Important disclosure
Premium Plus Package Fixed Rate
RateCity Says: Refinance to this 2-year fixed rate home loan to get $2000 cash back. Pay no ongoing fees and make free redraws.
5.39
% p.a
Fixed - 2 years
5.29
% p.a
$1,963
based on $350,000 loan amount for 30 years at 5.39%
5.39
% p.a
Fixed - 2 years
5.29
% p.a
$1,963
based on $350,000 loan amount for 30 years at 5.39%
Calculate your repayments for this loan
Your estimated repayment
$1,963
based on $350,000 loan amount for 30 years at 5.39%
Newcastle Permanent home loans are available through brokers who can help find the right loan and manage your application at no charge.
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.
Neat Home Loan
3.14
% p.a
Variable
3.16
% p.a
A straightforward home loan with a low variable rate, unlimited extra repayments with redraw, and no ongoing fees.
ubank terms and conditionsQuick home loan review
For Premium Plus Package Fixed Rate Home Loan Special (Principal and Interest) 2 Years
These are the benefits of this home loan.
- Lower than average interest rate
- No upfront fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premium Plus Package Fixed Rate Home Loan Special (Principal and Interest) 2 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $706,680 |
Interest rate type Fixed - 2 years | |
Borrowing range
$5k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $25000 per year | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Refinance and get up to $3,000 cashback. $2,000 cashback on loans ≥$250K; bonus $1,000 cashback on loans ≥$500K. LVR ≤90%. Limited time offers extended. T&Cs apply.From Friday 1 April 2022, with our new Bonus Cashback Offer, customers who refinance a loan of $500,000 or more from another financial institution to us may be eligible for a bonus $1,000 cashback on top of the usual $2,000 cashback. Apply by 30 September 2022, funded by 30 November 2022. The total loan refinanced, either jointly or individually with NPBS must be $500,000 or more, and the refinanced loan must have a maximum Loan to Valuation Ratio of 90%. Limited time offer extended, T&Cs apply.
Target Market Determination
Visit Newcastle Permanent Building Society to view Target Market Determination.
Other Benefits
$0 annual Value+ Credit Card fee, $0 application fee for Personal and Car Loans
Checkout more home loans
Newcastle Permanent is available through brokers
Response time: in an hour
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
How do you apply for this loan?
Can a broker help me with this loan?