Premium Plus Package Fixed Rate Home Loan (Interest Only) 1 Year from Newcastle Permanent

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
2.99%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$748
Number of Repayments
300
Total Interest Paid
$-75,600
Total repayments
$224,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$673.57$747.50$1,421.07$299,326.43
2Feb 2020$675.25$745.82$1,421.07$298,651.18
3Mar 2020$676.93$744.14$1,421.07$297,974.25
4Apr 2020$678.62$742.45$1,421.07$297,295.63
5May 2020$680.31$740.76$1,421.07$296,615.32
6Jun 2020$682.00$739.07$1,421.07$295,933.32
7Jul 2020$683.70$737.37$1,421.07$295,249.62
8Aug 2020$685.41$735.66$1,421.07$294,564.21
9Sep 2020$687.11$733.96$1,421.07$293,877.10
10Oct 2020$688.83$732.24$1,421.07$293,188.27
11Nov 2020$690.54$730.53$1,421.07$292,497.73
12Dec 2020$692.26$728.81$1,421.07$291,805.47
2020 Total$8,194.53$8,858.31$17,052.84
13Jan 2021$693.99$727.08$1,421.07$291,111.48
14Feb 2021$695.72$725.35$1,421.07$290,415.76
15Mar 2021$697.45$723.62$1,421.07$289,718.31
16Apr 2021$699.19$721.88$1,421.07$289,019.12
17May 2021$700.93$720.14$1,421.07$288,318.19
18Jun 2021$702.68$718.39$1,421.07$287,615.51
19Jul 2021$704.43$716.64$1,421.07$286,911.08
20Aug 2021$706.18$714.89$1,421.07$286,204.90
21Sep 2021$707.94$713.13$1,421.07$285,496.96
22Oct 2021$709.71$711.36$1,421.07$284,787.25
23Nov 2021$711.48$709.59$1,421.07$284,075.77
24Dec 2021$713.25$707.82$1,421.07$283,362.52
2021 Total$8,442.95$8,609.89$17,052.84
25Jan 2022$715.03$706.04$1,421.07$282,647.49
26Feb 2022$716.81$704.26$1,421.07$281,930.68
27Mar 2022$718.59$702.48$1,421.07$281,212.09
28Apr 2022$720.38$700.69$1,421.07$280,491.71
29May 2022$722.18$698.89$1,421.07$279,769.53
30Jun 2022$723.98$697.09$1,421.07$279,045.55
31Jul 2022$725.78$695.29$1,421.07$278,319.77
32Aug 2022$727.59$693.48$1,421.07$277,592.18
33Sep 2022$729.40$691.67$1,421.07$276,862.78
34Oct 2022$731.22$689.85$1,421.07$276,131.56
35Nov 2022$733.04$688.03$1,421.07$275,398.52
36Dec 2022$734.87$686.20$1,421.07$274,663.65
2022 Total$8,698.87$8,353.97$17,052.84
37Jan 2023$736.70$684.37$1,421.07$273,926.95
38Feb 2023$738.54$682.53$1,421.07$273,188.41
39Mar 2023$740.38$680.69$1,421.07$272,448.03
40Apr 2023$742.22$678.85$1,421.07$271,705.81
41May 2023$744.07$677.00$1,421.07$270,961.74
42Jun 2023$745.92$675.15$1,421.07$270,215.82
43Jul 2023$747.78$673.29$1,421.07$269,468.04
44Aug 2023$749.65$671.42$1,421.07$268,718.39
45Sep 2023$751.51$669.56$1,421.07$267,966.88
46Oct 2023$753.39$667.68$1,421.07$267,213.49
47Nov 2023$755.26$665.81$1,421.07$266,458.23
48Dec 2023$757.14$663.93$1,421.07$265,701.09
2023 Total$8,962.56$8,090.28$17,052.84
49Jan 2024$759.03$662.04$1,421.07$264,942.06
50Feb 2024$760.92$660.15$1,421.07$264,181.14
51Mar 2024$762.82$658.25$1,421.07$263,418.32
52Apr 2024$764.72$656.35$1,421.07$262,653.60
53May 2024$766.62$654.45$1,421.07$261,886.98
54Jun 2024$768.53$652.54$1,421.07$261,118.45
55Jul 2024$770.45$650.62$1,421.07$260,348.00
56Aug 2024$772.37$648.70$1,421.07$259,575.63
57Sep 2024$774.29$646.78$1,421.07$258,801.34
58Oct 2024$776.22$644.85$1,421.07$258,025.12
59Nov 2024$778.16$642.91$1,421.07$257,246.96
60Dec 2024$780.10$640.97$1,421.07$256,466.86
2024 Total$9,234.23$7,818.61$17,052.84
61Jan 2025$782.04$639.03$1,421.07$255,684.82
62Feb 2025$783.99$637.08$1,421.07$254,900.83
63Mar 2025$785.94$635.13$1,421.07$254,114.89
64Apr 2025$787.90$633.17$1,421.07$253,326.99
65May 2025$789.86$631.21$1,421.07$252,537.13
66Jun 2025$791.83$629.24$1,421.07$251,745.30
67Jul 2025$793.80$627.27$1,421.07$250,951.50
68Aug 2025$795.78$625.29$1,421.07$250,155.72
69Sep 2025$797.77$623.30$1,421.07$249,357.95
70Oct 2025$799.75$621.32$1,421.07$248,558.20
71Nov 2025$801.75$619.32$1,421.07$247,756.45
72Dec 2025$803.74$617.33$1,421.07$246,952.71
2025 Total$9,514.15$7,538.69$17,052.84
73Jan 2026$805.75$615.32$1,421.07$246,146.96
74Feb 2026$807.75$613.32$1,421.07$245,339.21
75Mar 2026$809.77$611.30$1,421.07$244,529.44
76Apr 2026$811.78$609.29$1,421.07$243,717.66
77May 2026$813.81$607.26$1,421.07$242,903.85
78Jun 2026$815.83$605.24$1,421.07$242,088.02
79Jul 2026$817.87$603.20$1,421.07$241,270.15
80Aug 2026$819.91$601.16$1,421.07$240,450.24
81Sep 2026$821.95$599.12$1,421.07$239,628.29
82Oct 2026$824.00$597.07$1,421.07$238,804.29
83Nov 2026$826.05$595.02$1,421.07$237,978.24
84Dec 2026$828.11$592.96$1,421.07$237,150.13
2026 Total$9,802.58$7,250.26$17,052.84
85Jan 2027$830.17$590.90$1,421.07$236,319.96
86Feb 2027$832.24$588.83$1,421.07$235,487.72
87Mar 2027$834.31$586.76$1,421.07$234,653.41
88Apr 2027$836.39$584.68$1,421.07$233,817.02
89May 2027$838.48$582.59$1,421.07$232,978.54
90Jun 2027$840.57$580.50$1,421.07$232,137.97
91Jul 2027$842.66$578.41$1,421.07$231,295.31
92Aug 2027$844.76$576.31$1,421.07$230,450.55
93Sep 2027$846.86$574.21$1,421.07$229,603.69
94Oct 2027$848.97$572.10$1,421.07$228,754.72
95Nov 2027$851.09$569.98$1,421.07$227,903.63
96Dec 2027$853.21$567.86$1,421.07$227,050.42
2027 Total$10,099.71$6,953.13$17,052.84
97Jan 2028$855.34$565.73$1,421.07$226,195.08
98Feb 2028$857.47$563.60$1,421.07$225,337.61
99Mar 2028$859.60$561.47$1,421.07$224,478.01
100Apr 2028$861.75$559.32$1,421.07$223,616.26
101May 2028$863.89$557.18$1,421.07$222,752.37
102Jun 2028$866.05$555.02$1,421.07$221,886.32
103Jul 2028$868.20$552.87$1,421.07$221,018.12
104Aug 2028$870.37$550.70$1,421.07$220,147.75
105Sep 2028$872.54$548.53$1,421.07$219,275.21
106Oct 2028$874.71$546.36$1,421.07$218,400.50
107Nov 2028$876.89$544.18$1,421.07$217,523.61
108Dec 2028$879.07$542.00$1,421.07$216,644.54
2028 Total$10,405.88$6,646.96$17,052.84
109Jan 2029$881.26$539.81$1,421.07$215,763.28
110Feb 2029$883.46$537.61$1,421.07$214,879.82
111Mar 2029$885.66$535.41$1,421.07$213,994.16
112Apr 2029$887.87$533.20$1,421.07$213,106.29
113May 2029$890.08$530.99$1,421.07$212,216.21
114Jun 2029$892.30$528.77$1,421.07$211,323.91
115Jul 2029$894.52$526.55$1,421.07$210,429.39
116Aug 2029$896.75$524.32$1,421.07$209,532.64
117Sep 2029$898.98$522.09$1,421.07$208,633.66
118Oct 2029$901.22$519.85$1,421.07$207,732.44
119Nov 2029$903.47$517.60$1,421.07$206,828.97
120Dec 2029$905.72$515.35$1,421.07$205,923.25
2029 Total$10,721.29$6,331.55$17,052.84
121Jan 2030$907.98$513.09$1,421.07$205,015.27
122Feb 2030$910.24$510.83$1,421.07$204,105.03
123Mar 2030$912.51$508.56$1,421.07$203,192.52
124Apr 2030$914.78$506.29$1,421.07$202,277.74
125May 2030$917.06$504.01$1,421.07$201,360.68
126Jun 2030$919.35$501.72$1,421.07$200,441.33
127Jul 2030$921.64$499.43$1,421.07$199,519.69
128Aug 2030$923.93$497.14$1,421.07$198,595.76
129Sep 2030$926.24$494.83$1,421.07$197,669.52
130Oct 2030$928.54$492.53$1,421.07$196,740.98
131Nov 2030$930.86$490.21$1,421.07$195,810.12
132Dec 2030$933.18$487.89$1,421.07$194,876.94
2030 Total$11,046.31$6,006.53$17,052.84
133Jan 2031$935.50$485.57$1,421.07$193,941.44
134Feb 2031$937.83$483.24$1,421.07$193,003.61
135Mar 2031$940.17$480.90$1,421.07$192,063.44
136Apr 2031$942.51$478.56$1,421.07$191,120.93
137May 2031$944.86$476.21$1,421.07$190,176.07
138Jun 2031$947.21$473.86$1,421.07$189,228.86
139Jul 2031$949.57$471.50$1,421.07$188,279.29
140Aug 2031$951.94$469.13$1,421.07$187,327.35
141Sep 2031$954.31$466.76$1,421.07$186,373.04
142Oct 2031$956.69$464.38$1,421.07$185,416.35
143Nov 2031$959.07$462.00$1,421.07$184,457.28
144Dec 2031$961.46$459.61$1,421.07$183,495.82
2031 Total$11,381.12$5,671.72$17,052.84
145Jan 2032$963.86$457.21$1,421.07$182,531.96
146Feb 2032$966.26$454.81$1,421.07$181,565.70
147Mar 2032$968.67$452.40$1,421.07$180,597.03
148Apr 2032$971.08$449.99$1,421.07$179,625.95
149May 2032$973.50$447.57$1,421.07$178,652.45
150Jun 2032$975.93$445.14$1,421.07$177,676.52
151Jul 2032$978.36$442.71$1,421.07$176,698.16
152Aug 2032$980.80$440.27$1,421.07$175,717.36
153Sep 2032$983.24$437.83$1,421.07$174,734.12
154Oct 2032$985.69$435.38$1,421.07$173,748.43
155Nov 2032$988.15$432.92$1,421.07$172,760.28
156Dec 2032$990.61$430.46$1,421.07$171,769.67
2032 Total$11,726.15$5,326.69$17,052.84
157Jan 2033$993.08$427.99$1,421.07$170,776.59
158Feb 2033$995.55$425.52$1,421.07$169,781.04
159Mar 2033$998.03$423.04$1,421.07$168,783.01
160Apr 2033$1,000.52$420.55$1,421.07$167,782.49
161May 2033$1,003.01$418.06$1,421.07$166,779.48
162Jun 2033$1,005.51$415.56$1,421.07$165,773.97
163Jul 2033$1,008.02$413.05$1,421.07$164,765.95
164Aug 2033$1,010.53$410.54$1,421.07$163,755.42
165Sep 2033$1,013.05$408.02$1,421.07$162,742.37
166Oct 2033$1,015.57$405.50$1,421.07$161,726.80
167Nov 2033$1,018.10$402.97$1,421.07$160,708.70
168Dec 2033$1,020.64$400.43$1,421.07$159,688.06
2033 Total$12,081.61$4,971.23$17,052.84
169Jan 2034$1,023.18$397.89$1,421.07$158,664.88
170Feb 2034$1,025.73$395.34$1,421.07$157,639.15
171Mar 2034$1,028.29$392.78$1,421.07$156,610.86
172Apr 2034$1,030.85$390.22$1,421.07$155,580.01
173May 2034$1,033.42$387.65$1,421.07$154,546.59
174Jun 2034$1,035.99$385.08$1,421.07$153,510.60
175Jul 2034$1,038.57$382.50$1,421.07$152,472.03
176Aug 2034$1,041.16$379.91$1,421.07$151,430.87
177Sep 2034$1,043.75$377.32$1,421.07$150,387.12
178Oct 2034$1,046.36$374.71$1,421.07$149,340.76
179Nov 2034$1,048.96$372.11$1,421.07$148,291.80
180Dec 2034$1,051.58$369.49$1,421.07$147,240.22
2034 Total$12,447.84$4,605$17,052.84
181Jan 2035$1,054.20$366.87$1,421.07$146,186.02
182Feb 2035$1,056.82$364.25$1,421.07$145,129.20
183Mar 2035$1,059.46$361.61$1,421.07$144,069.74
184Apr 2035$1,062.10$358.97$1,421.07$143,007.64
185May 2035$1,064.74$356.33$1,421.07$141,942.90
186Jun 2035$1,067.40$353.67$1,421.07$140,875.50
187Jul 2035$1,070.06$351.01$1,421.07$139,805.44
188Aug 2035$1,072.72$348.35$1,421.07$138,732.72
189Sep 2035$1,075.39$345.68$1,421.07$137,657.33
190Oct 2035$1,078.07$343.00$1,421.07$136,579.26
191Nov 2035$1,080.76$340.31$1,421.07$135,498.50
192Dec 2035$1,083.45$337.62$1,421.07$134,415.05
2035 Total$12,825.17$4,227.67$17,052.84
193Jan 2036$1,086.15$334.92$1,421.07$133,328.90
194Feb 2036$1,088.86$332.21$1,421.07$132,240.04
195Mar 2036$1,091.57$329.50$1,421.07$131,148.47
196Apr 2036$1,094.29$326.78$1,421.07$130,054.18
197May 2036$1,097.02$324.05$1,421.07$128,957.16
198Jun 2036$1,099.75$321.32$1,421.07$127,857.41
199Jul 2036$1,102.49$318.58$1,421.07$126,754.92
200Aug 2036$1,105.24$315.83$1,421.07$125,649.68
201Sep 2036$1,107.99$313.08$1,421.07$124,541.69
202Oct 2036$1,110.75$310.32$1,421.07$123,430.94
203Nov 2036$1,113.52$307.55$1,421.07$122,317.42
204Dec 2036$1,116.30$304.77$1,421.07$121,201.12
2036 Total$13,213.93$3,838.91$17,052.84
205Jan 2037$1,119.08$301.99$1,421.07$120,082.04
206Feb 2037$1,121.87$299.20$1,421.07$118,960.17
207Mar 2037$1,124.66$296.41$1,421.07$117,835.51
208Apr 2037$1,127.46$293.61$1,421.07$116,708.05
209May 2037$1,130.27$290.80$1,421.07$115,577.78
210Jun 2037$1,133.09$287.98$1,421.07$114,444.69
211Jul 2037$1,135.91$285.16$1,421.07$113,308.78
212Aug 2037$1,138.74$282.33$1,421.07$112,170.04
213Sep 2037$1,141.58$279.49$1,421.07$111,028.46
214Oct 2037$1,144.42$276.65$1,421.07$109,884.04
215Nov 2037$1,147.28$273.79$1,421.07$108,736.76
216Dec 2037$1,150.13$270.94$1,421.07$107,586.63
2037 Total$13,614.49$3,438.35$17,052.84
217Jan 2038$1,153.00$268.07$1,421.07$106,433.63
218Feb 2038$1,155.87$265.20$1,421.07$105,277.76
219Mar 2038$1,158.75$262.32$1,421.07$104,119.01
220Apr 2038$1,161.64$259.43$1,421.07$102,957.37
221May 2038$1,164.53$256.54$1,421.07$101,792.84
222Jun 2038$1,167.44$253.63$1,421.07$100,625.40
223Jul 2038$1,170.35$250.72$1,421.07$99,455.05
224Aug 2038$1,173.26$247.81$1,421.07$98,281.79
225Sep 2038$1,176.18$244.89$1,421.07$97,105.61
226Oct 2038$1,179.12$241.95$1,421.07$95,926.49
227Nov 2038$1,182.05$239.02$1,421.07$94,744.44
228Dec 2038$1,185.00$236.07$1,421.07$93,559.44
2038 Total$14,027.19$3,025.65$17,052.84
229Jan 2039$1,187.95$233.12$1,421.07$92,371.49
230Feb 2039$1,190.91$230.16$1,421.07$91,180.58
231Mar 2039$1,193.88$227.19$1,421.07$89,986.70
232Apr 2039$1,196.85$224.22$1,421.07$88,789.85
233May 2039$1,199.84$221.23$1,421.07$87,590.01
234Jun 2039$1,202.82$218.25$1,421.07$86,387.19
235Jul 2039$1,205.82$215.25$1,421.07$85,181.37
236Aug 2039$1,208.83$212.24$1,421.07$83,972.54
237Sep 2039$1,211.84$209.23$1,421.07$82,760.70
238Oct 2039$1,214.86$206.21$1,421.07$81,545.84
239Nov 2039$1,217.88$203.19$1,421.07$80,327.96
240Dec 2039$1,220.92$200.15$1,421.07$79,107.04
2039 Total$14,452.4$2,600.44$17,052.84
241Jan 2040$1,223.96$197.11$1,421.07$77,883.08
242Feb 2040$1,227.01$194.06$1,421.07$76,656.07
243Mar 2040$1,230.07$191.00$1,421.07$75,426.00
244Apr 2040$1,233.13$187.94$1,421.07$74,192.87
245May 2040$1,236.21$184.86$1,421.07$72,956.66
246Jun 2040$1,239.29$181.78$1,421.07$71,717.37
247Jul 2040$1,242.37$178.70$1,421.07$70,475.00
248Aug 2040$1,245.47$175.60$1,421.07$69,229.53
249Sep 2040$1,248.57$172.50$1,421.07$67,980.96
250Oct 2040$1,251.68$169.39$1,421.07$66,729.28
251Nov 2040$1,254.80$166.27$1,421.07$65,474.48
252Dec 2040$1,257.93$163.14$1,421.07$64,216.55
2040 Total$14,890.49$2,162.35$17,052.84
253Jan 2041$1,261.06$160.01$1,421.07$62,955.49
254Feb 2041$1,264.21$156.86$1,421.07$61,691.28
255Mar 2041$1,267.36$153.71$1,421.07$60,423.92
256Apr 2041$1,270.51$150.56$1,421.07$59,153.41
257May 2041$1,273.68$147.39$1,421.07$57,879.73
258Jun 2041$1,276.85$144.22$1,421.07$56,602.88
259Jul 2041$1,280.03$141.04$1,421.07$55,322.85
260Aug 2041$1,283.22$137.85$1,421.07$54,039.63
261Sep 2041$1,286.42$134.65$1,421.07$52,753.21
262Oct 2041$1,289.63$131.44$1,421.07$51,463.58
263Nov 2041$1,292.84$128.23$1,421.07$50,170.74
264Dec 2041$1,296.06$125.01$1,421.07$48,874.68
2041 Total$15,341.87$1,710.97$17,052.84
265Jan 2042$1,299.29$121.78$1,421.07$47,575.39
266Feb 2042$1,302.53$118.54$1,421.07$46,272.86
267Mar 2042$1,305.77$115.30$1,421.07$44,967.09
268Apr 2042$1,309.03$112.04$1,421.07$43,658.06
269May 2042$1,312.29$108.78$1,421.07$42,345.77
270Jun 2042$1,315.56$105.51$1,421.07$41,030.21
271Jul 2042$1,318.84$102.23$1,421.07$39,711.37
272Aug 2042$1,322.12$98.95$1,421.07$38,389.25
273Sep 2042$1,325.42$95.65$1,421.07$37,063.83
274Oct 2042$1,328.72$92.35$1,421.07$35,735.11
275Nov 2042$1,332.03$89.04$1,421.07$34,403.08
276Dec 2042$1,335.35$85.72$1,421.07$33,067.73
2042 Total$15,806.95$1,245.89$17,052.84
277Jan 2043$1,338.68$82.39$1,421.07$31,729.05
278Feb 2043$1,342.01$79.06$1,421.07$30,387.04
279Mar 2043$1,345.36$75.71$1,421.07$29,041.68
280Apr 2043$1,348.71$72.36$1,421.07$27,692.97
281May 2043$1,352.07$69.00$1,421.07$26,340.90
282Jun 2043$1,355.44$65.63$1,421.07$24,985.46
283Jul 2043$1,358.81$62.26$1,421.07$23,626.65
284Aug 2043$1,362.20$58.87$1,421.07$22,264.45
285Sep 2043$1,365.59$55.48$1,421.07$20,898.86
286Oct 2043$1,369.00$52.07$1,421.07$19,529.86
287Nov 2043$1,372.41$48.66$1,421.07$18,157.45
288Dec 2043$1,375.83$45.24$1,421.07$16,781.62
2043 Total$16,286.11$766.73$17,052.84
289Jan 2044$1,379.26$41.81$1,421.07$15,402.36
290Feb 2044$1,382.69$38.38$1,421.07$14,019.67
291Mar 2044$1,386.14$34.93$1,421.07$12,633.53
292Apr 2044$1,389.59$31.48$1,421.07$11,243.94
293May 2044$1,393.05$28.02$1,421.07$9,850.89
294Jun 2044$1,396.52$24.55$1,421.07$8,454.37
295Jul 2044$1,400.00$21.07$1,421.07$7,054.37
296Aug 2044$1,403.49$17.58$1,421.07$5,650.88
297Sep 2044$1,406.99$14.08$1,421.07$4,243.89
298Oct 2044$1,410.50$10.57$1,421.07$2,833.39
299Nov 2044$1,414.01$7.06$1,421.07$1,419.38
300Dec 2044$1,417.53$3.54$1,421.07$1.85
2044 Total$16,779.77$273.07$17,052.84
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