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Premium Plus Package Fixed Rate
Cashback
1. Refinance and get up to $3,000 cashback. $2,000 cashback on loans ≥$250K; bonus $1,000 cashback on loans ≥$500K. LVR ≤90%. Limited time offers extended. T&Cs apply. ~ Ends in 3 monthsFrom Friday 1 April 2022, with our new Bonus Cashback Offer, customers who refinance a loan of $500,000 or more from another financial institution to us may be eligible for a bonus $1,000 cashback on top of the usual $2,000 cashback. Apply by 30 September 2022, funded by 30 November 2022. The total loan refinanced, either jointly or individually with NPBS must be $500,000 or more, and the refinanced loan must have a maximum Loan to Valuation Ratio of 90%. Limited time offer extended, T&Cs apply.
RateCity Says: Refinance to this 2-year fixed rate home loan to get $2000 cash back. Pay no ongoing fees and make free redraws.
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4.29
% p.a
Fixed - 2 years
4.69
% p.a
$2,937
based on $540,000 loan amount for 25 years at 4.29%
On this page
4.29
% p.a
Fixed - 2 years
4.69
% p.a
$2,937
based on $540,000 loan amount for 25 years at 4.29%
Calculate your repayments for this loan
Your estimated repayment
$2,937
based on $540,000 loan amount for 25 years at 4.29%
Quick home loan review
For Premium Plus Package Fixed Rate Home Loan Special (Principal and Interest) 2 Years
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premium Plus Package Fixed Rate Home Loan Special (Principal and Interest) 2 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $881,100 |
Interest rate type Fixed - 2 years | |
Borrowing range
$5k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $25000 per year | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Cashback 1. Refinance and get up to $3,000 cashback. $2,000 cashback on loans ≥$250K; bonus $1,000 cashback on loans ≥$500K. LVR ≤90%. Limited time offers extended. T&Cs apply.From Friday 1 April 2022, with our new Bonus Cashback Offer, customers who refinance a loan of $500,000 or more from another financial institution to us may be eligible for a bonus $1,000 cashback on top of the usual $2,000 cashback. Apply by 30 September 2022, funded by 30 November 2022. The total loan refinanced, either jointly or individually with NPBS must be $500,000 or more, and the refinanced loan must have a maximum Loan to Valuation Ratio of 90%. Limited time offer extended, T&Cs apply.
Target Market Determination
Visit Newcastle Permanent Building Society to view Target Market Determination.
Other Benefits
$0 annual Value+ Credit Card fee, $0 application fee for Personal and Car Loans
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