$1,004.15$323.64$1,327.79$162,175.58
161Jun 2034$1,006.14$321.65$1,327.79$161,169.44
162Jul 2034$1,008.14$319.65$1,327.79$160,161.30
163Aug 2034$1,010.14$317.65$1,327.79$159,151.16
164Sep 2034$1,012.14$315.65$1,327.79$158,139.02
165Oct 2034$1,014.15$313.64$1,327.79$157,124.87
166Nov 2034$1,016.16$311.63$1,327.79$156,108.71
167Dec 2034$1,018.17$309.62$1,327.79$155,090.54
2034 Total$12,085.95$3,847.53$15,933.48
168Jan 2035$1,020.19$307.60$1,327.79$154,070.35
169Feb 2035$1,022.22$305.57$1,327.79$153,048.13
170Mar 2035$1,024.24$303.55$1,327.79$152,023.89
171Apr 2035$1,026.28$301.51$1,327.79$150,997.61
172May 2035$1,028.31$299.48$1,327.79$149,969.30
173Jun 2035$1,030.35$297.44$1,327.79$148,938.95
174Jul 2035$1,032.39$295.40$1,327.79$147,906.56
175Aug 2035$1,034.44$293.35$1,327.79$146,872.12
176Sep 2035$1,036.49$291.30$1,327.79$145,835.63
177Oct 2035$1,038.55$289.24$1,327.79$144,797.08
178Nov 2035$1,040.61$287.18$1,327.79$143,756.47
179Dec 2035$1,042.67$285.12$1,327.79$142,713.80
2035 Total$12,376.74$3,556.74$15,933.48
180Jan 2036$1,044.74$283.05$1,327.79$141,669.06
181Feb 2036$1,046.81$280.98$1,327.79$140,622.25
182Mar 2036$1,048.89$278.90$1,327.79$139,573.36
183Apr 2036$1,050.97$276.82$1,327.79$138,522.39
184May 2036$1,053.05$274.74$1,327.79$137,469.34
185Jun 2036$1,055.14$272.65$1,327.79$136,414.20
186Jul 2036$1,057.24$270.55$1,327.79$135,356.96
187Aug 2036$1,059.33$268.46$1,327.79$134,297.63
188Sep 2036$1,061.43$266.36$1,327.79$133,236.20
189Oct 2036$1,063.54$264.25$1,327.79$132,172.66
190Nov 2036$1,065.65$262.14$1,327.79$131,107.01
191Dec 2036$1,067.76$260.03$1,327.79$130,039.25
2036 Total$12,674.55$3,258.93$15,933.48
192Jan 2037$1,069.88$257.91$1,327.79$128,969.37
193Feb 2037$1,072.00$255.79$1,327.79$127,897.37
194Mar 2037$1,074.13$253.66$1,327.79$126,823.24
195Apr 2037$1,076.26$251.53$1,327.79$125,746.98
196May 2037$1,078.39$249.40$1,327.79$124,668.59
197Jun 2037$1,080.53$247.26$1,327.79$123,588.06
198Jul 2037$1,082.67$245.12$1,327.79$122,505.39
199Aug 2037$1,084.82$242.97$1,327.79$121,420.57
200Sep 2037$1,086.97$240.82$1,327.79$120,333.60
201Oct 2037$1,089.13$238.66$1,327.79$119,244.47
202Nov 2037$1,091.29$236.50$1,327.79$118,153.18
203Dec 2037$1,093.45$234.34$1,327.79$117,059.73
2037 Total$12,979.52$2,953.96$15,933.48
204Jan 2038$1,095.62$232.17$1,327.79$115,964.11
205Feb 2038$1,097.79$230.00$1,327.79$114,866.32
206Mar 2038$1,099.97$227.82$1,327.79$113,766.35
207Apr 2038$1,102.15$225.64$1,327.79$112,664.20
208May 2038$1,104.34$223.45$1,327.79$111,559.86
209Jun 2038$1,106.53$221.26$1,327.79$110,453.33
210Jul 2038$1,108.72$219.07$1,327.79$109,344.61
211Aug 2038$1,110.92$216.87$1,327.79$108,233.69
212Sep 2038$1,113.13$214.66$1,327.79$107,120.56
213Oct 2038$1,115.33$212.46$1,327.79$106,005.23
214Nov 2038$1,117.55$210.24$1,327.79$104,887.68
215Dec 2038$1,119.76$208.03$1,327.79$103,767.92
2038 Total$13,291.81$2,641.67$15,933.48
216Jan 2039$1,121.98$205.81$1,327.79$102,645.94
217Feb 2039$1,124.21$203.58$1,327.79$101,521.73
218Mar 2039$1,126.44$201.35$1,327.79$100,395.29
219Apr 2039$1,128.67$199.12$1,327.79$99,266.62
220May 2039$1,130.91$196.88$1,327.79$98,135.71
221Jun 2039$1,133.15$194.64$1,327.79$97,002.56
222Jul 2039$1,135.40$192.39$1,327.79$95,867.16
223Aug 2039$1,137.65$190.14$1,327.79$94,729.51
224Sep 2039$1,139.91$187.88$1,327.79$93,589.60
225Oct 2039$1,142.17$185.62$1,327.79$92,447.43
226Nov 2039$1,144.44$183.35$1,327.79$91,302.99
227Dec 2039$1,146.71$181.08$1,327.79$90,156.28
2039 Total$13,611.64$2,321.84$15,933.48
228Jan 2040$1,148.98$178.81$1,327.79$89,007.30
229Feb 2040$1,151.26$176.53$1,327.79$87,856.04
230Mar 2040$1,153.54$174.25$1,327.79$86,702.50
231Apr 2040$1,155.83$171.96$1,327.79$85,546.67
232May 2040$1,158.12$169.67$1,327.79$84,388.55
233Jun 2040$1,160.42$167.37$1,327.79$83,228.13
234Jul 2040$1,162.72$165.07$1,327.79$82,065.41
235Aug 2040$1,165.03$162.76$1,327.79$80,900.38
236Sep 2040$1,167.34$160.45$1,327.79$79,733.04
237Oct 2040$1,169.65$158.14$1,327.79$78,563.39
238Nov 2040$1,171.97$155.82$1,327.79$77,391.42
239Dec 2040$1,174.30$153.49$1,327.79$76,217.12
2040 Total$13,939.16$1,994.32$15,933.48
240Jan 2041$1,176.63$151.16$1,327.79$75,040.49
241Feb 2041$1,178.96$148.83$1,327.79$73,861.53
242Mar 2041$1,181.30$146.49$1,327.79$72,680.23
243Apr 2041$1,183.64$144.15$1,327.79$71,496.59
244May 2041$1,185.99$141.80$1,327.79$70,310.60
245Jun 2041$1,188.34$139.45$1,327.79$69,122.26
246Jul 2041$1,190.70$137.09$1,327.79$67,931.56
247Aug 2041$1,193.06$134.73$1,327.79$66,738.50
248Sep 2041$1,195.43$132.36$1,327.79$65,543.07
249Oct 2041$1,197.80$129.99$1,327.79$64,345.27
250Nov 2041$1,200.17$127.62$1,327.79$63,145.10
251Dec 2041$1,202.55$125.24$1,327.79$61,942.55
2041 Total$14,274.57$1,658.91$15,933.48
252Jan 2042$1,204.94$122.85$1,327.79$60,737.61
253Feb 2042$1,207.33$120.46$1,327.79$59,530.28
254Mar 2042$1,209.72$118.07$1,327.79$58,320.56
255Apr 2042$1,212.12$115.67$1,327.79$57,108.44
256May 2042$1,214.52$113.27$1,327.79$55,893.92
257Jun 2042$1,216.93$110.86$1,327.79$54,676.99
258Jul 2042$1,219.35$108.44$1,327.79$53,457.64
259Aug 2042$1,221.77$106.02$1,327.79$52,235.87
260Sep 2042$1,224.19$103.60$1,327.79$51,011.68
261Oct 2042$1,226.62$101.17$1,327.79$49,785.06
262Nov 2042$1,229.05$98.74$1,327.79$48,556.01
263Dec 2042$1,231.49$96.30$1,327.79$47,324.52
2042 Total$14,618.03$1,315.45$15,933.48
264Jan 2043$1,233.93$93.86$1,327.79$46,090.59
265Feb 2043$1,236.38$91.41$1,327.79$44,854.21
266Mar 2043$1,238.83$88.96$1,327.79$43,615.38
267Apr 2043$1,241.29$86.50$1,327.79$42,374.09
268May 2043$1,243.75$84.04$1,327.79$41,130.34
269Jun 2043$1,246.21$81.58$1,327.79$39,884.13
270Jul 2043$1,248.69$79.10$1,327.79$38,635.44
271Aug 2043$1,251.16$76.63$1,327.79$37,384.28
272Sep 2043$1,253.64$74.15$1,327.79$36,130.64
273Oct 2043$1,256.13$71.66$1,327.79$34,874.51
274Nov 2043$1,258.62$69.17$1,327.79$33,615.89
275Dec 2043$1,261.12$66.67$1,327.79$32,354.77
2043 Total$14,969.75$963.73$15,933.48
276Jan 2044$1,263.62$64.17$1,327.79$31,091.15
277Feb 2044$1,266.13$61.66$1,327.79$29,825.02
278Mar 2044$1,268.64$59.15$1,327.79$28,556.38
279Apr 2044$1,271.15$56.64$1,327.79$27,285.23
280May 2044$1,273.67$54.12$1,327.79$26,011.56
281Jun 2044$1,276.20$51.59$1,327.79$24,735.36
282Jul 2044$1,278.73$49.06$1,327.79$23,456.63
283Aug 2044$1,281.27$46.52$1,327.79$22,175.36
284Sep 2044$1,283.81$43.98$1,327.79$20,891.55
285Oct 2044$1,286.36$41.43$1,327.79$19,605.19
286Nov 2044$1,288.91$38.88$1,327.79$18,316.28
287Dec 2044$1,291.46$36.33$1,327.79$17,024.82
2044 Total$15,329.95$603.53$15,933.48
288Jan 2045$1,294.02$33.77$1,327.79$15,730.80
289Feb 2045$1,296.59$31.20$1,327.79$14,434.21
290Mar 2045$1,299.16$28.63$1,327.79$13,135.05
291Apr 2045$1,301.74$26.05$1,327.79$11,833.31
292May 2045$1,304.32$23.47$1,327.79$10,528.99
293Jun 2045$1,306.91$20.88$1,327.79$9,222.08
294Jul 2045$1,309.50$18.29$1,327.79$7,912.58
295Aug 2045$1,312.10$15.69$1,327.79$6,600.48
296Sep 2045$1,314.70$13.09$1,327.79$5,285.78
297Oct 2045$1,317.31$10.48$1,327.79$3,968.47
298Nov 2045$1,319.92$7.87$1,327.79$2,648.55
299Dec 2045$1,322.54$5.25$1,327.79$1,326.01
2045 Total$15,698.81$234.67$15,933.48
300Jan 2046$1,325.16$2.63$1,327.79$0.85
2045 Total$1,325.16$2.63$1,327.79