Borrow amount

$300,000

Advertised Rate

2.28%

Fixed - 2 years

Loan term
25 Years
Newcastle Permanent
Repayment frequency
Monthly
Monthly Repayments
$1,313
Number of repayments
300
Total interest paid
$93,857
Total Repayments

$393,855

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2020$742.85$570.00$1,312.85$299,257.15
2020 Total$742.85$570$1,312.85
2Jan 2021$744.26$568.59$1,312.85$298,512.89
3Feb 2021$745.68$567.17$1,312.85$297,767.21
4Mar 2021$747.09$565.76$1,312.85$297,020.12
5Apr 2021$748.51$564.34$1,312.85$296,271.61
6May 2021$749.93$562.92$1,312.85$295,521.68
7Jun 2021$751.36$561.49$1,312.85$294,770.32
8Jul 2021$752.79$560.06$1,312.85$294,017.53
9Aug 2021$754.22$558.63$1,312.85$293,263.31
10Sep 2021$755.65$557.20$1,312.85$292,507.66
11Oct 2021$757.09$555.76$1,312.85$291,750.57
12Nov 2021$758.52$554.33$1,312.85$290,992.05
13Dec 2021$759.97$552.88$1,312.85$290,232.08
2021 Total$9,025.07$6,729.13$15,754.2
14Jan 2022$761.41$551.44$1,312.85$289,470.67
15Feb 2022$762.86$549.99$1,312.85$288,707.81
16Mar 2022$764.31$548.54$1,312.85$287,943.50
17Apr 2022$765.76$547.09$1,312.85$287,177.74
18May 2022$767.21$545.64$1,312.85$286,410.53
19Jun 2022$768.67$544.18$1,312.85$285,641.86
20Jul 2022$770.13$542.72$1,312.85$284,871.73
21Aug 2022$771.59$541.26$1,312.85$284,100.14
22Sep 2022$773.06$539.79$1,312.85$283,327.08
23Oct 2022$774.53$538.32$1,312.85$282,552.55
24Nov 2022$776.00$536.85$1,312.85$281,776.55
25Dec 2022$777.47$535.38$1,312.85$280,999.08
2022 Total$9,233$6,521.2$15,754.2
26Jan 2023$778.95$533.90$1,312.85$280,220.13
27Feb 2023$780.43$532.42$1,312.85$279,439.70
28Mar 2023$781.91$530.94$1,312.85$278,657.79
29Apr 2023$783.40$529.45$1,312.85$277,874.39
30May 2023$784.89$527.96$1,312.85$277,089.50
31Jun 2023$786.38$526.47$1,312.85$276,303.12
32Jul 2023$787.87$524.98$1,312.85$275,515.25
33Aug 2023$789.37$523.48$1,312.85$274,725.88
34Sep 2023$790.87$521.98$1,312.85$273,935.01
35Oct 2023$792.37$520.48$1,312.85$273,142.64
36Nov 2023$793.88$518.97$1,312.85$272,348.76
37Dec 2023$795.39$517.46$1,312.85$271,553.37
2023 Total$9,445.71$6,308.49$15,754.2
38Jan 2024$796.90$515.95$1,312.85$270,756.47
39Feb 2024$798.41$514.44$1,312.85$269,958.06
40Mar 2024$799.93$512.92$1,312.85$269,158.13
41Apr 2024$801.45$511.40$1,312.85$268,356.68
42May 2024$802.97$509.88$1,312.85$267,553.71
43Jun 2024$804.50$508.35$1,312.85$266,749.21
44Jul 2024$806.03$506.82$1,312.85$265,943.18
45Aug 2024$807.56$505.29$1,312.85$265,135.62
46Sep 2024$809.09$503.76$1,312.85$264,326.53
47Oct 2024$810.63$502.22$1,312.85$263,515.90
48Nov 2024$812.17$500.68$1,312.85$262,703.73
49Dec 2024$813.71$499.14$1,312.85$261,890.02
2024 Total$9,663.35$6,090.85$15,754.2
50Jan 2025$815.26$497.59$1,312.85$261,074.76
51Feb 2025$816.81$496.04$1,312.85$260,257.95
52Mar 2025$818.36$494.49$1,312.85$259,439.59
53Apr 2025$819.91$492.94$1,312.85$258,619.68
54May 2025$821.47$491.38$1,312.85$257,798.21
55Jun 2025$823.03$489.82$1,312.85$256,975.18
56Jul 2025$824.60$488.25$1,312.85$256,150.58
57Aug 2025$826.16$486.69$1,312.85$255,324.42
58Sep 2025$827.73$485.12$1,312.85$254,496.69
59Oct 2025$829.31$483.54$1,312.85$253,667.38
60Nov 2025$830.88$481.97$1,312.85$252,836.50
61Dec 2025$832.46$480.39$1,312.85$252,004.04
2025 Total$9,885.98$5,868.22$15,754.2
62Jan 2026$834.04$478.81$1,312.85$251,170.00
63Feb 2026$835.63$477.22$1,312.85$250,334.37
64Mar 2026$837.21$475.64$1,312.85$249,497.16
65Apr 2026$838.81$474.04$1,312.85$248,658.35
66May 2026$840.40$472.45$1,312.85$247,817.95
67Jun 2026$842.00$470.85$1,312.85$246,975.95
68Jul 2026$843.60$469.25$1,312.85$246,132.35
69Aug 2026$845.20$467.65$1,312.85$245,287.15
70Sep 2026$846.80$466.05$1,312.85$244,440.35
71Oct 2026$848.41$464.44$1,312.85$243,591.94
72Nov 2026$850.03$462.82$1,312.85$242,741.91
73Dec 2026$851.64$461.21$1,312.85$241,890.27
2026 Total$10,113.77$5,640.43$15,754.2
74Jan 2027$853.26$459.59$1,312.85$241,037.01
75Feb 2027$854.88$457.97$1,312.85$240,182.13
76Mar 2027$856.50$456.35$1,312.85$239,325.63
77Apr 2027$858.13$454.72$1,312.85$238,467.50
78May 2027$859.76$453.09$1,312.85$237,607.74
79Jun 2027$861.40$451.45$1,312.85$236,746.34
80Jul 2027$863.03$449.82$1,312.85$235,883.31
81Aug 2027$864.67$448.18$1,312.85$235,018.64
82Sep 2027$866.31$446.54$1,312.85$234,152.33
83Oct 2027$867.96$444.89$1,312.85$233,284.37
84Nov 2027$869.61$443.24$1,312.85$232,414.76
85Dec 2027$871.26$441.59$1,312.85$231,543.50
2027 Total$10,346.77$5,407.43$15,754.2
86Jan 2028$872.92$439.93$1,312.85$230,670.58
87Feb 2028$874.58$438.27$1,312.85$229,796.00
88Mar 2028$876.24$436.61$1,312.85$228,919.76
89Apr 2028$877.90$434.95$1,312.85$228,041.86
90May 2028$879.57$433.28$1,312.85$227,162.29
91Jun 2028$881.24$431.61$1,312.85$226,281.05
92Jul 2028$882.92$429.93$1,312.85$225,398.13
93Aug 2028$884.59$428.26$1,312.85$224,513.54
94Sep 2028$886.27$426.58$1,312.85$223,627.27
95Oct 2028$887.96$424.89$1,312.85$222,739.31
96Nov 2028$889.65$423.20$1,312.85$221,849.66
97Dec 2028$891.34$421.51$1,312.85$220,958.32
2028 Total$10,585.18$5,169.02$15,754.2
98Jan 2029$893.03$419.82$1,312.85$220,065.29
99Feb 2029$894.73$418.12$1,312.85$219,170.56
100Mar 2029$896.43$416.42$1,312.85$218,274.13
101Apr 2029$898.13$414.72$1,312.85$217,376.00
102May 2029$899.84$413.01$1,312.85$216,476.16
103Jun 2029$901.55$411.30$1,312.85$215,574.61
104Jul 2029$903.26$409.59$1,312.85$214,671.35
105Aug 2029$904.97$407.88$1,312.85$213,766.38
106Sep 2029$906.69$406.16$1,312.85$212,859.69
107Oct 2029$908.42$404.43$1,312.85$211,951.27
108Nov 2029$910.14$402.71$1,312.85$211,041.13
109Dec 2029$911.87$400.98$1,312.85$210,129.26
2029 Total$10,829.06$4,925.14$15,754.2
110Jan 2030$913.60$399.25$1,312.85$209,215.66
111Feb 2030$915.34$397.51$1,312.85$208,300.32
112Mar 2030$917.08$395.77$1,312.85$207,383.24
113Apr 2030$918.82$394.03$1,312.85$206,464.42
114May 2030$920.57$392.28$1,312.85$205,543.85
115Jun 2030$922.32$390.53$1,312.85$204,621.53
116Jul 2030$924.07$388.78$1,312.85$203,697.46
117Aug 2030$925.82$387.03$1,312.85$202,771.64
118Sep 2030$927.58$385.27$1,312.85$201,844.06
119Oct 2030$929.35$383.50$1,312.85$200,914.71
120Nov 2030$931.11$381.74$1,312.85$199,983.60
121Dec 2030$932.88$379.97$1,312.85$199,050.72
2030 Total$11,078.54$4,675.66$15,754.2
122Jan 2031$934.65$378.20$1,312.85$198,116.07
123Feb 2031$936.43$376.42$1,312.85$197,179.64
124Mar 2031$938.21$374.64$1,312.85$196,241.43
125Apr 2031$939.99$372.86$1,312.85$195,301.44
126May 2031$941.78$371.07$1,312.85$194,359.66
127Jun 2031$943.57$369.28$1,312.85$193,416.09
128Jul 2031$945.36$367.49$1,312.85$192,470.73
129Aug 2031$947.16$365.69$1,312.85$191,523.57
130Sep 2031$948.96$363.89$1,312.85$190,574.61
131Oct 2031$950.76$362.09$1,312.85$189,623.85
132Nov 2031$952.56$360.29$1,312.85$188,671.29
133Dec 2031$954.37$358.48$1,312.85$187,716.92
2031 Total$11,333.8$4,420.4$15,754.2
134Jan 2032$956.19$356.66$1,312.85$186,760.73
135Feb 2032$958.00$354.85$1,312.85$185,802.73
136Mar 2032$959.82$353.03$1,312.85$184,842.91
137Apr 2032$961.65$351.20$1,312.85$183,881.26
138May 2032$963.48$349.37$1,312.85$182,917.78
139Jun 2032$965.31$347.54$1,312.85$181,952.47
140Jul 2032$967.14$345.71$1,312.85$180,985.33
141Aug 2032$968.98$343.87$1,312.85$180,016.35
142Sep 2032$970.82$342.03$1,312.85$179,045.53
143Oct 2032$972.66$340.19$1,312.85$178,072.87
144Nov 2032$974.51$338.34$1,312.85$177,098.36
145Dec 2032$976.36$336.49$1,312.85$176,122.00
2032 Total$11,594.92$4,159.28$15,754.2
146Jan 2033$978.22$334.63$1,312.85$175,143.78
147Feb 2033$980.08$332.77$1,312.85$174,163.70
148Mar 2033$981.94$330.91$1,312.85$173,181.76
149Apr 2033$983.80$329.05$1,312.85$172,197.96
150May 2033$985.67$327.18$1,312.85$171,212.29
151Jun 2033$987.55$325.30$1,312.85$170,224.74
152Jul 2033$989.42$323.43$1,312.85$169,235.32
153Aug 2033$991.30$321.55$1,312.85$168,244.02
154Sep 2033$993.19$319.66$1,312.85$167,250.83
155Oct 2033$995.07$317.78$1,312.85$166,255.76
156Nov 2033$996.96$315.89$1,312.85$165,258.80
157Dec 2033$998.86$313.99$1,312.85$164,259.94
2033 Total$11,862.06$3,892.14$15,754.2
158Jan 2034$1,000.76$312.09$1,312.85$163,259.18
159Feb 2034$1,002.66$310.19$1,312.85$162,256.52
160Mar 2034$1,004.56$308.29$1,312.85$161,251.96
161Apr 2034$1,006.47$306.38$1,312.85$160,245.49
162May 2034$1,008.38$304.47$1,312.85$159,237.11
163Jun 2034$1,010.30$302.55$1,312.85$158,226.81
164Jul 2034$1,012.22$300.63$1,312.85$157,214.59
165Aug 2034$1,014.14$298.71$1,312.85$156,200.45
166Sep 2034$1,016.07$296.78$1,312.85$155,184.38
167Oct 2034$1,018.00$294.85$1,312.85$154,166.38
168Nov 2034$1,019.93$292.92$1,312.85$153,146.45
169Dec 2034$1,021.87$290.98$1,312.85$152,124.58
2034 Total$12,135.36$3,618.84$15,754.2
170Jan 2035$1,023.81$289.04$1,312.85$151,100.77
171Feb 2035$1,025.76$287.09$1,312.85$150,075.01
172Mar 2035$1,027.71$285.14$1,312.85$149,047.30
173Apr 2035$1,029.66$283.19$1,312.85$148,017.64
174May 2035$1,031.62$281.23$1,312.85$146,986.02
175Jun 2035$1,033.58$279.27$1,312.85$145,952.44
176Jul 2035$1,035.54$277.31$1,312.85$144,916.90
177Aug 2035$1,037.51$275.34$1,312.85$143,879.39
178Sep 2035$1,039.48$273.37$1,312.85$142,839.91
179Oct 2035$1,041.45$271.40$1,312.85$141,798.46
180Nov 2035$1,043.43$269.42$1,312.85$140,755.03
181Dec 2035$1,045.42$267.43$1,312.85$139,709.61
2035 Total$12,414.97$3,339.23$15,754.2
182Jan 2036$1,047.40$265.45$1,312.85$138,662.21
183Feb 2036$1,049.39$263.46$1,312.85$137,612.82
184Mar 2036$1,051.39$261.46$1,312.85$136,561.43
185Apr 2036$1,053.38$259.47$1,312.85$135,508.05
186May 2036$1,055.38$257.47$1,312.85$134,452.67
187Jun 2036$1,057.39$255.46$1,312.85$133,395.28
188Jul 2036$1,059.40$253.45$1,312.85$132,335.88
189Aug 2036$1,061.41$251.44$1,312.85$131,274.47
190Sep 2036$1,063.43$249.42$1,312.85$130,211.04
191Oct 2036$1,065.45$247.40$1,312.85$129,145.59
192Nov 2036$1,067.47$245.38$1,312.85$128,078.12
193Dec 2036$1,069.50$243.35$1,312.85$127,008.62
2036 Total$12,700.99$3,053.21$15,754.2
194Jan 2037$1,071.53$241.32$1,312.85$125,937.09
195Feb 2037$1,073.57$239.28$1,312.85$124,863.52
196Mar 2037$1,075.61$237.24$1,312.85$123,787.91
197Apr 2037$1,077.65$235.20$1,312.85$122,710.26
198May 2037$1,079.70$233.15$1,312.85$121,630.56
199Jun 2037$1,081.75$231.10$1,312.85$120,548.81
200Jul 2037$1,083.81$229.04$1,312.85$119,465.00
201Aug 2037$1,085.87$226.98$1,312.85$118,379.13
202Sep 2037$1,087.93$224.92$1,312.85$117,291.20
203Oct 2037$1,090.00$222.85$1,312.85$116,201.20
204Nov 2037$1,092.07$220.78$1,312.85$115,109.13
205Dec 2037$1,094.14$218.71$1,312.85$114,014.99
2037 Total$12,993.63$2,760.57$15,754.2
206Jan 2038$1,096.22$216.63$1,312.85$112,918.77
207Feb 2038$1,098.30$214.55$1,312.85$111,820.47
208Mar 2038$1,100.39$212.46$1,312.85$110,720.08
209Apr 2038$1,102.48$210.37$1,312.85$109,617.60
210May 2038$1,104.58$208.27$1,312.85$108,513.02
211Jun 2038$1,106.68$206.17$1,312.85$107,406.34
212Jul 2038$1,108.78$204.07$1,312.85$106,297.56
213Aug 2038$1,110.88$201.97$1,312.85$105,186.68
214Sep 2038$1,113.00$199.85$1,312.85$104,073.68
215Oct 2038$1,115.11$197.74$1,312.85$102,958.57
216Nov 2038$1,117.23$195.62$1,312.85$101,841.34
217Dec 2038$1,119.35$193.50$1,312.85$100,721.99
2038 Total$13,293$2,461.2$15,754.2
218Jan 2039$1,121.48$191.37$1,312.85$99,600.51
219Feb 2039$1,123.61$189.24$1,312.85$98,476.90
220Mar 2039$1,125.74$187.11$1,312.85$97,351.16
221Apr 2039$1,127.88$184.97$1,312.85$96,223.28
222May 2039$1,130.03$182.82$1,312.85$95,093.25
223Jun 2039$1,132.17$180.68$1,312.85$93,961.08
224Jul 2039$1,134.32$178.53$1,312.85$92,826.76
225Aug 2039$1,136.48$176.37$1,312.85$91,690.28
226Sep 2039$1,138.64$174.21$1,312.85$90,551.64
227Oct 2039$1,140.80$172.05$1,312.85$89,410.84
228Nov 2039$1,142.97$169.88$1,312.85$88,267.87
229Dec 2039$1,145.14$167.71$1,312.85$87,122.73
2039 Total$13,599.26$2,154.94$15,754.2
230Jan 2040$1,147.32$165.53$1,312.85$85,975.41
231Feb 2040$1,149.50$163.35$1,312.85$84,825.91
232Mar 2040$1,151.68$161.17$1,312.85$83,674.23
233Apr 2040$1,153.87$158.98$1,312.85$82,520.36
234May 2040$1,156.06$156.79$1,312.85$81,364.30
235Jun 2040$1,158.26$154.59$1,312.85$80,206.04
236Jul 2040$1,160.46$152.39$1,312.85$79,045.58
237Aug 2040$1,162.66$150.19$1,312.85$77,882.92
238Sep 2040$1,164.87$147.98$1,312.85$76,718.05
239Oct 2040$1,167.09$145.76$1,312.85$75,550.96
240Nov 2040$1,169.30$143.55$1,312.85$74,381.66
241Dec 2040$1,171.52$141.33$1,312.85$73,210.14
2040 Total$13,912.59$1,841.61$15,754.2
242Jan 2041$1,173.75$139.10$1,312.85$72,036.39
243Feb 2041$1,175.98$136.87$1,312.85$70,860.41
244Mar 2041$1,178.22$134.63$1,312.85$69,682.19
245Apr 2041$1,180.45$132.40$1,312.85$68,501.74
246May 2041$1,182.70$130.15$1,312.85$67,319.04
247Jun 2041$1,184.94$127.91$1,312.85$66,134.10
248Jul 2041$1,187.20$125.65$1,312.85$64,946.90
249Aug 2041$1,189.45$123.40$1,312.85$63,757.45
250Sep 2041$1,191.71$121.14$1,312.85$62,565.74
251Oct 2041$1,193.98$118.87$1,312.85$61,371.76
252Nov 2041$1,196.24$116.61$1,312.85$60,175.52
253Dec 2041$1,198.52$114.33$1,312.85$58,977.00
2041 Total$14,233.14$1,521.06$15,754.2
254Jan 2042$1,200.79$112.06$1,312.85$57,776.21
255Feb 2042$1,203.08$109.77$1,312.85$56,573.13
256Mar 2042$1,205.36$107.49$1,312.85$55,367.77
257Apr 2042$1,207.65$105.20$1,312.85$54,160.12
258May 2042$1,209.95$102.90$1,312.85$52,950.17
259Jun 2042$1,212.24$100.61$1,312.85$51,737.93
260Jul 2042$1,214.55$98.30$1,312.85$50,523.38
261Aug 2042$1,216.86$95.99$1,312.85$49,306.52
262Sep 2042$1,219.17$93.68$1,312.85$48,087.35
263Oct 2042$1,221.48$91.37$1,312.85$46,865.87
264Nov 2042$1,223.80$89.05$1,312.85$45,642.07
265Dec 2042$1,226.13$86.72$1,312.85$44,415.94
2042 Total$14,561.06$1,193.14$15,754.2
266Jan 2043$1,228.46$84.39$1,312.85$43,187.48
267Feb 2043$1,230.79$82.06$1,312.85$41,956.69
268Mar 2043$1,233.13$79.72$1,312.85$40,723.56
269Apr 2043$1,235.48$77.37$1,312.85$39,488.08
270May 2043$1,237.82$75.03$1,312.85$38,250.26
271Jun 2043$1,240.17$72.68$1,312.85$37,010.09
272Jul 2043$1,242.53$70.32$1,312.85$35,767.56
273Aug 2043$1,244.89$67.96$1,312.85$34,522.67
274Sep 2043$1,247.26$65.59$1,312.85$33,275.41
275Oct 2043$1,249.63$63.22$1,312.85$32,025.78
276Nov 2043$1,252.00$60.85$1,312.85$30,773.78
277Dec 2043$1,254.38$58.47$1,312.85$29,519.40
2043 Total$14,896.54$857.66$15,754.2
278Jan 2044$1,256.76$56.09$1,312.85$28,262.64
279Feb 2044$1,259.15$53.70$1,312.85$27,003.49
280Mar 2044$1,261.54$51.31$1,312.85$25,741.95
281Apr 2044$1,263.94$48.91$1,312.85$24,478.01
282May 2044$1,266.34$46.51$1,312.85$23,211.67
283Jun 2044$1,268.75$44.10$1,312.85$21,942.92
284Jul 2044$1,271.16$41.69$1,312.85$20,671.76
285Aug 2044$1,273.57$39.28$1,312.85$19,398.19
286Sep 2044$1,275.99$36.86$1,312.85$18,122.20
287Oct 2044$1,278.42$34.43$1,312.85$16,843.78
288Nov 2044$1,280.85$32.00$1,312.85$15,562.93
289Dec 2044$1,283.28$29.57$1,312.85$14,279.65
2044 Total$15,239.75$514.45$15,754.2
290Jan 2045$1,285.72$27.13$1,312.85$12,993.93
291Feb 2045$1,288.16$24.69$1,312.85$11,705.77
292Mar 2045$1,290.61$22.24$1,312.85$10,415.16
293Apr 2045$1,293.06$19.79$1,312.85$9,122.10
294May 2045$1,295.52$17.33$1,312.85$7,826.58
295Jun 2045$1,297.98$14.87$1,312.85$6,528.60
296Jul 2045$1,300.45$12.40$1,312.85$5,228.15
297Aug 2045$1,302.92$9.93$1,312.85$3,925.23
298Sep 2045$1,305.39$7.46$1,312.85$2,619.84
299Oct 2045$1,307.87$4.98$1,312.85$1,311.97
300Nov 2045$1,310.36$2.49$1,312.85$1.61
2045 Total$14,278.04$163.31$14,441.35