Newcastle Permanent Premium Plus Package Fixed Rate Home Loan (Principal and Interest) 4 Years | Review & Compare Home Loans

Premium Plus Package Fixed Rate

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Advertised Rate

3.04

% p.a

Fixed - 4 years

Comparison Rate*

3.78

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,429

based on $300,000 loan amount for 25 years at 3.04%

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Summary
Features & fees
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Advertised Rate

3.04

% p.a

Fixed - 4 years

Comparison Rate*

3.78

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,429

based on $300,000 loan amount for 25 years at 3.04%

Calculate your repayments for this loan

Your estimated repayment

$1,429

based on $300,000 loan amount for 25 years at 3.04%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,153

based on $300,000 loan amount for 25 years at 2.29%

Advertised Rate

2.29

% p.a

Fixed - 2 years

Comparison Rate*

3.46

% p.a

Cashback

Refinance and get $3000 for new Owner Occupier (Principal & Interest) and Residential Investment loans. Apply by 30th November 2021 and settle by 28th February 2022. Terms and conditions apply.*

Real Time Rating™

More Features

Monthly Repayment

$1,078

based on $300,000 loan amount for 25 years at 1.79%

Advertised Rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Interest rates ranked in the best 20%
No upfront fees
Redraw facility available
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Premium Plus Package Fixed Rate Home Loan (Principal and Interest) 4 Years

These are the benefits of this home loan.

No upfront fees
Suitable for low deposits
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No offset account
Loan reverts to higher rate after fixed period
Ongoing fee
Discharge fee at end of loan

Home loan overview

For Premium Plus Package Fixed Rate Home Loan (Principal and Interest) 4 Years

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $428,700 View repayment schedule »
Next LVR	Interest rate type Fixed - 4 years
Borrowing range $5k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $25000 per year	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $395 annually	Discharge fee 250

Application method

Online	Phone
Broker Talk to an expert	In branch

Specials

Cashback Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.
Apply by 17 December 2021 The total loan refinanced, either jointly or individually with NPBS must be $250,000 or more, and The refinanced loan must have a maximum Loan to Valuation Ratio of 80%. Limited time offer extended, T&Cs apply.

Target Market Determination

Visit Newcastle Permanent Building Society to view Target Market Determination.

Other Benefits

$0 annual Value+ Credit Card fee, $0 application fee for Personal and Car Loans

Compare and review home loans with similar features

TMD

Advertised Rate

3.79

% p.a

Fixed - 4 years

Comparison Rate*

3.56

% p.a

No upfront fees
Suitable for low deposits

Real Time Rating™

Advertised Rate

4.16

% p.a

Fixed - 4 years

Comparison Rate*

3.68

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Split account option

Real Time Rating™

Advertised Rate

3.09

% p.a

Fixed - 4 years

Comparison Rate*

4.02

% p.a

Cashback

$2,000 cashback for refinancers ~ Ends in about 1 month

Real Time Rating™

Advertised Rate

2.99

% p.a

Fixed - 4 years

Comparison Rate*

3.58

% p.a

Cashback

$3000 refinance cashback ~ Ends in 2 days

Real Time Rating™

FAQs

The range you can borrow from this loan is $5k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

Newcastle Permanent Building Society allows you to have this loan for a range of 1 to 30 years.

Newcastle Permanent Building Society allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Newcastle Permanent Building Society.

Yes, this Newcastle Permanent Building Society loan is available through a broker. Find a broker to help you with your needs.

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