Borrow amount

$300,000

Advertised Rate

4.81%

Variable

Loan term
25 Years
Newcastle Permanent
Repayment frequency
Monthly
Monthly Repayments
$1,721
Number of repayments
300
Total interest paid
$216,217
Total Repayments

$516,216

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$518.22$1,202.50$1,720.72$299,481.78
2Dec 2020$520.30$1,200.42$1,720.72$298,961.48
2020 Total$1,038.52$2,402.92$3,441.44
3Jan 2021$522.38$1,198.34$1,720.72$298,439.10
4Feb 2021$524.48$1,196.24$1,720.72$297,914.62
5Mar 2021$526.58$1,194.14$1,720.72$297,388.04
6Apr 2021$528.69$1,192.03$1,720.72$296,859.35
7May 2021$530.81$1,189.91$1,720.72$296,328.54
8Jun 2021$532.94$1,187.78$1,720.72$295,795.60
9Jul 2021$535.07$1,185.65$1,720.72$295,260.53
10Aug 2021$537.22$1,183.50$1,720.72$294,723.31
11Sep 2021$539.37$1,181.35$1,720.72$294,183.94
12Oct 2021$541.53$1,179.19$1,720.72$293,642.41
13Nov 2021$543.70$1,177.02$1,720.72$293,098.71
14Dec 2021$545.88$1,174.84$1,720.72$292,552.83
2021 Total$6,408.65$14,239.99$20,648.64
15Jan 2022$548.07$1,172.65$1,720.72$292,004.76
16Feb 2022$550.27$1,170.45$1,720.72$291,454.49
17Mar 2022$552.47$1,168.25$1,720.72$290,902.02
18Apr 2022$554.69$1,166.03$1,720.72$290,347.33
19May 2022$556.91$1,163.81$1,720.72$289,790.42
20Jun 2022$559.14$1,161.58$1,720.72$289,231.28
21Jul 2022$561.38$1,159.34$1,720.72$288,669.90
22Aug 2022$563.63$1,157.09$1,720.72$288,106.27
23Sep 2022$565.89$1,154.83$1,720.72$287,540.38
24Oct 2022$568.16$1,152.56$1,720.72$286,972.22
25Nov 2022$570.44$1,150.28$1,720.72$286,401.78
26Dec 2022$572.73$1,147.99$1,720.72$285,829.05
2022 Total$6,723.78$13,924.86$20,648.64
27Jan 2023$575.02$1,145.70$1,720.72$285,254.03
28Feb 2023$577.33$1,143.39$1,720.72$284,676.70
29Mar 2023$579.64$1,141.08$1,720.72$284,097.06
30Apr 2023$581.96$1,138.76$1,720.72$283,515.10
31May 2023$584.30$1,136.42$1,720.72$282,930.80
32Jun 2023$586.64$1,134.08$1,720.72$282,344.16
33Jul 2023$588.99$1,131.73$1,720.72$281,755.17
34Aug 2023$591.35$1,129.37$1,720.72$281,163.82
35Sep 2023$593.72$1,127.00$1,720.72$280,570.10
36Oct 2023$596.10$1,124.62$1,720.72$279,974.00
37Nov 2023$598.49$1,122.23$1,720.72$279,375.51
38Dec 2023$600.89$1,119.83$1,720.72$278,774.62
2023 Total$7,054.43$13,594.21$20,648.64
39Jan 2024$603.30$1,117.42$1,720.72$278,171.32
40Feb 2024$605.72$1,115.00$1,720.72$277,565.60
41Mar 2024$608.14$1,112.58$1,720.72$276,957.46
42Apr 2024$610.58$1,110.14$1,720.72$276,346.88
43May 2024$613.03$1,107.69$1,720.72$275,733.85
44Jun 2024$615.49$1,105.23$1,720.72$275,118.36
45Jul 2024$617.95$1,102.77$1,720.72$274,500.41
46Aug 2024$620.43$1,100.29$1,720.72$273,879.98
47Sep 2024$622.92$1,097.80$1,720.72$273,257.06
48Oct 2024$625.41$1,095.31$1,720.72$272,631.65
49Nov 2024$627.92$1,092.80$1,720.72$272,003.73
50Dec 2024$630.44$1,090.28$1,720.72$271,373.29
2024 Total$7,401.33$13,247.31$20,648.64
51Jan 2025$632.97$1,087.75$1,720.72$270,740.32
52Feb 2025$635.50$1,085.22$1,720.72$270,104.82
53Mar 2025$638.05$1,082.67$1,720.72$269,466.77
54Apr 2025$640.61$1,080.11$1,720.72$268,826.16
55May 2025$643.18$1,077.54$1,720.72$268,182.98
56Jun 2025$645.75$1,074.97$1,720.72$267,537.23
57Jul 2025$648.34$1,072.38$1,720.72$266,888.89
58Aug 2025$650.94$1,069.78$1,720.72$266,237.95
59Sep 2025$653.55$1,067.17$1,720.72$265,584.40
60Oct 2025$656.17$1,064.55$1,720.72$264,928.23
61Nov 2025$658.80$1,061.92$1,720.72$264,269.43
62Dec 2025$661.44$1,059.28$1,720.72$263,607.99
2025 Total$7,765.3$12,883.34$20,648.64
63Jan 2026$664.09$1,056.63$1,720.72$262,943.90
64Feb 2026$666.75$1,053.97$1,720.72$262,277.15
65Mar 2026$669.43$1,051.29$1,720.72$261,607.72
66Apr 2026$672.11$1,048.61$1,720.72$260,935.61
67May 2026$674.80$1,045.92$1,720.72$260,260.81
68Jun 2026$677.51$1,043.21$1,720.72$259,583.30
69Jul 2026$680.22$1,040.50$1,720.72$258,903.08
70Aug 2026$682.95$1,037.77$1,720.72$258,220.13
71Sep 2026$685.69$1,035.03$1,720.72$257,534.44
72Oct 2026$688.44$1,032.28$1,720.72$256,846.00
73Nov 2026$691.20$1,029.52$1,720.72$256,154.80
74Dec 2026$693.97$1,026.75$1,720.72$255,460.83
2026 Total$8,147.16$12,501.48$20,648.64
75Jan 2027$696.75$1,023.97$1,720.72$254,764.08
76Feb 2027$699.54$1,021.18$1,720.72$254,064.54
77Mar 2027$702.34$1,018.38$1,720.72$253,362.20
78Apr 2027$705.16$1,015.56$1,720.72$252,657.04
79May 2027$707.99$1,012.73$1,720.72$251,949.05
80Jun 2027$710.82$1,009.90$1,720.72$251,238.23
81Jul 2027$713.67$1,007.05$1,720.72$250,524.56
82Aug 2027$716.53$1,004.19$1,720.72$249,808.03
83Sep 2027$719.41$1,001.31$1,720.72$249,088.62
84Oct 2027$722.29$998.43$1,720.72$248,366.33
85Nov 2027$725.18$995.54$1,720.72$247,641.15
86Dec 2027$728.09$992.63$1,720.72$246,913.06
2027 Total$8,547.77$12,100.87$20,648.64
87Jan 2028$731.01$989.71$1,720.72$246,182.05
88Feb 2028$733.94$986.78$1,720.72$245,448.11
89Mar 2028$736.88$983.84$1,720.72$244,711.23
90Apr 2028$739.84$980.88$1,720.72$243,971.39
91May 2028$742.80$977.92$1,720.72$243,228.59
92Jun 2028$745.78$974.94$1,720.72$242,482.81
93Jul 2028$748.77$971.95$1,720.72$241,734.04
94Aug 2028$751.77$968.95$1,720.72$240,982.27
95Sep 2028$754.78$965.94$1,720.72$240,227.49
96Oct 2028$757.81$962.91$1,720.72$239,469.68
97Nov 2028$760.85$959.87$1,720.72$238,708.83
98Dec 2028$763.90$956.82$1,720.72$237,944.93
2028 Total$8,968.13$11,680.51$20,648.64
99Jan 2029$766.96$953.76$1,720.72$237,177.97
100Feb 2029$770.03$950.69$1,720.72$236,407.94
101Mar 2029$773.12$947.60$1,720.72$235,634.82
102Apr 2029$776.22$944.50$1,720.72$234,858.60
103May 2029$779.33$941.39$1,720.72$234,079.27
104Jun 2029$782.45$938.27$1,720.72$233,296.82
105Jul 2029$785.59$935.13$1,720.72$232,511.23
106Aug 2029$788.74$931.98$1,720.72$231,722.49
107Sep 2029$791.90$928.82$1,720.72$230,930.59
108Oct 2029$795.07$925.65$1,720.72$230,135.52
109Nov 2029$798.26$922.46$1,720.72$229,337.26
110Dec 2029$801.46$919.26$1,720.72$228,535.80
2029 Total$9,409.13$11,239.51$20,648.64
111Jan 2030$804.67$916.05$1,720.72$227,731.13
112Feb 2030$807.90$912.82$1,720.72$226,923.23
113Mar 2030$811.14$909.58$1,720.72$226,112.09
114Apr 2030$814.39$906.33$1,720.72$225,297.70
115May 2030$817.65$903.07$1,720.72$224,480.05
116Jun 2030$820.93$899.79$1,720.72$223,659.12
117Jul 2030$824.22$896.50$1,720.72$222,834.90
118Aug 2030$827.52$893.20$1,720.72$222,007.38
119Sep 2030$830.84$889.88$1,720.72$221,176.54
120Oct 2030$834.17$886.55$1,720.72$220,342.37
121Nov 2030$837.51$883.21$1,720.72$219,504.86
122Dec 2030$840.87$879.85$1,720.72$218,663.99
2030 Total$9,871.81$10,776.83$20,648.64
123Jan 2031$844.24$876.48$1,720.72$217,819.75
124Feb 2031$847.63$873.09$1,720.72$216,972.12
125Mar 2031$851.02$869.70$1,720.72$216,121.10
126Apr 2031$854.43$866.29$1,720.72$215,266.67
127May 2031$857.86$862.86$1,720.72$214,408.81
128Jun 2031$861.30$859.42$1,720.72$213,547.51
129Jul 2031$864.75$855.97$1,720.72$212,682.76
130Aug 2031$868.22$852.50$1,720.72$211,814.54
131Sep 2031$871.70$849.02$1,720.72$210,942.84
132Oct 2031$875.19$845.53$1,720.72$210,067.65
133Nov 2031$878.70$842.02$1,720.72$209,188.95
134Dec 2031$882.22$838.50$1,720.72$208,306.73
2031 Total$10,357.26$10,291.38$20,648.64
135Jan 2032$885.76$834.96$1,720.72$207,420.97
136Feb 2032$889.31$831.41$1,720.72$206,531.66
137Mar 2032$892.87$827.85$1,720.72$205,638.79
138Apr 2032$896.45$824.27$1,720.72$204,742.34
139May 2032$900.04$820.68$1,720.72$203,842.30
140Jun 2032$903.65$817.07$1,720.72$202,938.65
141Jul 2032$907.27$813.45$1,720.72$202,031.38
142Aug 2032$910.91$809.81$1,720.72$201,120.47
143Sep 2032$914.56$806.16$1,720.72$200,205.91
144Oct 2032$918.23$802.49$1,720.72$199,287.68
145Nov 2032$921.91$798.81$1,720.72$198,365.77
146Dec 2032$925.60$795.12$1,720.72$197,440.17
2032 Total$10,866.56$9,782.08$20,648.64
147Jan 2033$929.31$791.41$1,720.72$196,510.86
148Feb 2033$933.04$787.68$1,720.72$195,577.82
149Mar 2033$936.78$783.94$1,720.72$194,641.04
150Apr 2033$940.53$780.19$1,720.72$193,700.51
151May 2033$944.30$776.42$1,720.72$192,756.21
152Jun 2033$948.09$772.63$1,720.72$191,808.12
153Jul 2033$951.89$768.83$1,720.72$190,856.23
154Aug 2033$955.70$765.02$1,720.72$189,900.53
155Sep 2033$959.54$761.18$1,720.72$188,940.99
156Oct 2033$963.38$757.34$1,720.72$187,977.61
157Nov 2033$967.24$753.48$1,720.72$187,010.37
158Dec 2033$971.12$749.60$1,720.72$186,039.25
2033 Total$11,400.92$9,247.72$20,648.64
159Jan 2034$975.01$745.71$1,720.72$185,064.24
160Feb 2034$978.92$741.80$1,720.72$184,085.32
161Mar 2034$982.84$737.88$1,720.72$183,102.48
162Apr 2034$986.78$733.94$1,720.72$182,115.70
163May 2034$990.74$729.98$1,720.72$181,124.96
164Jun 2034$994.71$726.01$1,720.72$180,130.25
165Jul 2034$998.70$722.02$1,720.72$179,131.55
166Aug 2034$1,002.70$718.02$1,720.72$178,128.85
167Sep 2034$1,006.72$714.00$1,720.72$177,122.13
168Oct 2034$1,010.76$709.96$1,720.72$176,111.37
169Nov 2034$1,014.81$705.91$1,720.72$175,096.56
170Dec 2034$1,018.87$701.85$1,720.72$174,077.69
2034 Total$11,961.56$8,687.08$20,648.64
171Jan 2035$1,022.96$697.76$1,720.72$173,054.73
172Feb 2035$1,027.06$693.66$1,720.72$172,027.67
173Mar 2035$1,031.18$689.54$1,720.72$170,996.49
174Apr 2035$1,035.31$685.41$1,720.72$169,961.18
175May 2035$1,039.46$681.26$1,720.72$168,921.72
176Jun 2035$1,043.63$677.09$1,720.72$167,878.09
177Jul 2035$1,047.81$672.91$1,720.72$166,830.28
178Aug 2035$1,052.01$668.71$1,720.72$165,778.27
179Sep 2035$1,056.23$664.49$1,720.72$164,722.04
180Oct 2035$1,060.46$660.26$1,720.72$163,661.58
181Nov 2035$1,064.71$656.01$1,720.72$162,596.87
182Dec 2035$1,068.98$651.74$1,720.72$161,527.89
2035 Total$12,549.8$8,098.84$20,648.64
183Jan 2036$1,073.26$647.46$1,720.72$160,454.63
184Feb 2036$1,077.56$643.16$1,720.72$159,377.07
185Mar 2036$1,081.88$638.84$1,720.72$158,295.19
186Apr 2036$1,086.22$634.50$1,720.72$157,208.97
187May 2036$1,090.57$630.15$1,720.72$156,118.40
188Jun 2036$1,094.95$625.77$1,720.72$155,023.45
189Jul 2036$1,099.33$621.39$1,720.72$153,924.12
190Aug 2036$1,103.74$616.98$1,720.72$152,820.38
191Sep 2036$1,108.16$612.56$1,720.72$151,712.22
192Oct 2036$1,112.61$608.11$1,720.72$150,599.61
193Nov 2036$1,117.07$603.65$1,720.72$149,482.54
194Dec 2036$1,121.54$599.18$1,720.72$148,361.00
2036 Total$13,166.89$7,481.75$20,648.64
195Jan 2037$1,126.04$594.68$1,720.72$147,234.96
196Feb 2037$1,130.55$590.17$1,720.72$146,104.41
197Mar 2037$1,135.08$585.64$1,720.72$144,969.33
198Apr 2037$1,139.63$581.09$1,720.72$143,829.70
199May 2037$1,144.20$576.52$1,720.72$142,685.50
200Jun 2037$1,148.79$571.93$1,720.72$141,536.71
201Jul 2037$1,153.39$567.33$1,720.72$140,383.32
202Aug 2037$1,158.02$562.70$1,720.72$139,225.30
203Sep 2037$1,162.66$558.06$1,720.72$138,062.64
204Oct 2037$1,167.32$553.40$1,720.72$136,895.32
205Nov 2037$1,172.00$548.72$1,720.72$135,723.32
206Dec 2037$1,176.70$544.02$1,720.72$134,546.62
2037 Total$13,814.38$6,834.26$20,648.64
207Jan 2038$1,181.41$539.31$1,720.72$133,365.21
208Feb 2038$1,186.15$534.57$1,720.72$132,179.06
209Mar 2038$1,190.90$529.82$1,720.72$130,988.16
210Apr 2038$1,195.68$525.04$1,720.72$129,792.48
211May 2038$1,200.47$520.25$1,720.72$128,592.01
212Jun 2038$1,205.28$515.44$1,720.72$127,386.73
213Jul 2038$1,210.11$510.61$1,720.72$126,176.62
214Aug 2038$1,214.96$505.76$1,720.72$124,961.66
215Sep 2038$1,219.83$500.89$1,720.72$123,741.83
216Oct 2038$1,224.72$496.00$1,720.72$122,517.11
217Nov 2038$1,229.63$491.09$1,720.72$121,287.48
218Dec 2038$1,234.56$486.16$1,720.72$120,052.92
2038 Total$14,493.7$6,154.94$20,648.64
219Jan 2039$1,239.51$481.21$1,720.72$118,813.41
220Feb 2039$1,244.48$476.24$1,720.72$117,568.93
221Mar 2039$1,249.46$471.26$1,720.72$116,319.47
222Apr 2039$1,254.47$466.25$1,720.72$115,065.00
223May 2039$1,259.50$461.22$1,720.72$113,805.50
224Jun 2039$1,264.55$456.17$1,720.72$112,540.95
225Jul 2039$1,269.62$451.10$1,720.72$111,271.33
226Aug 2039$1,274.71$446.01$1,720.72$109,996.62
227Sep 2039$1,279.82$440.90$1,720.72$108,716.80
228Oct 2039$1,284.95$435.77$1,720.72$107,431.85
229Nov 2039$1,290.10$430.62$1,720.72$106,141.75
230Dec 2039$1,295.27$425.45$1,720.72$104,846.48
2039 Total$15,206.44$5,442.2$20,648.64
231Jan 2040$1,300.46$420.26$1,720.72$103,546.02
232Feb 2040$1,305.67$415.05$1,720.72$102,240.35
233Mar 2040$1,310.91$409.81$1,720.72$100,929.44
234Apr 2040$1,316.16$404.56$1,720.72$99,613.28
235May 2040$1,321.44$399.28$1,720.72$98,291.84
236Jun 2040$1,326.73$393.99$1,720.72$96,965.11
237Jul 2040$1,332.05$388.67$1,720.72$95,633.06
238Aug 2040$1,337.39$383.33$1,720.72$94,295.67
239Sep 2040$1,342.75$377.97$1,720.72$92,952.92
240Oct 2040$1,348.13$372.59$1,720.72$91,604.79
241Nov 2040$1,353.54$367.18$1,720.72$90,251.25
242Dec 2040$1,358.96$361.76$1,720.72$88,892.29
2040 Total$15,954.19$4,694.45$20,648.64
243Jan 2041$1,364.41$356.31$1,720.72$87,527.88
244Feb 2041$1,369.88$350.84$1,720.72$86,158.00
245Mar 2041$1,375.37$345.35$1,720.72$84,782.63
246Apr 2041$1,380.88$339.84$1,720.72$83,401.75
247May 2041$1,386.42$334.30$1,720.72$82,015.33
248Jun 2041$1,391.98$328.74$1,720.72$80,623.35
249Jul 2041$1,397.55$323.17$1,720.72$79,225.80
250Aug 2041$1,403.16$317.56$1,720.72$77,822.64
251Sep 2041$1,408.78$311.94$1,720.72$76,413.86
252Oct 2041$1,414.43$306.29$1,720.72$74,999.43
253Nov 2041$1,420.10$300.62$1,720.72$73,579.33
254Dec 2041$1,425.79$294.93$1,720.72$72,153.54
2041 Total$16,738.75$3,909.89$20,648.64
255Jan 2042$1,431.50$289.22$1,720.72$70,722.04
256Feb 2042$1,437.24$283.48$1,720.72$69,284.80
257Mar 2042$1,443.00$277.72$1,720.72$67,841.80
258Apr 2042$1,448.79$271.93$1,720.72$66,393.01
259May 2042$1,454.59$266.13$1,720.72$64,938.42
260Jun 2042$1,460.43$260.29$1,720.72$63,477.99
261Jul 2042$1,466.28$254.44$1,720.72$62,011.71
262Aug 2042$1,472.16$248.56$1,720.72$60,539.55
263Sep 2042$1,478.06$242.66$1,720.72$59,061.49
264Oct 2042$1,483.98$236.74$1,720.72$57,577.51
265Nov 2042$1,489.93$230.79$1,720.72$56,087.58
266Dec 2042$1,495.90$224.82$1,720.72$54,591.68
2042 Total$17,561.86$3,086.78$20,648.64
267Jan 2043$1,501.90$218.82$1,720.72$53,089.78
268Feb 2043$1,507.92$212.80$1,720.72$51,581.86
269Mar 2043$1,513.96$206.76$1,720.72$50,067.90
270Apr 2043$1,520.03$200.69$1,720.72$48,547.87
271May 2043$1,526.12$194.60$1,720.72$47,021.75
272Jun 2043$1,532.24$188.48$1,720.72$45,489.51
273Jul 2043$1,538.38$182.34$1,720.72$43,951.13
274Aug 2043$1,544.55$176.17$1,720.72$42,406.58
275Sep 2043$1,550.74$169.98$1,720.72$40,855.84
276Oct 2043$1,556.96$163.76$1,720.72$39,298.88
277Nov 2043$1,563.20$157.52$1,720.72$37,735.68
278Dec 2043$1,569.46$151.26$1,720.72$36,166.22
2043 Total$18,425.46$2,223.18$20,648.64
279Jan 2044$1,575.75$144.97$1,720.72$34,590.47
280Feb 2044$1,582.07$138.65$1,720.72$33,008.40
281Mar 2044$1,588.41$132.31$1,720.72$31,419.99
282Apr 2044$1,594.78$125.94$1,720.72$29,825.21
283May 2044$1,601.17$119.55$1,720.72$28,224.04
284Jun 2044$1,607.59$113.13$1,720.72$26,616.45
285Jul 2044$1,614.03$106.69$1,720.72$25,002.42
286Aug 2044$1,620.50$100.22$1,720.72$23,381.92
287Sep 2044$1,627.00$93.72$1,720.72$21,754.92
288Oct 2044$1,633.52$87.20$1,720.72$20,121.40
289Nov 2044$1,640.07$80.65$1,720.72$18,481.33
290Dec 2044$1,646.64$74.08$1,720.72$16,834.69
2044 Total$19,331.53$1,317.11$20,648.64
291Jan 2045$1,653.24$67.48$1,720.72$15,181.45
292Feb 2045$1,659.87$60.85$1,720.72$13,521.58
293Mar 2045$1,666.52$54.20$1,720.72$11,855.06
294Apr 2045$1,673.20$47.52$1,720.72$10,181.86
295May 2045$1,679.91$40.81$1,720.72$8,501.95
296Jun 2045$1,686.64$34.08$1,720.72$6,815.31
297Jul 2045$1,693.40$27.32$1,720.72$5,121.91
298Aug 2045$1,700.19$20.53$1,720.72$3,421.72
299Sep 2045$1,707.00$13.72$1,720.72$1,714.72
300Oct 2045$1,713.85$6.87$1,720.72$0.87
2045 Total$16,833.82$373.38$17,207.2