Borrow amount

$300,000

Advertised Rate

4.29%

Fixed - 10 years

Loan term
25 Years
Newcastle Permanent
Repayment frequency
Monthly
Monthly Repayments
$1,632
Number of repayments
300
Total interest paid
$189,582
Total Repayments

$489,582

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$559.44$1,072.50$1,631.94$299,440.56
2Nov 2020$561.44$1,070.50$1,631.94$298,879.12
3Dec 2020$563.45$1,068.49$1,631.94$298,315.67
2020 Total$1,684.33$3,211.49$4,895.82
4Jan 2021$565.46$1,066.48$1,631.94$297,750.21
5Feb 2021$567.48$1,064.46$1,631.94$297,182.73
6Mar 2021$569.51$1,062.43$1,631.94$296,613.22
7Apr 2021$571.55$1,060.39$1,631.94$296,041.67
8May 2021$573.59$1,058.35$1,631.94$295,468.08
9Jun 2021$575.64$1,056.30$1,631.94$294,892.44
10Jul 2021$577.70$1,054.24$1,631.94$294,314.74
11Aug 2021$579.76$1,052.18$1,631.94$293,734.98
12Sep 2021$581.84$1,050.10$1,631.94$293,153.14
13Oct 2021$583.92$1,048.02$1,631.94$292,569.22
14Nov 2021$586.01$1,045.93$1,631.94$291,983.21
15Dec 2021$588.10$1,043.84$1,631.94$291,395.11
2021 Total$6,920.56$12,662.72$19,583.28
16Jan 2022$590.20$1,041.74$1,631.94$290,804.91
17Feb 2022$592.31$1,039.63$1,631.94$290,212.60
18Mar 2022$594.43$1,037.51$1,631.94$289,618.17
19Apr 2022$596.56$1,035.38$1,631.94$289,021.61
20May 2022$598.69$1,033.25$1,631.94$288,422.92
21Jun 2022$600.83$1,031.11$1,631.94$287,822.09
22Jul 2022$602.98$1,028.96$1,631.94$287,219.11
23Aug 2022$605.13$1,026.81$1,631.94$286,613.98
24Sep 2022$607.30$1,024.64$1,631.94$286,006.68
25Oct 2022$609.47$1,022.47$1,631.94$285,397.21
26Nov 2022$611.64$1,020.30$1,631.94$284,785.57
27Dec 2022$613.83$1,018.11$1,631.94$284,171.74
2022 Total$7,223.37$12,359.91$19,583.28
28Jan 2023$616.03$1,015.91$1,631.94$283,555.71
29Feb 2023$618.23$1,013.71$1,631.94$282,937.48
30Mar 2023$620.44$1,011.50$1,631.94$282,317.04
31Apr 2023$622.66$1,009.28$1,631.94$281,694.38
32May 2023$624.88$1,007.06$1,631.94$281,069.50
33Jun 2023$627.12$1,004.82$1,631.94$280,442.38
34Jul 2023$629.36$1,002.58$1,631.94$279,813.02
35Aug 2023$631.61$1,000.33$1,631.94$279,181.41
36Sep 2023$633.87$998.07$1,631.94$278,547.54
37Oct 2023$636.13$995.81$1,631.94$277,911.41
38Nov 2023$638.41$993.53$1,631.94$277,273.00
39Dec 2023$640.69$991.25$1,631.94$276,632.31
2023 Total$7,539.43$12,043.85$19,583.28
40Jan 2024$642.98$988.96$1,631.94$275,989.33
41Feb 2024$645.28$986.66$1,631.94$275,344.05
42Mar 2024$647.59$984.35$1,631.94$274,696.46
43Apr 2024$649.90$982.04$1,631.94$274,046.56
44May 2024$652.22$979.72$1,631.94$273,394.34
45Jun 2024$654.56$977.38$1,631.94$272,739.78
46Jul 2024$656.90$975.04$1,631.94$272,082.88
47Aug 2024$659.24$972.70$1,631.94$271,423.64
48Sep 2024$661.60$970.34$1,631.94$270,762.04
49Oct 2024$663.97$967.97$1,631.94$270,098.07
50Nov 2024$666.34$965.60$1,631.94$269,431.73
51Dec 2024$668.72$963.22$1,631.94$268,763.01
2024 Total$7,869.3$11,713.98$19,583.28
52Jan 2025$671.11$960.83$1,631.94$268,091.90
53Feb 2025$673.51$958.43$1,631.94$267,418.39
54Mar 2025$675.92$956.02$1,631.94$266,742.47
55Apr 2025$678.34$953.60$1,631.94$266,064.13
56May 2025$680.76$951.18$1,631.94$265,383.37
57Jun 2025$683.19$948.75$1,631.94$264,700.18
58Jul 2025$685.64$946.30$1,631.94$264,014.54
59Aug 2025$688.09$943.85$1,631.94$263,326.45
60Sep 2025$690.55$941.39$1,631.94$262,635.90
61Oct 2025$693.02$938.92$1,631.94$261,942.88
62Nov 2025$695.49$936.45$1,631.94$261,247.39
63Dec 2025$697.98$933.96$1,631.94$260,549.41
2025 Total$8,213.6$11,369.68$19,583.28
64Jan 2026$700.48$931.46$1,631.94$259,848.93
65Feb 2026$702.98$928.96$1,631.94$259,145.95
66Mar 2026$705.49$926.45$1,631.94$258,440.46
67Apr 2026$708.02$923.92$1,631.94$257,732.44
68May 2026$710.55$921.39$1,631.94$257,021.89
69Jun 2026$713.09$918.85$1,631.94$256,308.80
70Jul 2026$715.64$916.30$1,631.94$255,593.16
71Aug 2026$718.19$913.75$1,631.94$254,874.97
72Sep 2026$720.76$911.18$1,631.94$254,154.21
73Oct 2026$723.34$908.60$1,631.94$253,430.87
74Nov 2026$725.92$906.02$1,631.94$252,704.95
75Dec 2026$728.52$903.42$1,631.94$251,976.43
2026 Total$8,572.98$11,010.3$19,583.28
76Jan 2027$731.12$900.82$1,631.94$251,245.31
77Feb 2027$733.74$898.20$1,631.94$250,511.57
78Mar 2027$736.36$895.58$1,631.94$249,775.21
79Apr 2027$738.99$892.95$1,631.94$249,036.22
80May 2027$741.64$890.30$1,631.94$248,294.58
81Jun 2027$744.29$887.65$1,631.94$247,550.29
82Jul 2027$746.95$884.99$1,631.94$246,803.34
83Aug 2027$749.62$882.32$1,631.94$246,053.72
84Sep 2027$752.30$879.64$1,631.94$245,301.42
85Oct 2027$754.99$876.95$1,631.94$244,546.43
86Nov 2027$757.69$874.25$1,631.94$243,788.74
87Dec 2027$760.40$871.54$1,631.94$243,028.34
2027 Total$8,948.09$10,635.19$19,583.28
88Jan 2028$763.11$868.83$1,631.94$242,265.23
89Feb 2028$765.84$866.10$1,631.94$241,499.39
90Mar 2028$768.58$863.36$1,631.94$240,730.81
91Apr 2028$771.33$860.61$1,631.94$239,959.48
92May 2028$774.08$857.86$1,631.94$239,185.40
93Jun 2028$776.85$855.09$1,631.94$238,408.55
94Jul 2028$779.63$852.31$1,631.94$237,628.92
95Aug 2028$782.42$849.52$1,631.94$236,846.50
96Sep 2028$785.21$846.73$1,631.94$236,061.29
97Oct 2028$788.02$843.92$1,631.94$235,273.27
98Nov 2028$790.84$841.10$1,631.94$234,482.43
99Dec 2028$793.67$838.27$1,631.94$233,688.76
2028 Total$9,339.58$10,243.7$19,583.28
100Jan 2029$796.50$835.44$1,631.94$232,892.26
101Feb 2029$799.35$832.59$1,631.94$232,092.91
102Mar 2029$802.21$829.73$1,631.94$231,290.70
103Apr 2029$805.08$826.86$1,631.94$230,485.62
104May 2029$807.95$823.99$1,631.94$229,677.67
105Jun 2029$810.84$821.10$1,631.94$228,866.83
106Jul 2029$813.74$818.20$1,631.94$228,053.09
107Aug 2029$816.65$815.29$1,631.94$227,236.44
108Sep 2029$819.57$812.37$1,631.94$226,416.87
109Oct 2029$822.50$809.44$1,631.94$225,594.37
110Nov 2029$825.44$806.50$1,631.94$224,768.93
111Dec 2029$828.39$803.55$1,631.94$223,940.54
2029 Total$9,748.22$9,835.06$19,583.28
112Jan 2030$831.35$800.59$1,631.94$223,109.19
113Feb 2030$834.32$797.62$1,631.94$222,274.87
114Mar 2030$837.31$794.63$1,631.94$221,437.56
115Apr 2030$840.30$791.64$1,631.94$220,597.26
116May 2030$843.30$788.64$1,631.94$219,753.96
117Jun 2030$846.32$785.62$1,631.94$218,907.64
118Jul 2030$849.35$782.59$1,631.94$218,058.29
119Aug 2030$852.38$779.56$1,631.94$217,205.91
120Sep 2030$855.43$776.51$1,631.94$216,350.48
121Oct 2030$858.49$773.45$1,631.94$215,491.99
122Nov 2030$861.56$770.38$1,631.94$214,630.43
123Dec 2030$864.64$767.30$1,631.94$213,765.79
2030 Total$10,174.75$9,408.53$19,583.28
124Jan 2031$867.73$764.21$1,631.94$212,898.06
125Feb 2031$870.83$761.11$1,631.94$212,027.23
126Mar 2031$873.94$758.00$1,631.94$211,153.29
127Apr 2031$877.07$754.87$1,631.94$210,276.22
128May 2031$880.20$751.74$1,631.94$209,396.02
129Jun 2031$883.35$748.59$1,631.94$208,512.67
130Jul 2031$886.51$745.43$1,631.94$207,626.16
131Aug 2031$889.68$742.26$1,631.94$206,736.48
132Sep 2031$892.86$739.08$1,631.94$205,843.62
133Oct 2031$896.05$735.89$1,631.94$204,947.57
134Nov 2031$899.25$732.69$1,631.94$204,048.32
135Dec 2031$902.47$729.47$1,631.94$203,145.85
2031 Total$10,619.94$8,963.34$19,583.28
136Jan 2032$905.69$726.25$1,631.94$202,240.16
137Feb 2032$908.93$723.01$1,631.94$201,331.23
138Mar 2032$912.18$719.76$1,631.94$200,419.05
139Apr 2032$915.44$716.50$1,631.94$199,503.61
140May 2032$918.71$713.23$1,631.94$198,584.90
141Jun 2032$922.00$709.94$1,631.94$197,662.90
142Jul 2032$925.30$706.64$1,631.94$196,737.60
143Aug 2032$928.60$703.34$1,631.94$195,809.00
144Sep 2032$931.92$700.02$1,631.94$194,877.08
145Oct 2032$935.25$696.69$1,631.94$193,941.83
146Nov 2032$938.60$693.34$1,631.94$193,003.23
147Dec 2032$941.95$689.99$1,631.94$192,061.28
2032 Total$11,084.57$8,498.71$19,583.28
148Jan 2033$945.32$686.62$1,631.94$191,115.96
149Feb 2033$948.70$683.24$1,631.94$190,167.26
150Mar 2033$952.09$679.85$1,631.94$189,215.17
151Apr 2033$955.50$676.44$1,631.94$188,259.67
152May 2033$958.91$673.03$1,631.94$187,300.76
153Jun 2033$962.34$669.60$1,631.94$186,338.42
154Jul 2033$965.78$666.16$1,631.94$185,372.64
155Aug 2033$969.23$662.71$1,631.94$184,403.41
156Sep 2033$972.70$659.24$1,631.94$183,430.71
157Oct 2033$976.18$655.76$1,631.94$182,454.53
158Nov 2033$979.67$652.27$1,631.94$181,474.86
159Dec 2033$983.17$648.77$1,631.94$180,491.69
2033 Total$11,569.59$8,013.69$19,583.28
160Jan 2034$986.68$645.26$1,631.94$179,505.01
161Feb 2034$990.21$641.73$1,631.94$178,514.80
162Mar 2034$993.75$638.19$1,631.94$177,521.05
163Apr 2034$997.30$634.64$1,631.94$176,523.75
164May 2034$1,000.87$631.07$1,631.94$175,522.88
165Jun 2034$1,004.45$627.49$1,631.94$174,518.43
166Jul 2034$1,008.04$623.90$1,631.94$173,510.39
167Aug 2034$1,011.64$620.30$1,631.94$172,498.75
168Sep 2034$1,015.26$616.68$1,631.94$171,483.49
169Oct 2034$1,018.89$613.05$1,631.94$170,464.60
170Nov 2034$1,022.53$609.41$1,631.94$169,442.07
171Dec 2034$1,026.18$605.76$1,631.94$168,415.89
2034 Total$12,075.8$7,507.48$19,583.28
172Jan 2035$1,029.85$602.09$1,631.94$167,386.04
173Feb 2035$1,033.53$598.41$1,631.94$166,352.51
174Mar 2035$1,037.23$594.71$1,631.94$165,315.28
175Apr 2035$1,040.94$591.00$1,631.94$164,274.34
176May 2035$1,044.66$587.28$1,631.94$163,229.68
177Jun 2035$1,048.39$583.55$1,631.94$162,181.29
178Jul 2035$1,052.14$579.80$1,631.94$161,129.15
179Aug 2035$1,055.90$576.04$1,631.94$160,073.25
180Sep 2035$1,059.68$572.26$1,631.94$159,013.57
181Oct 2035$1,063.47$568.47$1,631.94$157,950.10
182Nov 2035$1,067.27$564.67$1,631.94$156,882.83
183Dec 2035$1,071.08$560.86$1,631.94$155,811.75
2035 Total$12,604.14$6,979.14$19,583.28
184Jan 2036$1,074.91$557.03$1,631.94$154,736.84
185Feb 2036$1,078.76$553.18$1,631.94$153,658.08
186Mar 2036$1,082.61$549.33$1,631.94$152,575.47
187Apr 2036$1,086.48$545.46$1,631.94$151,488.99
188May 2036$1,090.37$541.57$1,631.94$150,398.62
189Jun 2036$1,094.26$537.68$1,631.94$149,304.36
190Jul 2036$1,098.18$533.76$1,631.94$148,206.18
191Aug 2036$1,102.10$529.84$1,631.94$147,104.08
192Sep 2036$1,106.04$525.90$1,631.94$145,998.04
193Oct 2036$1,110.00$521.94$1,631.94$144,888.04
194Nov 2036$1,113.97$517.97$1,631.94$143,774.07
195Dec 2036$1,117.95$513.99$1,631.94$142,656.12
2036 Total$13,155.63$6,427.65$19,583.28
196Jan 2037$1,121.94$510.00$1,631.94$141,534.18
197Feb 2037$1,125.96$505.98$1,631.94$140,408.22
198Mar 2037$1,129.98$501.96$1,631.94$139,278.24
199Apr 2037$1,134.02$497.92$1,631.94$138,144.22
200May 2037$1,138.07$493.87$1,631.94$137,006.15
201Jun 2037$1,142.14$489.80$1,631.94$135,864.01
202Jul 2037$1,146.23$485.71$1,631.94$134,717.78
203Aug 2037$1,150.32$481.62$1,631.94$133,567.46
204Sep 2037$1,154.44$477.50$1,631.94$132,413.02
205Oct 2037$1,158.56$473.38$1,631.94$131,254.46
206Nov 2037$1,162.71$469.23$1,631.94$130,091.75
207Dec 2037$1,166.86$465.08$1,631.94$128,924.89
2037 Total$13,731.23$5,852.05$19,583.28
208Jan 2038$1,171.03$460.91$1,631.94$127,753.86
209Feb 2038$1,175.22$456.72$1,631.94$126,578.64
210Mar 2038$1,179.42$452.52$1,631.94$125,399.22
211Apr 2038$1,183.64$448.30$1,631.94$124,215.58
212May 2038$1,187.87$444.07$1,631.94$123,027.71
213Jun 2038$1,192.12$439.82$1,631.94$121,835.59
214Jul 2038$1,196.38$435.56$1,631.94$120,639.21
215Aug 2038$1,200.65$431.29$1,631.94$119,438.56
216Sep 2038$1,204.95$426.99$1,631.94$118,233.61
217Oct 2038$1,209.25$422.69$1,631.94$117,024.36
218Nov 2038$1,213.58$418.36$1,631.94$115,810.78
219Dec 2038$1,217.92$414.02$1,631.94$114,592.86
2038 Total$14,332.03$5,251.25$19,583.28
220Jan 2039$1,222.27$409.67$1,631.94$113,370.59
221Feb 2039$1,226.64$405.30$1,631.94$112,143.95
222Mar 2039$1,231.03$400.91$1,631.94$110,912.92
223Apr 2039$1,235.43$396.51$1,631.94$109,677.49
224May 2039$1,239.84$392.10$1,631.94$108,437.65
225Jun 2039$1,244.28$387.66$1,631.94$107,193.37
226Jul 2039$1,248.72$383.22$1,631.94$105,944.65
227Aug 2039$1,253.19$378.75$1,631.94$104,691.46
228Sep 2039$1,257.67$374.27$1,631.94$103,433.79
229Oct 2039$1,262.16$369.78$1,631.94$102,171.63
230Nov 2039$1,266.68$365.26$1,631.94$100,904.95
231Dec 2039$1,271.20$360.74$1,631.94$99,633.75
2039 Total$14,959.11$4,624.17$19,583.28
232Jan 2040$1,275.75$356.19$1,631.94$98,358.00
233Feb 2040$1,280.31$351.63$1,631.94$97,077.69
234Mar 2040$1,284.89$347.05$1,631.94$95,792.80
235Apr 2040$1,289.48$342.46$1,631.94$94,503.32
236May 2040$1,294.09$337.85$1,631.94$93,209.23
237Jun 2040$1,298.72$333.22$1,631.94$91,910.51
238Jul 2040$1,303.36$328.58$1,631.94$90,607.15
239Aug 2040$1,308.02$323.92$1,631.94$89,299.13
240Sep 2040$1,312.70$319.24$1,631.94$87,986.43
241Oct 2040$1,317.39$314.55$1,631.94$86,669.04
242Nov 2040$1,322.10$309.84$1,631.94$85,346.94
243Dec 2040$1,326.82$305.12$1,631.94$84,020.12
2040 Total$15,613.63$3,969.65$19,583.28
244Jan 2041$1,331.57$300.37$1,631.94$82,688.55
245Feb 2041$1,336.33$295.61$1,631.94$81,352.22
246Mar 2041$1,341.11$290.83$1,631.94$80,011.11
247Apr 2041$1,345.90$286.04$1,631.94$78,665.21
248May 2041$1,350.71$281.23$1,631.94$77,314.50
249Jun 2041$1,355.54$276.40$1,631.94$75,958.96
250Jul 2041$1,360.39$271.55$1,631.94$74,598.57
251Aug 2041$1,365.25$266.69$1,631.94$73,233.32
252Sep 2041$1,370.13$261.81$1,631.94$71,863.19
253Oct 2041$1,375.03$256.91$1,631.94$70,488.16
254Nov 2041$1,379.94$252.00$1,631.94$69,108.22
255Dec 2041$1,384.88$247.06$1,631.94$67,723.34
2041 Total$16,296.78$3,286.5$19,583.28
256Jan 2042$1,389.83$242.11$1,631.94$66,333.51
257Feb 2042$1,394.80$237.14$1,631.94$64,938.71
258Mar 2042$1,399.78$232.16$1,631.94$63,538.93
259Apr 2042$1,404.79$227.15$1,631.94$62,134.14
260May 2042$1,409.81$222.13$1,631.94$60,724.33
261Jun 2042$1,414.85$217.09$1,631.94$59,309.48
262Jul 2042$1,419.91$212.03$1,631.94$57,889.57
263Aug 2042$1,424.98$206.96$1,631.94$56,464.59
264Sep 2042$1,430.08$201.86$1,631.94$55,034.51
265Oct 2042$1,435.19$196.75$1,631.94$53,599.32
266Nov 2042$1,440.32$191.62$1,631.94$52,159.00
267Dec 2042$1,445.47$186.47$1,631.94$50,713.53
2042 Total$17,009.81$2,573.47$19,583.28
268Jan 2043$1,450.64$181.30$1,631.94$49,262.89
269Feb 2043$1,455.83$176.11$1,631.94$47,807.06
270Mar 2043$1,461.03$170.91$1,631.94$46,346.03
271Apr 2043$1,466.25$165.69$1,631.94$44,879.78
272May 2043$1,471.49$160.45$1,631.94$43,408.29
273Jun 2043$1,476.76$155.18$1,631.94$41,931.53
274Jul 2043$1,482.03$149.91$1,631.94$40,449.50
275Aug 2043$1,487.33$144.61$1,631.94$38,962.17
276Sep 2043$1,492.65$139.29$1,631.94$37,469.52
277Oct 2043$1,497.99$133.95$1,631.94$35,971.53
278Nov 2043$1,503.34$128.60$1,631.94$34,468.19
279Dec 2043$1,508.72$123.22$1,631.94$32,959.47
2043 Total$17,754.06$1,829.22$19,583.28
280Jan 2044$1,514.11$117.83$1,631.94$31,445.36
281Feb 2044$1,519.52$112.42$1,631.94$29,925.84
282Mar 2044$1,524.96$106.98$1,631.94$28,400.88
283Apr 2044$1,530.41$101.53$1,631.94$26,870.47
284May 2044$1,535.88$96.06$1,631.94$25,334.59
285Jun 2044$1,541.37$90.57$1,631.94$23,793.22
286Jul 2044$1,546.88$85.06$1,631.94$22,246.34
287Aug 2044$1,552.41$79.53$1,631.94$20,693.93
288Sep 2044$1,557.96$73.98$1,631.94$19,135.97
289Oct 2044$1,563.53$68.41$1,631.94$17,572.44
290Nov 2044$1,569.12$62.82$1,631.94$16,003.32
291Dec 2044$1,574.73$57.21$1,631.94$14,428.59
2044 Total$18,530.88$1,052.4$19,583.28
292Jan 2045$1,580.36$51.58$1,631.94$12,848.23
293Feb 2045$1,586.01$45.93$1,631.94$11,262.22
294Mar 2045$1,591.68$40.26$1,631.94$9,670.54
295Apr 2045$1,597.37$34.57$1,631.94$8,073.17
296May 2045$1,603.08$28.86$1,631.94$6,470.09
297Jun 2045$1,608.81$23.13$1,631.94$4,861.28
298Jul 2045$1,614.56$17.38$1,631.94$3,246.72
299Aug 2045$1,620.33$11.61$1,631.94$1,626.39
300Sep 2045$1,626.13$5.81$1,631.94$0.26
2045 Total$14,428.33$259.13$14,687.46