Borrow amount

$300,000

Advertised Rate

2.28%

p.a Fixed - 1 year

Loan term
25 Years
Newcastle Permanent
Repayment frequency
Monthly
Monthly Repayments
$1,313
Number of repayments
300
Total interest paid
$93,857
Total Repayments

$393,855

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$742.85$570.00$1,312.85$299,257.15
2Jun 2021$744.26$568.59$1,312.85$298,512.89
3Jul 2021$745.68$567.17$1,312.85$297,767.21
4Aug 2021$747.09$565.76$1,312.85$297,020.12
5Sep 2021$748.51$564.34$1,312.85$296,271.61
6Oct 2021$749.93$562.92$1,312.85$295,521.68
7Nov 2021$751.36$561.49$1,312.85$294,770.32
8Dec 2021$752.79$560.06$1,312.85$294,017.53
2021 Total$5,982.47$4,520.33$10,502.8
9Jan 2022$754.22$558.63$1,312.85$293,263.31
10Feb 2022$755.65$557.20$1,312.85$292,507.66
11Mar 2022$757.09$555.76$1,312.85$291,750.57
12Apr 2022$758.52$554.33$1,312.85$290,992.05
13May 2022$759.97$552.88$1,312.85$290,232.08
14Jun 2022$761.41$551.44$1,312.85$289,470.67
15Jul 2022$762.86$549.99$1,312.85$288,707.81
16Aug 2022$764.31$548.54$1,312.85$287,943.50
17Sep 2022$765.76$547.09$1,312.85$287,177.74
18Oct 2022$767.21$545.64$1,312.85$286,410.53
19Nov 2022$768.67$544.18$1,312.85$285,641.86
20Dec 2022$770.13$542.72$1,312.85$284,871.73
2022 Total$9,145.8$6,608.4$15,754.2
21Jan 2023$771.59$541.26$1,312.85$284,100.14
22Feb 2023$773.06$539.79$1,312.85$283,327.08
23Mar 2023$774.53$538.32$1,312.85$282,552.55
24Apr 2023$776.00$536.85$1,312.85$281,776.55
25May 2023$777.47$535.38$1,312.85$280,999.08
26Jun 2023$778.95$533.90$1,312.85$280,220.13
27Jul 2023$780.43$532.42$1,312.85$279,439.70
28Aug 2023$781.91$530.94$1,312.85$278,657.79
29Sep 2023$783.40$529.45$1,312.85$277,874.39
30Oct 2023$784.89$527.96$1,312.85$277,089.50
31Nov 2023$786.38$526.47$1,312.85$276,303.12
32Dec 2023$787.87$524.98$1,312.85$275,515.25
2023 Total$9,356.48$6,397.72$15,754.2
33Jan 2024$789.37$523.48$1,312.85$274,725.88
34Feb 2024$790.87$521.98$1,312.85$273,935.01
35Mar 2024$792.37$520.48$1,312.85$273,142.64
36Apr 2024$793.88$518.97$1,312.85$272,348.76
37May 2024$795.39$517.46$1,312.85$271,553.37
38Jun 2024$796.90$515.95$1,312.85$270,756.47
39Jul 2024$798.41$514.44$1,312.85$269,958.06
40Aug 2024$799.93$512.92$1,312.85$269,158.13
41Sep 2024$801.45$511.40$1,312.85$268,356.68
42Oct 2024$802.97$509.88$1,312.85$267,553.71
43Nov 2024$804.50$508.35$1,312.85$266,749.21
44Dec 2024$806.03$506.82$1,312.85$265,943.18
2024 Total$9,572.07$6,182.13$15,754.2
45Jan 2025$807.56$505.29$1,312.85$265,135.62
46Feb 2025$809.09$503.76$1,312.85$264,326.53
47Mar 2025$810.63$502.22$1,312.85$263,515.90
48Apr 2025$812.17$500.68$1,312.85$262,703.73
49May 2025$813.71$499.14$1,312.85$261,890.02
50Jun 2025$815.26$497.59$1,312.85$261,074.76
51Jul 2025$816.81$496.04$1,312.85$260,257.95
52Aug 2025$818.36$494.49$1,312.85$259,439.59
53Sep 2025$819.91$492.94$1,312.85$258,619.68
54Oct 2025$821.47$491.38$1,312.85$257,798.21
55Nov 2025$823.03$489.82$1,312.85$256,975.18
56Dec 2025$824.60$488.25$1,312.85$256,150.58
2025 Total$9,792.6$5,961.6$15,754.2
57Jan 2026$826.16$486.69$1,312.85$255,324.42
58Feb 2026$827.73$485.12$1,312.85$254,496.69
59Mar 2026$829.31$483.54$1,312.85$253,667.38
60Apr 2026$830.88$481.97$1,312.85$252,836.50
61May 2026$832.46$480.39$1,312.85$252,004.04
62Jun 2026$834.04$478.81$1,312.85$251,170.00
63Jul 2026$835.63$477.22$1,312.85$250,334.37
64Aug 2026$837.21$475.64$1,312.85$249,497.16
65Sep 2026$838.81$474.04$1,312.85$248,658.35
66Oct 2026$840.40$472.45$1,312.85$247,817.95
67Nov 2026$842.00$470.85$1,312.85$246,975.95
68Dec 2026$843.60$469.25$1,312.85$246,132.35
2026 Total$10,018.23$5,735.97$15,754.2
69Jan 2027$845.20$467.65$1,312.85$245,287.15
70Feb 2027$846.80$466.05$1,312.85$244,440.35
71Mar 2027$848.41$464.44$1,312.85$243,591.94
72Apr 2027$850.03$462.82$1,312.85$242,741.91
73May 2027$851.64$461.21$1,312.85$241,890.27
74Jun 2027$853.26$459.59$1,312.85$241,037.01
75Jul 2027$854.88$457.97$1,312.85$240,182.13
76Aug 2027$856.50$456.35$1,312.85$239,325.63
77Sep 2027$858.13$454.72$1,312.85$238,467.50
78Oct 2027$859.76$453.09$1,312.85$237,607.74
79Nov 2027$861.40$451.45$1,312.85$236,746.34
80Dec 2027$863.03$449.82$1,312.85$235,883.31
2027 Total$10,249.04$5,505.16$15,754.2
81Jan 2028$864.67$448.18$1,312.85$235,018.64
82Feb 2028$866.31$446.54$1,312.85$234,152.33
83Mar 2028$867.96$444.89$1,312.85$233,284.37
84Apr 2028$869.61$443.24$1,312.85$232,414.76
85May 2028$871.26$441.59$1,312.85$231,543.50
86Jun 2028$872.92$439.93$1,312.85$230,670.58
87Jul 2028$874.58$438.27$1,312.85$229,796.00
88Aug 2028$876.24$436.61$1,312.85$228,919.76
89Sep 2028$877.90$434.95$1,312.85$228,041.86
90Oct 2028$879.57$433.28$1,312.85$227,162.29
91Nov 2028$881.24$431.61$1,312.85$226,281.05
92Dec 2028$882.92$429.93$1,312.85$225,398.13
2028 Total$10,485.18$5,269.02$15,754.2
93Jan 2029$884.59$428.26$1,312.85$224,513.54
94Feb 2029$886.27$426.58$1,312.85$223,627.27
95Mar 2029$887.96$424.89$1,312.85$222,739.31
96Apr 2029$889.65$423.20$1,312.85$221,849.66
97May 2029$891.34$421.51$1,312.85$220,958.32
98Jun 2029$893.03$419.82$1,312.85$220,065.29
99Jul 2029$894.73$418.12$1,312.85$219,170.56
100Aug 2029$896.43$416.42$1,312.85$218,274.13
101Sep 2029$898.13$414.72$1,312.85$217,376.00
102Oct 2029$899.84$413.01$1,312.85$216,476.16
103Nov 2029$901.55$411.30$1,312.85$215,574.61
104Dec 2029$903.26$409.59$1,312.85$214,671.35
2029 Total$10,726.78$5,027.42$15,754.2
105Jan 2030$904.97$407.88$1,312.85$213,766.38
106Feb 2030$906.69$406.16$1,312.85$212,859.69
107Mar 2030$908.42$404.43$1,312.85$211,951.27
108Apr 2030$910.14$402.71$1,312.85$211,041.13
109May 2030$911.87$400.98$1,312.85$210,129.26
110Jun 2030$913.60$399.25$1,312.85$209,215.66
111Jul 2030$915.34$397.51$1,312.85$208,300.32
112Aug 2030$917.08$395.77$1,312.85$207,383.24
113Sep 2030$918.82$394.03$1,312.85$206,464.42
114Oct 2030$920.57$392.28$1,312.85$205,543.85
115Nov 2030$922.32$390.53$1,312.85$204,621.53
116Dec 2030$924.07$388.78$1,312.85$203,697.46
2030 Total$10,973.89$4,780.31$15,754.2
117Jan 2031$925.82$387.03$1,312.85$202,771.64
118Feb 2031$927.58$385.27$1,312.85$201,844.06
119Mar 2031$929.35$383.50$1,312.85$200,914.71
120Apr 2031$931.11$381.74$1,312.85$199,983.60
121May 2031$932.88$379.97$1,312.85$199,050.72
122Jun 2031$934.65$378.20$1,312.85$198,116.07
123Jul 2031$936.43$376.42$1,312.85$197,179.64
124Aug 2031$938.21$374.64$1,312.85$196,241.43
125Sep 2031$939.99$372.86$1,312.85$195,301.44
126Oct 2031$941.78$371.07$1,312.85$194,359.66
127Nov 2031$943.57$369.28$1,312.85$193,416.09
128Dec 2031$945.36$367.49$1,312.85$192,470.73
2031 Total$11,226.73$4,527.47$15,754.2
129Jan 2032$947.16$365.69$1,312.85$191,523.57
130Feb 2032$948.96$363.89$1,312.85$190,574.61
131Mar 2032$950.76$362.09$1,312.85$189,623.85
132Apr 2032$952.56$360.29$1,312.85$188,671.29
133May 2032$954.37$358.48$1,312.85$187,716.92
134Jun 2032$956.19$356.66$1,312.85$186,760.73
135Jul 2032$958.00$354.85$1,312.85$185,802.73
136Aug 2032$959.82$353.03$1,312.85$184,842.91
137Sep 2032$961.65$351.20$1,312.85$183,881.26
138Oct 2032$963.48$349.37$1,312.85$182,917.78
139Nov 2032$965.31$347.54$1,312.85$181,952.47
140Dec 2032$967.14$345.71$1,312.85$180,985.33
2032 Total$11,485.4$4,268.8$15,754.2
141Jan 2033$968.98$343.87$1,312.85$180,016.35
142Feb 2033$970.82$342.03$1,312.85$179,045.53
143Mar 2033$972.66$340.19$1,312.85$178,072.87
144Apr 2033$974.51$338.34$1,312.85$177,098.36
145May 2033$976.36$336.49$1,312.85$176,122.00
146Jun 2033$978.22$334.63$1,312.85$175,143.78
147Jul 2033$980.08$332.77$1,312.85$174,163.70
148Aug 2033$981.94$330.91$1,312.85$173,181.76
149Sep 2033$983.80$329.05$1,312.85$172,197.96
150Oct 2033$985.67$327.18$1,312.85$171,212.29
151Nov 2033$987.55$325.30$1,312.85$170,224.74
152Dec 2033$989.42$323.43$1,312.85$169,235.32
2033 Total$11,750.01$4,004.19$15,754.2
153Jan 2034$991.30$321.55$1,312.85$168,244.02
154Feb 2034$993.19$319.66$1,312.85$167,250.83
155Mar 2034$995.07$317.78$1,312.85$166,255.76
156Apr 2034$996.96$315.89$1,312.85$165,258.80
157May 2034$998.86$313.99$1,312.85$164,259.94
158Jun 2034$1,000.76$312.09$1,312.85$163,259.18
159Jul 2034$1,002.66$310.19$1,312.85$162,256.52
160Aug 2034$1,004.56$308.29$1,312.85$161,251.96
161Sep 2034$1,006.47$306.38$1,312.85$160,245.49
162Oct 2034$1,008.38$304.47$1,312.85$159,237.11
163Nov 2034$1,010.30$302.55$1,312.85$158,226.81
164Dec 2034$1,012.22$300.63$1,312.85$157,214.59
2034 Total$12,020.73$3,733.47$15,754.2
165Jan 2035$1,014.14$298.71$1,312.85$156,200.45
166Feb 2035$1,016.07$296.78$1,312.85$155,184.38
167Mar 2035$1,018.00$294.85$1,312.85$154,166.38
168Apr 2035$1,019.93$292.92$1,312.85$153,146.45
169May 2035$1,021.87$290.98$1,312.85$152,124.58
170Jun 2035$1,023.81$289.04$1,312.85$151,100.77
171Jul 2035$1,025.76$287.09$1,312.85$150,075.01
172Aug 2035$1,027.71$285.14$1,312.85$149,047.30
173Sep 2035$1,029.66$283.19$1,312.85$148,017.64
174Oct 2035$1,031.62$281.23$1,312.85$146,986.02
175Nov 2035$1,033.58$279.27$1,312.85$145,952.44
176Dec 2035$1,035.54$277.31$1,312.85$144,916.90
2035 Total$12,297.69$3,456.51$15,754.2
177Jan 2036$1,037.51$275.34$1,312.85$143,879.39
178Feb 2036$1,039.48$273.37$1,312.85$142,839.91
179Mar 2036$1,041.45$271.40$1,312.85$141,798.46
180Apr 2036$1,043.43$269.42$1,312.85$140,755.03
181May 2036$1,045.42$267.43$1,312.85$139,709.61
182Jun 2036$1,047.40$265.45$1,312.85$138,662.21
183Jul 2036$1,049.39$263.46$1,312.85$137,612.82
184Aug 2036$1,051.39$261.46$1,312.85$136,561.43
185Sep 2036$1,053.38$259.47$1,312.85$135,508.05
186Oct 2036$1,055.38$257.47$1,312.85$134,452.67
187Nov 2036$1,057.39$255.46$1,312.85$133,395.28
188Dec 2036$1,059.40$253.45$1,312.85$132,335.88
2036 Total$12,581.02$3,173.18$15,754.2
189Jan 2037$1,061.41$251.44$1,312.85$131,274.47
190Feb 2037$1,063.43$249.42$1,312.85$130,211.04
191Mar 2037$1,065.45$247.40$1,312.85$129,145.59
192Apr 2037$1,067.47$245.38$1,312.85$128,078.12
193May 2037$1,069.50$243.35$1,312.85$127,008.62
194Jun 2037$1,071.53$241.32$1,312.85$125,937.09
195Jul 2037$1,073.57$239.28$1,312.85$124,863.52
196Aug 2037$1,075.61$237.24$1,312.85$123,787.91
197Sep 2037$1,077.65$235.20$1,312.85$122,710.26
198Oct 2037$1,079.70$233.15$1,312.85$121,630.56
199Nov 2037$1,081.75$231.10$1,312.85$120,548.81
200Dec 2037$1,083.81$229.04$1,312.85$119,465.00
2037 Total$12,870.88$2,883.32$15,754.2
201Jan 2038$1,085.87$226.98$1,312.85$118,379.13
202Feb 2038$1,087.93$224.92$1,312.85$117,291.20
203Mar 2038$1,090.00$222.85$1,312.85$116,201.20
204Apr 2038$1,092.07$220.78$1,312.85$115,109.13
205May 2038$1,094.14$218.71$1,312.85$114,014.99
206Jun 2038$1,096.22$216.63$1,312.85$112,918.77
207Jul 2038$1,098.30$214.55$1,312.85$111,820.47
208Aug 2038$1,100.39$212.46$1,312.85$110,720.08
209Sep 2038$1,102.48$210.37$1,312.85$109,617.60
210Oct 2038$1,104.58$208.27$1,312.85$108,513.02
211Nov 2038$1,106.68$206.17$1,312.85$107,406.34
212Dec 2038$1,108.78$204.07$1,312.85$106,297.56
2038 Total$13,167.44$2,586.76$15,754.2
213Jan 2039$1,110.88$201.97$1,312.85$105,186.68
214Feb 2039$1,113.00$199.85$1,312.85$104,073.68
215Mar 2039$1,115.11$197.74$1,312.85$102,958.57
216Apr 2039$1,117.23$195.62$1,312.85$101,841.34
217May 2039$1,119.35$193.50$1,312.85$100,721.99
218Jun 2039$1,121.48$191.37$1,312.85$99,600.51
219Jul 2039$1,123.61$189.24$1,312.85$98,476.90
220Aug 2039$1,125.74$187.11$1,312.85$97,351.16
221Sep 2039$1,127.88$184.97$1,312.85$96,223.28
222Oct 2039$1,130.03$182.82$1,312.85$95,093.25
223Nov 2039$1,132.17$180.68$1,312.85$93,961.08
224Dec 2039$1,134.32$178.53$1,312.85$92,826.76
2039 Total$13,470.8$2,283.4$15,754.2
225Jan 2040$1,136.48$176.37$1,312.85$91,690.28
226Feb 2040$1,138.64$174.21$1,312.85$90,551.64
227Mar 2040$1,140.80$172.05$1,312.85$89,410.84
228Apr 2040$1,142.97$169.88$1,312.85$88,267.87
229May 2040$1,145.14$167.71$1,312.85$87,122.73
230Jun 2040$1,147.32$165.53$1,312.85$85,975.41
231Jul 2040$1,149.50$163.35$1,312.85$84,825.91
232Aug 2040$1,151.68$161.17$1,312.85$83,674.23
233Sep 2040$1,153.87$158.98$1,312.85$82,520.36
234Oct 2040$1,156.06$156.79$1,312.85$81,364.30
235Nov 2040$1,158.26$154.59$1,312.85$80,206.04
236Dec 2040$1,160.46$152.39$1,312.85$79,045.58
2040 Total$13,781.18$1,973.02$15,754.2
237Jan 2041$1,162.66$150.19$1,312.85$77,882.92
238Feb 2041$1,164.87$147.98$1,312.85$76,718.05
239Mar 2041$1,167.09$145.76$1,312.85$75,550.96
240Apr 2041$1,169.30$143.55$1,312.85$74,381.66
241May 2041$1,171.52$141.33$1,312.85$73,210.14
242Jun 2041$1,173.75$139.10$1,312.85$72,036.39
243Jul 2041$1,175.98$136.87$1,312.85$70,860.41
244Aug 2041$1,178.22$134.63$1,312.85$69,682.19
245Sep 2041$1,180.45$132.40$1,312.85$68,501.74
246Oct 2041$1,182.70$130.15$1,312.85$67,319.04
247Nov 2041$1,184.94$127.91$1,312.85$66,134.10
248Dec 2041$1,187.20$125.65$1,312.85$64,946.90
2041 Total$14,098.68$1,655.52$15,754.2
249Jan 2042$1,189.45$123.40$1,312.85$63,757.45
250Feb 2042$1,191.71$121.14$1,312.85$62,565.74
251Mar 2042$1,193.98$118.87$1,312.85$61,371.76
252Apr 2042$1,196.24$116.61$1,312.85$60,175.52
253May 2042$1,198.52$114.33$1,312.85$58,977.00
254Jun 2042$1,200.79$112.06$1,312.85$57,776.21
255Jul 2042$1,203.08$109.77$1,312.85$56,573.13
256Aug 2042$1,205.36$107.49$1,312.85$55,367.77
257Sep 2042$1,207.65$105.20$1,312.85$54,160.12
258Oct 2042$1,209.95$102.90$1,312.85$52,950.17
259Nov 2042$1,212.24$100.61$1,312.85$51,737.93
260Dec 2042$1,214.55$98.30$1,312.85$50,523.38
2042 Total$14,423.52$1,330.68$15,754.2
261Jan 2043$1,216.86$95.99$1,312.85$49,306.52
262Feb 2043$1,219.17$93.68$1,312.85$48,087.35
263Mar 2043$1,221.48$91.37$1,312.85$46,865.87
264Apr 2043$1,223.80$89.05$1,312.85$45,642.07
265May 2043$1,226.13$86.72$1,312.85$44,415.94
266Jun 2043$1,228.46$84.39$1,312.85$43,187.48
267Jul 2043$1,230.79$82.06$1,312.85$41,956.69
268Aug 2043$1,233.13$79.72$1,312.85$40,723.56
269Sep 2043$1,235.48$77.37$1,312.85$39,488.08
270Oct 2043$1,237.82$75.03$1,312.85$38,250.26
271Nov 2043$1,240.17$72.68$1,312.85$37,010.09
272Dec 2043$1,242.53$70.32$1,312.85$35,767.56
2043 Total$14,755.82$998.38$15,754.2
273Jan 2044$1,244.89$67.96$1,312.85$34,522.67
274Feb 2044$1,247.26$65.59$1,312.85$33,275.41
275Mar 2044$1,249.63$63.22$1,312.85$32,025.78
276Apr 2044$1,252.00$60.85$1,312.85$30,773.78
277May 2044$1,254.38$58.47$1,312.85$29,519.40
278Jun 2044$1,256.76$56.09$1,312.85$28,262.64
279Jul 2044$1,259.15$53.70$1,312.85$27,003.49
280Aug 2044$1,261.54$51.31$1,312.85$25,741.95
281Sep 2044$1,263.94$48.91$1,312.85$24,478.01
282Oct 2044$1,266.34$46.51$1,312.85$23,211.67
283Nov 2044$1,268.75$44.10$1,312.85$21,942.92
284Dec 2044$1,271.16$41.69$1,312.85$20,671.76
2044 Total$15,095.8$658.4$15,754.2
285Jan 2045$1,273.57$39.28$1,312.85$19,398.19
286Feb 2045$1,275.99$36.86$1,312.85$18,122.20
287Mar 2045$1,278.42$34.43$1,312.85$16,843.78
288Apr 2045$1,280.85$32.00$1,312.85$15,562.93
289May 2045$1,283.28$29.57$1,312.85$14,279.65
290Jun 2045$1,285.72$27.13$1,312.85$12,993.93
291Jul 2045$1,288.16$24.69$1,312.85$11,705.77
292Aug 2045$1,290.61$22.24$1,312.85$10,415.16
293Sep 2045$1,293.06$19.79$1,312.85$9,122.10
294Oct 2045$1,295.52$17.33$1,312.85$7,826.58
295Nov 2045$1,297.98$14.87$1,312.85$6,528.60
296Dec 2045$1,300.45$12.40$1,312.85$5,228.15
2045 Total$15,443.61$310.59$15,754.2
297Jan 2046$1,302.92$9.93$1,312.85$3,925.23
298Feb 2046$1,305.39$7.46$1,312.85$2,619.84
299Mar 2046$1,307.87$4.98$1,312.85$1,311.97
300Apr 2046$1,310.36$2.49$1,312.85$1.61
2046 Total$5,226.54$24.86$5,251.4