Newcastle Permanent
Borrow amount

$300,000

Advertised Rate

4.25%

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,625
Number of repayments
300
Total interest paid
$187,565
Total Repayments

$487,563

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$562.71$1,062.50$1,625.21$299,437.29
2Nov 2020$564.70$1,060.51$1,625.21$298,872.59
3Dec 2020$566.70$1,058.51$1,625.21$298,305.89
2020 Total$1,694.11$3,181.52$4,875.63
4Jan 2021$568.71$1,056.50$1,625.21$297,737.18
5Feb 2021$570.72$1,054.49$1,625.21$297,166.46
6Mar 2021$572.75$1,052.46$1,625.21$296,593.71
7Apr 2021$574.77$1,050.44$1,625.21$296,018.94
8May 2021$576.81$1,048.40$1,625.21$295,442.13
9Jun 2021$578.85$1,046.36$1,625.21$294,863.28
10Jul 2021$580.90$1,044.31$1,625.21$294,282.38
11Aug 2021$582.96$1,042.25$1,625.21$293,699.42
12Sep 2021$585.02$1,040.19$1,625.21$293,114.40
13Oct 2021$587.10$1,038.11$1,625.21$292,527.30
14Nov 2021$589.18$1,036.03$1,625.21$291,938.12
15Dec 2021$591.26$1,033.95$1,625.21$291,346.86
2021 Total$6,959.03$12,543.49$19,502.52
16Jan 2022$593.36$1,031.85$1,625.21$290,753.50
17Feb 2022$595.46$1,029.75$1,625.21$290,158.04
18Mar 2022$597.57$1,027.64$1,625.21$289,560.47
19Apr 2022$599.68$1,025.53$1,625.21$288,960.79
20May 2022$601.81$1,023.40$1,625.21$288,358.98
21Jun 2022$603.94$1,021.27$1,625.21$287,755.04
22Jul 2022$606.08$1,019.13$1,625.21$287,148.96
23Aug 2022$608.22$1,016.99$1,625.21$286,540.74
24Sep 2022$610.38$1,014.83$1,625.21$285,930.36
25Oct 2022$612.54$1,012.67$1,625.21$285,317.82
26Nov 2022$614.71$1,010.50$1,625.21$284,703.11
27Dec 2022$616.89$1,008.32$1,625.21$284,086.22
2022 Total$7,260.64$12,241.88$19,502.52
28Jan 2023$619.07$1,006.14$1,625.21$283,467.15
29Feb 2023$621.26$1,003.95$1,625.21$282,845.89
30Mar 2023$623.46$1,001.75$1,625.21$282,222.43
31Apr 2023$625.67$999.54$1,625.21$281,596.76
32May 2023$627.89$997.32$1,625.21$280,968.87
33Jun 2023$630.11$995.10$1,625.21$280,338.76
34Jul 2023$632.34$992.87$1,625.21$279,706.42
35Aug 2023$634.58$990.63$1,625.21$279,071.84
36Sep 2023$636.83$988.38$1,625.21$278,435.01
37Oct 2023$639.09$986.12$1,625.21$277,795.92
38Nov 2023$641.35$983.86$1,625.21$277,154.57
39Dec 2023$643.62$981.59$1,625.21$276,510.95
2023 Total$7,575.27$11,927.25$19,502.52
40Jan 2024$645.90$979.31$1,625.21$275,865.05
41Feb 2024$648.19$977.02$1,625.21$275,216.86
42Mar 2024$650.48$974.73$1,625.21$274,566.38
43Apr 2024$652.79$972.42$1,625.21$273,913.59
44May 2024$655.10$970.11$1,625.21$273,258.49
45Jun 2024$657.42$967.79$1,625.21$272,601.07
46Jul 2024$659.75$965.46$1,625.21$271,941.32
47Aug 2024$662.08$963.13$1,625.21$271,279.24
48Sep 2024$664.43$960.78$1,625.21$270,614.81
49Oct 2024$666.78$958.43$1,625.21$269,948.03
50Nov 2024$669.14$956.07$1,625.21$269,278.89
51Dec 2024$671.51$953.70$1,625.21$268,607.38
2024 Total$7,903.57$11,598.95$19,502.52
52Jan 2025$673.89$951.32$1,625.21$267,933.49
53Feb 2025$676.28$948.93$1,625.21$267,257.21
54Mar 2025$678.67$946.54$1,625.21$266,578.54
55Apr 2025$681.08$944.13$1,625.21$265,897.46
56May 2025$683.49$941.72$1,625.21$265,213.97
57Jun 2025$685.91$939.30$1,625.21$264,528.06
58Jul 2025$688.34$936.87$1,625.21$263,839.72
59Aug 2025$690.78$934.43$1,625.21$263,148.94
60Sep 2025$693.22$931.99$1,625.21$262,455.72
61Oct 2025$695.68$929.53$1,625.21$261,760.04
62Nov 2025$698.14$927.07$1,625.21$261,061.90
63Dec 2025$700.62$924.59$1,625.21$260,361.28
2025 Total$8,246.1$11,256.42$19,502.52
64Jan 2026$703.10$922.11$1,625.21$259,658.18
65Feb 2026$705.59$919.62$1,625.21$258,952.59
66Mar 2026$708.09$917.12$1,625.21$258,244.50
67Apr 2026$710.59$914.62$1,625.21$257,533.91
68May 2026$713.11$912.10$1,625.21$256,820.80
69Jun 2026$715.64$909.57$1,625.21$256,105.16
70Jul 2026$718.17$907.04$1,625.21$255,386.99
71Aug 2026$720.71$904.50$1,625.21$254,666.28
72Sep 2026$723.27$901.94$1,625.21$253,943.01
73Oct 2026$725.83$899.38$1,625.21$253,217.18
74Nov 2026$728.40$896.81$1,625.21$252,488.78
75Dec 2026$730.98$894.23$1,625.21$251,757.80
2026 Total$8,603.48$10,899.04$19,502.52
76Jan 2027$733.57$891.64$1,625.21$251,024.23
77Feb 2027$736.17$889.04$1,625.21$250,288.06
78Mar 2027$738.77$886.44$1,625.21$249,549.29
79Apr 2027$741.39$883.82$1,625.21$248,807.90
80May 2027$744.02$881.19$1,625.21$248,063.88
81Jun 2027$746.65$878.56$1,625.21$247,317.23
82Jul 2027$749.29$875.92$1,625.21$246,567.94
83Aug 2027$751.95$873.26$1,625.21$245,815.99
84Sep 2027$754.61$870.60$1,625.21$245,061.38
85Oct 2027$757.28$867.93$1,625.21$244,304.10
86Nov 2027$759.97$865.24$1,625.21$243,544.13
87Dec 2027$762.66$862.55$1,625.21$242,781.47
2027 Total$8,976.33$10,526.19$19,502.52
88Jan 2028$765.36$859.85$1,625.21$242,016.11
89Feb 2028$768.07$857.14$1,625.21$241,248.04
90Mar 2028$770.79$854.42$1,625.21$240,477.25
91Apr 2028$773.52$851.69$1,625.21$239,703.73
92May 2028$776.26$848.95$1,625.21$238,927.47
93Jun 2028$779.01$846.20$1,625.21$238,148.46
94Jul 2028$781.77$843.44$1,625.21$237,366.69
95Aug 2028$784.54$840.67$1,625.21$236,582.15
96Sep 2028$787.31$837.90$1,625.21$235,794.84
97Oct 2028$790.10$835.11$1,625.21$235,004.74
98Nov 2028$792.90$832.31$1,625.21$234,211.84
99Dec 2028$795.71$829.50$1,625.21$233,416.13
2028 Total$9,365.34$10,137.18$19,502.52
100Jan 2029$798.53$826.68$1,625.21$232,617.60
101Feb 2029$801.36$823.85$1,625.21$231,816.24
102Mar 2029$804.19$821.02$1,625.21$231,012.05
103Apr 2029$807.04$818.17$1,625.21$230,205.01
104May 2029$809.90$815.31$1,625.21$229,395.11
105Jun 2029$812.77$812.44$1,625.21$228,582.34
106Jul 2029$815.65$809.56$1,625.21$227,766.69
107Aug 2029$818.54$806.67$1,625.21$226,948.15
108Sep 2029$821.44$803.77$1,625.21$226,126.71
109Oct 2029$824.34$800.87$1,625.21$225,302.37
110Nov 2029$827.26$797.95$1,625.21$224,475.11
111Dec 2029$830.19$795.02$1,625.21$223,644.92
2029 Total$9,771.21$9,731.31$19,502.52
112Jan 2030$833.13$792.08$1,625.21$222,811.79
113Feb 2030$836.08$789.13$1,625.21$221,975.71
114Mar 2030$839.05$786.16$1,625.21$221,136.66
115Apr 2030$842.02$783.19$1,625.21$220,294.64
116May 2030$845.00$780.21$1,625.21$219,449.64
117Jun 2030$847.99$777.22$1,625.21$218,601.65
118Jul 2030$851.00$774.21$1,625.21$217,750.65
119Aug 2030$854.01$771.20$1,625.21$216,896.64
120Sep 2030$857.03$768.18$1,625.21$216,039.61
121Oct 2030$860.07$765.14$1,625.21$215,179.54
122Nov 2030$863.12$762.09$1,625.21$214,316.42
123Dec 2030$866.17$759.04$1,625.21$213,450.25
2030 Total$10,194.67$9,307.85$19,502.52
124Jan 2031$869.24$755.97$1,625.21$212,581.01
125Feb 2031$872.32$752.89$1,625.21$211,708.69
126Mar 2031$875.41$749.80$1,625.21$210,833.28
127Apr 2031$878.51$746.70$1,625.21$209,954.77
128May 2031$881.62$743.59$1,625.21$209,073.15
129Jun 2031$884.74$740.47$1,625.21$208,188.41
130Jul 2031$887.88$737.33$1,625.21$207,300.53
131Aug 2031$891.02$734.19$1,625.21$206,409.51
132Sep 2031$894.18$731.03$1,625.21$205,515.33
133Oct 2031$897.34$727.87$1,625.21$204,617.99
134Nov 2031$900.52$724.69$1,625.21$203,717.47
135Dec 2031$903.71$721.50$1,625.21$202,813.76
2031 Total$10,636.49$8,866.03$19,502.52
136Jan 2032$906.91$718.30$1,625.21$201,906.85
137Feb 2032$910.12$715.09$1,625.21$200,996.73
138Mar 2032$913.35$711.86$1,625.21$200,083.38
139Apr 2032$916.58$708.63$1,625.21$199,166.80
140May 2032$919.83$705.38$1,625.21$198,246.97
141Jun 2032$923.09$702.12$1,625.21$197,323.88
142Jul 2032$926.35$698.86$1,625.21$196,397.53
143Aug 2032$929.64$695.57$1,625.21$195,467.89
144Sep 2032$932.93$692.28$1,625.21$194,534.96
145Oct 2032$936.23$688.98$1,625.21$193,598.73
146Nov 2032$939.55$685.66$1,625.21$192,659.18
147Dec 2032$942.88$682.33$1,625.21$191,716.30
2032 Total$11,097.46$8,405.06$19,502.52
148Jan 2033$946.21$679.00$1,625.21$190,770.09
149Feb 2033$949.57$675.64$1,625.21$189,820.52
150Mar 2033$952.93$672.28$1,625.21$188,867.59
151Apr 2033$956.30$668.91$1,625.21$187,911.29
152May 2033$959.69$665.52$1,625.21$186,951.60
153Jun 2033$963.09$662.12$1,625.21$185,988.51
154Jul 2033$966.50$658.71$1,625.21$185,022.01
155Aug 2033$969.92$655.29$1,625.21$184,052.09
156Sep 2033$973.36$651.85$1,625.21$183,078.73
157Oct 2033$976.81$648.40$1,625.21$182,101.92
158Nov 2033$980.27$644.94$1,625.21$181,121.65
159Dec 2033$983.74$641.47$1,625.21$180,137.91
2033 Total$11,578.39$7,924.13$19,502.52
160Jan 2034$987.22$637.99$1,625.21$179,150.69
161Feb 2034$990.72$634.49$1,625.21$178,159.97
162Mar 2034$994.23$630.98$1,625.21$177,165.74
163Apr 2034$997.75$627.46$1,625.21$176,167.99
164May 2034$1,001.28$623.93$1,625.21$175,166.71
165Jun 2034$1,004.83$620.38$1,625.21$174,161.88
166Jul 2034$1,008.39$616.82$1,625.21$173,153.49
167Aug 2034$1,011.96$613.25$1,625.21$172,141.53
168Sep 2034$1,015.54$609.67$1,625.21$171,125.99
169Oct 2034$1,019.14$606.07$1,625.21$170,106.85
170Nov 2034$1,022.75$602.46$1,625.21$169,084.10
171Dec 2034$1,026.37$598.84$1,625.21$168,057.73
2034 Total$12,080.18$7,422.34$19,502.52
172Jan 2035$1,030.01$595.20$1,625.21$167,027.72
173Feb 2035$1,033.65$591.56$1,625.21$165,994.07
174Mar 2035$1,037.31$587.90$1,625.21$164,956.76
175Apr 2035$1,040.99$584.22$1,625.21$163,915.77
176May 2035$1,044.67$580.54$1,625.21$162,871.10
177Jun 2035$1,048.37$576.84$1,625.21$161,822.73
178Jul 2035$1,052.09$573.12$1,625.21$160,770.64
179Aug 2035$1,055.81$569.40$1,625.21$159,714.83
180Sep 2035$1,059.55$565.66$1,625.21$158,655.28
181Oct 2035$1,063.31$561.90$1,625.21$157,591.97
182Nov 2035$1,067.07$558.14$1,625.21$156,524.90
183Dec 2035$1,070.85$554.36$1,625.21$155,454.05
2035 Total$12,603.68$6,898.84$19,502.52
184Jan 2036$1,074.64$550.57$1,625.21$154,379.41
185Feb 2036$1,078.45$546.76$1,625.21$153,300.96
186Mar 2036$1,082.27$542.94$1,625.21$152,218.69
187Apr 2036$1,086.10$539.11$1,625.21$151,132.59
188May 2036$1,089.95$535.26$1,625.21$150,042.64
189Jun 2036$1,093.81$531.40$1,625.21$148,948.83
190Jul 2036$1,097.68$527.53$1,625.21$147,851.15
191Aug 2036$1,101.57$523.64$1,625.21$146,749.58
192Sep 2036$1,105.47$519.74$1,625.21$145,644.11
193Oct 2036$1,109.39$515.82$1,625.21$144,534.72
194Nov 2036$1,113.32$511.89$1,625.21$143,421.40
195Dec 2036$1,117.26$507.95$1,625.21$142,304.14
2036 Total$13,149.91$6,352.61$19,502.52
196Jan 2037$1,121.22$503.99$1,625.21$141,182.92
197Feb 2037$1,125.19$500.02$1,625.21$140,057.73
198Mar 2037$1,129.17$496.04$1,625.21$138,928.56
199Apr 2037$1,133.17$492.04$1,625.21$137,795.39
200May 2037$1,137.18$488.03$1,625.21$136,658.21
201Jun 2037$1,141.21$484.00$1,625.21$135,517.00
202Jul 2037$1,145.25$479.96$1,625.21$134,371.75
203Aug 2037$1,149.31$475.90$1,625.21$133,222.44
204Sep 2037$1,153.38$471.83$1,625.21$132,069.06
205Oct 2037$1,157.47$467.74$1,625.21$130,911.59
206Nov 2037$1,161.56$463.65$1,625.21$129,750.03
207Dec 2037$1,165.68$459.53$1,625.21$128,584.35
2037 Total$13,719.79$5,782.73$19,502.52
208Jan 2038$1,169.81$455.40$1,625.21$127,414.54
209Feb 2038$1,173.95$451.26$1,625.21$126,240.59
210Mar 2038$1,178.11$447.10$1,625.21$125,062.48
211Apr 2038$1,182.28$442.93$1,625.21$123,880.20
212May 2038$1,186.47$438.74$1,625.21$122,693.73
213Jun 2038$1,190.67$434.54$1,625.21$121,503.06
214Jul 2038$1,194.89$430.32$1,625.21$120,308.17
215Aug 2038$1,199.12$426.09$1,625.21$119,109.05
216Sep 2038$1,203.37$421.84$1,625.21$117,905.68
217Oct 2038$1,207.63$417.58$1,625.21$116,698.05
218Nov 2038$1,211.90$413.31$1,625.21$115,486.15
219Dec 2038$1,216.20$409.01$1,625.21$114,269.95
2038 Total$14,314.4$5,188.12$19,502.52
220Jan 2039$1,220.50$404.71$1,625.21$113,049.45
221Feb 2039$1,224.83$400.38$1,625.21$111,824.62
222Mar 2039$1,229.16$396.05$1,625.21$110,595.46
223Apr 2039$1,233.52$391.69$1,625.21$109,361.94
224May 2039$1,237.89$387.32$1,625.21$108,124.05
225Jun 2039$1,242.27$382.94$1,625.21$106,881.78
226Jul 2039$1,246.67$378.54$1,625.21$105,635.11
227Aug 2039$1,251.09$374.12$1,625.21$104,384.02
228Sep 2039$1,255.52$369.69$1,625.21$103,128.50
229Oct 2039$1,259.96$365.25$1,625.21$101,868.54
230Nov 2039$1,264.43$360.78$1,625.21$100,604.11
231Dec 2039$1,268.90$356.31$1,625.21$99,335.21
2039 Total$14,934.74$4,567.78$19,502.52
232Jan 2040$1,273.40$351.81$1,625.21$98,061.81
233Feb 2040$1,277.91$347.30$1,625.21$96,783.90
234Mar 2040$1,282.43$342.78$1,625.21$95,501.47
235Apr 2040$1,286.98$338.23$1,625.21$94,214.49
236May 2040$1,291.53$333.68$1,625.21$92,922.96
237Jun 2040$1,296.11$329.10$1,625.21$91,626.85
238Jul 2040$1,300.70$324.51$1,625.21$90,326.15
239Aug 2040$1,305.30$319.91$1,625.21$89,020.85
240Sep 2040$1,309.93$315.28$1,625.21$87,710.92
241Oct 2040$1,314.57$310.64$1,625.21$86,396.35
242Nov 2040$1,319.22$305.99$1,625.21$85,077.13
243Dec 2040$1,323.90$301.31$1,625.21$83,753.23
2040 Total$15,581.98$3,920.54$19,502.52
244Jan 2041$1,328.58$296.63$1,625.21$82,424.65
245Feb 2041$1,333.29$291.92$1,625.21$81,091.36
246Mar 2041$1,338.01$287.20$1,625.21$79,753.35
247Apr 2041$1,342.75$282.46$1,625.21$78,410.60
248May 2041$1,347.51$277.70$1,625.21$77,063.09
249Jun 2041$1,352.28$272.93$1,625.21$75,710.81
250Jul 2041$1,357.07$268.14$1,625.21$74,353.74
251Aug 2041$1,361.87$263.34$1,625.21$72,991.87
252Sep 2041$1,366.70$258.51$1,625.21$71,625.17
253Oct 2041$1,371.54$253.67$1,625.21$70,253.63
254Nov 2041$1,376.40$248.81$1,625.21$68,877.23
255Dec 2041$1,381.27$243.94$1,625.21$67,495.96
2041 Total$16,257.27$3,245.25$19,502.52
256Jan 2042$1,386.16$239.05$1,625.21$66,109.80
257Feb 2042$1,391.07$234.14$1,625.21$64,718.73
258Mar 2042$1,396.00$229.21$1,625.21$63,322.73
259Apr 2042$1,400.94$224.27$1,625.21$61,921.79
260May 2042$1,405.90$219.31$1,625.21$60,515.89
261Jun 2042$1,410.88$214.33$1,625.21$59,105.01
262Jul 2042$1,415.88$209.33$1,625.21$57,689.13
263Aug 2042$1,420.89$204.32$1,625.21$56,268.24
264Sep 2042$1,425.93$199.28$1,625.21$54,842.31
265Oct 2042$1,430.98$194.23$1,625.21$53,411.33
266Nov 2042$1,436.04$189.17$1,625.21$51,975.29
267Dec 2042$1,441.13$184.08$1,625.21$50,534.16
2042 Total$16,961.8$2,540.72$19,502.52
268Jan 2043$1,446.23$178.98$1,625.21$49,087.93
269Feb 2043$1,451.36$173.85$1,625.21$47,636.57
270Mar 2043$1,456.50$168.71$1,625.21$46,180.07
271Apr 2043$1,461.66$163.55$1,625.21$44,718.41
272May 2043$1,466.83$158.38$1,625.21$43,251.58
273Jun 2043$1,472.03$153.18$1,625.21$41,779.55
274Jul 2043$1,477.24$147.97$1,625.21$40,302.31
275Aug 2043$1,482.47$142.74$1,625.21$38,819.84
276Sep 2043$1,487.72$137.49$1,625.21$37,332.12
277Oct 2043$1,492.99$132.22$1,625.21$35,839.13
278Nov 2043$1,498.28$126.93$1,625.21$34,340.85
279Dec 2043$1,503.59$121.62$1,625.21$32,837.26
2043 Total$17,696.9$1,805.62$19,502.52
280Jan 2044$1,508.91$116.30$1,625.21$31,328.35
281Feb 2044$1,514.26$110.95$1,625.21$29,814.09
282Mar 2044$1,519.62$105.59$1,625.21$28,294.47
283Apr 2044$1,525.00$100.21$1,625.21$26,769.47
284May 2044$1,530.40$94.81$1,625.21$25,239.07
285Jun 2044$1,535.82$89.39$1,625.21$23,703.25
286Jul 2044$1,541.26$83.95$1,625.21$22,161.99
287Aug 2044$1,546.72$78.49$1,625.21$20,615.27
288Sep 2044$1,552.20$73.01$1,625.21$19,063.07
289Oct 2044$1,557.69$67.52$1,625.21$17,505.38
290Nov 2044$1,563.21$62.00$1,625.21$15,942.17
291Dec 2044$1,568.75$56.46$1,625.21$14,373.42
2044 Total$18,463.84$1,038.68$19,502.52
292Jan 2045$1,574.30$50.91$1,625.21$12,799.12
293Feb 2045$1,579.88$45.33$1,625.21$11,219.24
294Mar 2045$1,585.48$39.73$1,625.21$9,633.76
295Apr 2045$1,591.09$34.12$1,625.21$8,042.67
296May 2045$1,596.73$28.48$1,625.21$6,445.94
297Jun 2045$1,602.38$22.83$1,625.21$4,843.56
298Jul 2045$1,608.06$17.15$1,625.21$3,235.50
299Aug 2045$1,613.75$11.46$1,625.21$1,621.75
300Sep 2045$1,619.47$5.74$1,625.21$2.28
2045 Total$14,371.14$255.75$14,626.89