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Newcastle Permanent
Real Deal Variable Home Loan Special (Principal and Interest) (LVR 90%-95%)

Real Deal Variable Home Loan Special (Principal and Interest) (LVR 90%-95%)

Cashback

$2500 cashback for First Home Buyers

New Smart Home Loan

special

Get one of the lowest variable interest rates on the market and pay no application or ongoing fees

Advertised Rate

2.78%

Variable

Comparison Rate*

2.80%

Smart Home Loan

No ongoing feesExtra repayments + redraw services

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loans.com.au terms and conditions

Advertised Rate

3.46%

Variable

Comparison Rate*

3.50%

Maximum LVR

95%

Real Time Rating™

3.73 / 5

Monthly Repayment

$1,117

Pros and Cons

Pros

No upfront or ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

Cons

Discharge fee at end of loan
Repayments may increase if RBA raises rates

Newcastle Permanent Fees and Features

Maximum LVR 95%	Interest rate structure Variable
Borrowing range $150k - $100m Calculate how much you can borrow	Total Repayments $402,120 View repayment schedule »
Principal & interest	Interest only
Loan term range 1 - 30 years	Offset account Partial offset account
Extra repayments Unlimited extra repayments	Redraw facility Redraw fee: $10
Allows split interest	Suitable For Owner Occupiers
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA	Make Repayments Fortnightly, Monthly, Weekly
Estimated upfront fees $0	Application fee $0
Settlement fee $0	Valuation fee $0
Legal fee $0	Ongoing fee $0
Discharge fee $250	Property Type
SMSF Trustee	Minimum SMSF Amount
Aggregator

Specials

Cashback $2500 cashback for First Home Buyers

Other Restrictions

Must be new borrower with new borrowings of $150,000 or more, OR existing borrowers who apply for an increase in their borrowings by $150,000 or more.

Compare and review home loans with similar features

Lower Rate

Star Essentials Home Loan (Amounts $150k-$850k, LVR < 80%)

Real Time Rating™

4.36 / 5

Advertised Rate

Comparison Rate*

2.74%

Variable

2.77%

special

$250 donation to communities affected by the bushfires for each complete application received in Jan and Feb. Min. loan size $150k. No construction loans.

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More Flexibility

UHomeLoan Fixed OO (Principal and Interest) 5 Years

Real Time Rating™

3.72 / 5

Advertised Rate

Comparison Rate*

2.94%

Fixed - 5 years

3.19%

No upfront or ongoing fees
Repayments will not change during fixed period

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Major Banks

Premier Package Fixed Options Home Loan (Principal and Interest) 2 Years (LVR < 70%)

Real Time Rating™

3.56 / 5

Advertised Rate

Comparison Rate*

2.88%

Fixed - 2 years

3.75%

No upfront fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Generic

Rate Lovers Variable Home Loan (Principal and Interest) (LVR 70%-80%)

Real Time Rating™

4.42 / 5

Advertised Rate

Comparison Rate*

2.77%

Variable

2.79%

No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

Enquire Now

In 1903, the Newcastle Permanent Building Society was established to provide the people of Newcastle with stability. Since then, Newcastle Permanent has grown to become one of Australia’s biggest building societies with over 50 branches across NSW. Newcastle Permanent is a building society, which means that instead of having customers, it has members. Being a building society, Newcastle Permanent distribute its profits back to its members by way of lower rates and fewer fees.

Newcastle Permanent has won numerous awards including the Money magazine award for cheapest home loan package in the non-bank category and the Smart Investor Blue Ribbon Award for Building Society of the year.

Newcastle Permanent Home Loan Calculator
Interested in a Newcastle Permanent home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Newcastle Permanent compares to its competitors. Simply plug in your borrowing amount below.

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