Premium Plus Package Variable Rate Home Loan (Principal and Interest) ($750k-$900k) from Newcastle Permanent

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.97%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,579
Number of Repayments
300
Total Interest Paid
$173,700
Total repayments
$473,700
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$586.05$992.50$1,578.55$299,413.95
2Feb 2020$587.99$990.56$1,578.55$298,825.96
3Mar 2020$589.93$988.62$1,578.55$298,236.03
4Apr 2020$591.89$986.66$1,578.55$297,644.14
5May 2020$593.84$984.71$1,578.55$297,050.30
6Jun 2020$595.81$982.74$1,578.55$296,454.49
7Jul 2020$597.78$980.77$1,578.55$295,856.71
8Aug 2020$599.76$978.79$1,578.55$295,256.95
9Sep 2020$601.74$976.81$1,578.55$294,655.21
10Oct 2020$603.73$974.82$1,578.55$294,051.48
11Nov 2020$605.73$972.82$1,578.55$293,445.75
12Dec 2020$607.73$970.82$1,578.55$292,838.02
2020 Total$7,161.98$11,780.62$18,942.6
13Jan 2021$609.74$968.81$1,578.55$292,228.28
14Feb 2021$611.76$966.79$1,578.55$291,616.52
15Mar 2021$613.79$964.76$1,578.55$291,002.73
16Apr 2021$615.82$962.73$1,578.55$290,386.91
17May 2021$617.85$960.70$1,578.55$289,769.06
18Jun 2021$619.90$958.65$1,578.55$289,149.16
19Jul 2021$621.95$956.60$1,578.55$288,527.21
20Aug 2021$624.01$954.54$1,578.55$287,903.20
21Sep 2021$626.07$952.48$1,578.55$287,277.13
22Oct 2021$628.14$950.41$1,578.55$286,648.99
23Nov 2021$630.22$948.33$1,578.55$286,018.77
24Dec 2021$632.30$946.25$1,578.55$285,386.47
2021 Total$7,451.55$11,491.05$18,942.6
25Jan 2022$634.40$944.15$1,578.55$284,752.07
26Feb 2022$636.50$942.05$1,578.55$284,115.57
27Mar 2022$638.60$939.95$1,578.55$283,476.97
28Apr 2022$640.71$937.84$1,578.55$282,836.26
29May 2022$642.83$935.72$1,578.55$282,193.43
30Jun 2022$644.96$933.59$1,578.55$281,548.47
31Jul 2022$647.09$931.46$1,578.55$280,901.38
32Aug 2022$649.23$929.32$1,578.55$280,252.15
33Sep 2022$651.38$927.17$1,578.55$279,600.77
34Oct 2022$653.54$925.01$1,578.55$278,947.23
35Nov 2022$655.70$922.85$1,578.55$278,291.53
36Dec 2022$657.87$920.68$1,578.55$277,633.66
2022 Total$7,752.81$11,189.79$18,942.6
37Jan 2023$660.05$918.50$1,578.55$276,973.61
38Feb 2023$662.23$916.32$1,578.55$276,311.38
39Mar 2023$664.42$914.13$1,578.55$275,646.96
40Apr 2023$666.62$911.93$1,578.55$274,980.34
41May 2023$668.82$909.73$1,578.55$274,311.52
42Jun 2023$671.04$907.51$1,578.55$273,640.48
43Jul 2023$673.26$905.29$1,578.55$272,967.22
44Aug 2023$675.48$903.07$1,578.55$272,291.74
45Sep 2023$677.72$900.83$1,578.55$271,614.02
46Oct 2023$679.96$898.59$1,578.55$270,934.06
47Nov 2023$682.21$896.34$1,578.55$270,251.85
48Dec 2023$684.47$894.08$1,578.55$269,567.38
2023 Total$8,066.28$10,876.32$18,942.6
49Jan 2024$686.73$891.82$1,578.55$268,880.65
50Feb 2024$689.00$889.55$1,578.55$268,191.65
51Mar 2024$691.28$887.27$1,578.55$267,500.37
52Apr 2024$693.57$884.98$1,578.55$266,806.80
53May 2024$695.86$882.69$1,578.55$266,110.94
54Jun 2024$698.17$880.38$1,578.55$265,412.77
55Jul 2024$700.48$878.07$1,578.55$264,712.29
56Aug 2024$702.79$875.76$1,578.55$264,009.50
57Sep 2024$705.12$873.43$1,578.55$263,304.38
58Oct 2024$707.45$871.10$1,578.55$262,596.93
59Nov 2024$709.79$868.76$1,578.55$261,887.14
60Dec 2024$712.14$866.41$1,578.55$261,175.00
2024 Total$8,392.38$10,550.22$18,942.6
61Jan 2025$714.50$864.05$1,578.55$260,460.50
62Feb 2025$716.86$861.69$1,578.55$259,743.64
63Mar 2025$719.23$859.32$1,578.55$259,024.41
64Apr 2025$721.61$856.94$1,578.55$258,302.80
65May 2025$724.00$854.55$1,578.55$257,578.80
66Jun 2025$726.39$852.16$1,578.55$256,852.41
67Jul 2025$728.80$849.75$1,578.55$256,123.61
68Aug 2025$731.21$847.34$1,578.55$255,392.40
69Sep 2025$733.63$844.92$1,578.55$254,658.77
70Oct 2025$736.05$842.50$1,578.55$253,922.72
71Nov 2025$738.49$840.06$1,578.55$253,184.23
72Dec 2025$740.93$837.62$1,578.55$252,443.30
2025 Total$8,731.7$10,210.9$18,942.6
73Jan 2026$743.38$835.17$1,578.55$251,699.92
74Feb 2026$745.84$832.71$1,578.55$250,954.08
75Mar 2026$748.31$830.24$1,578.55$250,205.77
76Apr 2026$750.79$827.76$1,578.55$249,454.98
77May 2026$753.27$825.28$1,578.55$248,701.71
78Jun 2026$755.76$822.79$1,578.55$247,945.95
79Jul 2026$758.26$820.29$1,578.55$247,187.69
80Aug 2026$760.77$817.78$1,578.55$246,426.92
81Sep 2026$763.29$815.26$1,578.55$245,663.63
82Oct 2026$765.81$812.74$1,578.55$244,897.82
83Nov 2026$768.35$810.20$1,578.55$244,129.47
84Dec 2026$770.89$807.66$1,578.55$243,358.58
2026 Total$9,084.72$9,857.88$18,942.6
85Jan 2027$773.44$805.11$1,578.55$242,585.14
86Feb 2027$776.00$802.55$1,578.55$241,809.14
87Mar 2027$778.56$799.99$1,578.55$241,030.58
88Apr 2027$781.14$797.41$1,578.55$240,249.44
89May 2027$783.72$794.83$1,578.55$239,465.72
90Jun 2027$786.32$792.23$1,578.55$238,679.40
91Jul 2027$788.92$789.63$1,578.55$237,890.48
92Aug 2027$791.53$787.02$1,578.55$237,098.95
93Sep 2027$794.15$784.40$1,578.55$236,304.80
94Oct 2027$796.77$781.78$1,578.55$235,508.03
95Nov 2027$799.41$779.14$1,578.55$234,708.62
96Dec 2027$802.06$776.49$1,578.55$233,906.56
2027 Total$9,452.02$9,490.58$18,942.6
97Jan 2028$804.71$773.84$1,578.55$233,101.85
98Feb 2028$807.37$771.18$1,578.55$232,294.48
99Mar 2028$810.04$768.51$1,578.55$231,484.44
100Apr 2028$812.72$765.83$1,578.55$230,671.72
101May 2028$815.41$763.14$1,578.55$229,856.31
102Jun 2028$818.11$760.44$1,578.55$229,038.20
103Jul 2028$820.82$757.73$1,578.55$228,217.38
104Aug 2028$823.53$755.02$1,578.55$227,393.85
105Sep 2028$826.26$752.29$1,578.55$226,567.59
106Oct 2028$828.99$749.56$1,578.55$225,738.60
107Nov 2028$831.73$746.82$1,578.55$224,906.87
108Dec 2028$834.48$744.07$1,578.55$224,072.39
2028 Total$9,834.17$9,108.43$18,942.6
109Jan 2029$837.24$741.31$1,578.55$223,235.15
110Feb 2029$840.01$738.54$1,578.55$222,395.14
111Mar 2029$842.79$735.76$1,578.55$221,552.35
112Apr 2029$845.58$732.97$1,578.55$220,706.77
113May 2029$848.38$730.17$1,578.55$219,858.39
114Jun 2029$851.19$727.36$1,578.55$219,007.20
115Jul 2029$854.00$724.55$1,578.55$218,153.20
116Aug 2029$856.83$721.72$1,578.55$217,296.37
117Sep 2029$859.66$718.89$1,578.55$216,436.71
118Oct 2029$862.51$716.04$1,578.55$215,574.20
119Nov 2029$865.36$713.19$1,578.55$214,708.84
120Dec 2029$868.22$710.33$1,578.55$213,840.62
2029 Total$10,231.77$8,710.83$18,942.6
121Jan 2030$871.09$707.46$1,578.55$212,969.53
122Feb 2030$873.98$704.57$1,578.55$212,095.55
123Mar 2030$876.87$701.68$1,578.55$211,218.68
124Apr 2030$879.77$698.78$1,578.55$210,338.91
125May 2030$882.68$695.87$1,578.55$209,456.23
126Jun 2030$885.60$692.95$1,578.55$208,570.63
127Jul 2030$888.53$690.02$1,578.55$207,682.10
128Aug 2030$891.47$687.08$1,578.55$206,790.63
129Sep 2030$894.42$684.13$1,578.55$205,896.21
130Oct 2030$897.38$681.17$1,578.55$204,998.83
131Nov 2030$900.35$678.20$1,578.55$204,098.48
132Dec 2030$903.32$675.23$1,578.55$203,195.16
2030 Total$10,645.46$8,297.14$18,942.6
133Jan 2031$906.31$672.24$1,578.55$202,288.85
134Feb 2031$909.31$669.24$1,578.55$201,379.54
135Mar 2031$912.32$666.23$1,578.55$200,467.22
136Apr 2031$915.34$663.21$1,578.55$199,551.88
137May 2031$918.37$660.18$1,578.55$198,633.51
138Jun 2031$921.40$657.15$1,578.55$197,712.11
139Jul 2031$924.45$654.10$1,578.55$196,787.66
140Aug 2031$927.51$651.04$1,578.55$195,860.15
141Sep 2031$930.58$647.97$1,578.55$194,929.57
142Oct 2031$933.66$644.89$1,578.55$193,995.91
143Nov 2031$936.75$641.80$1,578.55$193,059.16
144Dec 2031$939.85$638.70$1,578.55$192,119.31
2031 Total$11,075.85$7,866.75$18,942.6
145Jan 2032$942.96$635.59$1,578.55$191,176.35
146Feb 2032$946.07$632.48$1,578.55$190,230.28
147Mar 2032$949.20$629.35$1,578.55$189,281.08
148Apr 2032$952.35$626.20$1,578.55$188,328.73
149May 2032$955.50$623.05$1,578.55$187,373.23
150Jun 2032$958.66$619.89$1,578.55$186,414.57
151Jul 2032$961.83$616.72$1,578.55$185,452.74
152Aug 2032$965.01$613.54$1,578.55$184,487.73
153Sep 2032$968.20$610.35$1,578.55$183,519.53
154Oct 2032$971.41$607.14$1,578.55$182,548.12
155Nov 2032$974.62$603.93$1,578.55$181,573.50
156Dec 2032$977.84$600.71$1,578.55$180,595.66
2032 Total$11,523.65$7,418.95$18,942.6
157Jan 2033$981.08$597.47$1,578.55$179,614.58
158Feb 2033$984.33$594.22$1,578.55$178,630.25
159Mar 2033$987.58$590.97$1,578.55$177,642.67
160Apr 2033$990.85$587.70$1,578.55$176,651.82
161May 2033$994.13$584.42$1,578.55$175,657.69
162Jun 2033$997.42$581.13$1,578.55$174,660.27
163Jul 2033$1,000.72$577.83$1,578.55$173,659.55
164Aug 2033$1,004.03$574.52$1,578.55$172,655.52
165Sep 2033$1,007.35$571.20$1,578.55$171,648.17
166Oct 2033$1,010.68$567.87$1,578.55$170,637.49
167Nov 2033$1,014.02$564.53$1,578.55$169,623.47
168Dec 2033$1,017.38$561.17$1,578.55$168,606.09
2033 Total$11,989.57$6,953.03$18,942.6
169Jan 2034$1,020.74$557.81$1,578.55$167,585.35
170Feb 2034$1,024.12$554.43$1,578.55$166,561.23
171Mar 2034$1,027.51$551.04$1,578.55$165,533.72
172Apr 2034$1,030.91$547.64$1,578.55$164,502.81
173May 2034$1,034.32$544.23$1,578.55$163,468.49
174Jun 2034$1,037.74$540.81$1,578.55$162,430.75
175Jul 2034$1,041.17$537.38$1,578.55$161,389.58
176Aug 2034$1,044.62$533.93$1,578.55$160,344.96
177Sep 2034$1,048.08$530.47$1,578.55$159,296.88
178Oct 2034$1,051.54$527.01$1,578.55$158,245.34
179Nov 2034$1,055.02$523.53$1,578.55$157,190.32
180Dec 2034$1,058.51$520.04$1,578.55$156,131.81
2034 Total$12,474.28$6,468.32$18,942.6
181Jan 2035$1,062.01$516.54$1,578.55$155,069.80
182Feb 2035$1,065.53$513.02$1,578.55$154,004.27
183Mar 2035$1,069.05$509.50$1,578.55$152,935.22
184Apr 2035$1,072.59$505.96$1,578.55$151,862.63
185May 2035$1,076.14$502.41$1,578.55$150,786.49
186Jun 2035$1,079.70$498.85$1,578.55$149,706.79
187Jul 2035$1,083.27$495.28$1,578.55$148,623.52
188Aug 2035$1,086.85$491.70$1,578.55$147,536.67
189Sep 2035$1,090.45$488.10$1,578.55$146,446.22
190Oct 2035$1,094.06$484.49$1,578.55$145,352.16
191Nov 2035$1,097.68$480.87$1,578.55$144,254.48
192Dec 2035$1,101.31$477.24$1,578.55$143,153.17
2035 Total$12,978.64$5,963.96$18,942.6
193Jan 2036$1,104.95$473.60$1,578.55$142,048.22
194Feb 2036$1,108.61$469.94$1,578.55$140,939.61
195Mar 2036$1,112.27$466.28$1,578.55$139,827.34
196Apr 2036$1,115.95$462.60$1,578.55$138,711.39
197May 2036$1,119.65$458.90$1,578.55$137,591.74
198Jun 2036$1,123.35$455.20$1,578.55$136,468.39
199Jul 2036$1,127.07$451.48$1,578.55$135,341.32
200Aug 2036$1,130.80$447.75$1,578.55$134,210.52
201Sep 2036$1,134.54$444.01$1,578.55$133,075.98
202Oct 2036$1,138.29$440.26$1,578.55$131,937.69
203Nov 2036$1,142.06$436.49$1,578.55$130,795.63
204Dec 2036$1,145.83$432.72$1,578.55$129,649.80
2036 Total$13,503.37$5,439.23$18,942.6
205Jan 2037$1,149.63$428.92$1,578.55$128,500.17
206Feb 2037$1,153.43$425.12$1,578.55$127,346.74
207Mar 2037$1,157.24$421.31$1,578.55$126,189.50
208Apr 2037$1,161.07$417.48$1,578.55$125,028.43
209May 2037$1,164.91$413.64$1,578.55$123,863.52
210Jun 2037$1,168.77$409.78$1,578.55$122,694.75
211Jul 2037$1,172.63$405.92$1,578.55$121,522.12
212Aug 2037$1,176.51$402.04$1,578.55$120,345.61
213Sep 2037$1,180.41$398.14$1,578.55$119,165.20
214Oct 2037$1,184.31$394.24$1,578.55$117,980.89
215Nov 2037$1,188.23$390.32$1,578.55$116,792.66
216Dec 2037$1,192.16$386.39$1,578.55$115,600.50
2037 Total$14,049.3$4,893.3$18,942.6
217Jan 2038$1,196.11$382.44$1,578.55$114,404.39
218Feb 2038$1,200.06$378.49$1,578.55$113,204.33
219Mar 2038$1,204.03$374.52$1,578.55$112,000.30
220Apr 2038$1,208.02$370.53$1,578.55$110,792.28
221May 2038$1,212.01$366.54$1,578.55$109,580.27
222Jun 2038$1,216.02$362.53$1,578.55$108,364.25
223Jul 2038$1,220.04$358.51$1,578.55$107,144.21
224Aug 2038$1,224.08$354.47$1,578.55$105,920.13
225Sep 2038$1,228.13$350.42$1,578.55$104,692.00
226Oct 2038$1,232.19$346.36$1,578.55$103,459.81
227Nov 2038$1,236.27$342.28$1,578.55$102,223.54
228Dec 2038$1,240.36$338.19$1,578.55$100,983.18
2038 Total$14,617.32$4,325.28$18,942.6
229Jan 2039$1,244.46$334.09$1,578.55$99,738.72
230Feb 2039$1,248.58$329.97$1,578.55$98,490.14
231Mar 2039$1,252.71$325.84$1,578.55$97,237.43
232Apr 2039$1,256.86$321.69$1,578.55$95,980.57
233May 2039$1,261.01$317.54$1,578.55$94,719.56
234Jun 2039$1,265.19$313.36$1,578.55$93,454.37
235Jul 2039$1,269.37$309.18$1,578.55$92,185.00
236Aug 2039$1,273.57$304.98$1,578.55$90,911.43
237Sep 2039$1,277.78$300.77$1,578.55$89,633.65
238Oct 2039$1,282.01$296.54$1,578.55$88,351.64
239Nov 2039$1,286.25$292.30$1,578.55$87,065.39
240Dec 2039$1,290.51$288.04$1,578.55$85,774.88
2039 Total$15,208.3$3,734.3$18,942.6
241Jan 2040$1,294.78$283.77$1,578.55$84,480.10
242Feb 2040$1,299.06$279.49$1,578.55$83,181.04
243Mar 2040$1,303.36$275.19$1,578.55$81,877.68
244Apr 2040$1,307.67$270.88$1,578.55$80,570.01
245May 2040$1,312.00$266.55$1,578.55$79,258.01
246Jun 2040$1,316.34$262.21$1,578.55$77,941.67
247Jul 2040$1,320.69$257.86$1,578.55$76,620.98
248Aug 2040$1,325.06$253.49$1,578.55$75,295.92
249Sep 2040$1,329.45$249.10$1,578.55$73,966.47
250Oct 2040$1,333.84$244.71$1,578.55$72,632.63
251Nov 2040$1,338.26$240.29$1,578.55$71,294.37
252Dec 2040$1,342.68$235.87$1,578.55$69,951.69
2040 Total$15,823.19$3,119.41$18,942.6
253Jan 2041$1,347.13$231.42$1,578.55$68,604.56
254Feb 2041$1,351.58$226.97$1,578.55$67,252.98
255Mar 2041$1,356.05$222.50$1,578.55$65,896.93
256Apr 2041$1,360.54$218.01$1,578.55$64,536.39
257May 2041$1,365.04$213.51$1,578.55$63,171.35
258Jun 2041$1,369.56$208.99$1,578.55$61,801.79
259Jul 2041$1,374.09$204.46$1,578.55$60,427.70
260Aug 2041$1,378.64$199.91$1,578.55$59,049.06
261Sep 2041$1,383.20$195.35$1,578.55$57,665.86
262Oct 2041$1,387.77$190.78$1,578.55$56,278.09
263Nov 2041$1,392.36$186.19$1,578.55$54,885.73
264Dec 2041$1,396.97$181.58$1,578.55$53,488.76
2041 Total$16,462.93$2,479.67$18,942.6
265Jan 2042$1,401.59$176.96$1,578.55$52,087.17
266Feb 2042$1,406.23$172.32$1,578.55$50,680.94
267Mar 2042$1,410.88$167.67$1,578.55$49,270.06
268Apr 2042$1,415.55$163.00$1,578.55$47,854.51
269May 2042$1,420.23$158.32$1,578.55$46,434.28
270Jun 2042$1,424.93$153.62$1,578.55$45,009.35
271Jul 2042$1,429.64$148.91$1,578.55$43,579.71
272Aug 2042$1,434.37$144.18$1,578.55$42,145.34
273Sep 2042$1,439.12$139.43$1,578.55$40,706.22
274Oct 2042$1,443.88$134.67$1,578.55$39,262.34
275Nov 2042$1,448.66$129.89$1,578.55$37,813.68
276Dec 2042$1,453.45$125.10$1,578.55$36,360.23
2042 Total$17,128.53$1,814.07$18,942.6
277Jan 2043$1,458.26$120.29$1,578.55$34,901.97
278Feb 2043$1,463.08$115.47$1,578.55$33,438.89
279Mar 2043$1,467.92$110.63$1,578.55$31,970.97
280Apr 2043$1,472.78$105.77$1,578.55$30,498.19
281May 2043$1,477.65$100.90$1,578.55$29,020.54
282Jun 2043$1,482.54$96.01$1,578.55$27,538.00
283Jul 2043$1,487.45$91.10$1,578.55$26,050.55
284Aug 2043$1,492.37$86.18$1,578.55$24,558.18
285Sep 2043$1,497.30$81.25$1,578.55$23,060.88
286Oct 2043$1,502.26$76.29$1,578.55$21,558.62
287Nov 2043$1,507.23$71.32$1,578.55$20,051.39
288Dec 2043$1,512.21$66.34$1,578.55$18,539.18
2043 Total$17,821.05$1,121.55$18,942.6
289Jan 2044$1,517.22$61.33$1,578.55$17,021.96
290Feb 2044$1,522.24$56.31$1,578.55$15,499.72
291Mar 2044$1,527.27$51.28$1,578.55$13,972.45
292Apr 2044$1,532.32$46.23$1,578.55$12,440.13
293May 2044$1,537.39$41.16$1,578.55$10,902.74
294Jun 2044$1,542.48$36.07$1,578.55$9,360.26
295Jul 2044$1,547.58$30.97$1,578.55$7,812.68
296Aug 2044$1,552.70$25.85$1,578.55$6,259.98
297Sep 2044$1,557.84$20.71$1,578.55$4,702.14
298Oct 2044$1,562.99$15.56$1,578.55$3,139.15
299Nov 2044$1,568.16$10.39$1,578.55$1,570.99
300Dec 2044$1,570.99$5.20$1,576.19$0.00
2044 Total$18,539.18$401.06$18,940.24
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