Real Deal Variable Home Loan Special (Principal and Interest) (LVR < 90%) from Newcastle Permanent

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.32%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,228
Number of Repayments
300
Total Interest Paid
$118,400
Total repayments
$368,400
DatePrincipleInterestPaymentBalance
1Nov 2019$535.88$691.67$1,227.55$249,464.12
2Dec 2019$537.37$690.18$1,227.55$248,926.75
2019 Total$1,073.25$1,381.85$2,455.1
3Jan 2020$538.85$688.70$1,227.55$248,387.90
4Feb 2020$540.34$687.21$1,227.55$247,847.56
5Mar 2020$541.84$685.71$1,227.55$247,305.72
6Apr 2020$543.34$684.21$1,227.55$246,762.38
7May 2020$544.84$682.71$1,227.55$246,217.54
8Jun 2020$546.35$681.20$1,227.55$245,671.19
9Jul 2020$547.86$679.69$1,227.55$245,123.33
10Aug 2020$549.38$678.17$1,227.55$244,573.95
11Sep 2020$550.90$676.65$1,227.55$244,023.05
12Oct 2020$552.42$675.13$1,227.55$243,470.63
13Nov 2020$553.95$673.60$1,227.55$242,916.68
14Dec 2020$555.48$672.07$1,227.55$242,361.20
2020 Total$6,565.55$8,165.05$14,730.6
15Jan 2021$557.02$670.53$1,227.55$241,804.18
16Feb 2021$558.56$668.99$1,227.55$241,245.62
17Mar 2021$560.10$667.45$1,227.55$240,685.52
18Apr 2021$561.65$665.90$1,227.55$240,123.87
19May 2021$563.21$664.34$1,227.55$239,560.66
20Jun 2021$564.77$662.78$1,227.55$238,995.89
21Jul 2021$566.33$661.22$1,227.55$238,429.56
22Aug 2021$567.89$659.66$1,227.55$237,861.67
23Sep 2021$569.47$658.08$1,227.55$237,292.20
24Oct 2021$571.04$656.51$1,227.55$236,721.16
25Nov 2021$572.62$654.93$1,227.55$236,148.54
26Dec 2021$574.21$653.34$1,227.55$235,574.33
2021 Total$6,786.87$7,943.73$14,730.6
27Jan 2022$575.79$651.76$1,227.55$234,998.54
28Feb 2022$577.39$650.16$1,227.55$234,421.15
29Mar 2022$578.98$648.57$1,227.55$233,842.17
30Apr 2022$580.59$646.96$1,227.55$233,261.58
31May 2022$582.19$645.36$1,227.55$232,679.39
32Jun 2022$583.80$643.75$1,227.55$232,095.59
33Jul 2022$585.42$642.13$1,227.55$231,510.17
34Aug 2022$587.04$640.51$1,227.55$230,923.13
35Sep 2022$588.66$638.89$1,227.55$230,334.47
36Oct 2022$590.29$637.26$1,227.55$229,744.18
37Nov 2022$591.92$635.63$1,227.55$229,152.26
38Dec 2022$593.56$633.99$1,227.55$228,558.70
2022 Total$7,015.63$7,714.97$14,730.6
39Jan 2023$595.20$632.35$1,227.55$227,963.50
40Feb 2023$596.85$630.70$1,227.55$227,366.65
41Mar 2023$598.50$629.05$1,227.55$226,768.15
42Apr 2023$600.16$627.39$1,227.55$226,167.99
43May 2023$601.82$625.73$1,227.55$225,566.17
44Jun 2023$603.48$624.07$1,227.55$224,962.69
45Jul 2023$605.15$622.40$1,227.55$224,357.54
46Aug 2023$606.83$620.72$1,227.55$223,750.71
47Sep 2023$608.51$619.04$1,227.55$223,142.20
48Oct 2023$610.19$617.36$1,227.55$222,532.01
49Nov 2023$611.88$615.67$1,227.55$221,920.13
50Dec 2023$613.57$613.98$1,227.55$221,306.56
2023 Total$7,252.14$7,478.46$14,730.6
51Jan 2024$615.27$612.28$1,227.55$220,691.29
52Feb 2024$616.97$610.58$1,227.55$220,074.32
53Mar 2024$618.68$608.87$1,227.55$219,455.64
54Apr 2024$620.39$607.16$1,227.55$218,835.25
55May 2024$622.11$605.44$1,227.55$218,213.14
56Jun 2024$623.83$603.72$1,227.55$217,589.31
57Jul 2024$625.55$602.00$1,227.55$216,963.76
58Aug 2024$627.28$600.27$1,227.55$216,336.48
59Sep 2024$629.02$598.53$1,227.55$215,707.46
60Oct 2024$630.76$596.79$1,227.55$215,076.70
61Nov 2024$632.50$595.05$1,227.55$214,444.20
62Dec 2024$634.25$593.30$1,227.55$213,809.95
2024 Total$7,496.61$7,233.99$14,730.6
63Jan 2025$636.01$591.54$1,227.55$213,173.94
64Feb 2025$637.77$589.78$1,227.55$212,536.17
65Mar 2025$639.53$588.02$1,227.55$211,896.64
66Apr 2025$641.30$586.25$1,227.55$211,255.34
67May 2025$643.08$584.47$1,227.55$210,612.26
68Jun 2025$644.86$582.69$1,227.55$209,967.40
69Jul 2025$646.64$580.91$1,227.55$209,320.76
70Aug 2025$648.43$579.12$1,227.55$208,672.33
71Sep 2025$650.22$577.33$1,227.55$208,022.11
72Oct 2025$652.02$575.53$1,227.55$207,370.09
73Nov 2025$653.83$573.72$1,227.55$206,716.26
74Dec 2025$655.64$571.91$1,227.55$206,060.62
2025 Total$7,749.33$6,981.27$14,730.6
75Jan 2026$657.45$570.10$1,227.55$205,403.17
76Feb 2026$659.27$568.28$1,227.55$204,743.90
77Mar 2026$661.09$566.46$1,227.55$204,082.81
78Apr 2026$662.92$564.63$1,227.55$203,419.89
79May 2026$664.75$562.80$1,227.55$202,755.14
80Jun 2026$666.59$560.96$1,227.55$202,088.55
81Jul 2026$668.44$559.11$1,227.55$201,420.11
82Aug 2026$670.29$557.26$1,227.55$200,749.82
83Sep 2026$672.14$555.41$1,227.55$200,077.68
84Oct 2026$674.00$553.55$1,227.55$199,403.68
85Nov 2026$675.87$551.68$1,227.55$198,727.81
86Dec 2026$677.74$549.81$1,227.55$198,050.07
2026 Total$8,010.55$6,720.05$14,730.6
87Jan 2027$679.61$547.94$1,227.55$197,370.46
88Feb 2027$681.49$546.06$1,227.55$196,688.97
89Mar 2027$683.38$544.17$1,227.55$196,005.59
90Apr 2027$685.27$542.28$1,227.55$195,320.32
91May 2027$687.16$540.39$1,227.55$194,633.16
92Jun 2027$689.06$538.49$1,227.55$193,944.10
93Jul 2027$690.97$536.58$1,227.55$193,253.13
94Aug 2027$692.88$534.67$1,227.55$192,560.25
95Sep 2027$694.80$532.75$1,227.55$191,865.45
96Oct 2027$696.72$530.83$1,227.55$191,168.73
97Nov 2027$698.65$528.90$1,227.55$190,470.08
98Dec 2027$700.58$526.97$1,227.55$189,769.50
2027 Total$8,280.57$6,450.03$14,730.6
99Jan 2028$702.52$525.03$1,227.55$189,066.98
100Feb 2028$704.46$523.09$1,227.55$188,362.52
101Mar 2028$706.41$521.14$1,227.55$187,656.11
102Apr 2028$708.37$519.18$1,227.55$186,947.74
103May 2028$710.33$517.22$1,227.55$186,237.41
104Jun 2028$712.29$515.26$1,227.55$185,525.12
105Jul 2028$714.26$513.29$1,227.55$184,810.86
106Aug 2028$716.24$511.31$1,227.55$184,094.62
107Sep 2028$718.22$509.33$1,227.55$183,376.40
108Oct 2028$720.21$507.34$1,227.55$182,656.19
109Nov 2028$722.20$505.35$1,227.55$181,933.99
110Dec 2028$724.20$503.35$1,227.55$181,209.79
2028 Total$8,559.71$6,170.89$14,730.6
111Jan 2029$726.20$501.35$1,227.55$180,483.59
112Feb 2029$728.21$499.34$1,227.55$179,755.38
113Mar 2029$730.23$497.32$1,227.55$179,025.15
114Apr 2029$732.25$495.30$1,227.55$178,292.90
115May 2029$734.27$493.28$1,227.55$177,558.63
116Jun 2029$736.30$491.25$1,227.55$176,822.33
117Jul 2029$738.34$489.21$1,227.55$176,083.99
118Aug 2029$740.38$487.17$1,227.55$175,343.61
119Sep 2029$742.43$485.12$1,227.55$174,601.18
120Oct 2029$744.49$483.06$1,227.55$173,856.69
121Nov 2029$746.55$481.00$1,227.55$173,110.14
122Dec 2029$748.61$478.94$1,227.55$172,361.53
2029 Total$8,848.26$5,882.34$14,730.6
123Jan 2030$750.68$476.87$1,227.55$171,610.85
124Feb 2030$752.76$474.79$1,227.55$170,858.09
125Mar 2030$754.84$472.71$1,227.55$170,103.25
126Apr 2030$756.93$470.62$1,227.55$169,346.32
127May 2030$759.03$468.52$1,227.55$168,587.29
128Jun 2030$761.13$466.42$1,227.55$167,826.16
129Jul 2030$763.23$464.32$1,227.55$167,062.93
130Aug 2030$765.34$462.21$1,227.55$166,297.59
131Sep 2030$767.46$460.09$1,227.55$165,530.13
132Oct 2030$769.58$457.97$1,227.55$164,760.55
133Nov 2030$771.71$455.84$1,227.55$163,988.84
134Dec 2030$773.85$453.70$1,227.55$163,214.99
2030 Total$9,146.54$5,584.06$14,730.6
135Jan 2031$775.99$451.56$1,227.55$162,439.00
136Feb 2031$778.14$449.41$1,227.55$161,660.86
137Mar 2031$780.29$447.26$1,227.55$160,880.57
138Apr 2031$782.45$445.10$1,227.55$160,098.12
139May 2031$784.61$442.94$1,227.55$159,313.51
140Jun 2031$786.78$440.77$1,227.55$158,526.73
141Jul 2031$788.96$438.59$1,227.55$157,737.77
142Aug 2031$791.14$436.41$1,227.55$156,946.63
143Sep 2031$793.33$434.22$1,227.55$156,153.30
144Oct 2031$795.53$432.02$1,227.55$155,357.77
145Nov 2031$797.73$429.82$1,227.55$154,560.04
146Dec 2031$799.93$427.62$1,227.55$153,760.11
2031 Total$9,454.88$5,275.72$14,730.6
147Jan 2032$802.15$425.40$1,227.55$152,957.96
148Feb 2032$804.37$423.18$1,227.55$152,153.59
149Mar 2032$806.59$420.96$1,227.55$151,347.00
150Apr 2032$808.82$418.73$1,227.55$150,538.18
151May 2032$811.06$416.49$1,227.55$149,727.12
152Jun 2032$813.30$414.25$1,227.55$148,913.82
153Jul 2032$815.56$411.99$1,227.55$148,098.26
154Aug 2032$817.81$409.74$1,227.55$147,280.45
155Sep 2032$820.07$407.48$1,227.55$146,460.38
156Oct 2032$822.34$405.21$1,227.55$145,638.04
157Nov 2032$824.62$402.93$1,227.55$144,813.42
158Dec 2032$826.90$400.65$1,227.55$143,986.52
2032 Total$9,773.59$4,957.01$14,730.6
159Jan 2033$829.19$398.36$1,227.55$143,157.33
160Feb 2033$831.48$396.07$1,227.55$142,325.85
161Mar 2033$833.78$393.77$1,227.55$141,492.07
162Apr 2033$836.09$391.46$1,227.55$140,655.98
163May 2033$838.40$389.15$1,227.55$139,817.58
164Jun 2033$840.72$386.83$1,227.55$138,976.86
165Jul 2033$843.05$384.50$1,227.55$138,133.81
166Aug 2033$845.38$382.17$1,227.55$137,288.43
167Sep 2033$847.72$379.83$1,227.55$136,440.71
168Oct 2033$850.06$377.49$1,227.55$135,590.65
169Nov 2033$852.42$375.13$1,227.55$134,738.23
170Dec 2033$854.77$372.78$1,227.55$133,883.46
2033 Total$10,103.06$4,627.54$14,730.6
171Jan 2034$857.14$370.41$1,227.55$133,026.32
172Feb 2034$859.51$368.04$1,227.55$132,166.81
173Mar 2034$861.89$365.66$1,227.55$131,304.92
174Apr 2034$864.27$363.28$1,227.55$130,440.65
175May 2034$866.66$360.89$1,227.55$129,573.99
176Jun 2034$869.06$358.49$1,227.55$128,704.93
177Jul 2034$871.47$356.08$1,227.55$127,833.46
178Aug 2034$873.88$353.67$1,227.55$126,959.58
179Sep 2034$876.30$351.25$1,227.55$126,083.28
180Oct 2034$878.72$348.83$1,227.55$125,204.56
181Nov 2034$881.15$346.40$1,227.55$124,323.41
182Dec 2034$883.59$343.96$1,227.55$123,439.82
2034 Total$10,443.64$4,286.96$14,730.6
183Jan 2035$886.03$341.52$1,227.55$122,553.79
184Feb 2035$888.48$339.07$1,227.55$121,665.31
185Mar 2035$890.94$336.61$1,227.55$120,774.37
186Apr 2035$893.41$334.14$1,227.55$119,880.96
187May 2035$895.88$331.67$1,227.55$118,985.08
188Jun 2035$898.36$329.19$1,227.55$118,086.72
189Jul 2035$900.84$326.71$1,227.55$117,185.88
190Aug 2035$903.34$324.21$1,227.55$116,282.54
191Sep 2035$905.83$321.72$1,227.55$115,376.71
192Oct 2035$908.34$319.21$1,227.55$114,468.37
193Nov 2035$910.85$316.70$1,227.55$113,557.52
194Dec 2035$913.37$314.18$1,227.55$112,644.15
2035 Total$10,795.67$3,934.93$14,730.6
195Jan 2036$915.90$311.65$1,227.55$111,728.25
196Feb 2036$918.44$309.11$1,227.55$110,809.81
197Mar 2036$920.98$306.57$1,227.55$109,888.83
198Apr 2036$923.52$304.03$1,227.55$108,965.31
199May 2036$926.08$301.47$1,227.55$108,039.23
200Jun 2036$928.64$298.91$1,227.55$107,110.59
201Jul 2036$931.21$296.34$1,227.55$106,179.38
202Aug 2036$933.79$293.76$1,227.55$105,245.59
203Sep 2036$936.37$291.18$1,227.55$104,309.22
204Oct 2036$938.96$288.59$1,227.55$103,370.26
205Nov 2036$941.56$285.99$1,227.55$102,428.70
206Dec 2036$944.16$283.39$1,227.55$101,484.54
2036 Total$11,159.61$3,570.99$14,730.6
207Jan 2037$946.78$280.77$1,227.55$100,537.76
208Feb 2037$949.40$278.15$1,227.55$99,588.36
209Mar 2037$952.02$275.53$1,227.55$98,636.34
210Apr 2037$954.66$272.89$1,227.55$97,681.68
211May 2037$957.30$270.25$1,227.55$96,724.38
212Jun 2037$959.95$267.60$1,227.55$95,764.43
213Jul 2037$962.60$264.95$1,227.55$94,801.83
214Aug 2037$965.26$262.29$1,227.55$93,836.57
215Sep 2037$967.94$259.61$1,227.55$92,868.63
216Oct 2037$970.61$256.94$1,227.55$91,898.02
217Nov 2037$973.30$254.25$1,227.55$90,924.72
218Dec 2037$975.99$251.56$1,227.55$89,948.73
2037 Total$11,535.81$3,194.79$14,730.6
219Jan 2038$978.69$248.86$1,227.55$88,970.04
220Feb 2038$981.40$246.15$1,227.55$87,988.64
221Mar 2038$984.11$243.44$1,227.55$87,004.53
222Apr 2038$986.84$240.71$1,227.55$86,017.69
223May 2038$989.57$237.98$1,227.55$85,028.12
224Jun 2038$992.31$235.24$1,227.55$84,035.81
225Jul 2038$995.05$232.50$1,227.55$83,040.76
226Aug 2038$997.80$229.75$1,227.55$82,042.96
227Sep 2038$1,000.56$226.99$1,227.55$81,042.40
228Oct 2038$1,003.33$224.22$1,227.55$80,039.07
229Nov 2038$1,006.11$221.44$1,227.55$79,032.96
230Dec 2038$1,008.89$218.66$1,227.55$78,024.07
2038 Total$11,924.66$2,805.94$14,730.6
231Jan 2039$1,011.68$215.87$1,227.55$77,012.39
232Feb 2039$1,014.48$213.07$1,227.55$75,997.91
233Mar 2039$1,017.29$210.26$1,227.55$74,980.62
234Apr 2039$1,020.10$207.45$1,227.55$73,960.52
235May 2039$1,022.93$204.62$1,227.55$72,937.59
236Jun 2039$1,025.76$201.79$1,227.55$71,911.83
237Jul 2039$1,028.59$198.96$1,227.55$70,883.24
238Aug 2039$1,031.44$196.11$1,227.55$69,851.80
239Sep 2039$1,034.29$193.26$1,227.55$68,817.51
240Oct 2039$1,037.15$190.40$1,227.55$67,780.36
241Nov 2039$1,040.02$187.53$1,227.55$66,740.34
242Dec 2039$1,042.90$184.65$1,227.55$65,697.44
2039 Total$12,326.63$2,403.97$14,730.6
243Jan 2040$1,045.79$181.76$1,227.55$64,651.65
244Feb 2040$1,048.68$178.87$1,227.55$63,602.97
245Mar 2040$1,051.58$175.97$1,227.55$62,551.39
246Apr 2040$1,054.49$173.06$1,227.55$61,496.90
247May 2040$1,057.41$170.14$1,227.55$60,439.49
248Jun 2040$1,060.33$167.22$1,227.55$59,379.16
249Jul 2040$1,063.27$164.28$1,227.55$58,315.89
250Aug 2040$1,066.21$161.34$1,227.55$57,249.68
251Sep 2040$1,069.16$158.39$1,227.55$56,180.52
252Oct 2040$1,072.12$155.43$1,227.55$55,108.40
253Nov 2040$1,075.08$152.47$1,227.55$54,033.32
254Dec 2040$1,078.06$149.49$1,227.55$52,955.26
2040 Total$12,742.18$1,988.42$14,730.6
255Jan 2041$1,081.04$146.51$1,227.55$51,874.22
256Feb 2041$1,084.03$143.52$1,227.55$50,790.19
257Mar 2041$1,087.03$140.52$1,227.55$49,703.16
258Apr 2041$1,090.04$137.51$1,227.55$48,613.12
259May 2041$1,093.05$134.50$1,227.55$47,520.07
260Jun 2041$1,096.08$131.47$1,227.55$46,423.99
261Jul 2041$1,099.11$128.44$1,227.55$45,324.88
262Aug 2041$1,102.15$125.40$1,227.55$44,222.73
263Sep 2041$1,105.20$122.35$1,227.55$43,117.53
264Oct 2041$1,108.26$119.29$1,227.55$42,009.27
265Nov 2041$1,111.32$116.23$1,227.55$40,897.95
266Dec 2041$1,114.40$113.15$1,227.55$39,783.55
2041 Total$13,171.71$1,558.89$14,730.6
267Jan 2042$1,117.48$110.07$1,227.55$38,666.07
268Feb 2042$1,120.57$106.98$1,227.55$37,545.50
269Mar 2042$1,123.67$103.88$1,227.55$36,421.83
270Apr 2042$1,126.78$100.77$1,227.55$35,295.05
271May 2042$1,129.90$97.65$1,227.55$34,165.15
272Jun 2042$1,133.03$94.52$1,227.55$33,032.12
273Jul 2042$1,136.16$91.39$1,227.55$31,895.96
274Aug 2042$1,139.30$88.25$1,227.55$30,756.66
275Sep 2042$1,142.46$85.09$1,227.55$29,614.20
276Oct 2042$1,145.62$81.93$1,227.55$28,468.58
277Nov 2042$1,148.79$78.76$1,227.55$27,319.79
278Dec 2042$1,151.97$75.58$1,227.55$26,167.82
2042 Total$13,615.73$1,114.87$14,730.6
279Jan 2043$1,155.15$72.40$1,227.55$25,012.67
280Feb 2043$1,158.35$69.20$1,227.55$23,854.32
281Mar 2043$1,161.55$66.00$1,227.55$22,692.77
282Apr 2043$1,164.77$62.78$1,227.55$21,528.00
283May 2043$1,167.99$59.56$1,227.55$20,360.01
284Jun 2043$1,171.22$56.33$1,227.55$19,188.79
285Jul 2043$1,174.46$53.09$1,227.55$18,014.33
286Aug 2043$1,177.71$49.84$1,227.55$16,836.62
287Sep 2043$1,180.97$46.58$1,227.55$15,655.65
288Oct 2043$1,184.24$43.31$1,227.55$14,471.41
289Nov 2043$1,187.51$40.04$1,227.55$13,283.90
290Dec 2043$1,190.80$36.75$1,227.55$12,093.10
2043 Total$14,074.72$655.88$14,730.6
291Jan 2044$1,194.09$33.46$1,227.55$10,899.01
292Feb 2044$1,197.40$30.15$1,227.55$9,701.61
293Mar 2044$1,200.71$26.84$1,227.55$8,500.90
294Apr 2044$1,204.03$23.52$1,227.55$7,296.87
295May 2044$1,207.36$20.19$1,227.55$6,089.51
296Jun 2044$1,210.70$16.85$1,227.55$4,878.81
297Jul 2044$1,214.05$13.50$1,227.55$3,664.76
298Aug 2044$1,217.41$10.14$1,227.55$2,447.35
299Sep 2044$1,220.78$6.77$1,227.55$1,226.57
300Oct 2044$1,224.16$3.39$1,227.55$2.41
2044 Total$12,090.69$184.81$12,275.5
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