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6.79
% p.a
Fixed - 7 years
5.88
% p.a
$2,080
based on $300,000 loan amount for 25 years at 6.79%
Calculate your repayments for this loan
Your estimated repayment
$2,080
based on $300,000 loan amount for 25 years at 6.79%
Newcastle Permanent home loans are available through brokers who can help find the right loan and manage your application at no charge.
Madhu Chaudhuri
Get expert advice from a home loans specialist.
Madhu Chaudhuri’s journey from a practicing Architect to a Broker has shaped her 27-year career in Australia culminating in the formation of her company Finance & Mortgage Solutions in 2001. Her vision to assist people to grow themselves financially, to be able to contribute and flourish in the community is the foundation of her practice, resulting in Industry recognition at the State and National level as a top mortgage broker. At FMS, Madhu leads a multi-lingual team to design and engineer finance solutions whether to build a home and material stability or supporting emerging entrepreneurs to open and run small businesses in their local communities. Coming to Australia as an immigrant herself more than 20 years ago, Madhu has lived experience and understanding of some of the struggles of relocating financially and emotionally- especially for migrants. Recognising the need for multi-lingual and multi-cultural access points, FMS has filled this need for migrant journey’s to be heard and supported. She donates her time for various women’s groups such as Saheli Club and Indian Mums Sydney and receives genuine fulfillment when counselling and advising on financial matters to help women achieve financial independence. She has now also been invited to Lean In Org to be the financial mentor in a workshop series for migrant women. Madhu’s drive lies in genuine connection with the community, recognising that it is built by diverse perspectives and experiences and there is a lot to learn from the young and old collectively. Madhu has sponsored an annual ‘Good Word Award’ at the local public school to support public speaking and communication programs for children for the past 7 years, as well as regular events and outing for the aged South Asian community. Finance & Mortgage Solutions strength lies in guiding, mentoring and coaching clients as well as brokers, which has resulted in growth in cities including Sydney, Melbourne, Brisbane, Adelaide & Canberra. Their services break down a pathway for migrants to financial autonomy into achievable milestones to build a strong, foreseeable financial future in their new country.
ACL: 384375
Duncan Tonkin
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Duncan is the Director of Villa Finance Group and has 24 years of experience in the banking and finance industry. Having had a fulfilling and successful 12 year career at ANZ, he moved into Mortgage Broking and founded Villa Finance Group in 2013. Villa Finance Group prides itself on developing long-term relationships not just the initial home loan, including yearly interest rate reviews and regular updates in relation to your home and investment loans. Duncan has a passion for assisting clients build wealth through property. Whether it be assisting first home buyers to navigate the entire purchase process, advising families how to pay off their loans sooner, implementing investment strategies for clients seeking to enter the investment property market or experienced investors with a growing investment property portfolio. Duncan holds an MBA (Management) from Macquarie Graduate School of Management, a Bachelor of Business (HR) and a Certificate IV in Finance and Mortgage Broking Management.
CRN: 454057
Daan Jansen
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- Cert. IV Finance & Mortgage Broking - Investment Advisor (RG146) - Award-winning mortgage broker - Victorian Agents Representative - 20 Years in Financial Services industry - Conducted $40 million worth of Private Equity investments with clients - Conducted over $50 million worth of Property Transactions with clients During his twenty years of work in financial industries around the world, Daan has accumulated a wealth and breadth of knowledge and experience, helping thousands of clients and investors along the way. Daan’s career working in market-leading institutions began in his home country of the Netherlands, where he worked at ING bank. After moving to Australia, Daan was nominated in back-to-back years as Best Newcomer in Victoria at the Better Business Awards, an annual awards ceremony hosted by The Adviser. Daan took home the award on his second nomination, setting him up for a great career in the Australian Financial industry. From 2018 till 2020, Daan has raised over AU$40,000,000 in private equity, playing an integral part in building a community of successful investors for his employer. After nineteen years of being employed in the Financial Industry, Daan’s knowledge, experience and innovatively fresh views are best expressed through a new venture, so it was time for Daan to spread his wings and launch his own business: The Finance Alliance. Launched in 2020 The Finance Alliance provides a one stop solution for everything finance related: - Home purchases and refinance - Investment purchases and refinance - SMSF new loans and refinance - Business finance - Commercial purchases and refinance - Asset finance - Car finance
CRN: 425175

Smart Booster Home Loan Discounted Variable - 1yr
special
1.99% variable rate for 12 months then 2.48% variable rate1.99
% p.a
Intro 12 months
3.75
% p.a
The 12-month interest rate discount could give you more breathing room in your household budget, or make a head start on paying off your home sooner.
Quick home loan review
For Fixed Rate Investment Loan (Principal and Interest) 7 Years
These are the benefits of this home loan.
- No ongoing fees
- Suitable for low deposits
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Rate Investment Loan (Principal and Interest) 7 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $624,000 |
Interest rate type Fixed - 7 years | |
Borrowing range
$5k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $25000 per year | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 595 | Application fee 595 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Refinance and get $3,000 cashback for home loans over $500k with LVR ≤ 90%. Limited time offer extended, T&Cs apply.From Friday 1 April 2022, with our new Bonus Cashback Offer, customers who refinance a loan of $500,000 or more from another financial institution to us may be eligible for a bonus $1,000 cashback on top of the usual $2,000 cashback. Apply by 30 June 2022, funded by 31 August 2022. The total loan refinanced, either jointly or individually with NPBS must be $500,000 or more, and the refinanced loan must have a maximum Loan to Valuation Ratio of 90%. Limited time offer extended, T&Cs apply.
Target Market Determination
Visit Newcastle Permanent Building Society to view Target Market Determination.
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