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Real Deal Home Loan
Winner of Best Small Deposit Home Loan, RateCity Gold Awards 2021
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2.89
% p.a
Variable
2.93
% p.a
$1,406
based on $300,000 loan amount for 25 years at 2.89%
On this page
2.89
% p.a
Variable
2.93
% p.a
$1,406
based on $300,000 loan amount for 25 years at 2.89%
Calculate your repayments for this loan
Your estimated repayment
$1,406
based on $300,000 loan amount for 25 years at 2.89%
Newcastle Permanent home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
CRN: 515694
$1,147
based on $300,000 loan amount for 25 years at 1.85%
Quick home loan review
For Real Deal Variable Home Loan Special (Principal and Interest) (LVR 80%-95%)
These are the benefits of this home loan.
- Lower than average interest rate
- No upfront or ongoing fees
- Suitable for low deposits
- Redraw facility available
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- No offset account
- Discharge fee at end of loan
Home loan overview
For Real Deal Variable Home Loan Special (Principal and Interest) (LVR 80%-95%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $421,800 |
Interest rate type Variable | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $10 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.Apply by 31 March 2022 The total loan refinanced, either jointly or individually with NPBS must be $250,000 or more, and The refinanced loan must have a maximum Loan to Valuation Ratio of 80%. Limited time offer extended, T&Cs apply.
Target Market Determination
Visit Newcastle Permanent Building Society to view Target Market Determination.
Other Restrictions
Must be new borrower with new borrowings of $150,000 or more, OR existing borrowers who apply for an increase in their borrowings by $150,000 or more.
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